Himachal Pradesh - RBI - Reserve Bank of India
Himachal Pradesh
NORTHERN REGION |
||||||||||||
STATE : HIMACHAL PRADESH |
||||||||||||
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||||
ITS ASSOCIATES |
||||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||||
I. |
AGRICULTURE |
29,032 |
182,20 |
142,94 |
91,527 |
366,60 |
266,10 |
- |
- |
- |
||
1. Direct Finance |
28,418 |
131,00 |
94,66 |
90,709 |
341,17 |
246,36 |
- |
- |
- |
|||
2. Indirect Finance |
614 |
51,20 |
48,29 |
818 |
25,43 |
19,74 |
- |
- |
- |
|||
II. |
INDUSTRY |
5,007 |
245,39 |
200,81 |
6,970 |
1837,50 |
1440,15 |
- |
- |
- |
||
1. Mining & Quarrying |
48 |
4,47 |
3,36 |
65 |
4,23 |
3,79 |
- |
- |
- |
|||
2. Food Manufacturing & Processing |
307 |
27,49 |
23,13 |
664 |
22,73 |
19,62 |
- |
- |
- |
|||
(a) Rice Mills, Flour & Dal Mills |
78 |
8,90 |
6,23 |
216 |
6,00 |
4,59 |
- |
- |
- |
|||
(b) Sugar |
- |
- |
- |
4 |
30 |
24 |
- |
- |
- |
|||
(c) Edible Oils & Vanaspati |
12 |
1,39 |
1,31 |
36 |
5,34 |
5,57 |
- |
- |
- |
|||
(d) Tea Processing |
4 |
13 |
4 |
2 |
9 |
5 |
- |
- |
- |
|||
(e) Processing of Fruits & Vegetables |
11 |
2,36 |
2,21 |
11 |
3,75 |
3,35 |
- |
- |
- |
|||
(f) Others |
202 |
14,70 |
13,33 |
395 |
7,25 |
5,82 |
- |
- |
- |
|||
3. Beverage & Tobacco |
13 |
4,75 |
4,46 |
23 |
2,76 |
2,41 |
- |
- |
- |
|||
4. Textiles |
286 |
38,70 |
29,63 |
353 |
70,28 |
48,35 |
- |
- |
- |
|||
(a) Cotton Textiles |
25 |
28,12 |
19,86 |
44 |
57,53 |
37,59 |
- |
- |
- |
|||
(b) Jute & Other Natural Fibre Textiles |
23 |
49 |
47 |
8 |
1,37 |
1,36 |
- |
- |
- |
|||
(c) Handloom Textiles & Khadi |
173 |
2,82 |
2,29 |
108 |
1,30 |
1,07 |
- |
- |
- |
|||
(d) Other Textiles & Textile Products |
65 |
7,28 |
7,01 |
193 |
10,09 |
8,33 |
- |
- |
- |
|||
5. Paper, Paper Products & Printing |
90 |
11,04 |
7,77 |
131 |
16,45 |
15,27 |
- |
- |
- |
|||
6. Leather & Leather Products |
28 |
1,03 |
58 |
30 |
35 |
30 |
- |
- |
- |
|||
7. Rubber & Plastic Products |
133 |
17,57 |
15,36 |
198 |
30,04 |
23,03 |
- |
- |
- |
|||
8. Chemicals & Chemical Products |
58 |
21,51 |
20,42 |
136 |
21,20 |
15,57 |
- |
- |
- |
|||
(a) Heavy Industrial Chemicals |
3 |
3,82 |
3,82 |
23 |
3,83 |
2,62 |
- |
- |
- |
|||
(b) Fertilisers |
- |
- |
- |
3 |
62 |
39 |
- |
- |
- |
|||
(c) Drugs & Pharmaceuticals |
16 |
10,83 |
10,13 |
15 |
1,22 |
1,12 |
- |
- |
- |
|||
(d) Non-Edible Oils |
1 |
14 |
13 |
3 |
59 |
55 |
- |
- |
- |
|||
(e) Other Chemicals & Chemical Products |
38 |
6,72 |
6,33 |
92 |
14,95 |
10,89 |
- |
- |
- |
|||
9. Petroleum, Coal Products & Nuclear Fuels |
8 |
1,36 |
1,31 |
3 |
32 |
33 |
- |
- |
- |
|||
10. Manufacture of Cement & Cement Products |
21 |
1,15 |
94 |
45 |
3,00 |
1,65 |
- |
- |
- |
|||
11. Basic Metals & Metal Products |
123 |
8,22 |
6,52 |
360 |
80,58 |
75,82 |
- |
- |
- |
|||
(a) Iron & Steel |
28 |
2,67 |
2,32 |
17 |
47,66 |
45,95 |
- |
- |
- |
|||
(b) Non-Ferrous Metals |
2 |
7 |
4 |
5 |
78 |
45 |
- |
- |
- |
|||
(c) Metal Products |
93 |
5,48 |
4,16 |
338 |
32,14 |
29,42 |
- |
- |
- |
|||
12. Engineering |
127 |
30,47 |
21,07 |
455 |
52,29 |
44,48 |
- |
- |
- |
|||
(a) Heavy Engineering |
13 |
3,50 |
2,14 |
35 |
4,89 |
2,26 |
- |
- |
- |
|||
(b) Light Engineering |
48 |
5,37 |
4,74 |
257 |
6,22 |
4,60 |
- |
- |
- |
|||
(c) Electrical Machinery & Goods |
33 |
7,44 |
5,84 |
100 |
35,82 |
32,74 |
- |
- |
- |
|||
(d) Electronic Machinery & Goods |
33 |
14,15 |
8,36 |
63 |
5,37 |
4,87 |
- |
- |
- |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
43 |
2,17 |
1,71 |
108 |
25,60 |
15,72 |
- |
- |
- |
|||
14. Other Industries |
3,387 |
33,48 |
25,91 |
3,936 |
55,35 |
50,55 |
- |
- |
- |
|||
15. Electricity, Gas & Water |
12 |
29,72 |
28,75 |
19 |
729,91 |
694,06 |
- |
- |
- |
|||
(a) Electricity Generation & Transmission |
7 |
29,45 |
28,52 |
15 |
729,56 |
693,77 |
- |
- |
- |
|||
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(c) Gas, Steam & Water Supply |
5 |
28 |
23 |
4 |
35 |
29 |
- |
- |
- |
|||
16. Construction |
323 |
12,27 |
9,89 |
444 |
722,40 |
429,17 |
- |
- |
- |
|||
III. |
TRANSPORT OPERATORS |
2,594 |
70,79 |
42,27 |
3,725 |
144,11 |
103,33 |
- |
- |
- |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,239 |
32,47 |
23,55 |
7,173 |
92,24 |
77,57 |
3 |
78,39 |
78,34 |
||
V. |
PERSONAL LOANS |
62,952 |
579,12 |
461,07 |
50,147 |
515,35 |
444,88 |
- |
- |
- |
||
1. Loans for Purchase of Consumer Durables |
2,909 |
12,96 |
9,24 |
2,403 |
10,60 |
7,95 |
- |
- |
- |
|||
2. Loans for Housing |
12,408 |
263,71 |
221,85 |
9,489 |
223,02 |
214,83 |
- |
- |
- |
|||
3. Rest of the Personal Loans |
47,635 |
302,45 |
229,98 |
38,255 |
281,72 |
222,10 |
- |
- |
- |
|||
VI. |
TRADE |
15,205 |
187,50 |
151,75 |
25,162 |
310,67 |
234,48 |
1 |
25 |
25 |
||
1. Wholesale Trade |
724 |
33,65 |
28,17 |
380 |
22,97 |
19,03 |
- |
- |
- |
|||
2. Retail Trade |
14,481 |
153,86 |
123,58 |
24,782 |
287,70 |
215,45 |
1 |
25 |
25 |
|||
VII. |
FINANCE |
14 |
81 |
77 |
767 |
77,52 |
66,02 |
- |
- |
- |
||
VIII. |
ALL OTHERS |
11,490 |
119,11 |
92,24 |
10,831 |
162,55 |
74,47 |
- |
- |
- |
||
TOTAL BANK CREDIT |
1,27,533 |
1417,38 |
1115,40 |
1,96,302 |
3506,54 |
2707,00 |
4 |
78,64 |
78,59 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
3,170 |
67,60 |
53,19 |
1,901 |
9,48 |
7,54 |
- |
- |
- |
|||
2. Other Small Scale Industries |
889 |
24,24 |
20,04 |
3,436 |
167,62 |
140,54 |
- |
- |
- |
NORTHERN REGION |
||||||||||||
STATE : HIMACHAL PRADESH |
||||||||||||
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
|||||||||
COMMERCIALBANKS |
COMMERCIAL BANKS |
|||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||||
I. |
AGRICULTURE |
15,042 |
33,77 |
24,10 |
31 |
89 |
66 |
1,35,632 |
583,47 |
433,81 |
||
1. Direct Finance |
14,235 |
31,87 |
22,94 |
29 |
46 |
26 |
1,33,391 |
504,50 |
364,22 |
|||
2. Indirect Finance |
807 |
1,91 |
1,16 |
2 |
43 |
40 |
2,241 |
78,97 |
69,59 |
|||
II. |
INDUSTRY |
2,570 |
14,26 |
10,63 |
54 |
197,91 |
121,24 |
14,601 |
2295,06 |
1772,84 |
||
1. Mining & Quarrying |
6 |
26 |
18 |
- |
- |
- |
119 |
8,97 |
7,32 |
|||
2. Food Manufacturing & Processing |
19 |
45 |
30 |
2 |
95 |
35 |
992 |
51,62 |
43,40 |
|||
(a) Rice Mills, Flour & Dal Mills |
13 |
16 |
14 |
- |
- |
- |
307 |
15,06 |
10,96 |
|||
(b) Sugar |
- |
- |
- |
- |
- |
- |
4 |
30 |
24 |
|||
(c) Edible Oils & Vanaspati |
- |
- |
- |
2 |
95 |
35 |
50 |
7,68 |
7,23 |
|||
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
6 |
22 |
9 |
|||
(e) Processing of Fruits & Vegetables |
3 |
13 |
8 |
- |
- |
- |
25 |
6,24 |
5,65 |
|||
(f) Others |
3 |
16 |
8 |
- |
- |
- |
600 |
22,12 |
19,23 |
|||
3. Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
36 |
7,51 |
6,88 |
|||
4. Textiles |
57 |
1,71 |
1,17 |
11 |
24,67 |
12,58 |
707 |
135,36 |
91,74 |
|||
(a) Cotton Textiles |
1 |
4 |
2 |
3 |
5,44 |
4,23 |
73 |
91,12 |
61,70 |
|||
(b) Jute & Other Natural Fibre Textiles |
5 |
2 |
1 |
- |
- |
- |
36 |
1,88 |
1,84 |
|||
(c) Handloom Textiles & Khadi |
38 |
1,24 |
75 |
1 |
1 |
1 |
320 |
5,36 |
4,12 |
|||
(d) Other Textiles & Textile Products |
13 |
42 |
39 |
7 |
19,21 |
8,34 |
278 |
37,00 |
24,07 |
|||
5. Paper, Paper Products & Printing |
5 |
8 |
7 |
- |
- |
- |
226 |
27,57 |
23,11 |
|||
6. Leather & Leather Products |
- |
- |
- |
2 |
8 |
3 |
60 |
1,46 |
92 |
|||
7. Rubber & Plastic Products |
- |
- |
- |
- |
- |
- |
331 |
47,61 |
38,40 |
|||
8. Chemicals & Chemical Products |
2 |
8 |
23,80 |
23,11 |
204 |
66,52 |
59,10 |
|||||
(a) Heavy Industrial Chemicals |
- |
- |
- |
3 |
4,82 |
4,82 |
29 |
12,47 |
11,26 |
|||
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
3 |
62 |
39 |
|||
(c) Drugs & Pharmaceuticals |
- |
- |
- |
4 |
15,98 |
15,29 |
35 |
28,03 |
26,54 |
|||
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
4 |
73 |
68 |
|||
(e) Other Chemicals & Chemical Products |
2 |
1 |
3,00 |
3,00 |
133 |
24,67 |
20,23 |
|||||
9. Petroleum, Coal Products & Nuclear Fuels |
5 |
19 |
17 |
- |
- |
- |
16 |
1,86 |
1,80 |
|||
10. Manufacture of Cement & Cement Products |
3 |
11 |
11 |
- |
- |
- |
69 |
4,27 |
2,71 |
|||
11. Basic Metals & Metal Products |
22 |
55 |
30 |
2 |
3,20 |
3,57 |
507 |
92,55 |
86,21 |
|||
(a) Iron & Steel |
- |
- |
- |
1 |
2,00 |
2,37 |
46 |
52,33 |
50,65 |
|||
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
7 |
85 |
49 |
|||
(c) Metal Products |
22 |
55 |
30 |
1 |
1,20 |
1,20 |
454 |
39,37 |
35,07 |
|||
12. Engineering |
- |
- |
- |
13 |
112,82 |
52,35 |
595 |
195,58 |
117,90 |
|||
(a) Heavy Engineering |
- |
- |
- |
3 |
42,34 |
40,00 |
51 |
50,72 |
44,40 |
|||
(b) Light Engineering |
- |
- |
- |
- |
- |
- |
305 |
11,59 |
9,34 |
|||
(c) Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
133 |
43,26 |
38,58 |
|||
(d) Electronic Machinery & Goods |
- |
- |
- |
10 |
70,48 |
12,35 |
106 |
90,01 |
25,58 |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
2 |
6 |
4 |
4 |
4,19 |
1,13 |
157 |
32,01 |
18,61 |
|||
14. Other Industries |
2,355 |
7,72 |
5,48 |
4 |
21 |
17 |
9,682 |
96,76 |
82,10 |
|||
15. Electricity, Gas & Water |
41 |
2,08 |
2,00 |
1 |
27,62 |
27,62 |
73 |
789,34 |
752,43 |
|||
(a) Electricity Generation & Transmission |
40 |
1,87 |
1,75 |
1 |
27,62 |
27,62 |
63 |
788,49 |
751,66 |
|||
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(c) Gas, Steam & Water Supply |
1 |
21 |
25 |
- |
- |
- |
10 |
85 |
77 |
|||
16. Construction |
53 |
1,05 |
82 |
7 |
36 |
32 |
827 |
736,07 |
440,21 |
|||
III. |
TRANSPORT OPERATORS |
1,603 |
30,16 |
20,11 |
28 |
98 |
69 |
7,950 |
246,04 |
166,40 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,370 |
9,42 |
6,97 |
46 |
451,73 |
451,53 |
9,831 |
664,26 |
637,96 |
||
V. |
PERSONAL LOANS |
18,306 |
79,94 |
63,43 |
1,365 |
35,75 |
30,11 |
1,32,770 |
1210,15 |
999,49 |
||
1. Loans for Purchase of Consumer Durables |
2,033 |
6,49 |
4,59 |
26 |
11 |
6 |
7,371 |
30,16 |
21,84 |
|||
2. Loans for Housing |
1,349 |
16,70 |
14,18 |
401 |
20,32 |
17,04 |
23,647 |
523,74 |
467,91 |
|||
3. Rest of the Personal Loans |
14,924 |
56,75 |
44,66 |
938 |
15,31 |
13,01 |
1,01,752 |
656,24 |
509,74 |
|||
VI. |
TRADE |
7,995 |
42,11 |
33,35 |
213 |
5,09 |
4,19 |
48,576 |
545,62 |
424,01 |
||
1. Wholesale Trade |
392 |
2,46 |
2,00 |
7 |
46 |
41 |
1,503 |
59,53 |
49,62 |
|||
2. Retail Trade |
7,603 |
39,65 |
31,35 |
206 |
4,63 |
3,77 |
47,073 |
486,09 |
374,39 |
|||
VII. |
FINANCE |
115 |
68 |
46 |
1 |
3 |
2 |
897 |
79,03 |
67,28 |
||
VIII. |
ALL OTHERS |
4,966 |
18,89 |
14,08 |
17 |
1,56 |
1,36 |
27,304 |
302,10 |
182,14 |
||
TOTAL BANK CREDIT |
51,967 |
229,24 |
173,13 |
1,755 |
693,94 |
609,79 |
3,77,561 |
5925,73 |
4683,92 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
2,249 |
7,47 |
5,16 |
1 |
- |
- |
7,321 |
84,55 |
65,89 |
|||
2. Other Small Scale Industries |
110 |
1,56 |
1,06 |
- |
- |
- |
4,435 |
193,42 |
161,64 |