WESTERN REGION |
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STATE : GUJARAT |
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(Amount in Rupees Lakh) |
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RURAL |
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SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
6,21,638 |
2812,15 |
2526,85 |
3,19,036 |
1921,26 |
1655,24 |
|
1. |
Direct Finance |
6,18,392 |
2490,65 |
2251,83 |
3,16,470 |
1536,17 |
1338,10 |
|
2. |
Indirect Finance |
3,246 |
321,50 |
275,03 |
2,566 |
385,09 |
317,14 |
II. |
INDUSTRY |
26,765 |
7156,69 |
5328,07 |
23,775 |
3375,94 |
2500,88 |
|
1. |
Mining & Quarrying |
115 |
2377,80 |
1857,36 |
147 |
56,90 |
36,77 |
|
2. |
Food Manufacturing & Processing |
841 |
110,37 |
77,95 |
1,034 |
419,93 |
283,69 |
|
|
(a) Rice Mills, Flour & Dal Mills |
373 |
22,56 |
17,70 |
332 |
60,68 |
49,42 |
|
|
(b) Sugar |
3 |
3,27 |
2,62 |
4 |
15,10 |
5,08 |
|
|
(c) Edible Oils & Vanaspati |
106 |
55,99 |
34,94 |
180 |
96,48 |
71,64 |
|
|
(d) Tea Processing |
1 |
5 |
5 |
3 |
1,60 |
1,26 |
|
|
(e) Processing of Fruits & Vegetables |
10 |
1,12 |
96 |
19 |
6,71 |
4,84 |
|
|
(f) Others |
348 |
27,37 |
21,69 |
496 |
239,37 |
151,44 |
|
3. |
Beverage & Tobacco |
120 |
12,11 |
9,00 |
113 |
15,24 |
11,18 |
|
4. |
Textiles |
1,222 |
488,93 |
344,25 |
1,329 |
286,42 |
199,05 |
|
|
(a) Cotton Textiles |
195 |
132,75 |
99,64 |
476 |
229,23 |
166,27 |
|
|
(b) Jute & Other Natural Fibre Textiles |
56 |
1,19 |
47 |
16 |
28 |
22 |
|
|
(c) Handloom Textiles & Khadi |
512 |
209,65 |
150,74 |
323 |
4,95 |
3,43 |
|
|
(d) Other Textiles & Textile Products |
459 |
145,34 |
93,40 |
514 |
51,96 |
29,14 |
|
5. |
Paper, Paper Products & Printing |
145 |
61,52 |
47,59 |
494 |
344,26 |
248,72 |
|
6. |
Leather & Leather Products |
135 |
10,25 |
4,28 |
88 |
1,48 |
1,14 |
|
7. |
Rubber & Plastic Products |
203 |
30,41 |
26,99 |
487 |
212,33 |
153,48 |
|
8. |
Chemicals & Chemical Products |
756 |
833,78 |
530,74 |
1,206 |
539,61 |
375,31 |
|
|
(a) Heavy Industrial Chemicals |
95 |
279,93 |
171,81 |
205 |
118,83 |
85,94 |
|
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(b) Fertilisers |
77 |
213,77 |
137,68 |
14 |
70,17 |
61,02 |
|
|
(c) Drugs & Pharmaceuticals |
93 |
117,10 |
94,18 |
252 |
78,57 |
63,70 |
|
|
(d) Non-Edible Oils |
3 |
2,18 |
1,65 |
15 |
16,48 |
12,65 |
|
|
(e) Other Chemicals & Chemical Products |
488 |
220,80 |
125,43 |
720 |
255,55 |
152,00 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
10 |
16,61 |
1,95 |
19 |
136,24 |
127,21 |
|
10. |
Manufacture of Cement & Cement Products |
113 |
176,82 |
149,12 |
189 |
229,64 |
206,89 |
|
11. |
Basic Metals & Metal Products |
1,237 |
693,31 |
528,04 |
1,216 |
236,41 |
198,61 |
|
|
(a) Iron & Steel |
94 |
445,93 |
376,44 |
414 |
176,54 |
152,62 |
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(b) Non-Ferrous Metals |
34 |
229,89 |
135,46 |
39 |
17,57 |
9,67 |
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(c) Metal Products |
1,109 |
17,49 |
16,14 |
763 |
42,30 |
36,32 |
|
12. |
Engineering |
507 |
172,93 |
66,48 |
824 |
257,18 |
151,95 |
|
|
(a) Heavy Engineering |
40 |
26,61 |
22,26 |
95 |
60,22 |
30,91 |
|
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(b) Light Engineering |
163 |
123,40 |
34,48 |
417 |
83,94 |
66,41 |
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|
(c) Electrical Machinery & Goods |
145 |
10,68 |
8,42 |
223 |
85,38 |
37,46 |
|
|
(d) Electronic Machinery & Goods |
159 |
12,23 |
1,32 |
89 |
27,64 |
17,18 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
267 |
45,78 |
26,30 |
331 |
56,77 |
45,72 |
|
14. |
Other Industries |
18,897 |
479,96 |
457,27 |
14,737 |
368,74 |
304,23 |
|
15. |
Electricity, Gas & Water |
22 |
619,66 |
327,01 |
27 |
86,78 |
51,51 |
|
|
(a) Electricity Generation & Transmission |
13 |
538,29 |
245,68 |
8 |
80,16 |
50,60 |
|
|
(b) Non-Conventional Energy |
4 |
19,56 |
19,53 |
1 |
3 |
3 |
|
|
(c) Gas, Steam & Water Supply |
5 |
61,81 |
61,80 |
18 |
6,59 |
88 |
|
16. |
Construction |
2,175 |
1026,45 |
873,74 |
1,534 |
128,00 |
105,41 |
III. |
TRANSPORT OPERATORS |
9,965 |
137,50 |
124,40 |
5,771 |
65,95 |
55,93 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
24,669 |
167,19 |
133,47 |
27,827 |
249,22 |
187,07 |
V. |
PERSONAL LOANS |
1,46,202 |
1304,84 |
1064,41 |
1,88,320 |
2135,92 |
1747,02 |
|
1. |
Loans for Purchase of Consumer Durables |
26,630 |
121,45 |
94,76 |
16,682 |
73,23 |
58,63 |
|
2. |
Loans for Housing |
20,863 |
504,46 |
447,41 |
41,002 |
909,35 |
804,83 |
|
3. |
Rest of the Personal Loans |
98,709 |
678,93 |
522,24 |
1,30,636 |
1153,34 |
883,55 |
VI. |
TRADE |
67,023 |
1553,55 |
1255,48 |
57,161 |
647,99 |
447,98 |
|
1. |
Wholesale Trade |
2,730 |
969,47 |
852,95 |
2,624 |
142,29 |
84,31 |
|
2. |
Retail Trade |
64,293 |
584,08 |
402,52 |
54,537 |
505,70 |
363,66 |
VII. |
FINANCE |
552 |
67,10 |
51,03 |
942 |
88,79 |
43,15 |
VIII. |
ALL OTHERS |
21,450 |
290,05 |
211,97 |
30,888 |
475,76 |
344,05 |
TOTAL BANK CREDIT |
9,18,264 |
13489,07 |
10695,67 |
6,53,720 |
8960,84 |
6981,32 |
OF WHICH:1. Artisans and Village & Tiny Industries |
14,805 |
50,89 |
39,86 |
9,782 |
139,97 |
106,83 |
|
|
2. Other Small Scale Industries |
5,780 |
260,54 |
212,72 |
7,436 |
707,17 |
520,65 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2005 |
WESTERN REGION |
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|
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|
STATE : GUJARAT |
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|
|
|
(Amount in Rupees Lakh) |
|
|
|
URBAN |
METROPOLITAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
27,122 |
796,14 |
690,06 |
6,675 |
1463,16 |
1131,56 |
|
1. |
Direct Finance |
26,403 |
289,33 |
246,48 |
5,745 |
226,26 |
195,36 |
|
2. |
Indirect Finance |
719 |
506,80 |
443,58 |
930 |
1236,90 |
936,20 |
II. |
INDUSTRY |
15,251 |
7489,91 |
5389,69 |
32,126 |
29679,61 |
18615,75 |
|
1. |
Mining & Quarrying |
233 |
132,83 |
75,15 |
189 |
509,28 |
294,57 |
|
2. |
Food Manufacturing & Processing |
633 |
218,91 |
169,83 |
942 |
1119,52 |
643,94 |
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|
(a) Rice Mills, Flour & Dal Mills |
124 |
29,11 |
22,81 |
115 |
56,20 |
47,33 |
|
|
(b) Sugar |
1 |
3 |
– |
8 |
15,87 |
6,03 |
|
|
(c) Edible Oils & Vanaspati |
85 |
39,21 |
22,07 |
90 |
640,17 |
377,22 |
|
|
(d) Tea Processing |
13 |
2,06 |
1,25 |
17 |
8,31 |
5,35 |
|
|
(e) Processing of Fruits & Vegetables |
23 |
15,72 |
11,45 |
47 |
31,16 |
21,85 |
|
|
(f) Others |
387 |
132,78 |
112,24 |
665 |
367,81 |
186,17 |
|
3. |
Beverage & Tobacco |
54 |
16,86 |
12,63 |
50 |
55,98 |
26,07 |
|
4. |
Textiles |
670 |
162,30 |
122,11 |
8,129 |
5777,91 |
3844,40 |
|
|
(a) Cotton Textiles |
108 |
95,34 |
67,25 |
1,717 |
3550,82 |
2295,09 |
|
|
(b) Jute & Other Natural Fibre Textiles |
78 |
9,38 |
7,02 |
135 |
16,58 |
15,48 |
|
|
(c) Handloom Textiles & Khadi |
85 |
11,96 |
11,73 |
337 |
42,10 |
36,15 |
|
|
(d) Other Textiles & Textile Products |
399 |
45,62 |
36,10 |
5,940 |
2168,41 |
1497,68 |
|
5. |
Paper, Paper Products & Printing |
221 |
26,14 |
18,49 |
671 |
758,19 |
481,46 |
|
6. |
Leather & Leather Products |
75 |
4,00 |
3,23 |
110 |
11,23 |
9,09 |
|
7. |
Rubber & Plastic Products |
373 |
67,90 |
49,21 |
1,197 |
563,45 |
385,85 |
|
8. |
Chemicals & Chemical Products |
574 |
619,21 |
376,20 |
3,326 |
5756,60 |
3023,71 |
|
|
(a) Heavy Industrial Chemicals |
125 |
245,54 |
148,29 |
525 |
1284,36 |
781,60 |
|
|
(b) Fertilisers |
16 |
173,08 |
120,55 |
65 |
880,74 |
509,38 |
|
|
(c) Drugs & Pharmaceuticals |
104 |
41,36 |
26,88 |
792 |
1454,83 |
891,83 |
|
|
(d) Non-Edible Oils |
10 |
9,13 |
4,65 |
7 |
19,90 |
15,33 |
|
|
(e) Other Chemicals & Chemical Products |
319 |
150,10 |
75,85 |
1,937 |
2116,78 |
825,57 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
57 |
2783,04 |
2312,60 |
167 |
577,01 |
240,05 |
|
10. |
Manufacture of Cement & Cement Products |
117 |
207,35 |
193,93 |
85 |
106,14 |
83,97 |
|
11. |
Basic Metals & Metal Products |
2,315 |
1075,00 |
717,98 |
2,201 |
3877,67 |
2620,98 |
|
|
(a) Iron & Steel |
342 |
212,64 |
161,49 |
725 |
3185,69 |
2184,36 |
|
|
(b) Non-Ferrous Metals |
180 |
465,88 |
272,28 |
242 |
196,18 |
139,27 |
|
|
(c) Metal Products |
1,793 |
396,49 |
284,21 |
1,234 |
495,79 |
297,35 |
|
12. |
Engineering |
2,103 |
378,33 |
273,26 |
2,830 |
1643,59 |
1147,02 |
|
|
(a) Heavy Engineering |
555 |
173,57 |
113,67 |
403 |
381,49 |
281,83 |
|
|
(b) Light Engineering |
858 |
108,47 |
71,85 |
1,362 |
560,41 |
357,63 |
|
|
(c) Electrical Machinery & Goods |
285 |
28,06 |
21,99 |
763 |
480,80 |
353,20 |
|
|
(d) Electronic Machinery & Goods |
405 |
68,23 |
65,74 |
302 |
220,89 |
154,37 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
306 |
129,28 |
59,13 |
434 |
534,36 |
416,15 |
|
14. |
Other Industries |
6,778 |
838,79 |
354,97 |
9,738 |
2057,07 |
1610,10 |
|
15. |
Electricity, Gas & Water |
40 |
287,88 |
194,69 |
526 |
3996,78 |
2311,44 |
|
|
(a) Electricity Generation & Transmission |
12 |
166,89 |
90,81 |
469 |
3949,85 |
2279,53 |
|
|
(b) Non-Conventional Energy |
6 |
93 |
43 |
23 |
15,72 |
13,95 |
|
|
(c) Gas, Steam & Water Supply |
22 |
120,05 |
103,45 |
34 |
31,22 |
17,96 |
|
16. |
Construction |
702 |
542,09 |
456,27 |
1,531 |
2334,84 |
1476,95 |
III. |
TRANSPORT OPERATORS |
2,824 |
748,02 |
738,40 |
5,128 |
216,79 |
181,92 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
15,121 |
386,09 |
274,88 |
22,094 |
1982,07 |
1313,91 |
V. |
PERSONAL LOANS |
1,68,545 |
2739,22 |
2233,06 |
3,50,148 |
6202,71 |
4879,56 |
|
1. |
Loans for Purchase of Consumer Durables |
22,056 |
96,97 |
72,83 |
52,357 |
293,91 |
230,87 |
|
2. |
Loans for Housing |
39,125 |
1262,37 |
1123,86 |
61,088 |
2228,79 |
1906,00 |
|
3. |
Rest of the Personal Loans |
1,07,364 |
1379,88 |
1036,37 |
2,36,703 |
3680,01 |
2742,69 |
VI. |
TRADE |
21,801 |
1222,92 |
871,56 |
28,813 |
4835,35 |
3079,94 |
|
1. |
Wholesale Trade |
1,602 |
672,12 |
471,54 |
5,317 |
2688,32 |
1836,92 |
|
2. |
Retail Trade |
20,199 |
550,80 |
400,01 |
23,496 |
2147,03 |
1243,02 |
VII. |
FINANCE |
730 |
61,73 |
42,58 |
8,654 |
937,00 |
700,71 |
VIII. |
ALL OTHERS |
29,105 |
608,11 |
436,38 |
51,461 |
2275,76 |
1214,99 |
TOTAL BANK CREDIT |
2,80,499 |
14052,13 |
10676,60 |
5,05,099 |
47592,46 |
31118,34 |
OF WHICH:1. Artisans and Village & Tiny Industries |
1,924 |
17,67 |
14,15 |
2,239 |
42,38 |
32,85 |
|
|
2. Other Small Scale Industries |
6,510 |
706,82 |
515,45 |
15,645 |
1938,87 |
1523,18 |
|
