Jammu & Kashmir - RBI - Reserve Bank of India
Jammu & Kashmir
NORTHERN REGION (Contd.) | ||||||||||
STATE : JAMMU & KASHMIR | ||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION
|
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount |
No. of Accounts |
Credit Limit |
Amount |
No. of Accounts |
Credit Limit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
7,266 |
85,08 |
60,45 |
10,186 |
240,76 |
212,26 |
- |
- |
- |
|
1. Direct Finance |
6,960 |
76,56 |
53,06 |
9,867 |
164,18 |
142,14 |
- |
- |
- |
|
2. Indirect Finance |
306 |
8,52 |
7,40 |
319 |
76,58 |
70,12 |
- |
- |
- |
II. |
INDUSTRY |
3,823 |
313,71 |
245,02 |
6,996 |
800,52 |
685,83 |
3 |
1,51 |
1,02 |
|
1. Mining & Quarrying |
43 |
8,87 |
6,93 |
47 |
21,96 |
20,67 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
536 |
59,83 |
48,27 |
520 |
117,51 |
91,16 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
116 |
35,23 |
30,38 |
164 |
44,34 |
30,48 |
- |
- |
- |
|
(b) Sugar |
4 |
47 |
34 |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
24 |
2,91 |
1,21 |
28 |
7,40 |
6,91 |
- |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
1 |
2 |
1 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
9 |
88 |
70 |
11 |
6,43 |
5,47 |
- |
- |
- |
|
(f) Others |
383 |
20,35 |
15,64 |
316 |
59,32 |
48,29 |
- |
- |
- |
|
3. Beverage & Tobacco |
30 |
11,41 |
6,52 |
18 |
10,92 |
9,61 |
- |
- |
- |
|
4. Textiles |
1,303 |
22,47 |
16,27 |
1,571 |
49,30 |
40,39 |
- |
- |
- |
|
(a) Cotton Textiles |
94 |
1,75 |
1,47 |
283 |
12,72 |
8,20 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
23 |
77 |
62 |
152 |
2,39 |
1,42 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
235 |
3,22 |
1,91 |
93 |
1,18 |
1,02 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
951 |
16,73 |
12,27 |
1,043 |
33,01 |
29,74 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
89 |
33,15 |
25,63 |
79 |
24,37 |
21,81 |
- |
- |
- |
|
6. Woods and Wood Products |
126 |
5,74 |
4,81 |
93 |
13,13 |
11,89 |
- |
- |
- |
|
7. Leather & Leather Products |
26 |
4,24 |
3,82 |
49 |
2,49 |
1,97 |
- |
- |
- |
|
8. Gems and Jewellery |
10 |
1,18 |
1,12 |
13 |
4,19 |
4,09 |
- |
- |
- |
|
9. Rubber & Plastic Products |
76 |
4,45 |
3,39 |
82 |
18,62 |
14,02 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
75 |
65,48 |
54,97 |
137 |
79,14 |
48,99 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
5 |
2,26 |
2,54 |
16 |
36,81 |
17,09 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
2 |
12 |
12 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
10 |
7,92 |
7,91 |
33 |
28,09 |
20,90 |
- |
- |
- |
|
(d) Non-Edible Oils |
6 |
1,19 |
1,07 |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
54 |
54,12 |
43,45 |
86 |
14,12 |
10,88 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
5 |
13,18 |
12,44 |
3 |
89 |
36 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
46 |
9,73 |
8,52 |
73 |
28,02 |
19,33 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
223 |
23,89 |
14,81 |
292 |
91,66 |
83,84 |
- |
- |
- |
|
(a) Iron & Steel |
51 |
12,32 |
6,44 |
52 |
40,45 |
38,49 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
13 |
4,66 |
2,37 |
10 |
19,82 |
16,50 |
- |
- |
- |
|
(c) Metal Products |
159 |
6,91 |
6,00 |
230 |
31,39 |
28,85 |
- |
- |
- |
|
14. Engineering |
289 |
25,36 |
19,67 |
791 |
127,46 |
131,38 |
3 |
1,51 |
1,02 |
|
(a) Heavy Engineering |
9 |
88 |
56 |
63 |
12,92 |
10,00 |
- |
- |
- |
|
(b) Light Engineering |
189 |
15,11 |
11,33 |
429 |
16,92 |
22,82 |
3 |
1,51 |
1,02 |
|
(c) Electrical Machinery & Goods |
74 |
7,41 |
6,04 |
271 |
94,79 |
95,96 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
17 |
1,96 |
1,75 |
28 |
2,83 |
2,60 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
8 |
31 |
24 |
17 |
12,62 |
12,65 |
- |
- |
- |
|
16. Other Industries |
896 |
17,69 |
13,28 |
2,857 |
120,52 |
99,40 |
- |
- |
- |
|
17. Electricity, Gas & Water |
4 |
93 |
85 |
12 |
41,11 |
40,93 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
2 |
74 |
75 |
5 |
37,58 |
38,16 |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
6 |
3,48 |
2,72 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
2 |
19 |
10 |
1 |
5 |
5 |
- |
- |
- |
|
18. Construction |
38 |
5,80 |
3,47 |
342 |
36,61 |
33,34 |
- |
- |
- |
|
(a) Other than Infrastructure |
6 |
54 |
46 |
296 |
31,62 |
29,43 |
- |
- |
- |
|
(b) Infrastructure Construction |
32 |
5,25 |
3,01 |
46 |
4,99 |
3,91 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
2,469 |
99,05 |
70,12 |
965 |
28,13 |
24,20 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,774 |
129,39 |
98,28 |
3,672 |
202,93 |
179,22 |
- |
- |
- |
|
1. Professional Services |
75 |
2,56 |
1,90 |
798 |
61,57 |
64,71 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
239 |
37,68 |
26,05 |
222 |
24,47 |
20,36 |
- |
- |
- |
|
3. Recreation services |
82 |
1,64 |
1,21 |
45 |
1,04 |
91 |
- |
- |
- |
|
4. IT and Telecommunications |
32 |
1,95 |
1,71 |
16 |
3,02 |
2,65 |
- |
- |
- |
|
5. Others |
1,346 |
85,56 |
67,40 |
2,591 |
112,83 |
90,59 |
- |
- |
- |
V. |
PERSONAL LOANS |
47,983 |
837,34 |
622,36 |
26,482 |
504,72 |
426,98 |
- |
- |
- |
|
1. Housing |
7,006 |
279,92 |
222,48 |
5,122 |
213,11 |
198,80 |
- |
- |
- |
|
2. Consumer Durables |
1,379 |
9,73 |
7,05 |
2,264 |
16,89 |
11,88 |
- |
- |
- |
|
3. Vehicles |
10,403 |
208,71 |
143,05 |
4,544 |
64,60 |
56,04 |
- |
- |
- |
|
4. Education |
1,254 |
46,72 |
33,39 |
1,601 |
37,30 |
31,47 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
418 |
1,74 |
1,04 |
- |
- |
- |
|
6. Others |
27,941 |
292,25 |
216,39 |
12,533 |
171,07 |
127,75 |
- |
- |
- |
VI. |
TRADE |
10,098 |
341,57 |
280,26 |
11,392 |
619,97 |
358,77 |
11 |
5,79 |
2,94 |
|
1. Wholesale Trade |
276 |
67,85 |
61,15 |
905 |
60,97 |
49,36 |
6 |
2,14 |
1,39 |
|
2. Retail Trade |
9,822 |
273,72 |
219,10 |
10,487 |
559,00 |
309,41 |
5 |
3,65 |
1,55 |
VII. |
FINANCE |
14 |
22 |
10 |
72 |
11,10 |
7,06 |
- |
- |
- |
VIII. |
ALL OTHERS |
368 |
57,51 |
56,96 |
2,352 |
65,81 |
46,46 |
- |
- |
- |
|
TOTAL BANK CREDIT |
73,795 |
1863,86 |
1433,54 |
62,117 |
2473,93 |
1940,78 |
14 |
7,30 |
3,95 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING |
||||||||||
STATE : JAMMU & KASHMIR |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount |
No. of Accounts |
Credit Limit |
Amount |
No. of Accounts |
Credit Limit |
Amount |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
11,943 |
79,11 |
57,83 |
35,814 |
864,92 |
669,89 |
65,209 |
1269,88 |
1000,43 |
|
1. Direct Finance |
11,644 |
76,57 |
55,84 |
35,407 |
822,97 |
637,30 |
63,878 |
1140,27 |
888,33 |
|
2. Indirect Finance |
299 |
2,55 |
1,99 |
407 |
41,95 |
32,59 |
1,331 |
129,61 |
112,10 |
II. |
INDUSTRY |
1,564 |
11,39 |
7,97 |
17,837 |
2643,09 |
2113,04 |
30,223 |
3770,22 |
3052,87 |
|
1. Mining & Quarrying |
8 |
1,36 |
93 |
139 |
26,31 |
20,38 |
237 |
58,50 |
48,91 |
|
2. Food Manufacturing & Processing |
29 |
34 |
27 |
811 |
78,63 |
58,64 |
1,896 |
256,32 |
198,33 |
|
(a) Rice Mills, Flour & Dal Mills |
19 |
11 |
7 |
126 |
4,34 |
3,88 |
425 |
84,02 |
64,81 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
4 |
47 |
34 |
|
(c) Edible Oils & Vanaspati |
3 |
11 |
12 |
72 |
14,56 |
9,50 |
127 |
24,98 |
17,74 |
|
(d) Tea Processing |
- |
- |
- |
346 |
3,71 |
2,42 |
347 |
3,73 |
2,43 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
40 |
10,48 |
6,46 |
60 |
17,79 |
12,62 |
|
(f) Others |
7 |
12 |
8 |
227 |
45,54 |
36,38 |
933 |
125,33 |
100,39 |
|
3. Beverage & Tobacco |
- |
- |
- |
44 |
83,79 |
74,24 |
92 |
106,13 |
90,37 |
|
4. Textiles |
305 |
1,35 |
99 |
9,002 |
354,58 |
208,88 |
12,181 |
427,71 |
266,53 |
|
(a) Cotton Textiles |
9 |
1 |
1 |
151 |
6,26 |
4,21 |
537 |
20,74 |
13,89 |
|
(b) Jute & Other Natural Fibre Textiles |
13 |
3 |
1 |
125 |
1,59 |
1,04 |
313 |
4,78 |
3,10 |
|
(c) Handloom Textiles & Khadi |
108 |
45 |
32 |
6,507 |
41,30 |
26,96 |
6,943 |
46,16 |
30,21 |
|
(d) Other Textiles & Textile Products |
175 |
86 |
65 |
2,219 |
305,43 |
176,67 |
4,388 |
356,04 |
219,33 |
|
5. Paper, Paper Products & Printing |
7 |
3 |
2 |
296 |
56,29 |
43,83 |
471 |
113,84 |
91,29 |
|
6. Woods and Wood Products |
17 |
7 |
5 |
780 |
32,61 |
26,12 |
1,016 |
51,54 |
42,87 |
|
7. Leather & Leather Products |
9 |
4 |
2 |
242 |
4,56 |
4,09 |
326 |
11,33 |
9,90 |
|
8. Gems and Jewellery |
3 |
- |
- |
222 |
5,21 |
4,08 |
248 |
10,58 |
9,30 |
|
9. Rubber & Plastic Products |
4 |
1 |
1 |
109 |
7,72 |
6,41 |
271 |
30,80 |
23,84 |
|
10. Chemicals & Chemical Products |
17 |
10 |
7 |
242 |
61,47 |
47,60 |
471 |
206,19 |
151,63 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
9 |
12,75 |
6,23 |
30 |
51,82 |
25,87 |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
2 |
12 |
12 |
|
(c) Drugs & Pharmaceuticals |
15 |
9 |
7 |
149 |
26,52 |
21,62 |
207 |
62,62 |
50,49 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
6 |
1,19 |
1,07 |
|
(e) Other Chemicals & Chemical Products |
2 |
1 |
- |
84 |
22,20 |
19,75 |
226 |
90,46 |
74,09 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
37 |
6,03 |
5,73 |
45 |
20,10 |
18,52 |
|
12. Manufacture of Cement & Cement Products |
2 |
- |
- |
160 |
289,01 |
282,67 |
281 |
326,76 |
310,52 |
|
13. Basic Metals & Metal Products |
18 |
30 |
19 |
853 |
192,78 |
156,96 |
1,386 |
308,63 |
255,80 |
|
(a) Iron & Steel |
- |
- |
- |
59 |
112,20 |
93,39 |
162 |
164,97 |
138,33 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
91 |
54,73 |
43,64 |
114 |
79,21 |
62,51 |
|
(c) Metal Products |
18 |
30 |
19 |
703 |
25,85 |
19,92 |
1,110 |
64,45 |
54,97 |
|
14. Engineering |
34 |
12 |
9 |
1,137 |
53,46 |
37,98 |
2,254 |
207,91 |
190,14 |
|
(a) Heavy Engineering |
- |
- |
- |
5 |
26 |
15 |
77 |
14,06 |
10,71 |
|
(b) Light Engineering |
23 |
9 |
7 |
690 |
37,43 |
24,44 |
1,334 |
71,07 |
59,68 |
|
(c) Electrical Machinery & Goods |
7 |
2 |
2 |
258 |
13,95 |
12,08 |
610 |
116,18 |
114,09 |
|
(d) Electronic Machinery & Goods |
4 |
1 |
- |
184 |
1,81 |
1,31 |
233 |
6,61 |
5,66 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
114 |
1,27 |
69 |
550 |
49,21 |
35,10 |
689 |
63,41 |
48,67 |
|
16. Other Industries |
973 |
5,17 |
3,62 |
2,084 |
211,63 |
169,20 |
6,810 |
355,01 |
285,50 |
|
17. Electricity, Gas & Water |
- |
- |
- |
195 |
57,61 |
51,76 |
211 |
99,65 |
93,54 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
195 |
57,61 |
51,76 |
202 |
95,93 |
90,67 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
6 |
3,48 |
2,72 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
3 |
24 |
16 |
|
18. Construction |
24 |
1,21 |
1,02 |
934 |
1072,18 |
879,37 |
1,338 |
1115,80 |
917,19 |
|
(a) Other than Infrastructure |
22 |
1,17 |
1,00 |
767 |
292,83 |
246,87 |
1,091 |
326,16 |
277,75 |
|
(b) Infrastructure Construction |
2 |
4 |
2 |
167 |
779,35 |
632,50 |
247 |
789,64 |
639,44 |
III. |
TRANSPORT OPERATORS |
2,365 |
50,61 |
34,45 |
13,488 |
542,97 |
358,55 |
19,287 |
720,76 |
487,32 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
713 |
6,78 |
5,10 |
5,296 |
3304,28 |
2520,13 |
11,455 |
3643,38 |
2802,73 |
|
1. Professional Services |
117 |
1,07 |
82 |
764 |
79,28 |
66,37 |
1,754 |
144,48 |
133,80 |
|
2. Tourism, Hotel & Restaurants |
11 |
27 |
18 |
1,511 |
153,58 |
116,01 |
1,983 |
215,99 |
162,60 |
|
3. Recreation services |
3 |
2 |
2 |
207 |
21,03 |
14,34 |
337 |
23,73 |
16,48 |
|
4. IT and Telecommunications |
- |
- |
- |
38 |
7,50 |
6,65 |
86 |
12,48 |
11,02 |
|
5. Others |
582 |
5,42 |
4,08 |
2,776 |
3042,90 |
2316,76 |
7,295 |
3246,70 |
2478,83 |
V. |
PERSONAL LOANS |
25,371 |
199,14 |
143,96 |
2,57,075 |
3467,30 |
2574,62 |
3,56,911 |
5008,50 |
3767,92 |
|
1. Housing |
1,086 |
22,04 |
16,71 |
15,793 |
619,06 |
472,92 |
29,007 |
1134,13 |
910,91 |
|
2. Consumer Durables |
2,565 |
15,23 |
10,66 |
72,999 |
954,88 |
731,61 |
79,207 |
996,72 |
761,21 |
|
3. Vehicles |
3,776 |
46,13 |
32,87 |
82,084 |
1004,43 |
718,38 |
1,00,807 |
1323,88 |
950,34 |
|
4. Education |
138 |
1,35 |
93 |
3,254 |
84,92 |
55,50 |
6,247 |
170,30 |
121,29 |
|
5. Personal Credit Cards |
- |
- |
- |
42 |
1,30 |
44 |
460 |
3,04 |
1,48 |
|
6. Others |
17,806 |
114,39 |
82,79 |
82,903 |
802,72 |
595,76 |
1,41,183 |
1380,43 |
1022,68 |
VI. |
TRADE |
12,121 |
109,39 |
80,88 |
56,839 |
2156,75 |
1836,13 |
90,461 |
3233,47 |
2558,98 |
|
1. Wholesale Trade |
458 |
6,16 |
4,87 |
138 |
491,35 |
489,33 |
1,783 |
628,46 |
606,10 |
|
2. Retail Trade |
11,663 |
103,23 |
76,02 |
56,701 |
1665,41 |
1346,80 |
88,678 |
2605,00 |
1952,88 |
VII. |
FINANCE |
182 |
2,65 |
1,69 |
90 |
6,81 |
3,47 |
358 |
20,78 |
12,32 |
VIII. |
ALL OTHERS |
7,270 |
26,90 |
23,49 |
4,193 |
46,35 |
31,96 |
14,183 |
196,57 |
158,87 |
|
TOTAL BANK CREDIT |
61,529 |
485,97 |
355,37 |
3,90,632 |
13032,49 |
10107,79 |
5,88,087 |
17863,55 |
13841,43 |