EASTERN REGION

STATE: JHARKHAND

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,85,158

1555,07

1243,71

96,786

777,59

600,39

1. Direct Finance

4,75,471

1458,78

1163,24

93,638

484,90

394,53

2. Indirect Finance

9,687

96,29

80,47

3,148

292,68

205,86

II.

INDUSTRY

17,510

966,08

612,24

11,013

2419,88

1687,58

1. Mining & Quarrying

254

22,26

17,17

353

858,85

533,35

2. Food Manufacturing & Processing

3,866

39,43

29,67

1,228

70,90

56,30

(a) Rice Mills, Flour & Dal Mills

1,296

15,89

11,57

333

25,08

21,44

(b) Sugar

3

18

15

1

5

5

(c) Edible Oils & Vanaspati

173

4,19

2,08

45

96

71

(d) Tea Processing

68

13

5

13

13

13

(e) Processing of Fruits & Vegetables

10

26

18

10

80

43

(f) Others

2,316

18,78

15,64

826

43,89

33,54

3. Beverage & Tobacco

16

25,25

18,08

28

4,25

3,85

4. Textiles

2,604

10,59

8,10

476

27,15

22,84

(a) Cotton Textiles

41

1,06

73

31

1,21

80

(b) Jute & Other Natural Fibre Textiles

219

53

43

27

25

20

(c) Handloom Textiles & Khadi

250

61

44

78

96

90

(d) Other Textiles & Textile Products

2,094

8,40

6,50

340

24,72

20,94

5. Paper, Paper Products & Printing

77

1,87

1,60

149

12,77

9,21

6. Woods and Wood Products

665

3,51

2,59

313

6,53

5,66

7. Leather & Leather Products

191

79

63

74

2,73

2,18

8. Gems and Jewellery

639

1,76

1,11

76

1,44

1,24

9. Rubber & Plastic Products

133

46,87

35,65

116

7,37

6,21

10. Chemicals & Chemical Products

116

89,62

53,18

210

33,75

28,38

(a) Heavy Industrial Chemicals

9

86,81

50,64

11

12,73

10,80

(b) Fertilisers

2

4

4

1

-

-

(c) Drugs & Pharmaceuticals

17

43

46

37

85

63

(d) Non-Edible Oils

2

11

7

3

11

7

(e) Other Chemicals & Chemical Products

86

2,24

1,98

158

20,05

16,88

11. Petroleum, Coal Products & Nuclear Fuels

39

10,23

8,94

63

40,39

37,13

12. Manufacture of Cement & Cement Products

223

16,04

10,91

200

15,23

12,81

13. Basic Metals & Metal Products

408

322,02

196,31

538

835,80

579,99

(a) Iron & Steel

55

304,01

180,39

204

803,92

551,51

(b) Non-Ferrous Metals

11

7,10

7,07

14

2,86

1,62

(c) Metal Products

342

10,91

8,84

320

29,02

26,86

14. Engineering

1,109

30,95

21,91

1,072

69,15

56,44

(a) Heavy Engineering

40

2,41

2,29

52

8,90

8,15

(b) Light Engineering

703

17,93

16,04

791

43,88

37,49

(c) Electrical Machinery & Goods

191

9,09

2,28

153

14,79

9,48

(d) Electronic Machinery & Goods

175

1,52

1,30

76

1,58

1,32

15. Vehicles, Vehicle Parts & Transport Equipments

688

29,55

22,34

357

56,25

30,23

16. Other Industries

6,062

55,75

45,50

5,094

173,68

155,60

17. Electricity, Gas & Water

4

90,30

82,10

21

64,11

63,29

(a) Electricity Generation & Transmission

2

89,14

81,15

10

60,97

60,59

(b) Non-Conventional Energy

-

-

-

2

37

35

(c) Gas, Steam & Water Supply

2

1,16

94

9

2,78

2,36

18. Construction

416

169,28

56,46

645

139,52

82,88

(a) Other than Infrastructure

114

6,97

5,89

513

79,19

42,38

(b) Infrastructure Construction

302

162,31

50,57

132

60,34

40,50

III.

TRANSPORT OPERATORS

10,711

276,39

224,98

5,277

255,22

201,83

IV.

PROFESSIONAL AND OTHER SERVICES

27,719

303,52

231,29

11,221

312,85

261,73

1. Professional Services

7,420

100,08

58,67

2,125

60,48

50,30

2. Tourism, Hotel & Restaurants

2,004

13,04

10,46

441

16,67

13,30

3. Recreation services

128

1,19

1,00

86

1,96

1,66

4. IT and Telecommunications

26

1,19

1,07

74

6,41

5,37

5. Others

18,141

188,01

160,08

8,495

227,33

191,11

V.

PERSONAL LOANS

1,29,115

1651,13

1244,36

1,58,039

2962,64

2242,09

1. Housing

8,828

205,96

162,28

15,365

764,21

622,43

2. Consumer Durables

5,826

37,37

27,82

2,901

20,53

14,77

3. Vehicles

10,069

119,30

91,69

14,117

275,37

179,30

4. Education

4,013

100,96

74,35

8,634

233,84

180,84

5. Personal Credit Cards

14,862

124,09

78,63

10,151

79,58

45,56

6. Others

85,517

1063,46

809,60

1,06,871

1589,11

1199,19

VI.

TRADE

96,422

716,43

581,43

37,783

1065,30

940,49

1. Wholesale Trade

2,492

44,93

34,67

3,074

244,54

229,90

2. Retail Trade

93,930

671,50

546,76

34,709

820,76

710,59

VII.

FINANCE

4,699

19,95

15,11

461

13,35

10,54

VIII.

ALL OTHERS

24,895

241,14

118,69

18,184

156,27

130,31

TOTAL BANK CREDIT

7,96,229

5729,73

4271,80

3,38,764

7963,10

6074,96

TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

EASTERN REGION

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

12,657

250,54

179,57

-

-

-

1. Direct Finance

11,908

184,33

123,51

-

-

-

2. Indirect Finance

749

66,21

56,06

-

-

-

II.

INDUSTRY

11,763

7799,51

5849,24

-

-

-

1. Mining & Quarrying

217

296,86

197,11

-

-

-

2. Food Manufacturing & Processing

684

155,37

122,69

-

-

-

(a) Rice Mills, Flour & Dal Mills

127

74,64

63,50

-

-

-

(b) Sugar

3

16

8

-

-

-

(c) Edible Oils & Vanaspati

34

15,38

9,62

-

-

-

(d) Tea Processing

6

4

1

-

-

-

(e) Processing of Fruits & Vegetables

14

2,08

1,93

-

-

-

(f) Others

500

63,08

47,55

-

-

-

3. Beverage & Tobacco

52

27,96

26,50

-

-

-

4. Textiles

387

35,11

28,39

-

-

-

(a) Cotton Textiles

25

5,36

4,72

-

-

-

(b) Jute & Other Natural Fibre Textiles

15

8,07

7,84

-

-

-

(c) Handloom Textiles & Khadi

11

1,68

1,44

-

-

-

(d) Other Textiles & Textile Products

336

19,99

14,39

-

-

-

5. Paper, Paper Products & Printing

256

72,44

43,39

-

-

-

6. Woods and Wood Products

247

18,61

16,55

-

-

-

7. Leather & Leather Products

80

2,19

1,96

-

-

-

8. Gems and Jewellery

49

9,59

8,90

-

-

-

9. Rubber & Plastic Products

270

183,71

130,05

-

-

-

10. Chemicals & Chemical Products

534

119,25

84,42

-

-

-

(a) Heavy Industrial Chemicals

38

24,64

20,56

-

-

-

(b) Fertilisers

1

-

-

-

-

-

(c) Drugs & Pharmaceuticals

21

9,67

8,26

-

-

-

(d) Non-Edible Oils

8

2,81

1,21

-

-

-

(e) Other Chemicals & Chemical Products

466

82,13

54,38

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

172

464,87

467,88

-

-

-

12. Manufacture of Cement & Cement Products

219

175,04

132,45

-

-

-

13. Basic Metals & Metal Products

1,818

2032,39

1323,21

-

-

-

(a) Iron & Steel

508

1638,06

1005,54

-

-

-

(b) Non-Ferrous Metals

68

64,12

56,25

-

-

-

(c) Metal Products

1,242

330,21

261,43

-

-

-

14. Engineering

1,915

571,48

402,69

-

-

-

(a) Heavy Engineering

167

201,27

147,86

-

-

-

(b) Light Engineering

1,312

332,45

226,49

-

-

-

(c) Electrical Machinery & Goods

352

33,99

25,25

-

-

-

(d) Electronic Machinery & Goods

84

3,77

3,09

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

825

1617,01

1256,45

-

-

-

16. Other Industries

2,602

381,88

353,01

-

-

-

17. Electricity, Gas & Water

43

798,53

528,63

-

-

-

(a) Electricity Generation & Transmission

12

768,31

502,33

-

-

-

(b) Non-Conventional Energy

5

60

54

-

-

-

(c) Gas, Steam & Water Supply

26

29,62

25,76

-

-

-

18. Construction

1,393

837,22

724,97

-

-

-

(a) Other than Infrastructure

927

359,42

316,99

-

-

-

(b) Infrastructure Construction

466

477,80

407,98

-

-

-

III.

TRANSPORT OPERATORS

7,933

508,30

397,89

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

15,057

1197,85

1008,96

-

-

-

1. Professional Services

1,251

93,22

74,22

-

-

-

2. Tourism, Hotel & Restaurants

574

184,09

155,17

-

-

-

3. Recreation services

56

4,06

3,02

-

-

-

4. IT and Telecommunications

88

8,69

8,28

-

-

-

5. Others

13,088

907,79

768,27

-

-

-

V.

PERSONAL LOANS

2,01,236

4419,90

3351,52

-

-

-

1. Housing

27,731

1707,18

1353,48

-

-

-

2. Consumer Durables

5,085

41,00

34,97

-

-

-

3. Vehicles

48,847

656,91

447,00

-

-

-

4. Education

19,477

582,45

462,13

-

-

-

5. Personal Credit Cards

6,824

53,04

30,85

-

-

-

6. Others

93,272

1379,32

1023,09

-

-

-

VI.

TRADE

21,895

2016,91

1726,88

-

-

-

1. Wholesale Trade

2,169

689,37

594,40

-

-

-

2. Retail Trade

19,726

1327,54

1132,48

-

-

-

VII.

FINANCE

375

69,67

48,93

-

-

-

VIII.

ALL OTHERS

47,065

508,75

470,45

-

-

-

TOTAL BANK CREDIT

3,17,981

16771,42

13033,43

-

-

-