NORTHERN REGION |
STATE : JAMMU & KASHMIR |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
38,870 |
782,51 |
584,92 |
13,297 |
276,85 |
188,25 |
|
1. |
Direct Finance |
37,810 |
700,17 |
524,58 |
12,884 |
229,88 |
163,77 |
|
2. |
Indirect Finance |
1,060 |
82,34 |
60,34 |
413 |
46,97 |
24,47 |
II. |
INDUSTRY |
11,980 |
1064,37 |
857,62 |
6,597 |
877,47 |
654,56 |
|
1. |
Mining & Quarrying |
710 |
347,47 |
266,78 |
183 |
112,02 |
82,97 |
|
2. |
Food Manufacturing & Processing |
366 |
35,34 |
28,74 |
249 |
45,79 |
32,37 |
|
|
(a) Rice Mills, Flour & Dal Mills |
131 |
23,54 |
20,12 |
88 |
19,39 |
15,04 |
|
|
(b) Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
106 |
5,46 |
3,87 |
28 |
6,90 |
3,96 |
|
|
(d) Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
37 |
1,97 |
1,74 |
16 |
6,39 |
3,85 |
|
|
(f) Others |
92 |
4,36 |
3,01 |
117 |
13,10 |
9,51 |
|
3. |
Beverage & Tobacco |
9 |
2,01 |
1,90 |
6 |
7,30 |
6,41 |
|
4. |
Textiles |
584 |
17,61 |
14,80 |
242 |
187,02 |
136,75 |
|
|
(a) Cotton Textiles |
14 |
55 |
41 |
37 |
172,82 |
124,10 |
|
|
(b) Jute & Other Natural Fibre Textiles |
2 |
1 |
– |
1 |
2 |
2 |
|
|
(c) Handloom Textiles & Khadi |
236 |
2,12 |
1,59 |
102 |
1,19 |
96 |
|
|
(d) Other Textiles & Textile Products |
332 |
14,94 |
12,80 |
102 |
13,00 |
11,67 |
|
5. |
Paper, Paper Products & Printing |
160 |
57,13 |
45,11 |
154 |
76,75 |
56,41 |
|
6. |
Leather & Leather Products |
17 |
2,71 |
2,40 |
24 |
4,23 |
4,19 |
|
7. |
Rubber & Plastic Products |
26 |
5,01 |
2,05 |
40 |
8,57 |
5,26 |
|
8. |
Chemicals & Chemical Products |
30 |
5,37 |
3,53 |
50 |
43,24 |
40,73 |
|
|
(a) Heavy Industrial Chemicals |
2 |
31 |
2 |
6 |
8,29 |
8,22 |
|
|
(b) Fertilisers |
– |
– |
– |
2 |
60 |
53 |
|
|
(c) Drugs & Pharmaceuticals |
14 |
3,93 |
2,72 |
8 |
20,26 |
19,43 |
|
|
(d) Non-Edible Oils |
– |
– |
– |
1 |
20 |
20 |
|
|
(e) Other Chemicals & Chemical Products |
14 |
1,14 |
79 |
33 |
13,89 |
12,34 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
154 |
73,73 |
61,77 |
175 |
116,93 |
95,20 |
|
10. |
Manufacture of Cement & Cement Products |
33 |
2,63 |
2,09 |
45 |
12,97 |
6,93 |
|
11. |
Basic Metals & Metal Products |
128 |
33,90 |
28,20 |
117 |
34,55 |
24,95 |
|
|
(a) Iron & Steel |
39 |
23,72 |
18,75 |
49 |
19,14 |
12,83 |
|
|
(b) Non-Ferrous Metals |
5 |
4,45 |
4,21 |
10 |
10,78 |
8,67 |
|
|
(c) Metal Products |
84 |
5,73 |
5,24 |
58 |
4,63 |
3,45 |
|
12. |
Engineering |
103 |
14,45 |
9,41 |
128 |
25,41 |
21,19 |
|
|
(a) Heavy Engineering |
14 |
1,18 |
1,06 |
14 |
2,11 |
1,51 |
|
|
(b) Light Engineering |
30 |
9,43 |
5,98 |
61 |
2,97 |
2,46 |
|
|
(c) Electrical Machinery & Goods |
45 |
2,52 |
1,59 |
42 |
17,05 |
14,08 |
|
|
(d) Electronic Machinery & Goods |
14 |
1,32 |
79 |
11 |
3,28 |
3,15 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
184 |
3,87 |
2,36 |
99 |
4,63 |
3,52 |
|
14. |
Other Industries |
7,732 |
99,14 |
73,92 |
4,008 |
61,68 |
43,38 |
|
15. |
Electricity, Gas & Water |
569 |
319,72 |
278,16 |
278 |
108,49 |
72,68 |
|
|
(a) Electricity Generation & Transmission |
567 |
314,42 |
274,07 |
271 |
107,59 |
72,10 |
|
|
(b) Non-Conventional Energy |
– |
– |
– |
6 |
36 |
20 |
|
|
(c) Gas, Steam & Water Supply |
2 |
5,30 |
4,09 |
1 |
54 |
39 |
|
16. |
Construction |
1,175 |
44,26 |
36,41 |
799 |
27,90 |
21,61 |
III. |
TRANSPORT OPERATORS |
7,810 |
237,70 |
162,08 |
4,821 |
165,39 |
110,59 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,588 |
78,96 |
54,40 |
1,395 |
174,07 |
53,51 |
V. |
PERSONAL LOANS |
1,21,127 |
1148,82 |
863,97 |
71,184 |
753,53 |
532,29 |
|
1. |
Loans for Purchase of Consumer Durables |
8,043 |
49,04 |
34,01 |
4,716 |
34,14 |
21,84 |
|
2. |
Loans for Housing |
7,892 |
229,22 |
194,22 |
5,369 |
158,57 |
126,86 |
|
3. |
Rest of the Personal Loans |
1,05,192 |
870,56 |
635,74 |
61,099 |
560,82 |
383,59 |
VI. |
TRADE |
32,302 |
479,63 |
369,16 |
21,278 |
451,02 |
347,96 |
|
1. |
Wholesale Trade |
1,083 |
32,28 |
25,93 |
854 |
39,35 |
33,20 |
|
2. |
Retail Trade |
31,219 |
447,36 |
343,24 |
20,424 |
411,67 |
314,76 |
VII. |
FINANCE |
181 |
599,64 |
326,56 |
38 |
6,15 |
5,87 |
VIII. |
ALL OTHERS |
9,921 |
187,18 |
149,61 |
4,132 |
94,66 |
56,84 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
2,23,779 |
4578,81 |
3368,33 |
1,22,742 |
2799,13 |
1949,86 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
6,754 |
223,96 |
164,62 |
2,950 |
150,28 |
110,70 |
|
|
2. Other Small Scale Industries |
1,410 |
110,45 |
89,76 |
1,284 |
236,37 |
177,15 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
NORTHERN REGION |
STATE : JAMMU & KASHMIR |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
2,895 |
333,64 |
247,95 |
– |
– |
– |
|
1. |
Direct Finance |
2,649 |
224,10 |
167,32 |
– |
– |
– |
|
2. |
Indirect Finance |
246 |
109,54 |
80,63 |
– |
– |
– |
II. |
INDUSTRY |
13,248 |
4606,55 |
4160,68 |
– |
– |
– |
|
1. |
Mining & Quarrying |
515 |
401,47 |
332,89 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
528 |
196,76 |
121,86 |
– |
– |
– |
|
|
(a) Rice Mills, Flour & Dal Mills |
155 |
57,94 |
36,66 |
– |
– |
– |
|
|
(b) Sugar |
3 |
32 |
32 |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
30 |
12,99 |
10,33 |
– |
– |
– |
|
|
(d) Tea Processing |
1 |
20 |
20 |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
21 |
20,87 |
18,81 |
– |
– |
– |
|
|
(f) Others |
318 |
104,43 |
55,55 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
21 |
8,19 |
6,00 |
– |
– |
– |
|
4. |
Textiles |
1,521 |
50,91 |
34,75 |
– |
– |
– |
|
|
(a) Cotton Textiles |
207 |
4,36 |
3,08 |
– |
– |
– |
|
|
(b) Jute & Other Natural Fibre Textiles |
447 |
7,51 |
5,67 |
– |
– |
– |
|
|
(c) Handloom Textiles & Khadi |
116 |
4,20 |
3,38 |
– |
– |
– |
|
|
(d) Other Textiles & Textile Products |
751 |
34,84 |
22,63 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
262 |
67,45 |
39,50 |
– |
– |
– |
|
6. |
Leather & Leather Products |
240 |
98,56 |
79,84 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
98 |
19,12 |
15,61 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
146 |
75,61 |
63,37 |
– |
– |
– |
|
|
(a) Heavy Industrial Chemicals |
14 |
4,60 |
3,38 |
– |
– |
– |
|
|
(b) Fertilisers |
1 |
1,90 |
1,80 |
– |
– |
– |
|
|
(c) Drugs & Pharmaceuticals |
44 |
23,75 |
20,19 |
– |
– |
– |
|
|
(d) Non-Edible Oils |
2 |
9 |
5 |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
85 |
45,27 |
37,93 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
547 |
318,75 |
246,83 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
120 |
169,80 |
150,61 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
331 |
77,61 |
62,71 |
– |
– |
– |
|
|
(a) Iron & Steel |
63 |
21,70 |
19,34 |
– |
– |
– |
|
|
(b) Non-Ferrous Metals |
22 |
29,35 |
20,21 |
– |
– |
– |
|
|
(c) Metal Products |
246 |
26,57 |
23,16 |
– |
– |
– |
|
12. |
Engineering |
459 |
118,77 |
106,00 |
– |
– |
– |
|
|
(a) Heavy Engineering |
53 |
4,64 |
3,63 |
– |
– |
– |
|
|
(b) Light Engineering |
175 |
13,71 |
10,83 |
– |
– |
– |
|
|
(c) Electrical Machinery & Goods |
177 |
93,67 |
86,66 |
– |
– |
– |
|
|
(d) Electronic Machinery & Goods |
54 |
6,75 |
4,88 |
– |
– |
– |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
305 |
16,02 |
13,83 |
– |
– |
– |
|
14. |
Other Industries |
5,685 |
1916,88 |
2049,80 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
1,475 |
860,06 |
684,76 |
– |
– |
– |
|
|
(a) Electricity Generation & Transmission |
1,461 |
858,00 |
683,88 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
|
|
(c) Gas, Steam & Water Supply |
14 |
2,06 |
88 |
– |
– |
– |
|
16. |
Construction |
995 |
210,60 |
152,31 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
5,121 |
204,67 |
151,67 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
4,475 |
715,10 |
554,86 |
– |
– |
– |
V. |
PERSONAL LOANS |
1,34,255 |
1833,72 |
1409,44 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
11,273 |
72,66 |
52,44 |
– |
– |
– |
|
2. |
Loans for Housing |
13,932 |
512,89 |
421,09 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
1,09,050 |
1248,17 |
935,90 |
– |
– |
– |
VI. |
TRADE |
25,332 |
1611,73 |
1389,96 |
– |
– |
– |
|
1. |
Wholesale Trade |
2,558 |
783,02 |
735,53 |
– |
– |
– |
|
2. |
Retail Trade |
22,774 |
828,71 |
654,43 |
– |
– |
– |
VII. |
FINANCE |
238 |
33,37 |
27,36 |
– |
– |
– |
VIII. |
ALL OTHERS |
6,361 |
245,83 |
170,68 |
– |
– |
– |
TOTAL BANK CREDIT |
1,91,925 |
9584,62 |
8112,59 |
– |
– |
– |
OF WHICH : 1. Artisans and Village & Tiny Industries |
3,778 |
416,79 |
311,56 |
– |
– |
– |
|
|
2. Other Small Scale Industries |
4,255 |
761,81 |
595,97 |
– |
– |
– |
|
