WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

10

11

12

I.

AGRICULTURE

5,42,712

2165,12

1950,43

2,84,231

1491,14

1305,07

22,610

677,76

600,75

3,908

839,17

680,36

1. Direct Finance

5,34,297

1891,98

1717,39

2,80,231

1178,50

1033,48

21,447

258,83

220,42

2,315

93,66

77,79

2. Indirect Finance

8,415

273,14

233,03

4,000

312,64

271,59

1,163

418,94

380,34

1,593

745,51

602,56

II.

INDUSTRY

29,491

2951,98

2304,57

25,910

3759,18

2490,75

13,588

7531,73

5612,88

30,331

23942,27

16102,68

1. Mining & Quarrying

122

290,82

197,94

125

112,61

29,99

152

86,21

55,93

152

333,70

293,48

2. Food Manufacturing & Processing

978

169,12

112,06

1,024

350,59

215,76

512

114,14

83,92

792

771,20

574,41

(a) Rice Mills, Flour & Dal Mills

487

24,23

18,03

308

51,57

41,36

89

17,49

11,43

89

28,27

24,88

(b) Sugar

3

1,46

1,43

5

1,62

66

-

-

-

5

32

23

(c) Edible Oils & Vanaspati

94

78,19

53,08

174

45,84

28,75

85

33,16

23,55

110

327,19

299,82

(d) Tea Processing

2

80

77

3

80

70

9

1,55

1,33

11

12,80

5,71

(e) Processing of Fruits & Vegetables

11

1,43

92

17

6,42

4,35

15

5,00

4,05

29

8,65

6,10

(f) Others

381

63,02

37,84

517

244,34

139,95

314

56,94

43,57

548

393,98

237,68

3. Beverage & Tobacco

152

14,68

10,25

125

16,73

7,58

43

19,82

12,13

52

34,89

11,53

4. Textiles

1,063

256,06

221,57

1,223

909,97

596,13

509

121,82

94,78

8,065

3752,84

2836,22

(a) Cotton Textiles

212

111,32

101,13

475

846,25

557,29

93

66,70

46,23

2,080

2260,64

1621,99

(b) Jute & Other Natural Fibre Textiles

43

54

40

12

22

7

55

97

69

220

25,11

24,27

(c) Handloom Textiles & Khadi

445

6,65

6,43

276

14,45

13,71

53

96

84

376

33,08

27,20

(d) Other Textiles & Textile Products

363

137,54

113,62

460

49,05

25,06

308

53,19

47,02

5,389

1434,02

1162,76

5. Paper, Paper Products & Printing

168

53,50

46,38

481

312,23

204,73

207

29,07

24,79

846

572,25

398,35

6. Leather & Leather Products

163

10,33

4,34

107

5,19

4,61

60

2,49

1,56

96

7,98

5,14

7. Rubber & Plastic Products

205

33,80

29,22

435

120,78

83,58

397

45,20

33,51

1,101

413,42

337,06

8. Chemicals & Chemical Products

811

777,88

584,70

1,492

651,19

451,65

582

850,46

599,59

3,539

3999,76

2968,38

(a) Heavy Industrial Chemicals

86

176,83

121,27

459

192,48

162,37

108

139,42

104,00

567

803,05

620,88

(b) Fertilisers

135

266,88

228,80

14

44,71

34,81

13

235,93

152,57

60

573,94

470,83

(c) Drugs & Pharmaceuticals

109

147,55

138,61

209

72,82

57,40

135

63,72

31,49

738

974,43

746,54

(d) Non-Edible Oils

11

6,52

3,72

19

16,89

12,52

10

12,87

10,71

15

22,77

17,77

(e) Other Chemicals & Chemical Products

470

180,11

92,30

791

324,30

184,54

316

398,54

300,82

2,159

1625,57

1112,36

9. Petroleum, Coal Products & Nuclear Fuels

22

112,68

96,03

23

24,06

15,29

45

3009,77

2360,10

139

361,12

275,58

10. Manufacture of Cement & Cement Products

158

89,20

62,10

243

120,56

118,02

109

309,04

303,89

94

72,41

69,20

11. Basic Metals & Metal Products

1,019

292,50

239,91

1,033

193,49

123,84

1,853

891,61

563,85

2,022

2854,85

1981,70

(a) Iron & Steel

98

217,11

187,30

346

128,30

78,74

317

178,49

134,29

650

2360,38

1634,26

(b) Non-Ferrous Metals

24

49,93

30,26

35

13,68

11,33

196

461,49

243,46

193

135,17

79,78

(c) Metal Products

897

25,46

22,35

652

51,51

33,78

1,340

251,63

186,09

1,179

359,29

267,67

12. Engineering

567

215,96

154,87

1,126

342,88

183,11

2,021

761,22

583,01

2,995

1795,26

1093,11

(a) Heavy Engineering

40

14,41

9,58

127

81,10

27,00

459

117,92

87,66

494

426,73

315,02

(b) Light Engineering

164

12,45

9,10

429

151,87

68,62

970

49,75

30,55

1,281

422,71

296,43

(c) Electrical Machinery & Goods

195

185,31

133,20

254

68,94

47,32

251

19,90

11,28

837

777,32

380,54

(d) Electronic Machinery & Goods

168

3,80

2,98

316

40,98

40,18

341

573,65

453,51

383

168,49

101,13

13. Vehicles, Vehicle Parts & Transport Equipments

384

29,42

7,71

435

65,10

43,44

558

120,95

37,09

446

278,77

187,12

14. Other Industries

21,619

141,54

124,84

17,144

320,95

229,95

5,952

417,06

211,79

8,953

1391,50

1148,89

15. Electricity, Gas & Water

19

250,47

214,91

18

97,85

76,74

47

335,91

269,60

281

5961,71

2949,81

(a) Electricity Generation & Transmission

13

192,33

155,16

7

96,68

76,08

22

217,11

166,93

199

5812,03

2818,14

(b) Non-Conventional Energy

-

-

-

1

6

6

8

4,96

4,39

61

105,72

104,75

(c) Gas, Steam & Water Supply

6

58,14

59,75

10

1,10

60

17

113,84

98,27

21

43,95

26,92

16. Construction

2,041

214,04

197,74

876

115,00

106,32

541

416,96

377,34

758

1340,61

972,68

III.

TRANSPORT OPERATORS

7,979

54,03

42,63

5,994

55,77

44,70

2,372

53,74

38,95

3,872

154,89

131,02

IV.

PROFESSIONAL AND OTHER SERVICES

21,095

122,67

103,80

22,880

227,80

186,23

13,749

263,13

222,41

31,656

1380,43

1030,11

V.

PERSONAL LOANS

1,29,252

875,56

723,87

1,55,413

1372,04

1136,60

1,34,405

1617,78

1321,61

2,55,408

4623,26

3657,10

1. Loans for Purchase of Consumer Durables

11,368

39,37

30,58

10,635

40,32

30,96

6,169

25,84

19,47

10,328

53,04

39,53

2. Loans for Housing

16,168

285,53

261,28

32,830

563,14

510,73

31,115

715,64

640,72

59,137

1808,65

1613,85

3. Rest of the Personal Loans

1,01,716

550,66

432,00

1,11,948

768,59

594,91

97,121

876,30

661,42

1,85,943

2761,56

2003,71

VI.

TRADE

62,366

318,34

229,28

50,252

483,31

348,41

20,886

959,85

668,45

26,799

3279,54

2421,56

1. Wholesale Trade

2,430

99,06

59,54

2,545

152,95

97,18

1,587

650,43

457,95

6,073

2181,17

1664,05

2. Retail Trade

59,936

219,27

169,74

47,707

330,37

251,23

19,299

309,42

210,51

20,726

1098,37

757,52

VII.

FINANCE

431

10,97

6,54

826

99,62

48,94

488

92,47

42,85

1,001

902,42

610,83

VIII.

ALL OTHERS

50,089

482,47

346,75

45,858

678,49

403,54

26,460

509,23

342,32

50,019

1768,42

1216,12

TOTAL BANK CREDIT

8,43,415

6981,14

5707,86

5,91,364

8167,35

5964,24

2,34,558

11705,69

8850,21

4,02,994

36890,39

25849,77

OF WHICH : 1. Artisans and Village & Tiny Industries

15,744

44,26

36,63

9,918

113,79

83,78

1,769

16,06

12,00

1,854

29,05

23,61

2. Other Small Scale Industries

7,777

316,32

246,77

9,179

621,84

449,19

5,817

475,77

343,85

16,502

1776,71

1354,64