Himachal Pradesh - RBI - Reserve Bank of India
Himachal Pradesh
NORTHERN REGION (Contd.) |
||||||||||
STATE : HIMACHAL PRADESH | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
53,593 |
610,01 |
485,44 |
1,46,546 |
1734,56 |
1417,44 |
- |
- |
- |
1. Direct Finance |
52,724 |
587,28 |
467,73 |
1,45,008 |
1404,68 |
1165,64 |
- |
- |
- |
|
2. Indirect Finance |
869 |
22,73 |
17,70 |
1,538 |
329,88 |
251,80 |
- |
- |
- |
|
II. |
INDUSTRY |
5,807 |
1598,38 |
1288,26 |
9,501 |
3784,60 |
2935,62 |
33 |
156,75 |
110,58 |
1. Mining & Quarrying |
93 |
16,98 |
13,43 |
122 |
12,81 |
10,03 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
901 |
198,54 |
151,12 |
584 |
52,74 |
40,02 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
106 |
16,97 |
13,04 |
110 |
12,39 |
10,07 |
- |
- |
- |
|
(b) Sugar |
5 |
23 |
20 |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
26 |
5,88 |
3,88 |
14 |
1,00 |
97 |
- |
- |
- |
|
(d) Tea Processing |
5 |
76 |
72 |
1 |
- |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
65 |
15,10 |
6,08 |
11 |
1,32 |
79 |
- |
- |
- |
|
(f) Others |
694 |
159,61 |
127,20 |
448 |
38,02 |
28,18 |
- |
- |
- |
|
3. Beverage & Tobacco |
62 |
20,03 |
18,79 |
23 |
8,17 |
5,91 |
- |
- |
- |
|
4. Textiles |
953 |
30,72 |
21,34 |
1,626 |
287,25 |
228,32 |
- |
- |
- |
|
(a) Cotton Textiles |
73 |
5,93 |
3,35 |
103 |
250,50 |
197,02 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
11 |
25 |
13 |
12 |
3,93 |
4,13 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
250 |
8,33 |
6,54 |
427 |
8,32 |
7,44 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
619 |
16,20 |
11,32 |
1,084 |
24,50 |
19,73 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
421 |
198,96 |
167,22 |
433 |
128,49 |
119,38 |
- |
- |
- |
|
6. Woods and Wood Products |
424 |
9,56 |
7,76 |
524 |
7,50 |
6,29 |
- |
- |
- |
|
7. Leather & Leather Products |
79 |
16,43 |
7,12 |
78 |
1,26 |
96 |
- |
- |
- |
|
8. Gems and Jewellery |
40 |
1,63 |
1,22 |
78 |
7,17 |
5,94 |
- |
- |
- |
|
9. Rubber & Plastic Products |
176 |
58,35 |
46,70 |
306 |
113,98 |
96,06 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
372 |
285,31 |
227,55 |
566 |
375,26 |
280,43 |
4 |
23,19 |
17,18 |
|
(a) Heavy Industrial Chemicals |
25 |
8,28 |
6,19 |
52 |
54,31 |
32,47 |
- |
- |
- |
|
(b) Fertilisers |
4 |
17 |
9 |
11 |
2,23 |
1,43 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
150 |
150,19 |
118,31 |
377 |
294,46 |
227,35 |
4 |
23,19 |
17,18 |
|
(d) Non-Edible Oils |
4 |
5,87 |
5,17 |
5 |
76 |
70 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
189 |
120,81 |
97,80 |
121 |
23,49 |
18,49 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
10 |
1,29 |
76 |
13 |
9,48 |
9,37 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
74 |
13,62 |
5,88 |
42 |
269,80 |
239,62 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
422 |
206,75 |
164,47 |
512 |
346,66 |
277,96 |
1 |
5,28 |
5,28 |
|
(a) Iron & Steel |
160 |
177,89 |
140,11 |
49 |
161,42 |
146,85 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
44 |
18,84 |
16,66 |
31 |
39,09 |
29,93 |
- |
- |
- |
|
(c) Metal Products |
218 |
10,02 |
7,70 |
432 |
146,15 |
101,18 |
1 |
5,28 |
5,28 |
|
14. Engineering |
519 |
162,75 |
106,88 |
980 |
152,48 |
114,26 |
17 |
29,60 |
15,23 |
|
(a) Heavy Engineering |
20 |
8,59 |
7,69 |
36 |
23,07 |
7,07 |
- |
- |
- |
|
(b) Light Engineering |
312 |
66,31 |
43,23 |
600 |
67,18 |
52,76 |
15 |
20,30 |
13,43 |
|
(c) Electrical Machinery & Goods |
111 |
73,22 |
44,03 |
257 |
38,61 |
32,26 |
2 |
9,30 |
1,80 |
|
(d) Electronic Machinery & Goods |
76 |
14,62 |
11,92 |
87 |
23,63 |
22,18 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
76 |
14,92 |
11,77 |
161 |
18,35 |
15,11 |
4 |
70,45 |
50,36 |
|
16. Other Industries |
1,043 |
43,34 |
32,10 |
2,633 |
187,80 |
121,67 |
- |
- |
- |
|
17. Electricity, Gas & Water |
13 |
251,82 |
243,44 |
31 |
834,33 |
735,48 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
5 |
231,88 |
231,64 |
17 |
832,63 |
733,86 |
- |
- |
- |
|
(b) Non-Conventional Energy |
3 |
19,55 |
11,46 |
10 |
44 |
35 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
5 |
39 |
35 |
4 |
1,26 |
1,27 |
- |
- |
- |
|
18. Construction |
129 |
67,38 |
60,71 |
789 |
971,07 |
628,80 |
7 |
28,23 |
22,53 |
|
(a) Other than Infrastructure |
13 |
1,55 |
1,39 |
497 |
283,64 |
109,67 |
- |
- |
- |
|
(b) Infrastructure Construction |
116 |
65,83 |
59,32 |
292 |
687,43 |
519,13 |
7 |
28,23 |
22,53 |
|
III. |
TRANSPORT OPERATORS |
3,217 |
192,46 |
146,88 |
3,666 |
188,01 |
178,60 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
4,527 |
335,85 |
254,31 |
9,685 |
525,49 |
430,35 |
- |
- |
- |
|
1. Professional Services |
240 |
18,06 |
14,91 |
2,513 |
99,13 |
89,95 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
719 |
153,93 |
110,23 |
816 |
53,02 |
46,40 |
- |
- |
- |
|
3. Recreation services |
121 |
2,84 |
2,04 |
62 |
1,99 |
1,46 |
- |
- |
- |
|
4. IT and Telecommunications |
86 |
7,89 |
6,46 |
61 |
14,59 |
13,99 |
- |
- |
- |
|
5. Others |
3,361 |
153,12 |
120,67 |
6,233 |
356,75 |
278,54 |
- |
- |
- |
V. |
PERSONAL LOANS |
1,05,744 |
2483,62 |
1870,39 |
52,966 |
1315,44 |
1131,72 |
- |
- |
- |
1. Housing |
33,227 |
1529,84 |
1188,02 |
18,317 |
782,92 |
703,64 |
- |
- |
- |
|
2. Consumer Durables |
6,142 |
36,12 |
30,58 |
1,070 |
7,98 |
5,91 |
- |
- |
- |
|
3. Vehicles |
13,837 |
314,73 |
230,66 |
6,201 |
111,28 |
97,50 |
- |
- |
- |
|
4. Education |
3,983 |
127,36 |
83,64 |
5,629 |
115,26 |
103,31 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
627 |
3,51 |
2,35 |
- |
- |
- |
|
6. Others |
48,555 |
475,57 |
337,49 |
21,122 |
294,47 |
219,01 |
- |
- |
- |
|
VI. |
TRADE |
21,790 |
856,57 |
660,93 |
28,148 |
728,05 |
588,70 |
7 |
10,66 |
3,84 |
1. Wholesale Trade |
383 |
210,79 |
146,98 |
382 |
65,50 |
58,04 |
2 |
7,01 |
1,18 |
|
2. Retail Trade |
21,407 |
645,78 |
513,96 |
27,766 |
662,55 |
530,66 |
5 |
3,65 |
2,66 |
|
VII. |
FINANCE |
572 |
8,89 |
7,98 |
478 |
28,13 |
24,17 |
- |
- |
- |
VIII. |
ALL OTHERS |
445 |
5,40 |
4,46 |
16,803 |
519,63 |
502,22 |
- |
- |
- |
|
TOTAL BANK CREDIT |
1,95,695 |
6091,18 |
4718,65 |
2,67,793 |
8823,89 |
7208,81 |
40 |
167,40 |
114,42 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL |
||||||||||
(Amount in ` Lakh) |
||||||||||
STATE : HIMACHAL PRADESH |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
29,071 |
159,05 |
114,11 |
166 |
212,07 |
210,39 |
2,29,376 |
2715,69 |
2227,38 |
1. Direct Finance |
28,077 |
150,14 |
108,52 |
159 |
6,12 |
4,56 |
2,25,968 |
2148,22 |
1746,44 |
|
2. Indirect Finance |
994 |
8,91 |
5,60 |
7 |
205,95 |
205,84 |
3,408 |
567,46 |
480,94 |
|
II. |
INDUSTRY |
1,852 |
29,69 |
23,18 |
337 |
1271,34 |
776,70 |
17,530 |
6840,76 |
5134,34 |
1. Mining & Quarrying |
10 |
1,30 |
1,06 |
- |
- |
- |
225 |
31,09 |
24,53 |
|
2. Food Manufacturing & Processing |
82 |
3,23 |
2,34 |
12 |
10,95 |
4,58 |
1,579 |
265,47 |
198,05 |
|
(a) Rice Mills, Flour & Dal Mills |
35 |
1,58 |
1,05 |
- |
- |
- |
251 |
30,93 |
24,17 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
5 |
23 |
20 |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
- |
- |
- |
40 |
6,89 |
4,86 |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
6 |
76 |
73 |
|
(e) Processing of Fruits & Vegetables |
3 |
13 |
11 |
- |
- |
- |
79 |
16,55 |
6,98 |
|
(f) Others |
44 |
1,52 |
1,17 |
12 |
10,95 |
4,58 |
1,198 |
210,11 |
161,13 |
|
3. Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
85 |
28,19 |
24,71 |
|
4. Textiles |
344 |
2,27 |
1,61 |
12 |
84,13 |
69,02 |
2,935 |
404,36 |
320,29 |
|
(a) Cotton Textiles |
- |
- |
- |
2 |
70,50 |
58,50 |
178 |
326,93 |
258,87 |
|
(b) Jute & Other Natural Fibre Textiles |
18 |
4 |
4 |
- |
- |
- |
41 |
4,22 |
4,29 |
|
(c) Handloom Textiles & Khadi |
287 |
1,54 |
1,15 |
2 |
1 |
- |
966 |
18,20 |
15,13 |
|
(d) Other Textiles & Textile Products |
39 |
68 |
43 |
8 |
13,62 |
10,52 |
1,750 |
55,00 |
42,00 |
|
5. Paper, Paper Products & Printing |
18 |
71 |
53 |
7 |
2,40 |
1,48 |
879 |
330,57 |
288,60 |
|
6. Woods and Wood Products |
53 |
58 |
44 |
- |
- |
- |
1,001 |
17,64 |
14,48 |
|
7. Leather & Leather Products |
19 |
14 |
11 |
- |
- |
- |
176 |
17,82 |
8,19 |
|
8. Gems and Jewellery |
2 |
1 |
1 |
3 |
2 |
1 |
123 |
8,83 |
7,18 |
|
9. Rubber & Plastic Products |
3 |
15 |
7 |
10 |
10,81 |
7,17 |
495 |
183,28 |
150,00 |
|
10. Chemicals & Chemical Products |
186 |
48 |
33 |
21 |
82,39 |
47,90 |
1,149 |
766,63 |
573,38 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
77 |
62,59 |
38,65 |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
15 |
2,40 |
1,51 |
|
(c) Drugs & Pharmaceuticals |
1 |
4 |
1 |
19 |
82,27 |
47,82 |
551 |
550,15 |
410,67 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
9 |
6,64 |
5,86 |
|
(e) Other Chemicals & Chemical Products |
185 |
44 |
32 |
2 |
12 |
7 |
497 |
144,86 |
116,68 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
23 |
10,77 |
10,13 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
116 |
283,42 |
245,50 |
|
13. Basic Metals & Metal Products |
33 |
99 |
79 |
3 |
95 |
75 |
971 |
560,63 |
449,26 |
|
(a) Iron & Steel |
1 |
3 |
3 |
- |
- |
- |
210 |
339,34 |
286,99 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
75 |
57,93 |
46,59 |
|
(c) Metal Products |
32 |
96 |
76 |
3 |
95 |
75 |
686 |
163,36 |
115,68 |
|
14. Engineering |
36 |
48 |
40 |
13 |
23,88 |
15,35 |
1,565 |
369,18 |
252,12 |
|
(a) Heavy Engineering |
- |
- |
- |
- |
- |
- |
56 |
31,66 |
14,76 |
|
(b) Light Engineering |
12 |
12 |
12 |
10 |
22,65 |
14,25 |
949 |
176,55 |
123,79 |
|
(c) Electrical Machinery & Goods |
14 |
18 |
15 |
2 |
1,10 |
1,01 |
386 |
122,41 |
79,26 |
|
(d) Electronic Machinery & Goods |
10 |
17 |
12 |
1 |
13 |
9 |
174 |
38,56 |
34,32 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
174 |
1,64 |
1,41 |
5 |
38 |
21 |
420 |
105,73 |
78,87 |
|
16. Other Industries |
775 |
8,49 |
5,87 |
27 |
10,09 |
6,78 |
4,478 |
249,72 |
166,43 |
|
17. Electricity, Gas & Water |
- |
- |
- |
1 |
75,18 |
67,48 |
45 |
1161,34 |
1046,40 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
1 |
75,18 |
67,48 |
23 |
1139,70 |
1032,97 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
13 |
19,99 |
11,80 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
9 |
1,65 |
1,62 |
|
18. Construction |
117 |
9,24 |
8,21 |
223 |
970,16 |
555,98 |
1,265 |
2046,08 |
1276,23 |
|
(a) Other than Infrastructure |
81 |
4,28 |
3,41 |
220 |
30,16 |
12,05 |
811 |
319,63 |
126,53 |
|
(b) Infrastructure Construction |
36 |
4,97 |
4,80 |
3 |
940,00 |
543,92 |
454 |
1726,46 |
1149,70 |
|
III. |
TRANSPORT OPERATORS |
1,851 |
64,01 |
49,34 |
1,243 |
77,87 |
38,90 |
9,977 |
522,35 |
413,71 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,726 |
29,06 |
20,22 |
98 |
18,72 |
15,35 |
17,036 |
909,11 |
720,23 |
|
1. Professional Services |
790 |
6,49 |
3,60 |
13 |
1,59 |
55 |
3,556 |
125,26 |
109,01 |
|
2. Tourism, Hotel & Restaurants |
254 |
8,96 |
7,08 |
21 |
1,43 |
1,00 |
1,810 |
217,34 |
164,72 |
|
3. Recreation services |
5 |
15 |
11 |
- |
- |
- |
188 |
4,99 |
3,61 |
|
4. IT and Telecommunications |
6 |
26 |
19 |
1 |
5 |
5 |
154 |
22,80 |
20,69 |
|
5. Others |
1,671 |
13,20 |
9,24 |
63 |
15,65 |
13,75 |
11,328 |
538,72 |
422,20 |
V. |
PERSONAL LOANS |
30,720 |
289,58 |
215,02 |
3,425 |
123,79 |
78,27 |
1,92,855 |
4212,43 |
3295,40 |
1. Housing |
3,664 |
96,36 |
75,03 |
650 |
49,44 |
40,04 |
55,858 |
2458,56 |
2006,74 |
|
2. Consumer Durables |
2,360 |
21,09 |
15,17 |
175 |
3,81 |
2,81 |
9,747 |
69,00 |
54,47 |
|
3. Vehicles |
2,978 |
44,35 |
31,25 |
1,204 |
42,28 |
18,40 |
24,220 |
512,65 |
377,81 |
|
4. Education |
561 |
13,38 |
7,88 |
118 |
4,52 |
4,13 |
10,291 |
260,52 |
198,96 |
|
5. Personal Credit Cards |
- |
- |
- |
80 |
83 |
24 |
707 |
4,34 |
2,59 |
|
6. Others |
21,157 |
114,39 |
85,68 |
1,198 |
22,92 |
12,65 |
92,032 |
907,35 |
654,83 |
|
VI. |
TRADE |
10,206 |
126,96 |
100,76 |
470 |
36,10 |
23,79 |
60,621 |
1758,34 |
1378,02 |
1. Wholesale Trade |
960 |
11,38 |
9,03 |
66 |
3,81 |
3,09 |
1,793 |
298,48 |
218,31 |
|
2. Retail Trade |
9,246 |
115,59 |
91,73 |
404 |
32,29 |
20,70 |
58,828 |
1459,85 |
1159,71 |
|
VII. |
FINANCE |
1,115 |
9,48 |
5,10 |
2 |
11 |
8 |
2,167 |
46,61 |
37,33 |
VIII. |
ALL OTHERS |
1,437 |
6,55 |
5,15 |
8,332 |
12,14 |
6,72 |
27,017 |
543,71 |
518,55 |
|
TOTAL BANK CREDIT |
78,978 |
714,39 |
532,87 |
14,073 |
1752,12 |
1150,19 |
5,56,579 |
17548,99 |
13724,95 |