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RBI Announcements

Asset Publisher

83618826

Jammu & Kashmir

NORTHERN REGION
STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

1

2

3

4

5

6

I.

AGRICULTURE

43,306

756,59

589,61

17,053

414,59

301,66

 

1. Direct Finance

42,316

687,32

536,70

16,594

385,60

276,86

 

2. Indirect Finance

990

69,27

52,91

459

28,99

24,80

II.

INDUSTRY

13,500

659,09

547,73

7,802

689,45

532,97

 

1. Mining & Quarrying

309

131,24

111,05

114

45,08

35,38

 

2. Food Manufacturing & Processing

847

20,30

15,35

528

88,61

70,87

 

(a) Rice Mills, Flour & Dal Mills

419

7,29

5,21

229

52,17

47,59

 

(b) Sugar

1

5

3

-

-

-

 

(c) Edible Oils & Vanaspati

169

4,45

3,71

58

13,62

10,57

 

(d) Tea Processing

-

-

-

1

24

11

 

(e) Processing of Fruits & Vegetables

17

1,31

99

15

2,00

1,24

 

(f) Others

241

7,20

5,41

225

20,58

11,36

 

3. Beverage & Tobacco

22

6,30

4,69

19

9,85

8,58

 

4. Textiles

2,824

40,72

32,33

1,490

156,45

126,19

 

(a) Cotton Textiles

422

4,10

3,03

207

124,30

105,83

 

(b) Jute & Other Natural Fibre Textiles

391

2,35

1,64

149

1,02

74

 

(c) Handloom Textiles & Khadi

567

3,60

2,70

242

2,30

1,90

 

(d) Other Textiles & Textile Products

1,444

30,67

24,96

892

28,82

17,72

 

5. Paper, Paper Products & Printing

326

35,50

30,14

160

20,97

14,98

 

6. Leather & Leather Products

176

2,50

2,15

78

1,25

38

 

7. Rubber & Plastic Products

147

1,98

1,91

78

5,53

3,71

 

8. Chemicals & Chemical Products

408

9,33

4,67

223

62,93

56,58

 

(a) Heavy Industrial Chemicals

3

5,44

1,43

9

14,76

10,55

 

(b) Fertilisers

-

-

-

-

-

-

 

(c) Drugs & Pharmaceuticals

384

3,00

2,39

154

26,99

25,78

 

(d) Non-Edible Oils

1

3

3

1

20

20

 

(e) Other Chemicals & Chemical Products

20

87

83

59

20,98

20,05

 

9. Petroleum, Coal Products & Nuclear Fuels

119

56,90

50,73

18

3,02

2,53

 

10. Manufacture of Cement & Cement Products

147

8,13

5,14

114

22,53

13,45

 

11. Basic Metals & Metal Products

858

32,02

28,31

495

104,67

85,05

 

(a) Iron & Steel

23

1,90

1,47

54

59,69

54,54

 

(b) Non-Ferrous Metals

21

15,30

14,25

34

32,73

21,41

 

(c) Metal Products

814

14,82

12,58

407

12,25

9,09

 

12. Engineering

674

11,98

9,32

417

26,39

20,72

 

(a) Heavy Engineering

8

62

49

20

2,48

1,84

 

(b) Light Engineering

342

7,68

5,89

205

8,97

5,25

 

(c) Electrical Machinery & Goods

168

1,89

1,72

126

10,96

10,15

 

(d) Electronic Machinery & Goods

156

1,78

1,22

66

3,97

3,48

 

13. Vehicles, Vehicle Parts & Transport Equipments

339

4,55

3,06

198

4,52

3,85

 

14. Other Industries

5,138

80,55

63,95

2,904

73,55

45,33

 

15. Electricity, Gas & Water

438

144,95

125,19

14

4,99

3,89

 

(a) Electricity Generation & Transmission

437

139,95

121,37

14

4,99

3,89

 

(b) Non-Conventional Energy

-

-

-

-

-

-

 

(c) Gas, Steam & Water Supply

1

5,00

3,82

-

-

-

 

16. Construction

728

72,13

59,72

952

59,12

41,47

III.

TRANSPORT OPERATORS

7,116

212,30

144,34

4,205

122,52

87,62

IV.

PROFESSIONAL AND OTHER SERVICES

2,084

85,32

68,21

1,548

84,22

55,86

V.

PERSONAL LOANS

1,39,734

1422,97

1063,14

90,445

1069,82

753,63

 

1. Loans for Purchase of Consumer Durables

10,592

87,78

67,08

7,602

97,44

76,39

 

2. Loans for Housing

9,230

259,21

219,33

7,825

244,67

177,40

 

3. Rest of the Personal Loans

1,19,912

1075,99

776,73

75,018

727,70

499,84

VI.

TRADE

40,864

704,69

559,54

29,045

865,64

645,89

 

1. Wholesale Trade

1,020

22,01

17,21

748

23,87

20,53

 

2. Retail Trade

39,844

682,68

542,33

28,297

841,77

625,36

VII.

FINANCE

208

1,75

1,14

84

5,56

4,87

VIII.

ALL OTHERS

17,474

207,81

167,40

5,698

96,97

63,12

 

TOTAL BANK CREDIT

2,64,286

4050,53

3141,12

1,55,880

3348,76

2445,62


TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008
NORTHERN REGION
STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh) 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

7

8

9

10

11

12

I.

AGRICULTURE

2,174

126,61

97,18

-

-

-

 

1. Direct Finance

2,077

90,56

69,03

-

-

-

 

2. Indirect Finance

97

36,05

28,14

-

-

-

II.

INDUSTRY

13,176

2519,01

2018,12

-

-

-

 

1. Mining & Quarrying

109

67,40

43,96

-

-

-

 

2. Food Manufacturing & Processing

741

176,13

149,18

-

-

-

 

(a) Rice Mills, Flour & Dal Mills

297

61,33

49,10

-

-

-

 

(b) Sugar

2

27

29

-

-

-

 

(c) Edible Oils & Vanaspati

69

16,25

13,77

-

-

-

 

(d) Tea Processing

-

-

-

-

-

-

 

(e) Processing of Fruits & Vegetables

13

17,83

17,52

-

-

-

 

(f) Others

360

80,45

68,50

-

-

-

 

3. Beverage & Tobacco

71

76,45

61,56

-

-

-

 

4. Textiles

2,785

95,46

78,10

-

-

-

 

(a) Cotton Textiles

589

12,49

9,01

-

-

-

 

(b) Jute & Other Natural Fibre Textiles

728

11,27

8,56

-

-

-

 

(c) Handloom Textiles & Khadi

218

2,68

1,72

-

-

-

 

(d) Other Textiles & Textile Products

1,250

69,02

58,81

-

-

-

 

5. Paper, Paper Products & Printing

274

48,48

41,16

-

-

-

 

6. Leather & Leather Products

186

13,45

12,44

-

-

-

 

7. Rubber & Plastic Products

169

22,12

20,09

-

-

-

 

8. Chemicals & Chemical Products

398

203,49

120,37

-

-

-

 

(a) Heavy Industrial Chemicals

13

5,16

4,42

-

-

-

 

(b) Fertilisers

-

-

-

-

-

-

 

(c) Drugs & Pharmaceuticals

270

106,15

45,14

-

-

-

 

(d) Non-Edible Oils

1

4

3

-

-

-

 

(e) Other Chemicals & Chemical Products

114

92,15

70,77

-

-

-

 

9. Petroleum, Coal Products & Nuclear Fuels

62

37,99

30,30

-

-

-

 

10. Manufacture of Cement & Cement Products

207

180,51

127,37

-

-

-

 

11. Basic Metals & Metal Products

782

175,21

157,37

-

-

-

 

(a) Iron & Steel

67

60,05

52,57

-

-

-

 

(b) Non-Ferrous Metals

46

68,32

63,19

-

-

-

 

(c) Metal Products

669

46,84

41,61

-

-

-

 

12. Engineering

802

163,29

141,63

-

-

-

 

(a) Heavy Engineering

79

8,81

8,45

-

-

-

 

(b) Light Engineering

309

46,57

37,31

-

-

-

 

(c) Electrical Machinery & Goods

295

102,08

91,82

-

-

-

 

(d) Electronic Machinery & Goods

119

5,83

4,05

-

-

-

 

13. Vehicles, Vehicle Parts & Transport Equipments

411

18,26

17,13

-

-

-

 

14. Other Industries

4,660

202,33

168,74

-

-

-

 

15. Electricity, Gas & Water

433

205,59

177,19

-

-

-

 

(a) Electricity Generation & Transmission

431

205,38

176,98

-

-

-

 

(b) Non-Conventional Energy

-

-

-

-

-

-

 

(c) Gas, Steam & Water Supply

2

21

21

-

-

-

 

16. Construction

1,086

832,86

671,54

-

-

-

III.

TRANSPORT OPERATORS

4,170

256,85

175,97

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

4,952

3095,83

2360,42

-

-

-

V.

PERSONAL LOANS

1,66,088

2317,81

1774,74

-

-

-

 

1. Loans for Purchase of Consumer Durables

18,023

223,30

183,03

-

-

-

 

2. Loans for Housing

18,033

649,00

508,83

-

-

-

 

3. Rest of the Personal Loans

1,30,032

1445,50

1082,89

-

-

-

VI.

TRADE

37,594

2282,44

1995,99

-

-

-

 

1. Wholesale Trade

1,226

599,14

576,75

-

-

-

 

2. Retail Trade

36,368

1683,29

1419,25

-

-

-

VII.

FINANCE

123

7,63

7,12

-

-

-

VIII.

ALL OTHERS

14,100

152,80

126,57

-

-

-

 

TOTAL BANK CREDIT

2,42,377

10758,97

8556,11

-

-

-

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