SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

10

11

12

I.

AGRICULTURE

2,33,156

554,55

497,61

12,53,466

3090,80

2793,13

91,988

1236,36

1069,81

-

-

-

1. Direct Finance

2,31,145

519,83

466,74

12,39,875

2912,88

2648,76

88,365

608,75

522,94

-

-

-

2. Indirect Finance

2,011

34,73

30,87

13,591

177,93

144,37

3,623

627,61

546,87

-

-

-

II.

INDUSTRY

16,031

383,00

329,67

1,26,881

3454,37

2328,28

31,502

5794,92

3916,32

-

-

-

1. Mining & Quarrying

31

2,16

1,81

272

54,17

29,00

110

26,73

20,99

-

-

-

2. Food Manufacturing & Processing

1,193

69,16

60,07

8,181

428,93

338,13

2,657

1942,29

962,81

-

-

-

(a) Rice Mills, Flour & Dal Mills

308

11,72

9,67

1,369

84,47

69,78

340

38,06

34,37

-

-

-

(b) Sugar

1

3

3

7

44

40

6

69,44

69,84

-

-

-

(c) Edible Oils & Vanaspati

99

6,19

3,25

830

52,59

39,20

119

51,62

34,04

-

-

-

(d) Tea Processing

12

3,43

3,39

66

113,38

96,68

88

113,81

57,98

-

-

-

(e) Processing of Fruits & Vegetables

1

3

2

62

7,65

6,29

30

13,19

12,88

-

-

-

(f) Others

772

47,77

43,70

5,847

170,41

125,77

2,074

1656,17

753,71

-

-

-

3. Beverage & Tobacco

12

46

44

110

40,34

37,28

41

43,07

39,84

-

-

-

4. Textiles

449

11,03

9,07

5,594

211,48

172,28

1,993

632,69

390,50

-

-

-

(a) Cotton Textiles

39

3,20

2,35

733

69,92

66,71

460

150,63

92,16

-

-

-

(b) Jute & Other Natural Fibre Textiles

9

12

9

1,143

17,93

12,52

130

18,73

9,35

-

-

-

(c) Handloom Textiles & Khadi

28

64

54

503

38,70

25,93

90

33,55

30,69

-

-

-

(d) Other Textiles & Textile Products

373

7,07

6,08

3,215

84,93

67,12

1,313

429,78

258,30

-

-

-

5. Paper, Paper Products & Printing

268

26,12

23,44

2,200

228,45

182,32

2,319

224,49

102,45

-

-

-

6. Leather & Leather Products

93

58

48

445

12,48

12,88

182

7,08

6,30

-

-

-

7. Rubber & Plastic Products

218

9,72

7,60

5,695

256,01

207,79

762

536,50

386,02

-

-

-

8. Chemicals & Chemical Products

158

23,01

21,73

2,532

248,00

175,61

1,031

326,80

229,40

-

-

-

(a) Heavy Industrial Chemicals

6

17,74

17,60

33

9,01

8,34

50

27,32

22,26

-

-

-

(b) Fertilisers

1

4

4

36

80,26

82,06

13

81,32

63,49

-

-

-

(c) Drugs & Pharmaceuticals

67

1,83

1,74

1,142

36,48

32,31

363

22,68

21,91

-

-

-

(d) Non-Edible Oils

3

18

8

18

2,64

1,82

7

5,43

4,78

-

-

-

(e) Other Chemicals & Chemical Products

81

3,22

2,26

1,303

119,62

51,09

598

190,05

116,96

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

7

96

93

18

1,40

1,26

12

55,17

52,30

-

-

-

10. Manufacture of Cement & Cement Products

94

3,56

2,63

772

23,57

17,94

228

5,81

4,38

-

-

-

11. Basic Metals & Metal Products

226

13,36

12,50

1,994

94,78

84,84

1,040

90,24

76,61

-

-

-

(a) Iron & Steel

18

3,88

4,24

119

43,29

38,73

61

34,51

33,78

-

-

-

(b) Non-Ferrous Metals

3

10

9

21

1,72

1,45

29

14,67

10,11

-

-

-

(c) Metal Products

205

9,37

8,17

1,854

49,77

44,66

950

41,07

32,72

-

-

-

12. Engineering

340

21,71

17,33

4,615

694,46

113,52

2,180

373,75

312,34

-

-

-

(a) Heavy Engineering

9

36

34

79

12,58

5,79

30

2,47

2,49

-

-

-

(b) Light Engineering

154

11,67

7,82

1,957

41,37

28,67

649

105,25

93,52

-

-

-

(c) Electrical Machinery & Goods

98

3,29

2,93

1,948

608,64

67,72

792

147,71

111,88

-

-

-

(d) Electronic Machinery & Goods

79

6,39

6,25

631

31,88

11,34

709

118,33

104,45

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

179

1,39

1,12

2,528

25,98

19,91

1,479

156,45

125,50

-

-

-

14. Other Industries

11,691

97,87

82,56

83,404

568,35

459,47

14,229

316,77

255,95

-

-

-

15. Electricity, Gas & Water

18

12,50

12,82

71

28,74

26,53

234

527,31

483,90

-

-

-

(a) Electricity Generation & Transmission

9

11,84

12,18

17

24,21

22,30

205

457,59

414,54

-

-

-

(b) Non-Conventional Energy

2

23

24

15

1,69

1,68

7

2,36

2,22

-

-

-

(c) Gas, Steam & Water Supply

7

42

40

39

2,84

2,56

22

67,37

67,14

-

-

-

16. Construction

1,054

89,42

75,15

8,450

537,21

449,52

3,005

529,78

467,03

-

-

-

III.

TRANSPORT OPERATORS

2,895

31,22

22,34

23,705

307,68

210,81

4,354

138,58

112,29

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

14,719

163,39

126,29

83,389

848,38

677,42

20,749

1287,39

1108,97

-

-

-

V.

PERSONAL LOANS

1,01,924

779,75

657,30

8,77,458

8242,12

6893,96

3,41,588

4108,64

3453,14

-

-

-

1. Loans for Purchase of Consumer Durables

4,176

15,58

12,16

33,747

164,52

128,52

15,769

74,24

59,75

-

-

-

2. Loans for Housing

19,205

389,85

335,14

1,80,628

4038,39

3465,24

70,985

2006,72

1758,72

-

-

-

3. Rest of the Personal Loans

78,543

374,32

310,00

6,63,083

4039,21

3300,20

2,54,834

2027,68

1634,67

-

-

-

VI.

TRADE

38,385

262,98

234,67

2,32,730

2964,28

2466,02

40,755

2555,28

2143,84

-

-

-

1. Wholesale Trade

786

74,61

71,83

11,611

1157,15

919,49

5,837

1485,96

1308,61

-

-

-

2. Retail Trade

37,599

188,37

162,84

2,21,119

1807,13

1546,53

34,918

1069,32

835,23

-

-

-

VII.

FINANCE

674

8,85

6,23

2,333

44,23

34,48

566

335,21

329,92

-

-

-

VIII.

ALL OTHERS

41,874

211,11

177,50

4,00,481

1985,92

1663,34

1,13,786

1785,83

1283,18

-

-

-

TOTAL BANK CREDIT

4,49,658

2394,85

2051,62

30,00,443

20937,78

17067,44

6,45,288

17242,21

13417,48

-

-

-

OF WHICH : 1. Artisans and Village & Tiny Industries

7,624

31,14

24,41

47,932

262,94

211,49

3,919

27,17

21,38

-

-

-

2. Other Small Scale Industries

4,506

92,63

75,08

36,588

787,02

646,24

11,716

1028,56

599,39

-

-

-