Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

-

-

-

561

53

50

-

-

-

1.

Direct Finance

-

-

-

561

53

50

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

73

25

27

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

-

-

-

2.

Food Manufacturing and Processing

-

-

-

4

3

3

-

-

-

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

4

3

3

-

-

-

3.

Beverage and Tobacco

-

-

-

1

2

-

-

-

-

4.

Textiles

-

-

-

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

-

-

-

8.

Chemicals and Chemical Products

-

-

-

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

3

11

16

-

-

-

(a)

Iron and Steel

-

-

-

1

9

9

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

2

2

7

-

-

-

12.

Engineering

-

-

-

1

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

1

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14.

Other Industries

-

-

-

64

8

8

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

80

67

69

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

148

40

34

-

-

-

V.

PERSONAL LOANS

-

-

-

579

88

85

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

7

-

-

-

-

-

2.

Loans for Housing

-

-

-

19

16

15

-

-

-

3.

Rest of the Personal Loans

-

-

-

553

72

69

-

-

-

V I.

TRADE

-

-

-

159

38

32

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

-

-

-

2.

Retail Trade

-

-

-

159

38

32

-

-

-

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

61

5

5

-

-

-

TOTAL BANK CREDIT

-

-

-

1,661

3,16

3,02

-

-

-

OF WHICH :

1.

Artisans & Village Industries

-

-

-

5

2

1

-

-

-

2.

Other Small Scale Industries

-

-

-

61

10

13

-

-

-

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

561

53

50

1.

Direct Finance

-

-

-

-

-

-

561

53

50

2.

Indirect Finance

-

-

-

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

-

-

-

73

25

27

1.

Mining & Quarrying

-

-

-

-

-

-

-

-

-

2.

Food Manufacturing and Processing

-

-

-

-

-

-

4

3

3

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

4

3

3

3.

Beverage and Tobacco

-

-

-

-

-

-

1

2

-

4.

Textiles

-

-

-

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

-

-

-

8.

Chemicals and Chemical Products

-

-

-

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

3

11

16

(a)

Iron and Steel

-

-

-

-

-

-

1

9

9

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

2

2

7

12.

Engineering

-

-

-

-

-

-

1

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

1

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14.

Other Industries

-

-

-

-

-

-

64

8

8

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

80

67

69

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

148

40

34

V.

PERSONAL LOANS

-

-

-

-

-

-

579

88

85

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

7

-

-

2.

Loans for Housing

-

-

-

-

-

-

19

16

15

3.

Rest of the Personal Loans

-

-

-

-

-

-

553

72

69

V I.

TRADE

-

-

-

-

-

-

159

38

32

1.

Wholesale Trade

-

-

-

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

159

38

32

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

61

5

5

TOTAL BANK CREDIT

-

-

-

-

-

-

1,661

3,16

3,02

OF WHICH :

1.

Artisans & Village Industries

-

-

-

-

-

-

5

2

1

2.

Other Small Scale Industries

-

-

-

-

-

-

61

10

13