Jammu& Kashmir - RBI - Reserve Bank of India
Jammu& Kashmir
NORTHERN REGION |
||||||||||||
STATE : JAMMU & KASHMIR |
||||||||||||
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||||
ITS ASSOCIATES |
||||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||||
I. |
AGRICULTURE |
3,689 |
27,05 |
22,37 |
7,128 |
67,12 |
57,97 |
- |
- |
- |
||
1. Direct Finance |
3,665 |
26,48 |
21,96 |
6,555 |
22,44 |
19,11 |
- |
- |
- |
|||
2. Indirect Finance |
24 |
58 |
42 |
573 |
44,67 |
38,86 |
- |
- |
- |
|||
II. |
INDUSTRY |
2,219 |
77,48 |
44,83 |
3,615 |
551,14 |
445,35 |
- |
- |
- |
||
1. Mining & Quarrying |
15 |
17,14 |
77 |
27 |
1,54 |
1,28 |
- |
- |
- |
|||
2. Food Manufacturing & Processing |
115 |
14,24 |
11,10 |
361 |
60,61 |
45,38 |
- |
- |
- |
|||
(a) Rice Mills, Flour & Dal Mills |
43 |
6,90 |
|
136 |
22,55 |
16,35 |
- |
- |
- |
|||
(b) Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(c) Edible Oils & Vanaspati |
11 |
2,30 |
1,72 |
30 |
2,36 |
2,29 |
- |
- |
- |
|||
(d) Tea Processing |
1 |
9 |
1 |
- |
- |
- |
- |
- |
- |
|||
(e) Processing of Fruits & Vegetables |
1 |
4 |
1 |
12 |
9,42 |
8,79 |
- |
- |
- |
|||
(f) Others |
59 |
4,93 |
3,44 |
183 |
26,28 |
17,95 |
- |
- |
- |
|||
3. Beverage & Tobacco |
1 |
5 |
2 |
25 |
4,76 |
4,84 |
- |
- |
- |
|||
4. Textiles |
298 |
12,15 |
10,06 |
273 |
17,82 |
9,34 |
- |
- |
- |
|||
(a) Cotton Textiles |
28 |
2,51 |
1,60 |
9 |
10,55 |
2,97 |
- |
- |
- |
|||
(b) Jute & Other Natural Fibre Textiles |
1 |
25 |
11 |
2 |
6 |
6 |
- |
- |
- |
|||
(c) Handloom Textiles & Khadi |
5 |
4 |
3 |
18 |
15 |
13 |
- |
- |
- |
|||
(d) Other Textiles & Textile Products |
264 |
9,34 |
8,32 |
244 |
7,06 |
6,18 |
- |
- |
- |
|||
5. Paper, Paper Products & Printing |
16 |
1,57 |
1,21 |
52 |
3,27 |
3,01 |
- |
- |
- |
|||
6. Leather & Leather Products |
38 |
31 |
29 |
36 |
64 |
37 |
- |
- |
- |
|||
7. Rubber & Plastic Products |
17 |
98 |
79 |
75 |
4,29 |
3,67 |
- |
- |
- |
|||
8. Chemicals & Chemical Products |
19 |
2,76 |
2,44 |
81 |
15,02 |
13,09 |
- |
- |
- |
|||
(a) Heavy Industrial Chemicals |
2 |
23 |
22 |
13 |
2,05 |
1,94 |
- |
- |
- |
|||
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(c) Drugs & Pharmaceuticals |
2 |
1,24 |
1,24 |
10 |
2,70 |
2,30 |
- |
- |
- |
|||
(d) Non-Edible Oils |
2 |
25 |
21 |
- |
- |
- |
- |
- |
- |
|||
(e) Other Chemicals & Chemical Products |
13 |
1,04 |
77 |
58 |
10,26 |
8,84 |
- |
- |
- |
|||
9. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
6 |
44 |
30 |
- |
- |
- |
|||
10. Manufacture of Cement & Cement Products |
2 |
13 |
12 |
33 |
4,48 |
3,51 |
- |
- |
- |
|||
11. Basic Metals & Metal Products |
37 |
3,17 |
2,66 |
128 |
13,68 |
12,31 |
- |
- |
- |
|||
(a) Iron & Steel |
8 |
2,04 |
1,73 |
15 |
8,40 |
7,87 |
- |
- |
- |
|||
(b) Non-Ferrous Metals |
1 |
5 |
4 |
3 |
1,47 |
1,16 |
- |
- |
- |
|||
(c) Metal Products |
28 |
1,08 |
89 |
110 |
3,80 |
3,28 |
- |
- |
- |
|||
12. Engineering |
46 |
4,46 |
3,72 |
365 |
96,66 |
94,43 |
- |
- |
- |
|||
(a) Heavy Engineering |
1 |
2 |
2 |
27 |
2,40 |
1,95 |
- |
- |
- |
|||
(b) Light Engineering |
10 |
87 |
79 |
144 |
4,73 |
4,08 |
- |
- |
- |
|||
(c) Electrical Machinery & Goods |
33 |
3,50 |
2,85 |
128 |
86,51 |
85,88 |
- |
- |
- |
|||
(d) Electronic Machinery & Goods |
2 |
7 |
6 |
66 |
3,03 |
2,52 |
- |
- |
- |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
2 |
4,72 |
4 |
36 |
3,05 |
1,35 |
- |
- |
- |
|||
14. Other Industries |
1,538 |
13,21 |
9,96 |
1,979 |
38,35 |
31,55 |
- |
- |
- |
|||
15. Electricity, Gas & Water |
3 |
23 |
14 |
2 |
275,00 |
210,71 |
- |
- |
- |
|||
(a) Electricity Generation & Transmission |
- |
- |
- |
2 |
275,00 |
210,71 |
- |
- |
- |
|||
(b) Non-Conventional Energy |
1 |
3 |
3 |
- |
- |
- |
- |
- |
- |
|||
(c) Gas, Steam & Water Supply |
2 |
20 |
11 |
- |
- |
- |
- |
- |
- |
|||
16. Construction |
72 |
2,35 |
1,51 |
136 |
11,54 |
10,20 |
- |
- |
- |
|||
III. |
TRANSPORT OPERATORS |
987 |
30,33 |
19,80 |
1,958 |
25,21 |
22,23 |
- |
- |
- |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
314 |
5,96 |
4,23 |
1,685 |
34,65 |
28,17 |
- |
- |
- |
||
V. |
PERSONAL LOANS |
24,658 |
275,60 |
220,11 |
28,062 |
292,93 |
245,78 |
- |
- |
- |
||
1. Loans for Purchase of Consumer Durables |
856 |
4,67 |
3,73 |
1,247 |
6,35 |
4,86 |
- |
- |
- |
|||
2. Loans for Housing |
3,370 |
84,10 |
74,87 |
3,462 |
85,55 |
81,49 |
- |
- |
- |
|||
3. Rest of the Personal Loans |
20,432 |
186,83 |
141,51 |
23,353 |
201,03 |
159,43 |
- |
- |
- |
|||
VI. |
TRADE |
3,658 |
69,33 |
53,58 |
11,302 |
187,88 |
151,55 |
1 |
1,15 |
1,13 |
||
1. Wholesale Trade |
308 |
28,43 |
22,55 |
467 |
32,46 |
24,22 |
- |
- |
- |
|||
2. Retail Trade |
3,350 |
40,90 |
31,03 |
10,835 |
155,42 |
127,34 |
1 |
1,15 |
1,13 |
|||
VII. |
FINANCE |
1 |
2 |
- |
269 |
505,76 |
337,19 |
- |
- |
- |
||
VIII. |
ALL OTHERS |
12,214 |
155,32 |
119,38 |
3,282 |
30,18 |
25,43 |
- |
- |
- |
||
TOTAL BANK CREDIT |
47,740 |
641,08 |
484,30 |
57,301 |
1694,87 |
1313,68 |
1 |
1,15 |
1,13 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
1,539 |
22,13 |
16,65 |
688 |
6,79 |
5,88 |
- |
- |
- |
|||
2. Other Small Scale Industries |
380 |
21,11 |
13,72 |
2,234 |
115,89 |
90,95 |
- |
- |
- |
NORTHERN REGION |
|||||||||||
STATE : JAMMU & KASHMIR |
|||||||||||
(Amount in Rupees Lakh) |
|||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIALBANKS |
COMMERCIAL BANKS |
||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|||
I. |
AGRICULTURE |
15,679 |
64,99 |
52,36 |
14,099 |
192,17 |
146,02 |
40,595 |
351,33 |
278,73 |
|
1. Direct Finance |
15,440 |
64,11 |
51,70 |
13,476 |
181,58 |
137,15 |
39,136 |
294,61 |
229,91 |
||
2. Indirect Finance |
239 |
88 |
66 |
623 |
10,58 |
8,87 |
1,459 |
56,72 |
48,82 |
||
II. |
INDUSTRY |
1,608 |
6,27 |
5,14 |
13,277 |
553,87 |
427,98 |
20,719 |
1188,75 |
923,30 |
|
1. Mining & Quarrying |
- |
- |
- |
33 |
13,51 |
4,44 |
75 |
32,19 |
6,49 |
||
2. Food Manufacturing & Processing |
16 |
79 |
62 |
584 |
101,67 |
83,70 |
1,076 |
177,30 |
140,80 |
||
(a) Rice Mills, Flour & Dal Mills |
7 |
48 |
46 |
113 |
36,45 |
29,19 |
299 |
66,38 |
51,92 |
||
(b) Sugar |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(c) Edible Oils & Vanaspati |
4 |
5 |
3 |
80 |
7,63 |
5,88 |
125 |
12,33 |
9,92 |
||
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
1 |
9 |
1 |
||
(e) Processing of Fruits & Vegetables |
3 |
19 |
9 |
24 |
6,39 |
5,84 |
40 |
16,04 |
14,74 |
||
(f) Others |
2 |
7 |
3 |
367 |
51,20 |
42,79 |
611 |
82,47 |
64,21 |
||
3. Beverage & Tobacco |
- |
- |
- |
7 |
4,06 |
3,95 |
33 |
8,87 |
8,82 |
||
4. Textiles |
2 |
- |
- |
630 |
115,28 |
83,31 |
1,203 |
145,26 |
102,72 |
||
(a) Cotton Textiles |
1 |
- |
- |
38 |
87,79 |
63,39 |
76 |
100,85 |
67,96 |
||
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
4 |
2,25 |
1,92 |
7 |
2,56 |
2,09 |
||
(c) Handloom Textiles & Khadi |
- |
- |
- |
283 |
5,60 |
3,67 |
306 |
5,79 |
3,83 |
||
(d) Other Textiles & Textile Products |
1 |
- |
-305 |
19,65 |
14,33 |
814 |
36,06 |
28,84 |
|||
5. Paper, Paper Products & Printing |
- |
- |
- |
114 |
7,98 |
6,54 |
182 |
12,82 |
10,76 |
||
6. Leather & Leather Products |
4 |
2 |
1 |
161 |
3,70 |
3,41 |
239 |
4,66 |
4,08 |
||
7. Rubber & Plastic Products |
1 |
2 |
45 |
9,75 |
8,57 |
138 |
15,04 |
13,04 |
|||
8. Chemicals & Chemical Products |
2 |
6 |
6 |
90 |
25,00 |
21,53 |
192 |
42,84 |
37,12 |
||
(a) Heavy Industrial Chemicals |
- |
- |
- |
2 |
63 |
48 |
17 |
2,92 |
2,65 |
||
(b) Fertilisers |
- |
- |
- |
3 |
1,50 |
1,44 |
3 |
1,50 |
1,44 |
||
(c) Drugs & Pharmaceuticals |
2 |
6 |
6 |
39 |
86 |
57 |
53 |
4,87 |
4,17 |
||
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
2 |
25 |
21 |
||
(e) Other Chemicals & Chemical Products |
- |
- |
- |
46 |
22,00 |
19,04 |
117 |
33,31 |
28,65 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
1 |
33 |
24 |
7 |
77 |
54 |
||
10. Manufacture of Cement & Cement Products |
1 |
2 |
2 |
47 |
60,68 |
52,26 |
83 |
65,31 |
55,92 |
||
11. Basic Metals & Metal Products |
12 |
50 |
42 |
148 |
25,65 |
16,74 |
325 |
42,99 |
32,13 |
||
(a) Iron & Steel |
- |
- |
- |
24 |
8,62 |
7,07 |
47 |
19,07 |
16,67 |
||
(b) Non-Ferrous Metals |
- |
- |
- |
5 |
43 |
17 |
9 |
1,95 |
1,36 |
||
(c) Metal Products |
12 |
50 |
42 |
119 |
16,59 |
9,51 |
269 |
21,98 |
14,10 |
||
12. Engineering |
5 |
17 |
15 |
277 |
10,56 |
8,91 |
693 |
111,86 |
107,21 |
||
(a) Heavy Engineering |
- |
- |
- |
10 |
1,10 |
94 |
38 |
3,52 |
2,91 |
||
(b) Light Engineering |
3 |
14 |
12 |
125 |
2,69 |
2,17 |
282 |
8,42 |
7,16 |
||
(c) Electrical Machinery & Goods |
1 |
2 |
2 |
118 |
6,41 |
5,48 |
280 |
96,44 |
94,23 |
||
(d) Electronic Machinery & Goods |
1 |
2 |
1 |
24 |
35 |
32 |
93 |
3,46 |
2,92 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
31 |
33 |
20 |
200 |
3,40 |
2,20 |
269 |
11,49 |
3,79 |
||
14. Other Industries |
1,344 |
2,41 |
2,05 |
9,982 |
101,83 |
75,68 |
14,843 |
155,81 |
119,24 |
||
15. Electricity, Gas & Water |
17 |
68 |
63 |
17 |
2,12 |
1,23 |
39 |
278,03 |
212,71 |
||
(a) Electricity Generation & Transmission |
17 |
68 |
63 |
- |
- |
- |
19 |
275,68 |
211,34 |
||
(b) Non-Conventional Energy |
- |
- |
- |
7 |
1,16 |
62 |
8 |
1,20 |
65 |
||
(c) Gas, Steam & Water Supply |
- |
- |
- |
10 |
96 |
61 |
12 |
1,16 |
72 |
||
16. Construction |
173 |
1,26 |
99 |
941 |
68,37 |
55,23 |
1,322 |
83,53 |
67,92 |
||
III. |
TRANSPORT OPERATORS |
2,482 |
42,56 |
29,95 |
7,201 |
274,19 |
195,50 |
12,628 |
372,28 |
267,48 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
309 |
1,38 |
99 |
1,744 |
1535,40 |
1706,62 |
4,052 |
1577,40 |
1740,01 |
|
V. |
PERSONAL LOANS |
19,461 |
81,21 |
66,82 |
1,40,163 |
958,77 |
738,16 |
2,12,344 |
1608,52 |
1270,86 |
|
1. Loans for Purchase of Consumer Durables |
1,854 |
5,87 |
4,08 |
11,070 |
60,60 |
46,49 |
15,027 |
77,48 |
59,16 |
||
2. Loans for Housing |
1,260 |
16,61 |
13,72 |
10,482 |
228,33 |
187,50 |
18,574 |
414,60 |
357,58 |
||
3. Rest of the Personal Loans |
16,347 |
58,73 |
49,01 |
1,18,611 |
669,85 |
504,16 |
1,78,743 |
1116,44 |
854,12 |
||
VI. |
TRADE |
6,522 |
32,68 |
24,59 |
32,344 |
1002,33 |
853,52 |
53,827 |
1293,38 |
1084,37 |
|
1. Wholesale Trade |
395 |
2,62 |
2,10 |
2,311 |
542,33 |
498,63 |
3,481 |
605,85 |
547,50 |
||
2. Retail Trade |
6,127 |
30,06 |
22,49 |
30,033 |
460,00 |
354,89 |
50,346 |
687,53 |
536,87 |
||
VII. |
FINANCE |
39 |
58 |
45 |
57 |
9,47 |
5,55 |
366 |
515,82 |
343,19 |
|
VIII. |
ALL OTHERS |
1,624 |
8,17 |
7,08 |
15,009 |
114,68 |
79,38 |
32,129 |
308,35 |
231,28 |
|
TOTAL BANK CREDIT |
47,724 |
237,84 |
187,37 |
2,23,894 |
4640,88 |
4152,74 |
3,76,660 |
7215,83 |
6139,21 |
||
OF WHICH : 1. Artisans and Village & Tiny Industries |
1,063 |
2,52 |
2,20 |
7,038 |
44,03 |
31,39 |
10,328 |
75,48 |
56,12 |
||
2. Other Small Scale Industries |
289 |
58 |
49 |
1,052 |
185,19 |
135,75 |
3,955 |
322,77 |
240,92 |