NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,25,405

492,91

366,30

10,227

90,56

67,50

1. Direct Finance

1,23,473

446,09

324,57

9,918

58,41

39,65

2. Indirect Finance

1,932

46,81

41,74

309

32,15

27,85

II.

INDUSTRY

11,561

1038,37

922,37

3,040

1256,69

850,47

1. Mining & Quarrying

86

6,48

5,26

33

2,48

2,06

2. Food Manufacturing & Processing

814

32,14

25,99

178

19,48

17,42

(a) Rice Mills, Flour & Dal Mills

272

12,97

9,33

35

2,09

1,63

(b) Sugar

3

20

15

1

10

9

(c) Edible Oils & Vanaspati

42

6,58

6,73

8

1,10

50

(d) Tea Processing

2

5

1

4

17

8

(e) Processing of Fruits & Vegetables

15

4,07

3,63

10

2,17

2,02

(f) Others

480

8,27

6,13

120

13,84

13,10

3. Beverage & Tobacco

27

6,42

5,89

9

1,09

99

4. Textiles

504

103,26

74,46

203

32,11

17,29

(a) Cotton Textiles

63

82,41

56,41

10

8,71

5,29

(b) Jute & Other Natural Fibre Textiles

30

1,78

1,76

6

9

8

(c) Handloom Textiles & Khadi

203

4,13

3,07

117

1,23

1,05

(d) Other Textiles & Textile Products

208

14,93

13,21

70

22,07

10,86

5. Paper, Paper Products & Printing

144

15,53

12,35

82

12,04

10,76

6. Leather & Leather Products

39

1,25

76

21

21

15

7. Rubber & Plastic Products

276

39,69

30,90

55

7,91

7,50

8. Chemicals & Chemical Products

128

49,96

43,68

76

16,56

15,42

(a) Heavy Industrial Chemicals

22

9,92

9,55

7

2,54

1,71

(b) Fertilisers

1

30

20

2

32

19

(c) Drugs & Pharmaceuticals

20

19,38

17,96

15

8,65

8,58

(d) Non-Edible Oils

2

24

21

2

49

48

(e) Other Chemicals & Chemical Products

83

20,11

15,75

50

4,56

4,47

9. Petroleum, Coal Products & Nuclear Fuels

12

1,69

1,66

4

17

15

10. Manufacture of Cement & Cement Products

49

2,03

1,69

20

2,24

1,02

11. Basic Metals & Metal Products

388

76,62

72,68

119

15,93

13,53

(a) Iron & Steel

34

46,30

45,12

12

6,03

5,53

(b) Non-Ferrous Metals

5

70

36

2

15

13

(c) Metal Products

349

29,62

27,20

105

9,75

7,88

12. Engineering

455

113,87

98,98

140

81,71

18,92

(a) Heavy Engineering

37

45,73

42,18

14

4,99

2,22

(b) Light Engineering

240

7,71

6,83

65

3,87

2,51

(c) Electrical Machinery & Goods

106

41,84

37,55

27

1,42

1,03

(d) Electronic Machinery & Goods

72

18,58

12,42

34

71,43

13,15

13. Vehicles, Vehicle Parts & Transport Equipments

126

19,96

10,37

31

12,05

8,24

14. Other Industries

7,988

52,59

42,09

1,694

44,17

40,01

15. Electricity, Gas & Water

58

390,49

371,64

15

398,85

380,78

(a) Electricity Generation & Transmission

51

389,78

371,02

12

398,71

380,64

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

7

71

62

3

14

15

16. Construction

467

126,38

123,98

360

609,69

316,23

III.

TRANSPORT OPERATORS

6,200

127,73

94,23

1,750

118,32

72,17

IV.

PROFESSIONAL AND OTHER SERVICES

7,304

158,92

141,74

2,527

505,34

496,22

V.

PERSONAL LOANS

92,566

726,25

597,80

40,204

483,90

401,70

1. Loans for Purchase of Consumer Durables

5,335

20,94

15,17

2,036

9,22

6,67

2. Loans for Housing

15,640

293,66

263,25

8,007

230,09

204,66

3. Rest of the Personal Loans

71,591

411,65

319,38

30,161

244,59

190,37

VI.

TRADE

38,112

339,20

265,19

10,464

206,42

158,82

1. Wholesale Trade

977

27,52

22,74

526

32,01

26,88

2. Retail Trade

37,135

311,68

242,46

9,938

174,41

131,94

VII.

FINANCE

796

5,21

4,16

101

73,82

63,12

VIII.

ALL OTHERS

19,797

155,35

119,17

7,507

146,75

62,97

TOTAL BANK CREDIT

3,01,741

3043,92

2510,95

75,820

2881,81

2172,97

OF WHICH : 1. Artisans and Village & Tiny Industries

6,318

66,97

51,76

1,003

17,59

14,13

2. Other Small Scale Industries

3,258

144,22

119,59

1,177

49,20

42,05

Note : There are no Urban and Metropolitan Centres in Himachal Pradesh.