NORTHERN REGION

STATE : HIMACHAL PRADESH

OCCUPATION

BILASPUR

CHAMBA

HAMIRPUR

KANGRA

KINNAUR

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

1

2

3

4

5

6

7

8

9

10

I.

AGRICULTURE

7,655

21,65,76

6,172

11,77,34

13,271

33,50,05

27,302

72,79,38

2,172

31,74,15

1. Direct Finance

7,526

20,85,26

5,868

10,40,98

13,183

32,67,09

26,912

66,96,93

2,081

6,40,46

2. Indirect Finance

129

80,50

304

1,36,36

88

82,96

390

5,82,45

91

25,33,69

II.

INDUSTRY

583

6,86,75

1,201

255,54,65

1,140

30,95,33

2,597

253,55,14

235

50,77,81

1. Mining & Quarrying

2

2,25

4

43,18

2

9,97

32

2,36,40

1

1,08

2. Manufacturing & Processing

556

6,20,94

1,124

3,58,80

1,030

28,20,91

2,432

37,94,91

228

65,35

3. Electricity, Gas & Water

-

-

31

250,96,71

-

-

11

200,85,36

1

49,98,17

4. Construction

25

63,56

42

55,96

108

2,64,45

122

12,38,47

5

13,21

III.

TRANSPORT OPERATORS

691

13,44,35

619

8,52,69

472

6,90,42

1,346

17,75,05

70

1,06,06

IV.

PROFESSIONAL AND OTHER SERVICES

661

8,68,94

247

4,81,75

683

4,34,73

1,878

15,96,13

136

45,09

V.

PERSONAL LOANS

6,097

37,67,48

7,269

37,92,95

7,807

60,05,79

29,843

195,26,16

1,154

8,74,84

1. Loans for Purchase of Consumer Durables

373

1,08,69

215

46,58

120

40,67

1,264

3,78,85

25

2,17

2. Loans for Housing

1,728

18,13,24

511

8,71,93

1,591

27,64,04

4,544

86,46,14

130

3,13,05

3. Rest of the Personal Loans

3,996

18,45,55

6,543

28,74,44

6,096

32,01,08

24,035

105,01,17

999

5,59,62

VI.

TRADE

3,530

25,67,97

3,268

15,05,04

3,754

31,72,33

9,204

76,96,86

664

3,35,47

1. Wholesale Trade

38

1,80,63

339

2,44,86

27

2,17,25

263

8,46,40

1

2,49

2. Retail Trade

3,492

23,87,34

2,929

12,60,18

3,727

29,55,08

8,941

68,50,46

663

3,32,98

VII.

FINANCE

68

2,20,46

39

19,45

51

90,59

190

1,37,00

6

3,28

VIII.

ALL OTHERS

1,223

8,35,18

2,382

9,52,06

1,254

9,72,61

7,356

46,56,29

349

2,02,93

TOTAL BANK CREDIT

20,508

124,56,89

21,197

343,35,93

28,432

178,11,85

79,716

680,22,01

4,786

98,19,63

OF WHICH : 1. Artisans and Villages & Tiny Industries

257

2,36,85

944

2,44,56

384

2,37,63

1,352

10,01,41

124

24,85

2. Other Small Scale Industries

222

1,93,80

121

1,02,80

478

4,77,86

743

22,77,68

84

37,47

NORTHERN REGION

STATE : HIMACHAL PRADESH

OCCUPATION

KULU

LAHUL & SPITI

MANDI

SIMLA

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

11

12

13

14

15

16

17

18

I.

AGRICULTURE

9,795

35,74,31

506

89,43

18,557

36,03,99

17,237

88,10,90

1. Direct Finance

9,610

33,01,69

506

89,43

18,024

34,38,13

16,988

64,04,42

2. Indirect Finance

185

2,72,62

-

-

533

1,65,86

249

24,06,48

II.

INDUSTRY

1,488

85,62,26

346

70,38

2,592

27,36,64

1,018

616,96,59

1. Mining & Quarrying

9

42,93

1

4,94

12

53,73

7

39,55

2. Manufacturing & Processing

1,404

13,38,68

342

58,64

2,458

20,91,56

889

35,17,00

3. Electricity, Gas & Water

8

69,06,67

-

-

9

76,99

12

174,65,71

4. Construction

67

2,73,98

3

6,80

113

5,14,36

110

406,74,33

III.

TRANSPORT OPERATORS

1,241

16,40,79

33

40,02

1,519

20,39,43

982

66,32,25

IV.

PROFESSIONAL AND OTHER SERVICES

996

7,07,10

21

9,37

2,306

17,22,52

1,120

76,32,69

V.

PERSONAL LOANS

7,478

72,21,69

510

2,88,02

19,266

119,12,60

23,565

232,95,18

1. Loans for Purchase of Consumer Durables

539

1,21,20

8

1,46

1,408

3,87,15

1,437

4,40,47

2. Loans for Housing

1,677

40,71,19

70

1,15,86

2,770

48,40,92

4,260

116,78,85

3. Rest of the Personal Loans

5,262

30,29,30

432

1,70,70

15,088

66,84,53

17,868

111,75,86

VI.

TRADE

3,584

33,94,18

346

1,54,40

7,870

63,54,90

6,169

79,91,29

1. Wholesale Trade

175

3,65,30

-

-

203

7,08,37

175

9,78,77

2. Retail Trade

3,409

30,28,88

346

1,54,40

7,667

56,46,53

5,994

70,12,52

VII.

FINANCE

113

1,42,85

-

-

207

86,98

80

59,71,67

VIII.

ALL OTHERS

1,769

9,80,88

212

73,18

3,182

12,45,76

4,150

34,92,77

TOTAL BANK CREDIT

26,464

262,24,06

1,974

7,24,80

55,499

297,02,82

54,321

1255,23,34

OF WHICH : 1. Artisans and Villages & Tiny Industries

826

5,14,61

289

50,49

1,530

6,57,07

352

2,46,95

2. Other Small Scale Industries

373

6,69,84

8

3,05

712

8,86,20

419

15,36,76

NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Thousand)

OCCUPATION

SIRMAUR

SOLAN

UNA

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

19

20

21

22

23

24

I.

AGRICULTURE

8,908

19,86,62

11,634

50,68,22

12,423

31,00,35

1. Direct Finance

8,800

19,23,29

11,534

44,69,91

12,359

30,64,13

2. Indirect Finance

108

63,33

100

5,98,31

64

36,22

II.

INDUSTRY

774

65,73,73

1,321

347,12,99

1,306

31,61,68

1. Mining & Quarrying

27

1,52,18

10

68,98

12

77,19

2. Manufacturing & Processing

679

62,41,16

1,222

335,01,28

1,218

28,78,31

3. Electricity, Gas & Water

-

-

1

6,13,00

-

-

4. Construction

68

1,80,39

88

5,29,73

76

2,06,18

III.

TRANSPORT OPERATORS

149

2,23,67

405

6,29,84

423

6,65,06

IV.

PROFESSIONAL AND OTHER SERVICES

301

3,74,68

1,040

495,69,80

442

3,53,06

V.

PERSONAL LOANS

7,861

56,98,04

14,825

123,37,35

7,095

52,29,04

1. Loans for Purchase of Consumer Durables

424

1,30,96

1,230

4,01,58

328

1,24,11

2. Loans for Housing

1,539

26,82,24

3,205

65,71,94

1,622

24,21,41

3. Rest of the Personal Loans

5,898

28,84,84

10,390

53,63,83

5,145

26,83,52

VI.

TRADE

3,295

26,53,50

4,093

41,43,55

2,799

24,31,99

1. Wholesale Trade

95

3,21,51

111

7,53,23

76

3,43,27

2. Retail Trade

3,200

23,31,99

3,982

33,90,32

2,723

20,88,72

VII.

FINANCE

10

16,60

87

17,97

46

21,04

VIII.

ALL OTHERS

1,365

9,00,62

2,682

29,53,04

1,380

9,48,72

TOTAL BANK CREDIT

22,663

184,27,46

36,087

1094,32,76

25,914

159,10,94

OF WHICH : 1. Artisans and Villages & Tiny Industries

385

13,64,33

361

13,49,33

517

6,60,83

2. Other Small Scale Industries

136

22,17,22

615

62,51,00

524

15,09,94