Karnataka - RBI - Reserve Bank of India
Karnataka
SOUTHERN REGION | |||||||
STATE : KARNATAKA | |||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION | RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
15,27,895 |
12537,35 |
11443,46 |
7,66,736 |
9019,11 |
8117,55 |
1. Direct Finance |
14,99,100 |
11443,60 |
10554,82 |
7,51,528 |
7532,15 |
6833,69 |
|
2. Indirect Finance |
28,795 |
1093,75 |
888,63 |
15,208 |
1486,96 |
1283,86 |
|
II. |
INDUSTRY |
36,271 |
12016,07 |
8093,29 |
31,425 |
6932,47 |
4362,31 |
1. Mining & Quarrying |
360 |
625,54 |
464,50 |
569 |
157,61 |
118,43 |
|
2. Food Manufacturing & Processing |
4,386 |
1022,01 |
776,25 |
4,661 |
712,73 |
578,44 |
|
(a) Rice Mills, Flour & Dal Mills |
1,200 |
45,90 |
35,99 |
837 |
153,46 |
122,58 |
|
(b) Sugar |
49 |
542,75 |
443,26 |
32 |
175,63 |
139,40 |
|
(c) Edible Oils & Vanaspati |
615 |
16,62 |
15,02 |
181 |
43,32 |
37,03 |
|
(d) Tea Processing |
445 |
1,30 |
49 |
40 |
4,61 |
4,59 |
|
(e) Processing of Fruits & Vegetables |
65 |
73,59 |
37,33 |
54 |
13,57 |
11,70 |
|
(f) Others |
2,012 |
341,84 |
244,16 |
3,517 |
322,14 |
263,15 |
|
3. Beverage & Tobacco |
75 |
985,03 |
478,43 |
126 |
34,37 |
23,59 |
|
4. Textiles |
3,074 |
451,51 |
364,54 |
3,555 |
171,50 |
141,83 |
|
(a) Cotton Textiles |
1,044 |
40,96 |
39,18 |
401 |
62,52 |
43,58 |
|
(b) Jute & Other Natural Fibre Textiles |
243 |
1,37 |
87 |
384 |
3,41 |
3,31 |
|
(c) Handloom Textiles & Khadi |
354 |
3,73 |
3,17 |
1,342 |
13,71 |
12,39 |
|
(d) Other Textiles & Textile Products |
1,433 |
405,45 |
321,33 |
1,428 |
91,85 |
82,55 |
|
5. Paper, Paper Products & Printing |
703 |
125,46 |
100,65 |
557 |
148,34 |
123,50 |
|
6. Woods and Wood Products |
1,010 |
21,80 |
18,07 |
2,109 |
52,57 |
39,65 |
|
7. Leather & Leather Products |
279 |
25,72 |
23,06 |
250 |
3,65 |
3,05 |
|
8. Gems and Jewellery |
2,656 |
12,13 |
11,00 |
830 |
57,83 |
56,21 |
|
9. Rubber & Plastic Products |
323 |
236,55 |
148,64 |
321 |
67,84 |
46,88 |
|
10. Chemicals & Chemical Products |
817 |
791,08 |
674,72 |
1,005 |
124,96 |
94,66 |
|
(a) Heavy Industrial Chemicals |
14 |
568,76 |
557,09 |
25 |
10,20 |
7,86 |
|
(b) Fertilisers |
71 |
95,83 |
82 |
174 |
3,63 |
3,89 |
|
(c) Drugs & Pharmaceuticals |
245 |
79,88 |
77,10 |
165 |
10,09 |
8,40 |
|
(d) Non-Edible Oils |
28 |
3,81 |
2,92 |
56 |
29,97 |
23,53 |
|
(e) Other Chemicals & Chemical Products |
459 |
42,81 |
36,79 |
585 |
71,07 |
50,98 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
16 |
455,27 |
49,19 |
15 |
256,75 |
34,78 |
|
12. Manufacture of Cement & Cement Products |
290 |
337,27 |
276,64 |
345 |
29,90 |
25,30 |
|
13. Basic Metals & Metal Products |
935 |
1448,07 |
1093,57 |
1,069 |
1880,74 |
963,00 |
|
(a) Iron & Steel |
110 |
1079,75 |
872,85 |
166 |
1781,94 |
888,13 |
|
(b) Non-Ferrous Metals |
24 |
72,13 |
69,62 |
60 |
34,05 |
25,11 |
|
(c) Metal Products |
801 |
296,18 |
151,09 |
843 |
64,75 |
49,76 |
|
14. Engineering |
3,276 |
632,72 |
440,47 |
2,021 |
777,08 |
508,41 |
|
(a) Heavy Engineering |
558 |
190,54 |
115,41 |
263 |
62,78 |
56,29 |
|
(b) Light Engineering |
1,519 |
185,62 |
133,36 |
1,212 |
579,87 |
349,61 |
|
(c) Electrical Machinery & Goods |
503 |
182,21 |
121,99 |
369 |
74,81 |
51,94 |
|
(d) Electronic Machinery & Goods |
696 |
74,35 |
69,71 |
177 |
59,63 |
50,57 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,528 |
269,01 |
98,57 |
618 |
57,88 |
40,88 |
|
16. Other Industries |
8,505 |
824,40 |
515,56 |
6,760 |
221,39 |
184,26 |
|
17. Electricity, Gas & Water |
210 |
1384,71 |
847,38 |
89 |
1562,75 |
850,10 |
|
(a) Electricity Generation & Transmission |
42 |
1306,14 |
823,32 |
29 |
1524,24 |
814,99 |
|
(b) Non-Conventional Energy |
148 |
22,07 |
19,61 |
17 |
34,38 |
31,07 |
|
(c) Gas, Steam & Water Supply |
20 |
56,51 |
4,44 |
43 |
4,13 |
4,04 |
|
18. Construction |
7,828 |
2367,81 |
1712,02 |
6,525 |
614,57 |
529,35 |
|
(a) Other than Infrastructure |
4,579 |
1133,01 |
787,31 |
3,827 |
352,76 |
296,64 |
|
(b) Infrastructure Construction |
3,249 |
1234,80 |
924,72 |
2,698 |
261,82 |
232,71 |
|
III. |
TRANSPORT OPERATORS |
16,981 |
583,21 |
372,12 |
11,094 |
283,75 |
220,68 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
55,510 |
2582,81 |
2006,02 |
43,322 |
1345,66 |
898,07 |
1. Professional Services |
14,772 |
235,03 |
174,18 |
11,790 |
181,91 |
146,13 |
|
2. Tourism, Hotel & Restaurants |
6,830 |
125,66 |
88,36 |
4,940 |
296,74 |
150,16 |
|
3. Recreation services |
653 |
16,11 |
13,51 |
500 |
9,31 |
7,01 |
|
4. IT and Telecommunications |
51 |
105,98 |
95,41 |
96 |
8,89 |
7,12 |
|
5. Others |
33,204 |
2100,03 |
1634,55 |
25,996 |
848,81 |
587,65 |
|
V. |
PERSONAL LOANS |
5,09,276 |
6459,34 |
5343,96 |
5,23,815 |
7203,49 |
5881,50 |
1. Housing |
65,060 |
2864,19 |
2458,44 |
84,625 |
3259,52 |
2761,30 |
|
2. Consumer Durables |
32,319 |
174,92 |
155,27 |
21,466 |
152,98 |
127,16 |
|
3. Vehicles |
39,315 |
665,87 |
464,52 |
34,449 |
560,36 |
441,42 |
|
4. Education |
33,195 |
504,18 |
395,51 |
29,153 |
531,03 |
403,14 |
|
5. Personal Credit Cards |
8,876 |
39,83 |
33,09 |
7,953 |
30,92 |
24,60 |
|
6. Others |
3,30,511 |
2210,35 |
1837,14 |
3,46,169 |
2668,67 |
2123,88 |
|
VI. |
TRADE |
1,61,677 |
1808,80 |
1524,57 |
1,20,606 |
4007,97 |
3031,47 |
1. Wholesale Trade |
11,389 |
531,59 |
452,06 |
6,995 |
412,18 |
374,85 |
|
2. Retail Trade |
1,50,288 |
1277,21 |
1072,51 |
1,13,611 |
3595,79 |
2656,62 |
|
VII. |
FINANCE |
25,758 |
829,63 |
727,02 |
7,419 |
512,53 |
248,71 |
VIII. |
ALL OTHERS |
1,25,902 |
993,20 |
869,63 |
80,943 |
961,59 |
856,09 |
|
TOTAL BANK CREDIT |
24,59,270 |
37810,41 |
30380,06 |
15,85,360 |
30266,57 |
23616,38 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009 |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION | URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
2,40,399 |
6994,96 |
4810,77 |
16,337 |
3035,63 |
2363,80 |
1. Direct Finance |
2,31,246 |
4025,78 |
3449,21 |
12,390 |
1276,36 |
957,03 |
|
2. Indirect Finance |
9,153 |
2969,18 |
1361,56 |
3,947 |
1759,26 |
1406,77 |
|
II. |
INDUSTRY |
42,062 |
24950,06 |
14360,05 |
1,19,711 |
62582,49 |
46704,84 |
1. Mining & Quarrying |
590 |
3451,75 |
1355,82 |
368 |
755,24 |
332,57 |
|
2. Food Manufacturing & Processing |
5,346 |
2297,81 |
1856,89 |
2,046 |
1466,30 |
1041,98 |
|
(a) Rice Mills, Flour & Dal Mills |
1,309 |
419,17 |
353,73 |
84 |
58,53 |
51,45 |
|
(b) Sugar |
82 |
1241,28 |
1000,09 |
37 |
144,53 |
118,22 |
|
(c) Edible Oils & Vanaspati |
183 |
56,98 |
47,87 |
19 |
56,71 |
17,89 |
|
(d) Tea Processing |
19 |
1,95 |
1,66 |
23 |
4,79 |
4,30 |
|
(e) Processing of Fruits & Vegetables |
69 |
30,29 |
18,11 |
45 |
143,82 |
118,39 |
|
(f) Others |
3,684 |
548,14 |
435,43 |
1,838 |
1057,92 |
731,74 |
|
3. Beverage & Tobacco |
196 |
377,73 |
333,16 |
190 |
2735,79 |
2219,50 |
|
4. Textiles |
3,882 |
5659,98 |
1047,28 |
55,591 |
4061,42 |
3169,27 |
|
(a) Cotton Textiles |
314 |
419,12 |
236,83 |
2,750 |
866,46 |
635,75 |
|
(b) Jute & Other Natural Fibre Textiles |
72 |
4,49 |
4,05 |
24 |
3,84 |
6,13 |
|
(c) Handloom Textiles & Khadi |
183 |
97,07 |
11,51 |
75 |
56,93 |
50,60 |
|
(d) Other Textiles & Textile Products |
3,313 |
5139,30 |
794,89 |
52,742 |
3134,19 |
2476,79 |
|
5. Paper, Paper Products & Printing |
1,234 |
296,62 |
198,36 |
1,748 |
601,01 |
440,85 |
|
6. Woods and Wood Products |
2,056 |
83,41 |
64,69 |
1,013 |
180,74 |
147,23 |
|
7. Leather & Leather Products |
274 |
24,91 |
22,76 |
523 |
297,79 |
230,94 |
|
8. Gems and Jewellery |
272 |
145,09 |
95,52 |
4,655 |
758,40 |
476,38 |
|
9. Rubber & Plastic Products |
1,454 |
361,67 |
278,67 |
1,942 |
649,64 |
448,70 |
|
10. Chemicals & Chemical Products |
1,270 |
560,12 |
337,18 |
4,171 |
2838,79 |
2018,92 |
|
(a) Heavy Industrial Chemicals |
69 |
78,79 |
33,15 |
146 |
120,06 |
84,00 |
|
(b) Fertilisers |
55 |
130,61 |
76,06 |
53 |
214,66 |
125,74 |
|
(c) Drugs & Pharmaceuticals |
241 |
213,92 |
119,93 |
2,640 |
1302,92 |
999,64 |
|
(d) Non-Edible Oils |
68 |
33,85 |
28,25 |
6 |
85 |
53 |
|
(e) Other Chemicals & Chemical Products |
837 |
102,95 |
79,79 |
1,326 |
1200,29 |
809,00 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
51 |
84,25 |
17,11 |
46 |
39,84 |
29,89 |
|
12. Manufacture of Cement & Cement Products |
466 |
171,74 |
159,05 |
279 |
258,31 |
170,89 |
|
13. Basic Metals & Metal Products |
2,641 |
2199,08 |
1453,34 |
4,128 |
5477,45 |
2795,54 |
|
(a) Iron & Steel |
549 |
1717,45 |
1090,88 |
572 |
2983,03 |
1148,59 |
|
(b) Non-Ferrous Metals |
128 |
63,34 |
33,52 |
178 |
664,33 |
338,80 |
|
(c) Metal Products |
1,964 |
418,30 |
328,94 |
3,378 |
1830,09 |
1308,14 |
|
14. Engineering |
5,529 |
1552,15 |
1189,11 |
11,671 |
9253,07 |
6942,04 |
|
(a) Heavy Engineering |
444 |
169,58 |
103,72 |
580 |
1606,11 |
1026,09 |
|
(b) Light Engineering |
2,883 |
680,17 |
486,81 |
7,545 |
2959,91 |
2098,54 |
|
(c) Electrical Machinery & Goods |
1,840 |
552,70 |
505,76 |
2,733 |
2848,97 |
2334,94 |
|
(d) Electronic Machinery & Goods |
362 |
149,69 |
92,83 |
813 |
1838,08 |
1482,47 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,083 |
365,92 |
171,92 |
3,492 |
1695,87 |
1096,45 |
|
16. Other Industries |
9,796 |
945,56 |
713,00 |
20,024 |
3252,59 |
2294,52 |
|
17. Electricity, Gas & Water |
218 |
3773,72 |
3040,72 |
330 |
10176,64 |
8530,06 |
|
(a) Electricity Generation & Transmission |
106 |
3644,18 |
2916,98 |
207 |
9412,47 |
7848,05 |
|
(b) Non-Conventional Energy |
51 |
111,06 |
108,45 |
38 |
127,38 |
84,97 |
|
(c) Gas, Steam & Water Supply |
61 |
18,49 |
15,29 |
85 |
636,79 |
597,05 |
|
18. Construction |
5,704 |
2598,55 |
2025,48 |
7,494 |
18083,61 |
14319,10 |
|
(a) Other than Infrastructure |
3,581 |
728,84 |
557,25 |
3,910 |
9147,88 |
7037,16 |
|
(b) Infrastructure Construction |
2,123 |
1869,71 |
1468,24 |
3,584 |
8935,72 |
7281,94 |
|
III. |
TRANSPORT OPERATORS |
19,292 |
626,11 |
450,43 |
15,492 |
3613,81 |
2942,62 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
57,467 |
7549,29 |
3339,96 |
54,174 |
22111,19 |
17857,54 |
1. Professional Services |
11,973 |
535,09 |
407,09 |
12,541 |
2449,86 |
2309,81 |
|
2. Tourism, Hotel & Restaurants |
4,924 |
493,41 |
362,76 |
2,359 |
1555,30 |
1163,66 |
|
3. Recreation services |
419 |
31,44 |
25,34 |
368 |
376,00 |
344,57 |
|
4. IT and Telecommunications |
254 |
102,17 |
36,05 |
491 |
1560,05 |
1054,06 |
|
5. Others |
39,897 |
6387,18 |
2508,72 |
38,415 |
16169,97 |
12985,44 |
|
V. |
PERSONAL LOANS |
7,65,854 |
15328,47 |
11668,37 |
28,26,480 |
48159,24 |
31783,05 |
1. Housing |
1,50,535 |
7491,04 |
6292,96 |
2,12,119 |
25612,36 |
21720,90 |
|
2. Consumer Durables |
33,785 |
273,47 |
212,37 |
22,243 |
358,13 |
274,40 |
|
3. Vehicles |
1,03,703 |
1611,49 |
1109,38 |
1,60,668 |
3982,95 |
2433,16 |
|
4. Education |
37,921 |
775,87 |
583,41 |
26,967 |
770,91 |
596,07 |
|
5. Personal Credit Cards |
41,845 |
1072,15 |
288,08 |
19,61,487 |
10102,52 |
1252,18 |
|
6. Others |
3,98,065 |
4104,44 |
3182,18 |
4,42,996 |
7332,37 |
5506,34 |
|
VI. |
TRADE |
91,358 |
5946,51 |
3239,99 |
34,002 |
9484,75 |
6450,14 |
1. Wholesale Trade |
8,970 |
1245,39 |
845,64 |
8,528 |
5183,57 |
3420,64 |
|
2. Retail Trade |
82,388 |
4701,11 |
2394,35 |
25,474 |
4301,19 |
3029,50 |
|
VII. |
FINANCE |
3,529 |
6545,94 |
5496,43 |
1,810 |
3003,79 |
2434,78 |
VIII. |
ALL OTHERS |
80,575 |
1507,62 |
1231,31 |
93,475 |
4088,29 |
3194,61 |
|
TOTAL BANK CREDIT |
13,00,536 |
69448,95 |
44597,31 |
31,61,481 |
156079,18 |
113731,38 |