NORTHERN REGION |
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STATE : HIMACHAL PRADESH |
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
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1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
1,38,329 |
620,69 |
486,71 |
12,835 |
401,71 |
283,23 |
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1. |
Direct Finance |
1,36,585 |
567,94 |
438,14 |
12,625 |
126,49 |
89,99 |
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2. |
Indirect Finance |
1,744 |
52,75 |
48,57 |
210 |
275,22 |
193,23 |
II. |
INDUSTRY |
12,284 |
1913,44 |
1647,99 |
3,351 |
1583,11 |
1163,43 |
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1. |
Mining & Quarrying |
95 |
8,21 |
7,11 |
40 |
2,99 |
2,64 |
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2. |
Food Manufacturing & Processing |
758 |
40,81 |
28,55 |
166 |
27,23 |
24,53 |
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(a) Rice Mills, Flour & Dal Mills |
259 |
16,43 |
8,58 |
37 |
1,89 |
1,45 |
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(b) Sugar |
5 |
27 |
21 |
2 |
14 |
13 |
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(c) Edible Oils & Vanaspati |
38 |
4,63 |
4,38 |
14 |
1,08 |
72 |
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(d) Tea Processing |
– |
– |
– |
6 |
27 |
18 |
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(e) Processing of Fruits & Vegetables |
26 |
5,73 |
5,15 |
17 |
2,41 |
2,16 |
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(f) Others |
430 |
13,75 |
10,22 |
90 |
21,45 |
19,90 |
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3. |
Beverage & Tobacco |
39 |
8,58 |
7,46 |
13 |
6,63 |
6,24 |
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4. |
Textiles |
401 |
641,74 |
526,21 |
251 |
54,17 |
48,16 |
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(a) Cotton Textiles |
89 |
625,81 |
512,63 |
12 |
37,38 |
37,26 |
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(b) Jute & Other Natural Fibre Textiles |
5 |
39 |
39 |
1 |
5 |
5 |
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(c) Handloom Textiles & Khadi |
119 |
2,02 |
1,62 |
152 |
2,24 |
1,96 |
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(d) Other Textiles & Textile Products |
188 |
13,52 |
11,57 |
86 |
14,50 |
8,88 |
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5. |
Paper, Paper Products & Printing |
172 |
47,82 |
45,32 |
82 |
21,52 |
20,96 |
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6. |
Leather & Leather Products |
36 |
2,66 |
2,28 |
19 |
18 |
16 |
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7. |
Rubber & Plastic Products |
285 |
42,30 |
36,40 |
62 |
6,45 |
5,87 |
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8. |
Chemicals & Chemical Products |
439 |
139,52 |
97,66 |
93 |
36,02 |
17,48 |
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(a) Heavy Industrial Chemicals |
29 |
16,76 |
16,25 |
14 |
13,34 |
2,65 |
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(b) Fertilisers |
5 |
57,42 |
22,86 |
2 |
29 |
21 |
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(c) Drugs & Pharmaceuticals |
36 |
38,90 |
36,73 |
19 |
16,84 |
11,50 |
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(d) Non-Edible Oils |
2 |
24 |
20 |
2 |
49 |
48 |
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(e) Other Chemicals & Chemical Products |
367 |
26,20 |
21,62 |
56 |
5,08 |
2,64 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
10 |
1,54 |
1,25 |
3 |
28 |
29 |
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10. |
Manufacture of Cement & Cement Products |
56 |
11,37 |
8,81 |
24 |
2,31 |
1,51 |
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11. |
Basic Metals & Metal Products |
436 |
58,59 |
44,01 |
128 |
49,58 |
42,87 |
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(a) Iron & Steel |
59 |
21,08 |
14,47 |
21 |
10,35 |
10,00 |
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(b) Non-Ferrous Metals |
17 |
3,74 |
1,20 |
7 |
1,05 |
1,07 |
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(c) Metal Products |
360 |
33,77 |
28,34 |
100 |
38,18 |
31,81 |
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12. |
Engineering |
454 |
133,25 |
117,50 |
167 |
63,16 |
48,91 |
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(a) Heavy Engineering |
36 |
53,74 |
53,37 |
28 |
5,77 |
4,57 |
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(b) Light Engineering |
224 |
17,37 |
12,60 |
62 |
15,53 |
14,30 |
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(c) Electrical Machinery & Goods |
123 |
28,52 |
23,25 |
48 |
26,69 |
24,70 |
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(d) Electronic Machinery & Goods |
71 |
33,62 |
28,28 |
29 |
15,18 |
5,35 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
147 |
18,97 |
8,25 |
38 |
13,78 |
10,23 |
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14. |
Other Industries |
8,107 |
80,93 |
67,69 |
1,807 |
91,96 |
74,94 |
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15. |
Electricity, Gas & Water |
25 |
651,71 |
628,19 |
18 |
183,90 |
161,70 |
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(a) Electricity Generation & Transmission |
19 |
651,46 |
627,99 |
15 |
183,76 |
161,56 |
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(b) Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
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(c) Gas, Steam & Water Supply |
6 |
25 |
19 |
3 |
14 |
14 |
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16. |
Construction |
824 |
25,42 |
21,32 |
440 |
1022,93 |
696,95 |
III. |
TRANSPORT OPERATORS |
5,962 |
129,42 |
92,15 |
1,725 |
145,92 |
82,76 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,463 |
94,48 |
67,37 |
2,142 |
486,04 |
326,55 |
V. |
PERSONAL LOANS |
1,03,533 |
1023,03 |
837,57 |
45,218 |
616,75 |
508,76 |
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1. |
Loans for Purchase of Consumer Durables |
5,266 |
22,54 |
15,72 |
1,775 |
9,81 |
7,46 |
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2. |
Loans for Housing |
21,125 |
470,16 |
412,26 |
10,047 |
311,69 |
277,88 |
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3. |
Rest of the Personal Loans |
77,142 |
530,33 |
409,59 |
33,396 |
295,24 |
223,42 |
VI. |
TRADE |
41,451 |
470,05 |
364,55 |
12,075 |
277,75 |
219,00 |
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1. |
Wholesale Trade |
721 |
25,65 |
20,81 |
361 |
37,27 |
33,14 |
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2. |
Retail Trade |
40,730 |
444,40 |
343,74 |
11,714 |
240,48 |
185,86 |
VII. |
FINANCE |
563 |
5,74 |
4,30 |
77 |
27,74 |
12,32 |
VIII. |
ALL OTHERS |
14,663 |
117,63 |
97,64 |
6,398 |
157,21 |
69,93 |
TOTAL BANK CREDIT |
3,23,248 |
4374,48 |
3598,28 |
83,821 |
3696,22 |
2665,98 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
6,096 |
83,87 |
61,28 |
984 |
19,86 |
16,61 |
2. Other Small Scale Industries |
3,761 |
179,87 |
145,47 |
1,384 |
71,31 |
64,59 |
Note : There are no Urban and Metropolitan Centres in Himachal Pradesh. |
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