Jammu & Kashmir - RBI - Reserve Bank of India
Jammu & Kashmir
NORTHERN REGION |
|||||||
STATE: JAMMU & KASHMIR |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
56,854 |
965,06 |
740,69 |
21,300 |
319,59 |
235,53 |
1. Direct Finance |
56,207 |
928,58 |
711,21 |
20,941 |
302,33 |
222,99 |
|
2. Indirect Finance |
647 |
36,48 |
29,48 |
359 |
17,26 |
12,54 |
|
II. |
INDUSTRY |
15,110 |
1083,70 |
869,27 |
6,074 |
236,20 |
170,63 |
|
1. Mining & Quarrying |
157 |
20,21 |
14,35 |
28 |
2,23 |
1,58 |
|
2. Food Manufacturing & Processing |
748 |
58,90 |
46,25 |
516 |
43,45 |
33,88 |
|
(a) Rice Mills, Flour & Dal Mills |
137 |
7,16 |
6,50 |
106 |
24,19 |
18,34 |
|
(b) Sugar |
1 |
5 |
4 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
57 |
2,23 |
1,86 |
16 |
3,30 |
2,74 |
|
(d) Tea Processing |
170 |
2,76 |
1,49 |
122 |
1,50 |
1,02 |
|
(e) Processing of Fruits & Vegetables |
26 |
6,74 |
4,99 |
10 |
1,09 |
97 |
|
(f) Others |
357 |
39,97 |
31,36 |
262 |
13,37 |
10,82 |
|
3. Beverage & Tobacco |
34 |
10,75 |
8,99 |
17 |
5,18 |
4,19 |
|
4. Textiles |
7,013 |
191,31 |
113,40 |
2,693 |
43,33 |
26,25 |
|
(a) Cotton Textiles |
154 |
2,85 |
2,23 |
87 |
20,24 |
10,17 |
|
(b) Jute & Other Natural Fibre Textiles |
108 |
78 |
51 |
44 |
42 |
32 |
|
(c) Handloom Textiles & Khadi |
4,432 |
29,14 |
18,20 |
1,576 |
10,80 |
7,07 |
|
(d) Other Textiles & Textile Products |
2,319 |
158,54 |
92,46 |
986 |
11,86 |
8,69 |
|
5. Paper, Paper Products & Printing |
160 |
33,76 |
27,21 |
168 |
19,18 |
11,16 |
|
6. Woods and Wood Products |
514 |
18,84 |
15,74 |
577 |
8,38 |
6,42 |
|
7. Leather & Leather Products |
110 |
1,40 |
98 |
64 |
57 |
38 |
|
8. Gems and Jewellery |
149 |
1,82 |
1,29 |
74 |
92 |
63 |
|
9. Rubber & Plastic Products |
89 |
3,21 |
2,44 |
44 |
3,94 |
2,91 |
|
10. Chemicals & Chemical Products |
188 |
87,04 |
56,63 |
81 |
22,56 |
20,12 |
|
(a) Heavy Industrial Chemicals |
3 |
1,43 |
1,31 |
7 |
14,11 |
13,00 |
|
(b) Fertilisers |
1 |
2 |
1 |
2 |
19 |
18 |
|
(c) Drugs & Pharmaceuticals |
124 |
80,27 |
51,17 |
40 |
6,53 |
5,45 |
|
(d) Non-Edible Oils |
1 |
6 |
6 |
1 |
20 |
19 |
|
(e) Other Chemicals & Chemical Products |
59 |
5,26 |
4,07 |
31 |
1,54 |
1,29 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
16 |
2,77 |
2,18 |
5 |
96 |
59 |
|
12. Manufacture of Cement & Cement Products |
128 |
16,71 |
13,13 |
105 |
10,09 |
7,54 |
|
13. Basic Metals & Metal Products |
632 |
345,71 |
336,04 |
286 |
12,07 |
8,50 |
|
(a) Iron & Steel |
40 |
310,20 |
308,24 |
26 |
2,13 |
1,59 |
|
(b) Non-Ferrous Metals |
59 |
17,47 |
12,59 |
6 |
5,32 |
3,53 |
|
(c) Metal Products |
533 |
18,04 |
15,21 |
254 |
4,63 |
3,38 |
|
14. Engineering |
644 |
26,98 |
19,31 |
317 |
14,64 |
11,99 |
|
(a) Heavy Engineering |
17 |
1,66 |
95 |
5 |
28 |
24 |
|
(b) Light Engineering |
353 |
16,84 |
11,99 |
190 |
4,90 |
3,58 |
|
(c) Electrical Machinery & Goods |
171 |
7,26 |
5,62 |
85 |
8,89 |
7,73 |
|
(d) Electronic Machinery & Goods |
103 |
1,22 |
75 |
37 |
57 |
44 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
438 |
26,72 |
20,13 |
97 |
2,04 |
1,68 |
|
16. Other Industries |
3,184 |
119,33 |
98,14 |
897 |
30,37 |
24,22 |
|
17. Electricity, Gas & Water |
134 |
39,69 |
37,07 |
3 |
13 |
11 |
|
(a) Electricity Generation & Transmission |
134 |
39,69 |
37,07 |
1 |
5 |
4 |
|
(b) Non-Conventional Energy |
- |
- |
- |
1 |
4 |
4 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
1 |
4 |
3 |
|
18. Construction |
772 |
78,54 |
55,98 |
102 |
16,18 |
8,46 |
|
(a) Other than Infrastructure |
650 |
56,32 |
37,80 |
75 |
11,99 |
5,80 |
|
(b) Infrastructure Construction |
122 |
22,23 |
18,17 |
27 |
4,19 |
2,67 |
III. |
TRANSPORT OPERATORS |
13,313 |
536,39 |
345,60 |
6,295 |
153,31 |
107,91 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,652 |
220,50 |
144,54 |
2,742 |
100,85 |
73,86 |
|
1. Professional Services |
486 |
24,77 |
17,76 |
423 |
16,77 |
14,69 |
|
2. Tourism, Hotel & Restaurants |
421 |
50,12 |
30,62 |
183 |
33,20 |
18,52 |
|
3. Recreation services |
60 |
2,30 |
1,51 |
90 |
1,85 |
1,63 |
|
4. IT and Telecommunications |
25 |
2,04 |
1,48 |
18 |
80 |
57 |
|
5. Others |
2,660 |
141,28 |
93,17 |
2,028 |
48,23 |
38,46 |
V. |
PERSONAL LOANS |
1,32,577 |
1939,81 |
1458,13 |
68,964 |
844,78 |
605,74 |
|
1. Housing |
16,006 |
597,19 |
492,66 |
5,133 |
175,60 |
140,81 |
|
2. Consumer Durables |
29,703 |
346,21 |
253,63 |
16,919 |
152,94 |
104,00 |
|
3. Vehicles |
31,325 |
464,82 |
322,60 |
14,561 |
204,66 |
139,30 |
|
4. Education |
2,152 |
51,44 |
36,64 |
1,109 |
23,64 |
18,07 |
|
5. Personal Credit Cards |
539 |
1,72 |
1,25 |
553 |
1,17 |
1,14 |
|
6. Others |
52,852 |
478,43 |
351,35 |
30,689 |
286,77 |
202,43 |
VI. |
TRADE |
45,971 |
987,34 |
757,55 |
19,397 |
380,08 |
283,62 |
|
1. Wholesale Trade |
685 |
31,66 |
27,07 |
258 |
14,50 |
11,91 |
|
2. Retail Trade |
45,286 |
955,68 |
730,48 |
19,139 |
365,58 |
271,71 |
VII. |
FINANCE |
380 |
7,58 |
5,81 |
176 |
8,71 |
7,50 |
VIII. |
ALL OTHERS |
9,879 |
86,52 |
58,20 |
4,296 |
21,18 |
16,74 |
|
TOTAL BANK CREDIT |
2,77,736 |
5826,90 |
4379,81 |
1,29,244 |
2064,71 |
1501,53 |
TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
STATE: JAMMU & KASHMIR |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
5,487 |
365,61 |
291,46 |
- |
- |
- |
|
1. Direct Finance |
5,138 |
180,70 |
148,85 |
- |
- |
- |
|
2. Indirect Finance |
349 |
184,91 |
142,61 |
- |
- |
- |
II. |
INDUSTRY |
9,259 |
2714,17 |
2198,87 |
- |
- |
- |
|
1. Mining & Quarrying |
87 |
35,02 |
30,98 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
866 |
177,22 |
136,53 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
142 |
54,99 |
46,04 |
- |
- |
- |
|
(b) Sugar |
4 |
51 |
44 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
30 |
20,64 |
13,51 |
- |
- |
- |
|
(d) Tea Processing |
33 |
61 |
44 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
24 |
17,55 |
15,02 |
- |
- |
- |
|
(f) Others |
633 |
82,92 |
61,08 |
- |
- |
- |
|
3. Beverage & Tobacco |
57 |
117,53 |
97,97 |
- |
- |
- |
|
4. Textiles |
3,059 |
151,20 |
90,35 |
- |
- |
- |
|
(a) Cotton Textiles |
73 |
7,71 |
5,99 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
53 |
5,03 |
4,20 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
1,552 |
15,36 |
10,64 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
1,381 |
123,10 |
69,53 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
360 |
81,48 |
63,35 |
- |
- |
- |
|
6. Woods and Wood Products |
148 |
21,24 |
19,06 |
- |
- |
- |
|
7. Leather & Leather Products |
157 |
6,50 |
4,99 |
- |
- |
- |
|
8. Gems and Jewellery |
120 |
17,50 |
13,74 |
- |
- |
- |
|
9. Rubber & Plastic Products |
108 |
42,27 |
37,79 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
218 |
99,17 |
87,37 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
11 |
16,24 |
11,80 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
47 |
30,47 |
27,75 |
- |
- |
- |
|
(d) Non-Edible Oils |
2 |
64 |
53 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
158 |
51,82 |
47,29 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
23 |
18,65 |
14,72 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
145 |
334,71 |
272,69 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
559 |
259,96 |
202,15 |
- |
- |
- |
|
(a) Iron & Steel |
128 |
163,46 |
135,39 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
67 |
76,17 |
49,49 |
- |
- |
- |
|
(c) Metal Products |
364 |
20,33 |
17,27 |
- |
- |
- |
|
14. Engineering |
972 |
158,61 |
135,38 |
- |
- |
- |
|
(a) Heavy Engineering |
33 |
3,35 |
2,91 |
- |
- |
- |
|
(b) Light Engineering |
497 |
43,04 |
29,85 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
352 |
108,74 |
99,90 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
90 |
3,48 |
2,72 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
255 |
44,81 |
32,55 |
- |
- |
- |
|
16. Other Industries |
1,511 |
238,90 |
195,69 |
- |
- |
- |
|
17. Electricity, Gas & Water |
10 |
75,83 |
74,49 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
7 |
75,12 |
73,82 |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
3 |
71 |
67 |
- |
- |
- |
|
18. Construction |
604 |
833,58 |
689,07 |
- |
- |
- |
|
(a) Other than Infrastructure |
469 |
316,75 |
253,97 |
- |
- |
- |
|
(b) Infrastructure Construction |
135 |
516,83 |
435,09 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
6,094 |
337,51 |
241,08 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,173 |
4135,88 |
3679,51 |
- |
- |
- |
|
1. Professional Services |
1,142 |
101,33 |
84,53 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
1,928 |
203,18 |
151,59 |
- |
- |
- |
|
3. Recreation services |
148 |
18,72 |
15,64 |
- |
- |
- |
|
4. IT and Telecommunications |
49 |
10,33 |
8,38 |
- |
- |
- |
|
5. Others |
4,906 |
3802,31 |
3419,36 |
- |
- |
- |
V. |
PERSONAL LOANS |
1,31,703 |
2845,39 |
2128,96 |
- |
- |
- |
|
1. Housing |
29,572 |
1268,42 |
1012,33 |
- |
- |
- |
|
2. Consumer Durables |
19,229 |
232,15 |
155,13 |
- |
- |
- |
|
3. Vehicles |
41,292 |
622,43 |
435,30 |
- |
- |
- |
|
4. Education |
4,907 |
161,32 |
117,13 |
- |
- |
- |
|
5. Personal Credit Cards |
2,544 |
8,60 |
6,87 |
- |
- |
- |
|
6. Others |
34,159 |
552,47 |
402,20 |
- |
- |
- |
VI. |
TRADE |
30,092 |
2057,44 |
1754,87 |
- |
- |
- |
|
1. Wholesale Trade |
1,388 |
625,38 |
598,44 |
- |
- |
- |
|
2. Retail Trade |
28,704 |
1432,06 |
1156,43 |
- |
- |
- |
VII. |
FINANCE |
222 |
12,90 |
6,94 |
- |
- |
- |
VIII. |
ALL OTHERS |
8,071 |
70,44 |
54,75 |
- |
- |
- |
|
TOTAL BANK CREDIT |
1,99,101 |
12539,33 |
10356,42 |
- |
- |
- |