SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,82,528

1073,47

980,78

15,13,795

6190,87

5570,75

1.

Direct Finance

2,81,270

1025,62

942,63

14,96,784

5634,59

5095,99

2.

Indirect Finance

1,258

47,85

38,15

17,011

556,28

474,76

II.

INDUSTRY

22,207

927,03

697,63

1,44,072

4219,09

3459,29

1.

Mining & Quarrying

73

9,24

8,08

317

108,36

86,74

2.

Food Manufacturing & Processing

2,415

147,49

108,66

10,022

604,78

497,66

(a) Rice Mills, Flour & Dal Mills

127

9,19

8,86

1,438

126,80

106,88

(b) Sugar

2

49

49

11

80

71

(c) Edible Oils & Vanaspati

74

13,29

12,54

839

57,76

50,59

(d) Tea Processing

6

15,61

15,47

54

113,31

94,24

(e) Processing of Fruits & Vegetables

11

33

24

88

9,03

7,36

(f) Others

2,195

108,59

71,06

7,592

297,08

237,88

3.

Beverage & Tobacco

20

97

83

140

80,43

69,20

4.

Textiles

1,193

27,00

23,34

11,643

389,31

338,83

(a) Cotton Textiles

436

8,80

7,28

4,567

183,30

168,35

(b) Jute & Other Natural Fibre Textiles

56

54

48

631

16,45

12,09

(c) Handloom Textiles & Khadi

129

6,24

5,72

1,003

59,50

48,48

(d) Other Textiles & Textile Products

572

11,42

9,86

5,442

130,06

109,91

5.

Paper, Paper Products & Printing

287

23,23

19,87

3,016

223,37

186,45

6.

Leather & Leather Products

94

85

64

572

9,92

8,05

7.

Rubber & Plastic Products

341

82,94

72,35

2,936

523,44

354,73

8.

Chemicals & Chemical Products

510

30,41

28,60

5,956

173,54

137,82

(a) Heavy Industrial Chemicals

5

6,91

6,80

48

5,48

4,55

(b) Fertilisers

3

31

30

32

21,55

20,98

(c) Drugs & Pharmaceuticals

115

3,05

2,75

939

49,04

43,69

(d) Non-Edible Oils

1

10

10

28

6,24

4,37

(e) Other Chemicals & Chemical Products

386

20,05

18,66

4,909

91,23

64,23

9.

Petroleum, Coal Products & Nuclear Fuels

7

2,99

2,98

28

7,49

5,50

10.

Manufacture of Cement & Cement Products

139

6,09

4,72

1,070

42,31

28,88

11.

Basic Metals & Metal Products

651

122,72

43,01

4,363

87,95

75,69

(a) Iron & Steel

35

8,15

7,38

110

28,77

26,83

(b) Non-Ferrous Metals

17

89,97

14,39

40

9,00

8,48

(c) Metal Products

599

24,60

21,24

4,213

50,18

40,38

12.

Engineering

1,105

27,18

21,20

10,371

149,64

125,30

(a) Heavy Engineering

22

3,15

1,10

82

14,44

13,14

(b) Light Engineering

529

14,95

12,92

4,269

69,05

58,85

(c) Electrical Machinery & Goods

416

6,92

5,88

5,411

48,39

37,37

(d) Electronic Machinery & Goods

138

2,15

1,29

609

17,76

15,94

13.

Vehicles,Vehicle Parts & Transport Equipments

452

7,38

5,62

2,945

27,99

23,90

14.

Other Industries

11,907

143,62

106,87

75,852

767,19

663,45

15.

Electricity, Gas & Water

26

7,24

6,99

39

5,63

4,85

(a) Electricity Generation & Transmission

9

5,91

5,84

7

85

72

(b) Non-Conventional Energy

8

82

71

9

2,11

1,94

(c) Gas, Steam & Water Supply

9

51

44

23

2,67

2,20

16.

Construction

2,987

287,66

243,88

14,802

1017,73

852,24

III.

TRANSPORT OPERATORS

4,226

81,92

75,88

25,748

350,95

300,25

IV.

PROFESSIONAL AND OTHER SERVICES

9,962

224,47

173,26

75,014

1637,54

1306,38

V.

PERSONAL LOANS

1,09,168

1755,61

1434,62

9,51,064

14221,85

11843,96

1.

Loans for Purchase of Consumer Durables

8,744

54,62

39,25

52,349

408,62

351,44

2.

Loans for Housing

38,016

1021,69

859,32

3,25,651

7952,37

6793,88

3.

Rest of the Personal Loans

62,408

679,30

536,05

5,73,064

5860,87

4698,64

VI.

TRADE

33,482

669,96

577,62

2,42,475

4316,81

3563,14

1.

Wholesale Trade

4,216

322,29

285,92

36,252

1208,33

957,31

2.

Retail Trade

29,266

347,66

291,70

2,06,223

3108,48

2605,83

VII.

FINANCE

828

33,09

17,30

3,388

107,93

78,11

VIII.

ALL OTHERS

70,159

461,69

359,34

5,31,544

3060,11

2600,15

TOTAL BANK CREDIT

5,32,560

5227,23

4316,44

34,87,100

34105,15

28722,02

OF WHICH : 1. Artisans and Village & Tiny Industries

7,015

46,59

38,03

34,571

297,77

243,68

2. Other Small Scale Industries

5,148

127,00

109,11

40,996

965,86

808,21

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,92,292

2261,15

1958,31

–

–

–

1.

Direct Finance

1,88,594

1530,67

1358,09

–

–

–

2.

Indirect Finance

3,698

730,48

600,21

–

–

–

II.

INDUSTRY

46,203

8092,30

5872,20

–

–

–

1.

Mining & Quarrying

207

117,55

105,56

–

–

–

2.

Food Manufacturing & Processing

4,510

1588,21

1099,20

–

–

–

(a) Rice Mills, Flour & Dal Mills

325

64,03

54,86

–

–

–

(b) Sugar

11

68

66

–

–

–

(c) Edible Oils & Vanaspati

238

25,30

22,36

–

–

–

(d) Tea Processing

85

101,79

62,24

–

–

–

(e) Processing of Fruits & Vegetables

44

30,89

24,29

–

–

–

(f) Others

3,807

1365,53

934,78

–

–

–

3.

Beverage & Tobacco

68

20,35

16,86

–

–

–

4.

Textiles

4,608

1044,41

668,72

–

–

–

(a) Cotton Textiles

1,757

388,81

240,38

–

–

–

(b) Jute & Other Natural Fibre Textiles

488

23,90

21,44

–

–

–

(c) Handloom Textiles & Khadi

223

4,39

3,89

–

–

–

(d) Other Textiles & Textile Products

2,140

627,30

403,01

–

–

–

5.

Paper, Paper Products & Printing

1,318

240,45

181,65

–

–

–

6.

Leather & Leather Products

340

12,42

11,01

–

–

–

7.

Rubber & Plastic Products

1,157

762,75

579,86

–

–

–

8.

Chemicals & Chemical Products

2,931

811,28

535,33

–

–

–

(a) Heavy Industrial Chemicals

59

73,56

34,47

–

–

–

(b) Fertilisers

45

219,64

154,62

–

–

–

(c) Drugs & Pharmaceuticals

394

61,08

40,92

–

–

–

(d) Non-Edible Oils

18

9,90

9,31

–

–

–

(e) Other Chemicals & Chemical Products

2,415

447,09

296,02

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

31

51,11

50,68

–

–

–

10.

Manufacture of Cement & Cement Products

331

15,08

12,42

–

–

–

11.

Basic Metals & Metal Products

985

318,00

206,18

–

–

–

(a) Iron & Steel

134

182,54

107,10

–

–

–

(b) Non-Ferrous Metals

43

41,67

26,67

–

–

–

(c) Metal Products

808

93,79

72,41

–

–

–

12.

Engineering

2,489

343,34

275,11

–

–

–

(a) Heavy Engineering

77

8,52

7,00

–

–

–

(b) Light Engineering

1,099

108,49

83,39

–

–

–

(c) Electrical Machinery & Goods

945

91,76

70,08

–

–

–

(d) Electronic Machinery & Goods

368

134,57

114,63

–

–

–

13.

Vehicles,Vehicle Parts & Transport Equipments

1,426

178,08

159,61

–

–

–

14.

Other Industries

20,520

615,67

472,28

–

–

–

15.

Electricity, Gas & Water

89

733,31

514,53

–

–

–

(a) Electricity Generation & Transmission

45

497,39

316,40

–

–

–

(b) Non-Conventional Energy

8

3,10

3,17

–

–

–

(c) Gas, Steam & Water Supply

36

232,83

194,96

–

–

–

16.

Construction

5,193

1240,30

983,20

–

–

–

III.

TRANSPORT OPERATORS

18,173

449,42

400,10

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

1,15,339

2937,84

2165,88

–

–

–

V.

PERSONAL LOANS

5,75,310

12812,02

10459,91

–

–

–

1.

Loans for Purchase of Consumer Durables

32,087

265,26

225,47

–

–

–

2.

Loans for Housing

1,53,338

7244,69

6145,05

–

–

–

3.

Rest of the Personal Loans

3,89,885

5302,07

4089,39

–

–

–

VI.

TRADE

72,785

5286,22

4519,20

–

–

–

1.

Wholesale Trade

9,433

2677,33

2351,27

–

–

–

2.

Retail Trade

63,352

2608,89

2167,92

–

–

–

VII.

FINANCE

1,690

1179,88

1070,20

–

–

–

VIII.

ALL OTHERS

1,93,159

2051,54

1582,33

–

–

–

TOTAL BANK CREDIT

12,14,951

35070,37

28028,12

–

–

–

OF WHICH : 1. Artisans and Village & Tiny Industries

4,437

47,19

40,25

–

–

–

2. Other Small Scale Industries

14,657

1116,49

833,67

–

–

–