NORTHERN REGION |
|
|
|
|
|
|
JAMMU & KASHMIR |
|
|
|
(Amount in Rupees Lakh) |
|
|
|
RURAL |
SEMI-URBAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
33,889 |
258,87 |
198,66 |
5,540 |
105,82 |
79,79 |
|
1. |
Direct Finance |
33,111 |
251,22 |
192,39 |
5,401 |
77,69 |
60,26 |
|
2. |
Indirect Finance |
778 |
7,65 |
6,27 |
139 |
28,12 |
19,53 |
II. |
INDUSTRY |
10,076 |
429,49 |
282,39 |
2,743 |
397,55 |
268,95 |
|
1. |
Mining & Quarrying |
24 |
1,64 |
1,41 |
29 |
8,52 |
5,76 |
|
2. |
Food Manufacturing & Processing |
333 |
22,25 |
18,01 |
202 |
32,29 |
25,42 |
|
|
(a) Rice Mills, Flour & Dal Mills |
141 |
14,77 |
12,88 |
77 |
13,01 |
11,52 |
|
|
(b) Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
79 |
2,56 |
1,64 |
28 |
7,69 |
5,07 |
|
|
(d) Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
17 |
1,12 |
75 |
12 |
5,86 |
4,18 |
|
|
(f) Others |
96 |
3,80 |
2,75 |
85 |
5,73 |
4,65 |
|
3. |
Beverage & Tobacco |
8 |
2,55 |
2,51 |
5 |
4,96 |
4,86 |
|
4. |
Textiles |
376 |
9,46 |
4,08 |
140 |
189,71 |
123,68 |
|
|
(a) Cotton Textiles |
14 |
3,83 |
18 |
32 |
171,69 |
118,24 |
|
|
(b) Jute & Other Natural Fibre Textiles |
4 |
10 |
2 |
1 |
3 |
3 |
|
|
(c) Handloom Textiles & Khadi |
238 |
1,13 |
88 |
18 |
53 |
48 |
|
|
(d) Other Textiles & Textile Products |
120 |
4,39 |
3,00 |
89 |
17,46 |
4,93 |
|
5. |
Paper, Paper Products & Printing |
30 |
1,24 |
88 |
37 |
13,42 |
6,83 |
|
6. |
Leather & Leather Products |
14 |
30 |
23 |
17 |
28 |
17 |
|
7. |
Rubber & Plastic Products |
30 |
2,11 |
1,86 |
46 |
9,18 |
6,31 |
|
8. |
Chemicals & Chemical Products |
29 |
2,16 |
1,93 |
38 |
21,44 |
17,30 |
|
|
(a) Heavy Industrial Chemicals |
1 |
6 |
4 |
5 |
84 |
78 |
|
|
(b) Fertilisers |
– |
– |
– |
2 |
60 |
53 |
|
|
(c) Drugs & Pharmaceuticals |
8 |
1,05 |
1,04 |
3 |
1,18 |
1,18 |
|
|
(d) Non-Edible Oils |
– |
– |
– |
1 |
20 |
20 |
|
|
(e) Other Chemicals & Chemical Products |
20 |
1,06 |
85 |
27 |
18,62 |
14,60 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
2 |
36 |
32 |
3 |
80 |
45 |
|
10. |
Manufacture of Cement & Cement Products |
21 |
2,15 |
1,72 |
40 |
11,33 |
5,67 |
|
11. |
Basic Metals & Metal Products |
155 |
5,02 |
4,39 |
93 |
20,81 |
14,64 |
|
|
(a) Iron & Steel |
11 |
68 |
59 |
27 |
14,50 |
9,69 |
|
|
(b) Non-Ferrous Metals |
– |
– |
– |
3 |
47 |
12 |
|
|
(c) Metal Products |
144 |
4,34 |
3,80 |
63 |
5,84 |
4,83 |
|
12. |
Engineering |
140 |
86,62 |
50,04 |
101 |
15,51 |
11,99 |
|
|
(a) Heavy Engineering |
9 |
63 |
63 |
10 |
1,27 |
1,12 |
|
|
(b) Light Engineering |
56 |
8,69 |
91 |
40 |
1,13 |
95 |
|
|
(c) Electrical Machinery & Goods |
53 |
76,52 |
47,82 |
41 |
12,36 |
9,46 |
|
|
(d) Electronic Machinery & Goods |
22 |
78 |
68 |
10 |
75 |
45 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
208 |
3,32 |
2,21 |
20 |
1,25 |
68 |
|
14. |
Other Industries |
7,638 |
63,12 |
46,89 |
1,550 |
44,98 |
28,00 |
|
15. |
Electricity, Gas & Water |
2 |
200,30 |
125,24 |
9 |
2,21 |
1,29 |
|
|
(a) Electricity Generation & Transmission |
2 |
200,30 |
125,24 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
– |
– |
– |
7 |
1,16 |
33 |
|
|
(c) Gas, Steam & Water Supply |
– |
– |
– |
2 |
1,05 |
97 |
|
16. |
Construction |
1,066 |
26,90 |
20,65 |
413 |
20,87 |
15,88 |
III. |
TRANSPORT OPERATORS |
7,395 |
221,86 |
154,28 |
3,262 |
127,36 |
90,05 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,719 |
57,13 |
40,54 |
670 |
44,24 |
35,62 |
V. |
PERSONAL LOANS |
1,17,499 |
769,72 |
571,61 |
29,622 |
268,67 |
203,91 |
|
1. |
Loans for Purchase of Consumer Durables |
6,809 |
34,15 |
25,12 |
1,940 |
9,58 |
7,44 |
|
2. |
Loans for Housing |
6,011 |
126,12 |
103,94 |
2,855 |
79,63 |
65,40 |
|
3. |
Rest of the Personal Loans |
1,04,679 |
609,45 |
442,55 |
24,827 |
179,46 |
131,07 |
VI. |
TRADE |
33,305 |
343,92 |
265,73 |
10,898 |
256,23 |
196,68 |
|
1. |
Wholesale Trade |
723 |
17,66 |
14,64 |
418 |
32,81 |
22,85 |
|
2. |
Retail Trade |
32,582 |
326,26 |
251,10 |
10,480 |
223,42 |
173,83 |
VII. |
FINANCE |
158 |
499,29 |
440,38 |
39 |
1,78 |
1,45 |
VIII. |
ALL OTHERS |
8,348 |
77,71 |
60,70 |
2,107 |
40,24 |
30,95 |
TOTAL BANK CREDIT |
2,12,389 |
2657,99 |
2014,30 |
54,881 |
1241,88 |
907,39 |
OF WHICH:
1. Artisans and Village & Tiny Industries |
6,029 |
49,85 |
35,68 |
1,116 |
11,98 |
9,25 |
2. Other Small Scale Industries |
1,354 |
35,45 |
30,05 |
714 |
139,14 |
92,38 |
NORTHERN REGION |
|
|
|
|
|
|
STATE : JAMMU & KASHMIR |
|
|
|
(Amount in Rupees Lakh) |
|
|
|
URBAN |
METROPOLITAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
1,484 |
45,91 |
40,04 |
– |
– |
– |
|
1. |
Direct Finance |
1,364 |
24,82 |
19,60 |
– |
– |
– |
|
2. |
Indirect Finance |
120 |
21,09 |
20,43 |
– |
– |
– |
II. |
INDUSTRY |
10,903 |
1208,89 |
1090,04 |
– |
– |
– |
|
1. |
Mining & Quarrying |
27 |
7,08 |
6,48 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
484 |
155,38 |
117,91 |
– |
– |
– |
|
|
(a) Rice Mills, Flour & Dal Mills |
182 |
59,10 |
46,53 |
– |
– |
– |
|
|
(b) Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
20 |
3,71 |
3,20 |
– |
– |
– |
|
|
(d) Tea Processing |
1 |
90 |
56 |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
13 |
15,90 |
14,82 |
– |
– |
– |
|
|
(f) Others |
268 |
75,77 |
52,81 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
25 |
6,96 |
5,33 |
– |
– |
– |
|
4. |
Textiles |
1,085 |
39,26 |
30,96 |
– |
– |
– |
|
|
(a) Cotton Textiles |
32 |
2,73 |
1,67 |
– |
– |
– |
|
|
(b) Jute & Other Natural Fibre Textiles |
3 |
45 |
43 |
– |
– |
– |
|
|
(c) Handloom Textiles & Khadi |
173 |
4,42 |
2,90 |
– |
– |
– |
|
|
(d) Other Textiles & Textile Products |
877 |
31,66 |
25,96 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
178 |
13,68 |
10,71 |
– |
– |
– |
|
6. |
Leather & Leather Products |
189 |
4,97 |
4,04 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
78 |
10,43 |
9,24 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
151 |
26,33 |
20,02 |
– |
– |
– |
|
|
(a) Heavy Industrial Chemicals |
14 |
1,92 |
1,60 |
– |
– |
– |
|
|
(b) Fertilisers |
1 |
90 |
91 |
– |
– |
– |
|
|
(c) Drugs & Pharmaceuticals |
51 |
7,54 |
5,09 |
– |
– |
– |
|
|
(d) Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
85 |
15,96 |
12,42 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
9 |
79 |
65 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
46 |
67,34 |
58,51 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
208 |
38,79 |
30,08 |
– |
– |
– |
|
|
(a) Iron & Steel |
54 |
17,56 |
15,98 |
– |
– |
– |
|
|
(b) Non-Ferrous Metals |
15 |
4,96 |
1,70 |
– |
– |
– |
|
|
(c) Metal Products |
139 |
16,26 |
12,40 |
– |
– |
– |
|
12. |
Engineering |
528 |
40,76 |
33,70 |
– |
– |
– |
|
|
(a) Heavy Engineering |
8 |
1,11 |
72 |
– |
– |
– |
|
|
(b) Light Engineering |
302 |
17,02 |
14,16 |
– |
– |
– |
|
|
(c) Electrical Machinery & Goods |
161 |
17,94 |
15,83 |
– |
– |
– |
|
|
(d) Electronic Machinery & Goods |
57 |
4,69 |
2,98 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
40 |
5,27 |
5,21 |
– |
– |
– |
|
14. |
Other Industries |
6,539 |
118,56 |
98,09 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
22 |
600,83 |
597,77 |
– |
– |
– |
|
|
(a) Electricity Generation & Transmission |
12 |
600,37 |
597,37 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
|
|
(c) Gas, Steam & Water Supply |
10 |
46 |
39 |
– |
– |
– |
|
16. |
Construction |
1,294 |
72,47 |
61,36 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
3,688 |
139,70 |
109,59 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,668 |
1663,98 |
1785,86 |
– |
– |
– |
V. |
PERSONAL LOANS |
97,628 |
1078,14 |
837,24 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
8,231 |
46,35 |
34,01 |
– |
– |
– |
|
2. |
Loans for Housing |
10,066 |
308,83 |
259,95 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
79,331 |
722,96 |
543,27 |
– |
– |
– |
VI. |
TRADE |
17,726 |
1006,14 |
887,08 |
– |
– |
– |
|
1. |
Wholesale Trade |
1,859 |
608,08 |
591,83 |
– |
– |
– |
|
2. |
Retail Trade |
15,867 |
398,06 |
295,25 |
– |
– |
– |
VII. |
FINANCE |
231 |
11,11 |
6,86 |
– |
– |
– |
VIII. |
ALL OTHERS |
9,057 |
818,74 |
800,52 |
– |
– |
– |
TOTAL BANK CREDIT |
1,43,385 |
5972,62 |
5557,21 |
– |
– |
– |
OF WHICH:
1. Artisans and Village & Tiny Industries |
3,519 |
31,23 |
23,87 |
– |
– |
– |
2. Other Small Scale Industries |
3,350 |
247,29 |
194,40 |
– |
– |
– |
|
