TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2005 |
SOUTHERN REGION |
|
|
|
|
|
|
STATE : KERALA |
|
|
|
|
(Amount in Rupees Lakh) |
|
|
|
RURAL |
SEMI-URBAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
2,68,472 |
648,73 |
582,79 |
13,57,870 |
3669,26 |
3238,06 |
|
1. |
Direct Finance |
2,65,432 |
610,70 |
552,34 |
13,39,472 |
3449,79 |
3064,66 |
|
2. |
Indirect Finance |
3,040 |
38,02 |
30,45 |
18,398 |
219,47 |
173,40 |
II. |
INDUSTRY |
2,86,376 |
1005,75 |
689,36 |
3,10,774 |
3963,50 |
2899,87 |
|
1. |
Mining & Quarrying |
184 |
11,21 |
9,59 |
2,161 |
167,94 |
124,53 |
|
2. |
Food Manufacturing & Processing |
1,847 |
116,07 |
99,83 |
22,171 |
462,57 |
307,26 |
|
|
(a) Rice Mills, Flour & Dal Mills |
294 |
35,51 |
33,89 |
3,255 |
59,66 |
48,33 |
|
|
(b) Sugar |
5 |
20,18 |
20,10 |
11 |
1,31 |
1,16 |
|
|
(c) Edible Oils & Vanaspati |
133 |
7,07 |
3,87 |
1,477 |
47,88 |
39,03 |
|
|
(d) Tea Processing |
7 |
5,92 |
5,96 |
68 |
58,82 |
47,83 |
|
|
(e) Processing of Fruits & Vegetables |
7 |
1,77 |
1,72 |
58 |
32,11 |
10,54 |
|
|
(f) Others |
1,401 |
45,63 |
34,29 |
17,302 |
262,79 |
160,37 |
|
3. |
Beverage & Tobacco |
14 |
50 |
47 |
159 |
46,64 |
44,03 |
|
4. |
Textiles |
735 |
15,29 |
12,06 |
19,748 |
302,51 |
245,54 |
|
|
(a) Cotton Textiles |
86 |
3,57 |
2,85 |
1,968 |
108,77 |
93,20 |
|
|
(b) Jute & Other Natural Fibre Textiles |
19 |
1,25 |
76 |
10,587 |
22,51 |
16,99 |
|
|
(c) Handloom Textiles & Khadi |
14 |
86 |
75 |
877 |
58,80 |
48,36 |
|
|
(d) Other Textiles & Textile Products |
616 |
9,61 |
7,70 |
6,316 |
112,42 |
87,00 |
|
5. |
Paper, Paper Products & Printing |
450 |
54,35 |
49,21 |
5,611 |
162,02 |
114,72 |
|
6. |
Leather & Leather Products |
115 |
63 |
42 |
1,325 |
9,91 |
7,81 |
|
7. |
Rubber & Plastic Products |
314 |
10,71 |
9,08 |
13,347 |
378,91 |
239,75 |
|
8. |
Chemicals & Chemical Products |
288 |
35,28 |
33,23 |
4,370 |
277,63 |
176,28 |
|
|
(a) Heavy Industrial Chemicals |
8 |
28,17 |
28,15 |
67 |
4,82 |
4,08 |
|
|
(b) Fertilisers |
4 |
46 |
40 |
38 |
29,90 |
25,80 |
|
|
(c) Drugs & Pharmaceuticals |
153 |
3,00 |
1,48 |
2,282 |
67,38 |
57,20 |
|
|
(d) Non-Edible Oils |
2 |
63 |
65 |
16 |
2,45 |
2,07 |
|
|
(e) Other Chemicals & Chemical Products |
121 |
3,02 |
2,55 |
1,967 |
173,08 |
87,14 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
14 |
1,08 |
98 |
272 |
85,62 |
62,22 |
|
10. |
Manufacture of Cement & Cement Products |
163 |
10,59 |
5,27 |
1,629 |
29,19 |
20,39 |
|
11. |
Basic Metals & Metal Products |
384 |
111,46 |
42,12 |
3,192 |
148,63 |
82,36 |
|
|
(a) Iron & Steel |
98 |
6,46 |
5,70 |
246 |
97,32 |
42,17 |
|
|
(b) Non-Ferrous Metals |
21 |
93,57 |
26,25 |
35 |
3,32 |
3,01 |
|
|
(c) Metal Products |
265 |
11,44 |
10,16 |
2,911 |
47,99 |
37,17 |
|
12. |
Engineering |
687 |
24,04 |
12,80 |
89,523 |
287,71 |
219,25 |
|
|
(a) Heavy Engineering |
18 |
1,21 |
90 |
87 |
8,49 |
6,97 |
|
|
(b) Light Engineering |
378 |
13,99 |
4,39 |
3,419 |
60,13 |
46,44 |
|
|
(c) Electrical Machinery & Goods |
172 |
2,38 |
1,66 |
84,713 |
204,02 |
153,77 |
|
|
(d) Electronic Machinery & Goods |
119 |
6,46 |
5,85 |
1,304 |
15,07 |
12,08 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
283 |
2,45 |
1,88 |
5,234 |
82,33 |
70,24 |
|
14. |
Other Industries |
2,79,181 |
464,40 |
307,24 |
1,31,890 |
790,47 |
602,31 |
|
15. |
Electricity, Gas & Water |
28 |
13,99 |
12,87 |
273 |
21,43 |
17,71 |
|
|
(a) Electricity Generation & Transmission |
18 |
13,03 |
12,07 |
195 |
13,20 |
9,99 |
|
|
(b) Non-Conventional Energy |
4 |
45 |
44 |
27 |
4,38 |
4,32 |
|
|
(c) Gas, Steam & Water Supply |
6 |
50 |
36 |
51 |
3,85 |
3,40 |
|
16. |
Construction |
1,689 |
133,70 |
92,31 |
9,869 |
709,99 |
565,48 |
III. |
TRANSPORT OPERATORS |
3,727 |
74,25 |
65,20 |
22,354 |
274,53 |
209,92 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
12,867 |
153,84 |
129,59 |
1,04,282 |
1452,22 |
1122,37 |
V. |
PERSONAL LOANS |
1,05,679 |
1146,40 |
952,60 |
8,10,709 |
9365,35 |
7830,77 |
|
1. |
Loans for Purchase of Consumer Durables |
2,996 |
11,43 |
9,10 |
33,419 |
173,92 |
138,55 |
|
2. |
Loans for Housing |
26,383 |
659,35 |
549,88 |
2,17,922 |
5362,68 |
4560,73 |
|
3. |
Rest of the Personal Loans |
76,300 |
475,62 |
393,63 |
5,59,368 |
3828,75 |
3131,49 |
VI. |
TRADE |
32,059 |
446,55 |
398,46 |
2,05,798 |
3286,18 |
2496,86 |
|
1. |
Wholesale Trade |
1,522 |
200,96 |
192,68 |
10,313 |
1083,19 |
757,75 |
|
2. |
Retail Trade |
30,537 |
245,59 |
205,78 |
1,95,485 |
2202,99 |
1739,11 |
VII. |
FINANCE |
882 |
6,99 |
5,64 |
3,076 |
169,30 |
103,52 |
VIII. |
ALL OTHERS |
32,658 |
245,23 |
210,37 |
3,74,409 |
1873,60 |
1532,13 |
TOTAL BANK CREDIT |
7,42,720 |
3727,75 |
3034,01 |
31,89,272 |
24053,94 |
19433,51 |
OF WHICH:1. Artisans and Village & Tiny Industries |
7,158 |
31,90 |
26,19 |
42,945 |
278,19 |
227,43 |
|
|
2. Other Small Scale Industries |
47,699 |
172,17 |
134,22 |
83,152 |
978,90 |
774,78 |
SOUTHERN REGION |
|
|
|
|
|
|
STATE : KERALA |
|
|
|
|
(Amount in Rupees Lakh) |
|
|
|
URBAN |
METROPOLITAN |
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
|
|
|
|
|
|
|
|
|
I. |
AGRICULTURE |
1,05,209 |
821,89 |
670,18 |
– |
– |
– |
|
1. |
Direct Finance |
1,00,710 |
512,83 |
418,69 |
– |
– |
– |
|
2. |
Indirect Finance |
4,499 |
309,06 |
251,48 |
– |
– |
– |
II. |
INDUSTRY |
57,466 |
27917,75 |
4772,61 |
– |
– |
– |
|
1. |
Mining & Quarrying |
776 |
98,79 |
56,09 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
7,415 |
18181,55 |
1122,63 |
– |
– |
– |
|
|
(a) Rice Mills, Flour & Dal Mills |
480 |
65,42 |
59,19 |
– |
– |
– |
|
|
(b) Sugar |
10 |
75 |
67 |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
222 |
55,81 |
46,37 |
– |
– |
– |
|
|
(d) Tea Processing |
163 |
11863,14 |
73,09 |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
36 |
10,34 |
8,03 |
– |
– |
– |
|
|
(f) Others |
6,504 |
6186,08 |
935,28 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
41 |
98,85 |
88,32 |
– |
– |
– |
|
4. |
Textiles |
3,849 |
2200,81 |
403,00 |
– |
– |
– |
|
|
(a) Cotton Textiles |
770 |
659,74 |
138,10 |
– |
– |
– |
|
|
(b) Jute & Other Natural Fibre Textiles |
439 |
17,06 |
6,38 |
– |
– |
– |
|
|
(c) Handloom Textiles & Khadi |
183 |
74,44 |
54,75 |
– |
– |
– |
|
|
(d) Other Textiles & Textile Products |
2,457 |
1449,57 |
203,77 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
2,449 |
205,72 |
94,38 |
– |
– |
– |
|
6. |
Leather & Leather Products |
411 |
27,73 |
11,49 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
1,216 |
1646,20 |
315,55 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
1,360 |
381,51 |
252,18 |
– |
– |
– |
|
|
(a) Heavy Industrial Chemicals |
47 |
41,30 |
27,15 |
– |
– |
– |
|
|
(b) Fertilisers |
23 |
88,82 |
76,82 |
– |
– |
– |
|
|
(c) Drugs & Pharmaceuticals |
523 |
28,88 |
22,52 |
– |
– |
– |
|
|
(d) Non-Edible Oils |
14 |
8,49 |
8,33 |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
753 |
214,01 |
117,36 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
22 |
241,99 |
89,37 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
278 |
4,42 |
3,65 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
1,826 |
183,23 |
121,30 |
– |
– |
– |
|
|
(a) Iron & Steel |
182 |
57,96 |
51,04 |
– |
– |
– |
|
|
(b) Non-Ferrous Metals |
38 |
27,67 |
23,13 |
– |
– |
– |
|
|
(c) Metal Products |
1,606 |
97,61 |
47,13 |
– |
– |
– |
|
12. |
Engineering |
6,056 |
2105,29 |
232,42 |
– |
– |
– |
|
|
(a) Heavy Engineering |
103 |
18,06 |
16,05 |
– |
– |
– |
|
|
(b) Light Engineering |
3,287 |
1892,51 |
43,69 |
– |
– |
– |
|
|
(c) Electrical Machinery & Goods |
1,380 |
66,11 |
49,65 |
– |
– |
– |
|
|
(d) Electronic Machinery & Goods |
1,286 |
128,61 |
123,02 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
3,852 |
134,77 |
93,95 |
– |
– |
– |
|
14. |
Other Industries |
23,872 |
749,48 |
592,98 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
87 |
923,75 |
701,48 |
– |
– |
– |
|
|
(a) Electricity Generation & Transmission |
44 |
828,61 |
607,11 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
10 |
1,49 |
1,30 |
– |
– |
– |
|
|
(c) Gas, Steam & Water Supply |
33 |
93,64 |
93,06 |
– |
– |
– |
|
16. |
Construction |
3,956 |
733,66 |
593,84 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
6,812 |
165,88 |
131,31 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
23,565 |
1633,68 |
1267,69 |
– |
– |
– |
V. |
PERSONAL LOANS |
3,79,085 |
7389,73 |
6148,58 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
34,650 |
214,09 |
175,62 |
– |
– |
– |
|
2. |
Loans for Housing |
95,819 |
4331,79 |
3690,94 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
2,48,616 |
2843,84 |
2282,02 |
– |
– |
– |
VI. |
TRADE |
43,390 |
4080,08 |
2898,50 |
– |
– |
– |
|
1. |
Wholesale Trade |
6,314 |
2310,18 |
1656,09 |
– |
– |
– |
|
2. |
Retail Trade |
37,076 |
1769,90 |
1242,41 |
– |
– |
– |
VII. |
FINANCE |
954 |
634,99 |
407,29 |
– |
– |
– |
VIII. |
ALL OTHERS |
1,09,417 |
1225,43 |
951,03 |
– |
– |
– |
TOTAL BANK CREDIT |
7,25,898 |
43869,43 |
17247,19 |
– |
– |
– |
OF WHICH:1. Artisans and Village & Tiny Industries |
3,300 |
31,22 |
24,96 |
– |
– |
– |
|
|
2. Other Small Scale Industries |
18,334 |
1174,19 |
812,18 |
– |
– |
– |
|
