(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

15,27,895

12537,35

11443,46

7,66,736

9019,11

8117,55

1. Direct Finance

14,99,100

11443,60

10554,82

7,51,528

7532,15

6833,69

2. Indirect Finance

28,795

1093,75

888,63

15,208

1486,96

1283,86

II.

INDUSTRY

36,271

12016,07

8093,29

31,425

6932,47

4362,31

1. Mining & Quarrying

360

625,54

464,50

569

157,61

118,43

2. Food Manufacturing & Processing

4,386

1022,01

776,25

4,661

712,73

578,44

  (a) Rice Mills, Flour & Dal Mills

1,200

45,90

35,99

837

153,46

122,58

  (b) Sugar

49

542,75

443,26

32

175,63

139,40

  (c) Edible Oils & Vanaspati

615

16,62

15,02

181

43,32

37,03

  (d) Tea Processing

445

1,30

49

40

4,61

4,59

  (e) Processing of Fruits & Vegetables

65

73,59

37,33

54

13,57

11,70

  (f) Others

2,012

341,84

244,16

3,517

322,14

263,15

3. Beverage & Tobacco

75

985,03

478,43

126

34,37

23,59

4. Textiles

3,074

451,51

364,54

3,555

171,50

141,83

  (a) Cotton Textiles

1,044

40,96

39,18

401

62,52

43,58

  (b) Jute & Other Natural Fibre Textiles

243

1,37

87

384

3,41

3,31

  (c) Handloom Textiles & Khadi

354

3,73

3,17

1,342

13,71

12,39

  (d) Other Textiles & Textile Products

1,433

405,45

321,33

1,428

91,85

82,55

5. Paper, Paper Products & Printing

703

125,46

100,65

557

148,34

123,50

6. Woods and Wood Products

1,010

21,80

18,07

2,109

52,57

39,65

7. Leather & Leather Products

279

25,72

23,06

250

3,65

3,05

8. Gems and Jewellery

2,656

12,13

11,00

830

57,83

56,21

9. Rubber & Plastic Products

323

236,55

148,64

321

67,84

46,88

10. Chemicals & Chemical Products

817

791,08

674,72

1,005

124,96

94,66

  (a) Heavy Industrial Chemicals

14

568,76

557,09

25

10,20

7,86

  (b) Fertilisers

71

95,83

82

174

3,63

3,89

  (c) Drugs & Pharmaceuticals

245

79,88

77,10

165

10,09

8,40

  (d) Non-Edible Oils

28

3,81

2,92

56

29,97

23,53

  (e) Other Chemicals & Chemical Products

459

42,81

36,79

585

71,07

50,98

11. Petroleum, Coal Products & Nuclear Fuels

16

455,27

49,19

15

256,75

34,78

12. Manufacture of Cement & Cement Products

290

337,27

276,64

345

29,90

25,30

13. Basic Metals & Metal Products

935

1448,07

1093,57

1,069

1880,74

963,00

  (a) Iron & Steel

110

1079,75

872,85

166

1781,94

888,13

  (b) Non-Ferrous Metals

24

72,13

69,62

60

34,05

25,11

  (c) Metal Products

801

296,18

151,09

843

64,75

49,76

14. Engineering

3,276

632,72

440,47

2,021

777,08

508,41

  (a) Heavy Engineering

558

190,54

115,41

263

62,78

56,29

  (b) Light Engineering

1,519

185,62

133,36

1,212

579,87

349,61

  (c) Electrical Machinery & Goods

503

182,21

121,99

369

74,81

51,94

  (d) Electronic Machinery & Goods

696

74,35

69,71

177

59,63

50,57

15. Vehicles, Vehicle Parts & Transport Equipments

1,528

269,01

98,57

618

57,88

40,88

16. Other Industries

8,505

824,40

515,56

6,760

221,39

184,26

17. Electricity, Gas & Water

210

1384,71

847,38

89

1562,75

850,10

  (a) Electricity Generation & Transmission

42

1306,14

823,32

29

1524,24

814,99

  (b) Non-Conventional Energy

148

22,07

19,61

17

34,38

31,07

  (c) Gas, Steam & Water Supply

20

56,51

4,44

43

4,13

4,04

18. Construction

7,828

2367,81

1712,02

6,525

614,57

529,35

  (a) Other than Infrastructure

4,579

1133,01

787,31

3,827

352,76

296,64

  (b) Infrastructure Construction

3,249

1234,80

924,72

2,698

261,82

232,71

III.

TRANSPORT OPERATORS

16,981

583,21

372,12

11,094

283,75

220,68

IV.

PROFESSIONAL AND OTHER SERVICES

55,510

2582,81

2006,02

43,322

1345,66

898,07

1. Professional Services

14,772

235,03

174,18

11,790

181,91

146,13

2. Tourism, Hotel & Restaurants

6,830

125,66

88,36

4,940

296,74

150,16

3. Recreation services

653

16,11

13,51

500

9,31

7,01

4. IT and Telecommunications

51

105,98

95,41

96

8,89

7,12

5. Others

33,204

2100,03

1634,55

25,996

848,81

587,65

V.

PERSONAL LOANS

5,09,276

6459,34

5343,96

5,23,815

7203,49

5881,50

1. Housing

65,060

2864,19

2458,44

84,625

3259,52

2761,30

2. Consumer Durables

32,319

174,92

155,27

21,466

152,98

127,16

3. Vehicles

39,315

665,87

464,52

34,449

560,36

441,42

4. Education

33,195

504,18

395,51

29,153

531,03

403,14

5. Personal Credit Cards

8,876

39,83

33,09

7,953

30,92

24,60

6. Others

3,30,511

2210,35

1837,14

3,46,169

2668,67

2123,88

VI.

TRADE

1,61,677

1808,80

1524,57

1,20,606

4007,97

3031,47

1. Wholesale Trade

11,389

531,59

452,06

6,995

412,18

374,85

2. Retail Trade

1,50,288

1277,21

1072,51

1,13,611

3595,79

2656,62

VII.

FINANCE

25,758

829,63

727,02

7,419

512,53

248,71

VIII.

ALL OTHERS

1,25,902

993,20

869,63

80,943

961,59

856,09

TOTAL BANK CREDIT

24,59,270

37810,41

30380,06

15,85,360

30266,57

23616,38

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,40,399

6994,96

4810,77

16,337

3035,63

2363,80

1. Direct Finance

2,31,246

4025,78

3449,21

12,390

1276,36

957,03

2. Indirect Finance

9,153

2969,18

1361,56

3,947

1759,26

1406,77

II.

INDUSTRY

42,062

24950,06

14360,05

1,19,711

62582,49

46704,84

1. Mining & Quarrying

590

3451,75

1355,82

368

755,24

332,57

2. Food Manufacturing & Processing

5,346

2297,81

1856,89

2,046

1466,30

1041,98

  (a) Rice Mills, Flour & Dal Mills

1,309

419,17

353,73

84

58,53

51,45

  (b) Sugar

82

1241,28

1000,09

37

144,53

118,22

  (c) Edible Oils & Vanaspati

183

56,98

47,87

19

56,71

17,89

  (d) Tea Processing

19

1,95

1,66

23

4,79

4,30

  (e) Processing of Fruits & Vegetables

69

30,29

18,11

45

143,82

118,39

  (f) Others

3,684

548,14

435,43

1,838

1057,92

731,74

3. Beverage & Tobacco

196

377,73

333,16

190

2735,79

2219,50

4. Textiles

3,882

5659,98

1047,28

55,591

4061,42

3169,27

  (a) Cotton Textiles

314

419,12

236,83

2,750

866,46

635,75

  (b) Jute & Other Natural Fibre Textiles

72

4,49

4,05

24

3,84

6,13

  (c) Handloom Textiles & Khadi

183

97,07

11,51

75

56,93

50,60

  (d) Other Textiles & Textile Products

3,313

5139,30

794,89

52,742

3134,19

2476,79

5. Paper, Paper Products & Printing

1,234

296,62

198,36

1,748

601,01

440,85

6. Woods and Wood Products

2,056

83,41

64,69

1,013

180,74

147,23

7. Leather & Leather Products

274

24,91

22,76

523

297,79

230,94

8. Gems and Jewellery

272

145,09

95,52

4,655

758,40

476,38

9. Rubber & Plastic Products

1,454

361,67

278,67

1,942

649,64

448,70

10. Chemicals & Chemical Products

1,270

560,12

337,18

4,171

2838,79

2018,92

  (a) Heavy Industrial Chemicals

69

78,79

33,15

146

120,06

84,00

  (b) Fertilisers

55

130,61

76,06

53

214,66

125,74

  (c) Drugs & Pharmaceuticals

241

213,92

119,93

2,640

1302,92

999,64

  (d) Non-Edible Oils

68

33,85

28,25

6

85

53

  (e) Other Chemicals & Chemical Products

837

102,95

79,79

1,326

1200,29

809,00

11. Petroleum, Coal Products & Nuclear Fuels

51

84,25

17,11

46

39,84

29,89

12. Manufacture of Cement & Cement Products

466

171,74

159,05

279

258,31

170,89

13. Basic Metals & Metal Products

2,641

2199,08

1453,34

4,128

5477,45

2795,54

  (a) Iron & Steel

549

1717,45

1090,88

572

2983,03

1148,59

  (b) Non-Ferrous Metals

128

63,34

33,52

178

664,33

338,80

  (c) Metal Products

1,964

418,30

328,94

3,378

1830,09

1308,14

14. Engineering

5,529

1552,15

1189,11

11,671

9253,07

6942,04

  (a) Heavy Engineering

444

169,58

103,72

580

1606,11

1026,09

  (b) Light Engineering

2,883

680,17

486,81

7,545

2959,91

2098,54

  (c) Electrical Machinery & Goods

1,840

552,70

505,76

2,733

2848,97

2334,94

  (d) Electronic Machinery & Goods

362

149,69

92,83

813

1838,08

1482,47

15. Vehicles, Vehicle Parts & Transport Equipments

1,083

365,92

171,92

3,492

1695,87

1096,45

16. Other Industries

9,796

945,56

713,00

20,024

3252,59

2294,52

17. Electricity, Gas & Water

218

3773,72

3040,72

330

10176,64

8530,06

  (a) Electricity Generation & Transmission

106

3644,18

2916,98

207

9412,47

7848,05

  (b) Non-Conventional Energy

51

111,06

108,45

38

127,38

84,97

  (c) Gas, Steam & Water Supply

61

18,49

15,29

85

636,79

597,05

18. Construction

5,704

2598,55

2025,48

7,494

18083,61

14319,10

  (a) Other than Infrastructure

3,581

728,84

557,25

3,910

9147,88

7037,16

  (b) Infrastructure Construction

2,123

1869,71

1468,24

3,584

8935,72

7281,94

III.

TRANSPORT OPERATORS

19,292

626,11

450,43

15,492

3613,81

2942,62

IV.

PROFESSIONAL AND OTHER SERVICES

57,467

7549,29

3339,96

54,174

22111,19

17857,54

1. Professional Services

11,973

535,09

407,09

12,541

2449,86

2309,81

2. Tourism, Hotel & Restaurants

4,924

493,41

362,76

2,359

1555,30

1163,66

3. Recreation services

419

31,44

25,34

368

376,00

344,57

4. IT and Telecommunications

254

102,17

36,05

491

1560,05

1054,06

5. Others

39,897

6387,18

2508,72

38,415

16169,97

12985,44

V.

PERSONAL LOANS

7,65,854

15328,47

11668,37

28,26,480

48159,24

31783,05

1. Housing

1,50,535

7491,04

6292,96

2,12,119

25612,36

21720,90

2. Consumer Durables

33,785

273,47

212,37

22,243

358,13

274,40

3. Vehicles

1,03,703

1611,49

1109,38

1,60,668

3982,95

2433,16

4. Education

37,921

775,87

583,41

26,967

770,91

596,07

5. Personal Credit Cards

41,845

1072,15

288,08

19,61,487

10102,52

1252,18

6. Others

3,98,065

4104,44

3182,18

4,42,996

7332,37

5506,34

VI.

TRADE

91,358

5946,51

3239,99

34,002

9484,75

6450,14

1. Wholesale Trade

8,970

1245,39

845,64

8,528

5183,57

3420,64

2. Retail Trade

82,388

4701,11

2394,35

25,474

4301,19

3029,50

VII.

FINANCE

3,529

6545,94

5496,43

1,810

3003,79

2434,78

VIII.

ALL OTHERS

80,575

1507,62

1231,31

93,475

4088,29

3194,61

TOTAL BANK CREDIT

13,00,536

69448,95

44597,31

31,61,481

156079,18

113731,38