We have pleasure in bringing out the 55th edition of "Statistical Tables Relating to Banks in India". This edition contains comprehensive data for the year 1999-2000 covering all commercial banks operating in India including those registered abroad. Following table shows the number of banks covered in this edition vis-a-vis the previous editions.

1969

1979

1987

1995

1996

1997

1998

1999

2000

I.

Scheduled Commercial Banks@

(i)

Indian Banks

a.

Functioning

58

121

253

254

258

258

257

257

253

b.

Reporting

58

120

253

254

258

258

257

257

253

(ii)

Foreign Banks

a.

Functioning

15

14

21

26

29

37

41

44

44

b.

Reporting

13

12

21

26

29

37

41

44

44

Total of (i) and (ii)

a.

Functioning

73

135

274

280

287

295

298

301

297

b.

Reporting

71

132

274

280

287

295

298

301

297

II.

Non-Scheduled Commercial Banks

a.

Functioning

14

5

3

2

1

1

1

—

—

b.

Reporting

11

4

3

2

—

—

—

—

—

III.

All Commercial Banks

a.

Functioning

87

140

277

282

288

296

299

301

297

b.

Reporting

85

136

277

282

287

295

298

301

297

@

Commercial Banks which carry on the business of banking in India and which (a) have paid up capital and reserves of an aggregate real and exchangeable value of not less than Rs.5 lakhs and (b) satisfy the Reserve Bank of India that their affairs are not being conducted in a manner detrimental to the interest of their depositors, are eligible for inclusion in the Second Schedule to the Reserve Bank of India Act, 1934, and when included are known as ‘Scheduled Commercial Banks’.

2.

The book contains in all 56 tables giving comprehensive data in regard to various aspects in Indian banking arena. Corresponding data for the previous year/s have also been incorporated in the tables to facilitate a comparative study. Table 1 gives data on liabilities and assets of the Reserve Bank of India, while tables 2 to 45 give consolidated data covering commercial/co-operative banks and tables 46 and 47 provide circle-wise distribution of Post Office savings and time deposits. Tables 48 to 56 are detailed ones which present individual bank-wise data.

3.

Besides these tables, the book contains two maps and 12 graphs representing some important data on Indian banking sector. One appendix, giving data on commercial banks and their offices in States and Union Territories is also included.

4.

To facilitate wider dissemination of data, the information, wherever feasible have been presented bank group-wise, viz.(i) State Bank of India and its Associates, (ii) Nationalised Banks, (iii) Regional Rural Banks, (iv) Other Indian Scheduled Commercial Banks and (v) Foreign Banks.

5.

To facilitate the readers, a chapter ‘Explanatory Notes’ has been included. The chapter has been divided into two parts, viz. Part I and Part II. Part I includes general explanations and Part II gives the table-wise explanations. The users of the book are requested to read the ‘Explanatory Notes’ carefully and keep them in view, while interpreting or making use of the data.

6.

As part of financial sector reforms, transparency and disclosure standards of Indian banks have been enhanced to meet international standards. Banks are now required to publish information on several items in the notes to their annual accounts. Based on the above, some new tables, giving bank-wise information, have been added from the current edition. These tables are (a) Contingent liabilities of Scheduled Commercial Banks (Table 52), (b) Provisions and contingencies of Scheduled Commercial Banks (Table 53), (c) Movements of NPAs of Scheduled Commercial Banks (Table 54) and (d) Maturity profile of selected items of liabilities and assets of Scheduled Commercial Banks (Table 55). Some important bank-wise ratios on profitability and other financial parameters have also been included from this edition and are presented in Table 56.

7.

We hope the book will be of immense use for all those in the field of banking, economics and statistics.

RESERVE BANK OF INDIA

DEPARTMENT OF STATISTICAL ANALYSIS

AND COMPUTER SERVICES

MUMBAI

Date: November 6, 2000