IV. Code Lists (Part 3 of 3) - RBI - Reserve Bank of India
IV. Code Lists (Part 3 of 3)
Classification of Activity/Occupation |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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Division 37: Recycling |
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370 |
01 |
37001 |
Recycling of metal waste and scrap |
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Recycling of non-metal waste and scrap |
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E. ELECTRICITY, GAS AND WATER SUPPLY |
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Division 40: Electricity, Gas, Steam and Hot Water Supply |
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401 |
01 |
40101 |
Generation of electricity: hydro-electric power plants , |
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coal based thermal power plants, oil-based thermal |
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power plants, atomic reactor power plants and other |
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power plants using conventional fuels (e.g. gas based) |
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Transmission of electricity generated from conventional |
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sources [hydro-electric power plants , coal based |
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thermal power plants, oil-based thermal power plants, |
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atomic reactor power plants and other power plants |
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using conventional fuels (e.g. gas based)] |
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401 |
02 |
40102 |
Energisation of pumpsets/wells (advances granted to |
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State Electricity Boards for energisation of pumpsets/ |
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wells should be shown here) |
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401 |
03 |
40103 |
Collection and distribution of electric energy to |
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households, industrial, commercial and other users |
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401 |
04 |
40104 |
Generation and distribution of bio-gas energy |
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401 |
05 |
40105 |
Generation and distribution of Solar energy and energy |
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from other non-conventional sources (wind mills etc.) |
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402 |
01 |
40201 |
Manufacture of gas; distribution of gaseous fuels |
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through mains |
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403 |
01 |
40301 |
Steam and hot water supply |
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Division 41: Collection, purification and distribution of water |
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410 |
01 |
41001 |
Collection, Purification and distribution of water |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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F. CONSTRUCTION |
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Division 45: Construction |
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[Loans given to borrowers whose main occupation is construction and maintenance |
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of activities listed below] |
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Construction other than Infrastructure |
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450 |
01 |
45001 |
GENERAL CONSTRUCTION (including alteration, |
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addition, repair and maintenance) of residential buildings |
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or non-residential buildings carried -out on own-account |
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basis (as in the case of construction of buildings by a |
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builder for sale/lease) or on a fee or contract basis; |
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450 |
02 |
45002 |
SPECIALISED CONSTRUCTION [includes construction |
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and maintenance of sports stadia and other construction |
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not elsewhere classified and specialised construction such |
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as foundation work, water well drilling scaffolding etc.]; |
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Construction and maintenance of industrial plants other |
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than power plants |
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[Loans given to borrowers for construction of house for |
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own use is to be shown under housing loans. Loans |
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extended to borrowers for construction of shops, factories, |
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staff quarters, office building etc. should be classified as |
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per the borrowers main activity.] |
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450 |
03 |
45003 |
Loan for Setting up of industrial estates |
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450 |
04 |
45004 |
Building installation and Building completion |
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[CONSTRUCTION CONTRACTORS] |
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Building installation [These activities are usually |
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performed at the site of construction, although parts of |
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the job may be carried out in a special shop. Repair of |
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installations is also included.] e.g. Plumbing and |
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drainage, Installation of heating and air-conditioning |
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systems, antennas, elevators and escalators; insulation |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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work (water, heat, sound); and sound proofing |
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systems, Electrical installation work for constructions |
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etc. |
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Building completion [Includes activities that contribute |
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to the completion or finishing of a construction. Repairs |
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of the same type are also included] |
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Infrastructure Construction |
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450 |
11 |
45011 |
Power-Construction / erection and maintenance of power |
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and transmission lines; hydro-electric projects, power |
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plants, other than hydro-electric power plants. |
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450 |
12 |
45012 |
Telecommunications-Construction/erection and |
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maintenance of telecommunication and transmission |
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lines; telecom projects. |
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450 |
13 |
45013 |
Roads & Ports-includes construction and maintenance |
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of roads, rail-beds, bridges, tunnels, pipelines, rope- |
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ways, ports, harbours and runways etc.; Construction |
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and Maintenance of water ways |
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450 |
19 |
45019 |
Other Infrastructure Construction n.e.c. like construction |
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and maintenance water reservoirs, irrigation channels |
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etc. |
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G. WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES, |
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MOTORCYCLES AND PERSONAL / HOUSEHOLD GOODS |
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Division 50: Sale, Maintenance and Repair of Motor Vehicles and Motorcycles; |
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Retail Sale of Automotive Fuel |
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500 |
01 |
50001 |
Sale of all kinds of Motor vehicles [Includes wholesale |
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and retail sale of new and used passenger motor |
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vehicles and lorries, trailers and semi trailers; Two- |
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wheelers (Motorcycles, scooter etc.) and Three- |
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wheelers (auto-rickshaws etc.)] |
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500 |
02 |
50002 |
Sale of all kinds of parts and accessories of motor |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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vehicles, Two- and Three-wheelers. [includes wholesale |
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& retail sale of all kinds of parts , components, and |
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accessories for motor vehicles, two- and three- |
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wheelers, when not combined with sale of such |
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vehicles themselves.]; |
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500 |
03 |
50003 |
Maintenance and repair of motor vehicles, two- and |
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three-wheelers [including washing and polishing etc.] |
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500 |
05 |
50005 |
Retail sale of automotive fuel [includes the activity of |
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petrol filling stations. This activity is often combined with |
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sales of lubricating products, cleaning and all other |
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kinds of products for motor vehicles. If the main |
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object, however, is the sale of automotive fuel or |
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lubricants, they remain classified here.] |
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Division 51: Wholesale Trade and Commission trade (Except of Motor Vehicles and Motorcycles) |
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511 |
01 |
51101 |
Wholesale on a fee or contract basis. [Includes |
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commission agents, commodity brokers and auctioneers |
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and all other wholesalers who trade on behalf and on |
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the account of others] |
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512 |
01 |
51201 |
Food Procurement |
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512 |
02 |
51202 |
Food grains (cereals and pulses) |
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512 |
03 |
51203 |
Tobacco & Tobacco products. |
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512 |
04 |
51204 |
Food and beverages [includes wholesale of fruits and |
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vegetables, dairy products, eggs & edible oils & fats, |
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meat, fishery products, sugar, confectionery & bakery |
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products, beverages, coffee, tea, cocoa and spices, |
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etc.] |
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512 |
05 |
51205 |
Seeds (including cotton and oil seeds), agricultural raw |
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material & live animals |
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513 |
01 |
51301 |
Diamonds, Gems and Jewellery |
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513 |
02 |
51302 |
Pharmaceutical and medical goods; |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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513 |
03 |
51303 |
Textiles, clothing and footwear and other household |
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goods like toiletry, perfumery, cosmetics, metal, |
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porcelain & glass utensils; crockery and chinaware & |
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household products made from rubber & plastic; furniture |
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& fixtures; watches/clocks & optical goods; radio, |
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television & other consumer electronics; paper & other |
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stationery items; books, magazines & newspapers; |
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photographic equipments, games, toys & sports goods; |
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leather goods & travel accessories; cleaning materials |
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etc. |
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514 |
01 |
51401 |
Cotton |
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514 |
02 |
51402 |
Jute and Mesta |
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514 |
03 |
51403 |
Fertilizers (including advances granted to factories for |
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distribution of fertilizers) and pesticides |
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514 |
04 |
51404 |
Wholesale of solid, liquid and gaseous fuels and related |
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products. |
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514 |
05 |
51405 |
Wholesale of metals and metal ores |
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514 |
06 |
51406 |
Wholesale of construction materials, hardware, |
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plumbing and heating equipment and supplies |
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514 |
09 |
51409 |
Wholesale of other intermediate products, waste and |
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scrap [includes basic industrial chemicals, plastic |
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materials in primary forms, textile fibres, waste and |
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scrap and materials for re-cycling etc.] |
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515 |
01 |
51501 |
Agricultural machinery and equipment |
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515 |
02 |
51502 |
Machinery, equipment and supplies (other than |
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agricultural machinery and equipment) |
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519 |
01 |
51901 |
Handicrafts |
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519 |
02 |
51902 |
Carpets |
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519 |
09 |
51909 |
Other wholesale n.e.c. [Includes specialized wholesale |
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not covered in any one of the previous categories and |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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wholesale in a variety of goods without any particular |
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specialization.] |
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Division 52: Retail Trade (Except of Motor Vehicles and Motor Cycles); Repair |
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of Personal and Household Goods |
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521 |
01 |
52101 |
Non-specialized retail trade in stores (General |
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merchandise) including consumer co-operative stores |
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521 |
02 |
52102 |
Public utility services transacted through consumer co- |
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operative stores & private retail traders (i.e. advances granted |
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for fair price shops/authorised ration shops dealing in essential |
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commodities i.e. wheat, rice, sugar, controlled cloth, kerosene |
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oil, imported edible oil and soft coke) |
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(These retail outlets of the public distribution system fall |
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under the purview of statutory rationing/modified rationing/ |
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informal rationing administered by State Government/Union |
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Territory Administrations and they are required to have |
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separate physical entity (demarcated premises) and |
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maintain separate books of accounts and records covering |
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purchase, store and sale of essential commodities to |
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family/ration card-holders issued by Controller of |
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Rationing/Directorate of Civil Supplies, etc.) |
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522 |
01 |
52201 |
Retail sale in specialized stores of food, beverages and |
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tobacco |
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523 |
01 |
52301 |
Retail sale of fertilizers and pesticides |
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523 |
02 |
52302 |
Retail sale of seeds |
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523 |
03 |
52303 |
Retail sale of Agricultural implements and machinery |
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523 |
11 |
52311 |
Retail sale of diamonds, gems & Jewellery |
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523 |
12 |
52312 |
Retail sale of construction materials, hardware, paints |
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and glass |
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523 |
13 |
52313 |
Retail sale in specialised stores of pharmaceutical and |
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medical goods, cosmetic and toilet articles; |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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Textiles, clothing, footwear and leather goods [including |
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travel accessories]; |
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Household appliances, articles and equipment; |
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Other retail sale in specialised stores like watches and |
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clocks, computers and non-customized software, |
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photographic, optical and other stores and supplies etc., |
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firewood, coal and kerosene oil and cooking gases, |
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books, magazines and stationery, including distribution |
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of newspapers, sports goods, games and toys, flowers |
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and plants; pet animals; wall paper and floor coverings; |
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and other non-food products not elsewhere classified |
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523 |
19 |
52319 |
Other Retail trade n.e.c. |
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524 |
01 |
52401 |
Retail sale of second hand goods in stores(including |
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the pawn shops) |
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525 |
01 |
52501 |
Retail trade not in stores e.g. via mail order houses |
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[includes the activity of retail selling through tele- |
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shopping]; via stocks and markets; via Internet (network |
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marketing) etc.; by salespersons who go from house |
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to house or by vending machines or on a fee or contract |
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basis etc. |
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526 |
01 |
52601 |
Repairs of personal and household goods: includes |
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repair of footwear and leather goods, household |
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electrical appliances, TV,VCR, radio, tape recorder, |
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refrigerator and other similar items, watches and |
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clocks, bicycles and cycle rickshaws etc. |
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[Repairs and services carried out by individual or |
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company other than the manufacturer is to be classified |
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here. Repairs of capital goods are classified in the same |
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class as the units that produce the goods] |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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H. HOTELS AND RESTAURANTS |
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Division 55: Hotels and Restaurants |
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551 |
01 |
55101 |
Hotels, Motels and Resorts; camping sites and other |
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provision of short-stay accommodation [Restaurant |
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facilities operated in connection with the provision of |
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lodging remain classified in this group. Also included |
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are the operation of sleeping cars when carried on by |
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separate units] |
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552 |
01 |
55201 |
Restaurants, bars and canteens; Caterers-including |
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door to door services; [Sales through vending machines |
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is classified in 52501] |
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I. TRANSPORT, STORAGE AND COMMUNICATIONS |
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Division 60: Land Transport; Transport via pipelines |
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601 |
01 |
60101 |
Transport via railways [Includes passenger and freight |
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transport by inter-urban railways. Also covers related |
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activities such as shunting & switching] |
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602 |
01 |
60201 |
Scheduled passenger land transport [Includes activities |
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providing regular urban, suburban or inter urban transport of |
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passengers on scheduled routes, other than inter urban |
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railway transport. They may be carried out with motor bus, |
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tramway, trolley bus, underground and elevated railways. Also |
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included are the operations of school buses, town-to-airport/ |
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station lines, sightseeing buses, aerial cableways etc.] |
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602 |
02 |
60202 |
Non-scheduled passenger land transport by man or |
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animal drawn vehicles like cycle-rickshaws; animals like |
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horses, elephants, mules, camels etc.; Bullock-carts, |
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ekkas, tongas etc. |
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Freight transport by man or animal drawn vehicles like |
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cycle-rickshaws, hand cart, porters, coolies etc.; |
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transport by animals like horses, elephants, mules, |
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camels etc.; Bullock-carts, ekkas, tongas etc. |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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602 |
03 |
60203 |
Non-scheduled passenger land transport such as taxi |
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operation, auto-rickshaws, scooters, rental of private |
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cars with operator and other occasional coach services |
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602 |
04 |
60204 |
Freight transport by motor vehicles (trucks, buses, |
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tempos etc.) including refrigerated vans |
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603 |
01 |
60301 |
Transport via pipelines [Includes transport via pipelines |
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and the incidental activities like operation of pump |
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stations and maintenance of the pipeline.] |
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Division 61: Water Transport |
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611 |
01 |
61101 |
Ocean and coastal water transport |
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612 |
02 |
61202 |
Inland water transport |
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Division 62: Air Transport |
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620 |
01 |
62001 |
Scheduled air transport |
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621 |
01 |
62101 |
Non-scheduled air transport |
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Division 63: Supporting and auxiliary transport activities, activities of travel |
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agencies |
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630 |
01 |
63001 |
Warehousing |
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630 |
02 |
63002 |
Cold storage |
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630 |
11 |
63011 |
SUPPORTING SERVICES TO LAND TRANSPORT |
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such as operation of railway stations, bus stations, |
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highway bridges, toll roads, vehicular tunnels; parking |
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lots and left-luggage facilities at the railway stations, |
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bus stations; and traffic control activities |
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630 |
12 |
63012 |
SUPPORTING SERVICES INCIDENTAL TO WATER |
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TRANSPORT such as operation and maintenance of |
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piers, docks, pilotage and loading and unloading of |
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vessels. |
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630 |
13 |
63013 |
SUPPORTING SERVICES TO AIR TRANSPORT such |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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as operation and maintenance of terminals, flying |
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facilities, radio beacons, flying control centres and rader |
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stations etc. |
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630 |
14 |
63014 |
Activities of travel agencies and tour operators; tourist |
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assistance activities n.e.c. |
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630 |
19 |
63019 |
Activities of other transport agencies [Includes cargo |
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handling, forwarding of freight, organisation or |
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arrangement of transport on behalf of the shipper or |
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consignee, receiving and acceptance of freight, |
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transportation document preparation, consolidation and |
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break bulk of freight, freight brokerage, custom house |
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brokerage, bill auditing and freight rate information, |
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brokerage for ship and aircraft space, packing and |
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crating and unpacking and de-crating, weighing and |
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sampling of freight etc.] |
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Division 64: Post and Telecommunications |
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641 |
01 |
64101 |
Post and courier activities |
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642 |
01 |
64201 |
Telecommunication services: includes the activities of |
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STD/ISD booths, provision of value added telecom |
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services like paging, e-mail, video conferencing, Internet |
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etc. (This includes cyber cafes); Activities of the cable |
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operators |
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642 |
02 |
64202 |
Provision of basic telecom services including cellular |
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phones; Maintenance of Telecom Network; (erection/ |
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construction of telecommunication lines covered under |
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45001) |
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J. FINANCIAL INTERMEDIATION |
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Division 65: Financial intermediation except Insurance and Pension Funding Banks |
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651 |
01 |
65101 |
Commercial Banks |
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651 |
02 |
65102 |
Regional Rural Banks |
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Group |
Sub - |
Code |
Description |
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Group |
No. |
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|
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651 |
03 |
65103 |
Co-operative Banks |
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651 |
04 |
65104 |
Local Area Banks |
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Co-operative Institutions and Land Development Banks |
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659 |
01 |
65901 |
Primary Agricultural Credit Societies (PACS) |
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659 |
02 |
65902 |
Farmers Service Societies (FSS) and Large sized |
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Adivasi Multi-purpose Societies (LAMPS) |
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659 |
03 |
65903 |
Apex Co-operative Housing Finance Societies |
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659 |
04 |
65904 |
Co-operative Marketing Societies (including loans to |
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co-operative banks for re-lending to co-operative |
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marketing societies) and Co-operatives of producers |
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(for example, Aarey Milk Colony Co-operative society |
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consisting of licencee cattle owners) |
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659 |
05 |
65905 |
Land Development Banks-SLDBs and PLDBs |
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659 |
09 |
65909 |
Other non-agricultural credit societies |
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Non-Banking Financial Institutions/Companies |
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659 |
11 |
65911 |
Development Financial Institutions (e.g. IDBI, IFCI, |
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ICICI, SIDBI, NHB, EXIM Bank, DFHI, SFCs, etc.) |
|||||
659 |
12 |
65912 |
Housing finance companies/corporations, other |
||
specialised institutions granting credit for house |
|||||
purchase (including those accepting deposits) |
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659 |
21 |
65921 |
Factoring/Hire Purchase Finance Companies |
||
659 |
22 |
65922 |
Chit funds/Kuri companies |
||
659 |
23 |
65923 |
Saving & Loan companies |
||
659 |
24 |
65924 |
Nidhis/Mutual benefit financial companies |
||
659 |
25 |
65925 |
Non-operating financial holding companies (Investment |
||
companies) |
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659 |
26 |
65926 |
Financial Leasing companies (Equipment Leasing |
||
companies) |
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|
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Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
659 |
29 |
65929 |
Other NBFCs |
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Other financial intermediation |
|||||
659 |
31 |
65931 |
Agricultural Finance Corporations |
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659 |
32 |
65932 |
Mutual Funds including Unit Trust of India |
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659 |
33 |
65933 |
Shroffs and other indigenous bankers (include pawn |
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brokers, private money lenders) |
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659 |
39 |
65939 |
Other financial intermediation n.e.c. |
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Division 66: Insurance and Pension Funding, Except Compulsory Social |
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Security |
|||||
660 |
01 |
66001 |
Life insurance [This class includes life insurance |
||
(including reinsurance) and other long-term insurance, |
|||||
with or without a substantial saving element, including |
|||||
the collection and investment of funds] |
|||||
660 |
02 |
66002 |
Non-life insurance |
||
660 |
03 |
66003 |
Pension funding [This class includes the provision of |
||
retirement incomes, including activities involving the |
|||||
collection and investment of funds] |
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Division 67: Activities auxiliary to Financial Intermediation |
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671 |
01 |
67101 |
Agro-industries Corporations |
||
671 |
02 |
67102 |
Securities trading companies/broking firms |
||
671 |
03 |
67103 |
Industrial Development Boards/Corporations/ |
||
Federations including all State Development Boards and |
|||||
other Developmental Institutions (e.g. Tea Boards, |
|||||
Coffee Boards, Khadi Development Board, etc.) |
|||||
671 |
04 |
67104 |
Merchant banking/Financial services companies |
||
671 |
05 |
67105 |
Loans for activities auxiliary to financial intermediation |
||
except insurance and pension funding [like |
|||||
administration of financial markets, Security dealing |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
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|
|||||
activities by stock/share brokers; Loans to financial |
|||||
advisers, mortgage advisers and brokers, bureaux de |
|||||
change etc.] |
|||||
672 |
01 |
67201 |
Loans for activities auxiliary to insurance and pension |
||
funding [like insurance agents, average and loss |
|||||
adjusters, actuaries and salvage administrators.] |
|||||
K. REAL ESTATE, RENTING AND BUSINESS ACTIVITIES |
|||||
Division 70: Real Estate Activities |
|||||
700 |
01 |
70001 |
Real estate activities including leasing of Real property |
||
(construction is classified in division 45). |
|||||
Division 71: Renting of Machinery and Equipment |
|||||
711 |
01 |
71101 |
Renting of land, water and air transport equipments |
||
712 |
01 |
71201 |
Renting of construction and civil engineering machinery |
||
and equipments. Renting of office machinery and |
|||||
equipments [including computers]; All other renting and |
|||||
non-financial leasing of machinery and equipments |
|||||
n.e.c. |
|||||
713 |
01 |
71301 |
Renting of personal and household goods n.e.c. |
||
[includes renting of all kinds of personal and household |
|||||
goods, whether the customers are household or |
|||||
industries] |
|||||
Division 72: Computer and Related Activities |
|||||
721 |
01 |
72101 |
Hardware consultancy. [This class includes |
||
consultancy on type and configuration of hardware with |
|||||
or without associated software application.(Similar |
|||||
activities carried out by units selling computers are |
|||||
classified in class 30002). |
|||||
722 |
01 |
72201 |
Software consultancy and supply . [includes activities |
||
in connection with analysis, design and programming |
|||||
of systems ready to use. This usually involves the |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
analysis of the users’ needs and problems, consultancy |
|||||
on the most economic solution and producing the |
|||||
necessary software to realize this solution. Also |
|||||
included is the simple writing of programs following |
|||||
directives of the user. Specifically these activities |
|||||
involve development, production, supply and |
|||||
documentation of order-made software] |
|||||
723 |
01 |
72301 |
Data processing and Database activities |
||
Data processing. [This includes the processing or |
|||||
tabulation of all types of data. Provision of such services |
|||||
on (i) an hourly or time-share basis, and (ii) management |
|||||
or operation of data processing facilities of others on a |
|||||
time sharing basis; on a fee or contract basis]. |
|||||
Database activities. [This includes data base |
|||||
development, data storage and data base availability. |
|||||
The provision of data in a certain order/sequence, |
|||||
accessible to everybody or to limited users and can be |
|||||
sorted on demand]. |
|||||
725 |
01 |
72501 |
Maintenance and repair of office, accounting and |
||
computing machinery |
|||||
729 |
01 |
72901 |
IT placement Services |
||
729 |
09 |
72909 |
Other computer related activities [for example activities |
||
of development of multimedia presentation on account |
|||||
of others, maintenance of web-sites on account of |
|||||
others etc.] (cyber cafe, communication through e-mail, |
|||||
internet & data transmission are to be coded at 64201) |
|||||
Division 73: Research and Development |
|||||
730 |
01 |
73001 |
Research and experimental development on natural |
||
sciences and engineering. |
|||||
Research and experimental development on social |
|||||
sciences and humanities. [Market research is classified |
|||||
in class 74101]. |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
Division 74: Other Business Activities |
|||||
741 |
01 |
74101 |
Professional services (except Medical) (Medical |
||
services to be coded at 85102 and engineering/technical |
|||||
services at 74201) |
|||||
Legal activities. [Legal services such as those rendered |
|||||
by advocates, barristers, solicitors, pleaders, |
|||||
mukhtiars, etc.] |
|||||
Accounting, book-keeping and auditing activities; tax |
|||||
consultancy. |
|||||
Market research and public opinion polling. |
|||||
Business & management consultancy activities. |
|||||
[Includes the provision of advice, guidance or operational |
|||||
assistance to businesses. These activities involve |
|||||
public relations other than by paid advertisements, |
|||||
welfare and charity affairs, politics, lobbying. Activities |
|||||
in connection with project management, planning, |
|||||
organisation, management information etc. Arbitration |
|||||
and conciliation between management and labour. |
|||||
Also included are the activities of management holding |
|||||
companies. |
|||||
742 |
01 |
74201 |
Architectural, engineering and other technical activities. |
||
743 |
01 |
74301 |
Advertising and publicity concerns |
||
744 |
01 |
74401 |
Merger, Acquisition and Re-structuring of companies. |
||
749 |
01 |
74901 |
Labour recruitment and provision |
||
Investigation and security activities |
|||||
Services like building cleaning activities, photographic |
|||||
activities, packaging activities not covered elsewhere |
|||||
Other business activities and services n.e.c. like |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
Auctioning activities, Business brokerage activities, |
|||||
Photostat, blue-printing, Xeroxing, copying of |
|||||
documents, ammonia printing and cyclostyling |
|||||
services, Fashion design, Services rendered by liaison |
|||||
offices etc. |
|||||
L. PUBLIC ADMINISTRATION AND DEFENCE; COMPULSORY SOCIAL |
|||||
SECURITY |
|||||
Division 75: Public Administration and Defence; Compulsory Social Security |
|||||
750 |
01 |
75001 |
Activities of Union, State, local and quasi-government |
||
agencies that provide healthcare, education, cultural |
|||||
services and other social services, including social |
|||||
security - this includes Municipal corporations, |
|||||
Municipalities, Housing boards, Water Drainage and |
|||||
Sewerage boards and such public utilities |
|||||
M. EDUCATION |
|||||
Division 80: Education |
|||||
Educational Services rendered by schools/colleges/commercial institutions/ |
|||||
universities: |
|||||
800 |
01 |
80001 |
General Primary and Secondary education |
||
800 |
02 |
80002 |
Higher education |
||
800 |
03 |
80003 |
Technical and vocational education |
||
N. HEALTH AND SOCIAL WORK |
|||||
Division 85: Medical, Health and social Work |
|||||
Medical and health services |
|||||
851 |
01 |
85101 |
Hospital activities. [Includes the activities of general |
||
and specialized hospitals, sanatoria, asylums, |
|||||
rehabilitation centres, dental centres and other health |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
institutions that have accommodation facilities, including |
|||||
military base and prison hospitals]. |
|||||
851 |
02 |
85102 |
Medical and dental practice activities. [Includes |
||
consultation and treatment activities of general |
|||||
physicians and medical specialists including dentists] |
|||||
Other human health activities [Includes all activities for |
|||||
human health other than by hospitals and medical |
|||||
doctors and dentists] - Activities of Ayurveda |
|||||
practitioners, Unani practitioners, homeopaths, nurses, |
|||||
physiotherapists or other para-medical practitioners, |
|||||
physical fitness centres, independent diagnostic/ |
|||||
pathological laboratories, independent blood banks, |
|||||
independent ambulance activities etc. |
|||||
852 |
01 |
85201 |
Veterinary activities (clinico-pathological and other |
||
diagnostic activities pertaining to animals & birds) |
|||||
853 |
01 |
85301 |
Social work- community and welfare services organised |
||
by individuals or organisations including NGOs and |
|||||
clubs |
|||||
O. OTHER COMMUNITY, SOCIAL AND PERSONAL SERVICE ACTIVITIES |
|||||
Division 90: Sewage and Refuse Disposal, Sanitation and Similar Activities |
|||||
900 |
01 |
90001 |
Sewage and refuse disposal, sanitation and similar |
||
activities |
|||||
Division 91: Activities of membership organisation |
|||||
911 |
01 |
91101 |
Activities of business, employers and professional |
||
organisations [industry associations, chamber of |
|||||
commerce and similar federations, association of |
|||||
writers, painters, lawyers, doctors, journalists and other |
|||||
similar organisations, trade unions etc] |
|||||
919 |
01 |
91901 |
Services rendered by religious, political and other |
||
membership organisations |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
Division 92: Recreational, Cultural and Sporting Activities |
|||||
921 |
01 |
92101 |
Motion picture and video production and distribution |
||
921 |
09 |
92109 |
Other Entertainment activities like |
||
Motion picture projection |
|||||
Radio and television activities |
|||||
Dramatic arts, music and other arts and related |
|||||
activities |
|||||
Other entertainment activities n.e.c. [Includes activities of |
|||||
ball rooms, video parlours, discotheques, amusement parks |
|||||
and similar attractions; circus; puppet shows and production |
|||||
of other kinds of entertainment not elsewhere classified.] |
|||||
922 |
01 |
92201 |
News Agency Activities |
||
923 |
01 |
92301 |
Library, archives, museums and other cultural activities |
||
Library and information centres ; Archives activities; |
|||||
Audio/video cassette and CD ROM libraries |
|||||
Museum activities and preservation of historical sites |
|||||
and buildings |
|||||
Activities of Botanical and zoological gardens and nature |
|||||
reserves. |
|||||
924 |
01 |
92401 |
Sporting and other recreational activities |
||
Division 93: Other Service Activities |
|||||
930 |
01 |
93001 |
Artisans and craftsmen (advances availed for pursuing |
||
self-employed activities by carpenters, masons, brick- |
|||||
makers, potters, tailors, jewellers, hair-dressers, black- |
|||||
smiths, cobblers, washermen, plumbers, electricians, |
|||||
weavers, etc.) |
|||||
930 |
02 |
93002 |
Services such as domestic, laundries, saloons, beauty |
||
parlours, portrait and commercial photographic studios |
|||||
and other self employed persons |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
Division 94: Personal Loans |
|||||
940 |
01 |
94001 |
Staff housing loans (excluding, loans to staff under NHB |
||
Scheme) including the loans to co-operative housing |
|||||
societies of staff |
|||||
940 |
02 |
94002 |
Housing loans under National Housing Bank (NHB) |
||
Scheme (including, loans to staff under NHB Scheme), |
|||||
Other housing loans (excluding staff) including the loans |
|||||
to co-operative housing societies |
|||||
940 |
03 |
94003 |
Loans for purchase of Motor Vehicle by individuals for |
||
personal use (motor vehicle including two-wheelers) |
|||||
excluding those given to staff members |
|||||
940 |
04 |
94004 |
Loans for purchase of consumer durable goods |
||
excluding those given to staff members (loan availed |
|||||
by a doctor for purchase of refrigerator for his domestic |
|||||
use should be coded as 94004 whereas a refrigerator |
|||||
to be used in his clinic for professional purposes should |
|||||
be coded as 85102) |
|||||
940 |
05 |
94005 |
Education - loans to individuals for pursuit of studies |
||
(loans to educational institutions should be included |
|||||
under division 80 and Not here) |
|||||
940 |
06 |
94006 |
Loans to staff for purposes other than housing including |
||
those against FDRs, shares etc. |
|||||
940 |
07 |
94007 |
Personal loans other than to staff members- loans |
||
against shares, debentures, Government securities, |
|||||
fixed deposit receipts, real estates, etc. (Such loans to |
|||||
other than individuals should be coded as per borrower’s |
|||||
activity/occupation). |
|||||
940 |
08 |
94008 |
Loans advanced through credit cards |
||
940 |
09 |
94009 |
Other personal loans (other than to staff members) |
||
include loans for domestic consumption, medical |
|||||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
expenses, travel, marriage, death and other social |
|||||
ceremonies, loans for repayment of debt, etc. (Loans |
|||||
against FDRs/Financial securities In the case of |
|||||
individuals should be coded as 94007) |
|||||
Division 99: MISCELLANEOUS |
|||||
999 |
99 |
99999 |
All other loans not classified elsewhere or activities not |
||
adequately described (this code should be used |
|||||
sparingly) |
|||||
|
|
|||||
LIST ‘F’ |
|||||
NATURE OF BORROWAL ACCOUNT |
|||||
|
|||||
Sr. No. |
Nature of Borrowal Account |
Code |
|||
|
|||||
1. |
Artisans/Craftsmen; Village/Cottage Industries; Tiny Industries |
1 |
|||
2. |
Other Small Scale Industries (registered as well as unregistered) |
2 |
|||
3. |
All Others |
3 |
|||
|
|
|||||
LIST ‘G’ |
|||||
ASSET CLASSIFICATION OF BORROWAL ACCOUNT |
|||||
|
|||||
Sr. No. |
Asset Classification of Borrowal Account |
Code |
|||
|
|||||
1. |
Standard Assets |
1 |
|||
2. |
Sub-standard Assets |
2 |
|||
3. |
Doubtful Assets |
3 |
|||
4. |
Loss Assets |
4 |
|||
|
|
|||||
Group |
Sub - |
Code |
Description |
||
Group |
No. |
||||
|
|||||
equipment n.e.c., including trolleys of various sorts, |
|||||
including those specialized for particular industries |
|||||
Division 36: Manufacture of furniture; manufacturing n.e.c. |
|||||
361 |
01 |
36101 |
Manufacture of furniture & fixtures made of wood, cane, |
||
reed, metal, plastic etc. |
|||||
369 |
01 |
36901 |
Manufacture of jewellery & related articles (of precious |
||
metal and gemstones other than diamond) and minting |
|||||
of currency coins |
|||||
369 |
02 |
36902 |
Diamond cutting and polishing |
||
369 |
03 |
36903 |
Manufacture of musical instruments |
||
369 |
04 |
36904 |
Manufacture of sports and athletic goods |
||
369 |
05 |
36905 |
Manufacture of games and toys |
||
369 |
06 |
36906 |
Manufacture of stationery articles like pens, pencils, |
||
pencil leads, pen refills, date sealing or numbering |
|||||
stamps, typewriter ribbons, inked pads etc. |
|||||
369 |
07 |
36907 |
Manufacture of imitation Jewellery, brooms and brushes; |
||
floor sweepers, mops; feather dusters; paint pads and |
|||||
rollers etc.; umbrellas, sun umbrellas, walking sticks, |
|||||
seat sticks, whips, riding crops, buttons, press |
|||||
fasteners, snap fasteners, press studs and slide |
|||||
fasteners; articles of personal use: smoking pipes; |
|||||
combs, hair slides and similar articles; cigarette lighters; |
|||||
vacuum flasks and other vacuum vessels for household |
|||||
use; articles of human hair and other articles of personal |
|||||
use n.e.c. ; |
|||||
369 |
09 |
36909 |
Manufacture of linoleum and hard surface floor |
||
coverings; Manufacture of miscellaneous decorative |
|||||
articles n.e.c.: articles made from ivory, bones and |
|||||
horns; artificial flowers; and other novelties and |
|||||
presentation articles n.e.c.; Making of candles, tapers |
|||||
and similar products of wax ; All other products n.e.c. |
|||||
|