SOUTHERN REGION

STATE : KARNATAKA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

10

11

12

I.

AGRICULTURE

11,60,366

4792,72

4336,01

4,73,388

2978,93

2675,31

84,509

1160,25

999,75

6,751

2202,96

1726,93

1. Direct Finance

11,43,041

4316,34

3934,84

4,66,048

2703,28

2483,21

79,427

775,78

688,70

4,394

340,86

238,55

2. Indirect Finance

17,325

476,38

401,18

7,340

275,66

192,11

5,082

384,47

311,06

2,357

1862,10

1488,38

II.

INDUSTRY

41,394

5457,98

2835,87

38,523

1802,30

1361,64

23,394

5279,49

3532,92

30,209

18443,17

13735,44

1. Mining & Quarrying

142

94,29

67,75

197

27,05

23,40

226

205,29

169,69

466

370,24

220,59

2. Food Manufacturing & Processing

2,194

381,97

276,94

2,673

402,03

351,71

1,989

631,27

443,33

929

649,50

483,69

(a) Rice Mills, Flour & Dal Mills

957

36,25

27,81

814

51,70

46,24

571

110,79

89,34

94

35,29

24,94

(b) Sugar

12

57,52

49,72

13

51,42

36,70

30

269,60

163,01

35

45,17

43,64

(c) Edible Oils & Vanaspati

139

5,68

5,01

301

50,13

36,91

204

65,27

58,22

35

26,80

24,64

(d) Tea Processing

15

4,04

1,94

3

9

11

1

3,20

3,20

18

10,86

10,56

(e) Processing of Fruits & Vegetables

23

2,40

1,31

22

2,21

1,88

29

33,85

12,68

96

75,39

52,75

(f) Others

1,048

276,07

191,15

1,520

246,48

229,88

1,154

148,55

116,87

651

456,00

327,15

3. Beverage & Tobacco

90

7,47

7,33

91

14,23

11,42

104

82,69

65,61

232

902,78

542,21

4. Textiles

1,315

573,54

304,01

1,704

48,85

37,90

1,072

120,80

93,17

1,914

1496,74

1204,54

(a) Cotton Textiles

222

104,70

44,10

329

9,40

7,40

257

82,70

60,82

316

338,56

289,03

(b) Jute & Other Natural Fibre Textiles

99

79

66

97

2,47

2,09

6

7

6

20

9,02

8,89

(c) Handloom Textiles & Khadi

144

83,14

10,01

394

2,04

1,84

158

4,46

3,99

45

31,05

30,03

(d) Other Textiles & Textile Products

850

384,91

249,24

884

34,94

26,57

651

33,57

28,29

1,533

1118,12

876,59

5. Paper, Paper Products & Printing

305

365,48

46,85

356

101,81

46,48

637

67,89

48,94

1,045

206,20

152,80

6. Leather & Leather Products

70

21,56

17,77

129

6,27

6,95

313

5,11

4,56

374

90,25

65,90

7. Rubber & Plastic Products

225

61,95

45,60

236

20,41

15,09

514

192,03

111,82

732

202,98

161,61

8. Chemicals & Chemical Products

414

308,38

133,64

288

25,04

20,34

679

141,87

95,31

1,482

956,74

670,63

(a) Heavy Industrial Chemicals

21

19,07

6,83

19

2,72

2,58

57

46,60

42,19

167

127,37

69,51

(b) Fertilisers

5

35

31

1

10

9

10

6,82

5,80

17

56,55

27,76

(c) Drugs & Pharmaceuticals

174

226,67

77,11

101

6,67

5,80

137

10,25

6,71

318

441,49

345,29

(d) Non-Edible Oils

8

65

41

16

2,58

2,39

11

4,27

3,18

13

18,08

5,07

(e) Other Chemicals & Chemical Products

206

61,64

48,97

151

12,97

9,47

464

73,93

37,43

967

313,25

223,01

9. Petroleum, Coal Products & Nuclear Fuels

16

67,05

26,98

8

99

1,02

21

250,80

54,74

46

121,96

109,74

10. Manufacture of Cement & Cement Products

92

29,13

27,74

161

26,65

25,20

216

32,76

29,91

144

77,95

62,08

11. Basic Metals & Metal Products

363

325,17

221,60

377

126,87

97,35

1,198

2197,69

1439,82

1,861

755,52

621,24

(a) Iron & Steel

78

193,72

161,70

37

83,03

61,66

271

2129,95

1381,49

310

324,92

275,26

(b) Non-Ferrous Metals

23

63,49

13,10

23

4,06

2,66

59

8,90

8,06

92

74,83

55,61

(c) Metal Products

262

67,96

46,80

317

39,77

33,04

868

58,85

50,27

1,459

355,77

290,38

12. Engineering

1,274

1563,72

414,01

1,289

233,65

138,74

1,349

194,13

127,11

4,503

5172,04

3812,56

(a) Heavy Engineering

92

56,01

28,62

96

25,95

23,61

169

47,46

33,79

834

1094,69

672,55

(b) Light Engineering

451

248,06

137,29

583

76,73

49,92

675

44,19

32,52

1,877

1332,69

926,07

(c) Electrical Machinery & Goods

299

1093,10

130,21

495

114,68

52,17

341

76,40

47,17

1,105

1235,22

910,51

(d) Electronic Machinery & Goods

432

166,55

117,89

115

16,29

13,05

164

26,09

13,63

687

1509,44

1303,43

13. Vehicles, Vehicle Parts & Transport Equipments

514

86,24

43,41

710

27,88

18,17

412

112,26

90,17

608

426,72

174,01

14. Other Industries

30,377

485,65

332,39

25,849

207,73

139,41

10,975

274,51

190,63

11,976

874,61

699,30

15. Electricity, Gas & Water

63

574,02

451,78

74

129,35

124,43

66

172,44

165,99

194

3022,47

2593,98

(a) Electricity Generation & Transmission

21

571,45

449,68

19

125,29

121,24

30

165,30

159,39

122

2832,54

2425,62

(b) Non-Conventional Energy

29

1,78

1,48

20

1,24

1,03

17

5,50

5,03

21

31,30

26,58

(c) Gas, Steam & Water Supply

13

80

62

35

2,82

2,17

19

1,64

1,56

51

158,63

141,78

16. Construction

3,940

512,35

418,07

4,381

403,49

304,01

3,623

597,96

402,15

3,703

3116,47

2160,57

III.

TRANSPORT OPERATORS

13,536

244,62

197,31

11,019

159,36

119,37

11,025

256,72

199,75

7,926

248,02

203,44

IV.

PROFESSIONAL AND OTHER SERVICES

66,293

592,15

407,68

42,082

397,57

324,62

31,771

710,74

532,32

17,851

3182,98

2579,49

V.

PERSONAL LOANS

3,93,228

2825,96

2358,06

4,13,901

2880,79

2420,17

3,80,416

3981,22

3375,47

18,27,895

14662,95

9372,26

1. Loans for Purchase of Consumer Durables

22,783

69,26

53,91

27,244

86,76

69,81

23,971

87,98

69,79

36,393

180,15

151,74

2. Loans for Housing

44,093

1380,82

1169,77

57,290

1266,77

1094,55

73,838

2152,09

1867,41

1,04,244

6209,15

5237,75

3. Rest of the Personal Loans

3,26,352

1375,88

1134,38

3,29,367

1527,26

1255,81

2,82,607

1741,15

1438,27

16,87,258

8273,65

3982,77

VI.

TRADE

1,81,237

1034,01

811,98

1,14,922

922,18

733,21

61,275

1223,61

983,19

22,716

2480,55

1834,36

1. Wholesale Trade

5,464

378,79

312,13

6,730

274,17

189,85

4,655

368,09

279,60

4,002

1340,10

916,98

2. Retail Trade

1,75,773

655,22

499,85

1,08,192

648,01

543,35

56,620

855,52

703,58

18,714

1140,44

917,38

VII.

FINANCE

1,528

104,38

76,53

618

61,48

36,05

894

102,06

75,94

934

2144,14

1939,91

VIII.

ALL OTHERS

1,74,300

2127,93

1503,24

1,22,289

777,38

653,51

1,18,360

1044,33

847,71

1,00,077

2281,39

1834,12

TOTAL BANK CREDIT

20,31,882

17179,74

12526,69

12,16,742

9979,99

8323,87

7,11,644

13758,41

10547,06

20,14,359

45646,16

33225,95

OF WHICH : 1. Artisans and Village & Tiny Industries

20,516

72,94

59,53

11,820

85,01

73,55

2,458

26,10

22,42

1,452

48,01

36,42

2. Other Small Scale Industries

11,904

662,38

436,03

16,459

410,59

313,12

11,972

701,84

563,58

10,305

1093,90

830,08