SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND

NATIONALISED BANKS

FOREIGN BANKS

ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,70,567

1222,73

1141,43

5,07,406

1992,84

1691,64

1

15

15

1. Direct Finance

3,68,902

1202,17

1122,61

5,01,676

1483,15

1261,29

1

15

15

2. Indirect Finance

1,665

20,56

18,82

5,730

509,69

430,35

-

-

-

II.

INDUSTRY

76,491

4017,82

2314,03

49,328

3165,49

2453,60

29

31,80

23,82

1. Mining & Quarrying

230

45,25

20,44

98

27,96

24,13

-

-

-

2. Food Manufacturing & Processing

6,660

1066,71

462,23

2,709

870,46

536,31

13

22,04

17,94

(a) Rice Mills, Flour & Dal Mills

879

48,49

38,21

612

20,27

18,25

-

-

-

(b) Sugar

9

69,50

69,85

2

26

26

-

-

-

(c) Edible Oils & Vanaspati

350

32,80

22,59

284

25,67

21,33

-

-

-

(d) Tea Processing

69

52,86

32,51

59

85,40

47,88

8

32

14

(e) Processing of Fruits & Vegetables

34

7,05

6,31

33

9,79

9,13

-

-

-

(f) Others

5,319

856,03

292,76

1,719

729,07

439,46

5

21,73

17,80

3. Beverage & Tobacco

56

44,04

42,05

63

12,95

10,89

-

-

-

4. Textiles

4,534

497,64

301,13

2,218

255,63

194,18

2

7

7

(a) Cotton Textiles

607

76,02

61,24

527

87,16

54,42

2

7

7

(b) Jute & Other Natural Fibre Textiles

1,104

14,91

9,63

64

11,97

7,70

-

-

-

(c) Handloom Textiles & Khadi

310

36,09

32,62

198

33,79

22,07

-

-

-

(d) Other Textiles & Textile Products

2,513

370,62

197,64

1,429

122,71

110,00

-

-

-

5. Paper, Paper Products & Printing

2,562

239,16

128,49

1,648

150,71

109,41

-

-

-

6. Leather & Leather Products

232

6,02

5,26

293

5,75

5,54

1

5

5

7. Rubber & Plastic Products

4,243

306,37

280,19

1,450

193,34

153,99

-

-

-

8. Chemicals & Chemical Products

1,915

280,80

199,09

886

153,28

128,58

4

1

(a) Heavy Industrial Chemicals

22

11,25

10,95

46

20,30

16,73

-

-

-

(b) Fertilisers

20

98,35

97,29

16

60,41

45,63

-

-

-

(c) Drugs & Pharmaceuticals

810

13,72

11,47

270

25,87

24,20

-

-

-

(d) Non-Edible Oils

8

65

60

16

6,35

4,97

-

-

-

(e) Other Chemicals & Chemical Products

1,055

156,82

78,80

538

40,35

37,04

4

1

9. Petroleum, Coal Products & Nuclear Fuels

16

1,75

1,49

12

54,68

52,51

-

-

-

10. Manufacture of Cement & Cement Products

530

8,10

6,53

319

8,75

6,84

-

-

-

11. Basic Metals & Metal Products

1,806

78,01

73,90

1,003

60,14

48,85

2

22

18

(a) Iron & Steel

69

34,90

34,60

75

21,24

17,83

-

-

-

(b) Non-Ferrous Metals

22

3,66

3,13

26

12,58

8,28

-

-

-

(c) Metal Products

1,715

39,45

36,17

902

26,33

22,73

2

22

18

12. Engineering

4,323

814,06

254,18

1,914

142,92

131,10

5

8,53

5,04

(a) Heavy Engineering

26

2,94

3,18

69

4,86

4,46

-

-

-

(b) Light Engineering

1,333

92,04

78,19

1,060

41,80

37,85

4

8,50

5,01

(c) Electrical Machinery & Goods

2,116

682,53

137,43

417

16,26

13,59

-

-

-

(d) Electronic Machinery & Goods

848

36,55

35,39

368

80,01

75,19

1

3

3

13. Vehicles, Vehicle Parts & Transport Equipments

3,268

51,30

46,73

699

121,12

91,40

-

-

-

14. Other Industries

43,763

288,10

218,00

32,385

355,88

297,99

2

88

55

15. Electricity, Gas & Water

204

104,93

102,51

80

410,51

378,11

-

-

-

(a) Electricity Generation & Transmission

172

50,87

48,73

46

406,85

374,67

-

-

-

(b) Non-Conventional Energy

14

2,87

2,81

7

1,13

1,04

-

-

-

(c) Gas, Steam & Water Supply

18

51,19

50,97

27

2,53

2,40

-

-

-

16. Construction

2,149

185,59

171,81

3,551

341,41

283,78

-

-

-

III.

TRANSPORT OPERATORS

7,657

135,96

97,24

14,807

152,59

120,71

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

5,973

422,84

371,92

61,161

874,97

711,74

35

41,19

19,13

V.

PERSONAL LOANS

5,10,300

5098,67

4172,80

3,43,711

3533,99

3062,32

4,418

166,19

162,25

1. Loans for Purchase of Consumer Durables

21,168

132,75

103,57

21,423

75,28

55,98

1,669

13,30

13,33

2. Loans for Housing

1,06,777

2505,11

2144,33

92,695

1892,62

1698,59

858

110,38

109,95

3. Rest of the Personal Loans

3,82,355

2460,81

1924,91

2,29,593

1566,09

1307,75

1,891

42,50

38,98

VI.

TRADE

66,939

1604,80

1310,10

1,06,632

2139,26

1837,54

48

5,06

4,83

1. Wholesale Trade

4,929

890,12

713,93

4,860

992,63

923,33

6

73

73

2. Retail Trade

62,010

714,68

596,17

1,01,772

1146,63

914,21

42

4,33

4,10

VII.

FINANCE

143

208,67

228,96

1,097

59,68

50,65

-

-

-

VIII.

ALL OTHERS

61,597

1127,39

765,00

1,30,955

888,79

710,51

350

15,44

9,60

TOTAL BANK CREDIT

10,99,667

13838,88

10401,49

12,15,097

12807,61

10638,71

4,881

259,82

219,78

OF WHICH : 1. Artisans and Village & Tiny Industries

28,161

195,67

150,35

9,458

58,14

50,50

-

-

-

2. Other Small Scale Industries

8,991

630,11

386,72

28,449

773,76

560,36

-

-

-

SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIALBANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,71,425

824,79

772,68

1,29,211

841,21

754,65

15,78,610

4881,72

4360,55

1. Direct Finance

5,68,748

820,36

768,92

1,20,058

535,63

485,47

15,59,385

4041,45

3638,44

2. Indirect Finance

2,677

4,43

3,76

9,153

305,58

269,17

19,225

840,27

722,11

II.

INDUSTRY

25,022

103,43

86,05

23,544

2313,74

1696,78

1,74,414

9632,28

6574,27

1. Mining & Quarrying

18

83

63

67

9,01

6,60

413

83,05

51,79

2. Food Manufacturing & Processing

574

5,81

4,53

2,075

475,35

339,99

12,031

2440,38

1361,00

(a) Rice Mills, Flour & Dal Mills

196

1,43

1,11

330

64,06

56,26

2,017

134,25

113,83

(b) Sugar

-

-

-

3

15

16

14

69,91

70,27

(c) Edible Oils & Vanaspati

81

1,82

1,44

333

50,11

31,12

1,048

110,39

76,49

(d) Tea Processing

-

-

-

30

92,05

77,51

166

230,62

158,04

(e) Processing of Fruits & Vegetables

2

7

6

24

3,96

3,70

93

20,86

19,19

(f) Others

295

2,50

1,92

1,355

265,02

171,24

8,693

1874,35

923,18

3. Beverage & Tobacco

7

25

21

37

26,62

24,42

163

83,87

77,56

4. Textiles

250

90

72

1,032

100,97

75,75

8,036

855,20

571,85

(a) Cotton Textiles

1

4

2

95

60,46

45,48

1,232

223,75

161,22

(b) Jute & Other Natural Fibre Textiles

3

4

3

111

9,87

4,60

1,282

36,79

21,96

(c) Handloom Textiles & Khadi

49

17

15

64

2,85

2,33

621

72,89

57,16

(d) Other Textiles & Textile Products

197

65

52

762

27,79

23,35

4,901

521,77

331,50

5. Paper, Paper Products & Printing

62

1,70

1,35

515

87,49

68,97

4,787

479,05

308,21

6. Leather & Leather Products

12

16

15

182

8,16

8,65

720

20,13

19,66

7. Rubber & Plastic Products

102

1,24

89

880

301,28

166,34

6,675

802,23

601,41

8. Chemicals & Chemical Products

31

98

89

885

162,74

98,17

3,721

597,82

426,73

(a) Heavy Industrial Chemicals

1

5

3

20

22,46

20,50

89

54,07

48,20

(b) Fertilisers

-

-

-

14

2,86

2,67

50

161,62

145,59

(c) Drugs & Pharmaceuticals

15

40

37

477

20,99

19,92

1,572

60,98

55,96

(d) Non-Edible Oils

-

-

-

4

1,24

1,12

28

8,25

6,68

(e) Other Chemicals & Chemical Products

15

53

49

370

115,19

53,97

1,982

312,90

170,31

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

9

1,10

49

37

57,53

54,50

10. Manufacture of Cement & Cement Products

41

61

50

204

15,49

11,10

1,094

32,94

24,96

11. Basic Metals & Metal Products

70

94

76

379

59,06

50,26

3,260

198,38

173,95

(a) Iron & Steel

4

21

17

50

25,33

24,16

198

81,67

76,75

(b) Non-Ferrous Metals

-

-

-

5

25

23

53

16,49

11,65

(c) Metal Products

66

74

60

324

33,48

25,87

3,009

100,22

85,55

12. Engineering

154

1,02

86

739

123,40

52,02

7,135

1089,93

443,19

(a) Heavy Engineering

3

13

12

20

7,48

86

118

15,41

8,62

(b) Light Engineering

20

31

25

343

15,63

8,71

2,760

158,28

130,00

(c) Electrical Machinery & Goods

97

28

22

208

60,58

31,28

2,838

759,65

182,53

(d) Electronic Machinery & Goods

34

29

26

168

39,71

11,17

1,419

156,59

122,04

13. Vehicles, Vehicle Parts & Transport Equipments

23

45

27

196

10,94

8,13

4,186

183,81

146,53

14. Other Industries

22,564

57,30

49,20

10,610

280,82

232,24

1,09,324

982,99

797,98

15. Electricity, Gas & Water

4

26

23

35

52,86

42,40

323

568,55

523,25

(a) Electricity Generation & Transmission

-

-

-

13

35,91

25,63

231

493,64

449,02

(b) Non-Conventional Energy

-

-

-

3

28

28

24

4,28

4,13

(c) Gas, Steam & Water Supply

4

26

23

19

16,66

16,50

68

70,64

70,10

16. Construction

1,110

30,97

24,86

5,699

598,45

511,25

12,509

1156,41

991,70

III.

TRANSPORT OPERATORS

1,178

13,43

9,13

7,312

175,50

118,36

30,954

477,48

345,45

IV.

PROFESSIONAL AND OTHER SERVICES

26,866

75,30

63,52

24,822

884,87

746,36

1,18,857

2299,17

1912,68

V.

PERSONAL LOANS

49,130

256,63

220,61

4,13,411

4075,04

3386,42

13,20,970

13130,51

11004,41

1. Loans for Purchase of Consumer Durables

3,845

10,01

9,01

5,587

23,00

18,54

53,692

254,35

200,43

2. Loans for Housing

9,945

127,16

109,56

60,543

1799,67

1496,68

2,70,818

6434,95

5559,10

3. Rest of the Personal Loans

35,340

119,45

102,04

3,47,281

2252,36

1871,20

9,96,460

6441,21

5244,87

VI.

TRADE

95,956

288,18

263,54

42,295

1745,23

1428,50

3,11,870

5782,54

4844,52

1. Wholesale Trade

3,319

19,98

17,21

5,120

814,25

644,72

18,234

2717,72

2299,92

2. Retail Trade

92,637

268,20

246,33

37,175

930,98

783,79

2,93,636

3064,82

2544,60

VII.

FINANCE

41

1,89

1,16

2,292

118,06

89,88

3,573

388,30

370,64

VIII.

ALL OTHERS

12,826

46,91

40,32

3,50,413

1904,32

1598,60

5,56,141

3982,85

3124,03

TOTAL BANK CREDIT

7,82,444

1610,56

1457,02

9,93,300

12057,97

9819,54

40,95,389

40574,85

32536,54

OF WHICH : 1. Artisans and Village & Tiny Industries

18,716

42,49

36,23

3,140

24,95

20,22

59,475

321,25

257,29

2. Other Small Scale Industries

4,411

21,36

17,90

10,959

482,98

355,74

52,810

1908,22

1320,71