Meghalaya - RBI - Reserve Bank of India
Meghalaya
NORTH-EASTERN REGION |
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STATE : MEGHALAYA |
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(Amount in Rupees Lakh) |
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|
OCCUPATION |
RURAL |
SEMI-URBAN |
||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
|
I. |
AGRICULTURE |
26,153 |
90,39 |
73,72 |
3,402 |
22,46 |
17,44 |
|
1. Direct Finance |
25,807 |
87,01 |
71,00 |
3,136 |
19,07 |
14,73 |
|
2. Indirect Finance |
346 |
3,38 |
2,72 |
266 |
3,38 |
2,71 |
II. |
INDUSTRY |
2,215 |
283,38 |
248,61 |
725 |
153,50 |
111,51 |
|
1. Mining & Quarrying |
59 |
5,65 |
4,22 |
2 |
4,03 |
4,06 |
|
2. Food Manufacturing & Processing |
403 |
8,18 |
7,26 |
180 |
12,67 |
9,43 |
|
(a) Rice Mills, Flour & Dal Mills |
21 |
37 |
32 |
10 |
10,07 |
7,25 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
1 |
10 |
5 |
|
(d) Tea Processing |
1 |
1 |
1 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
13 |
50 |
47 |
- |
- |
- |
|
(f) Others |
368 |
7,30 |
6,46 |
169 |
2,50 |
2,14 |
|
3. Beverage & Tobacco |
3 |
2,40 |
2,31 |
2 |
8 |
7 |
|
4. Textiles |
274 |
5,05 |
4,10 |
61 |
5,52 |
4,68 |
|
(a) Cotton Textiles |
17 |
14 |
13 |
18 |
8 |
3 |
|
(b) Jute & Other Natural Fibre Textiles |
6 |
5 |
3 |
1 |
- |
- |
|
(c) Handloom Textiles & Khadi |
118 |
1,46 |
1,18 |
4 |
9 |
7 |
|
(d) Other Textiles & Textile Products |
133 |
3,41 |
2,75 |
38 |
5,35 |
4,58 |
|
5. Paper, Paper Products & Printing |
34 |
12,83 |
10,99 |
12 |
56 |
55 |
|
6. Woods and Wood Products |
51 |
53 |
47 |
61 |
2,13 |
1,69 |
|
7. Leather & Leather Products |
18 |
1,04 |
87 |
25 |
26 |
23 |
|
8. Gems and Jewellery |
1 |
- |
- |
3 |
5 |
3 |
|
9. Rubber & Plastic Products |
14 |
10,49 |
8,95 |
3 |
17 |
16 |
|
10. Chemicals & Chemical Products |
14 |
3,33 |
2,51 |
8 |
7 |
8 |
|
(a) Heavy Industrial Chemicals |
1 |
6 |
4 |
- |
- |
- |
|
(b) Fertilisers |
1 |
2 |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
1 |
3 |
3 |
- |
- |
- |
|
(d) Non-Edible Oils |
1 |
10 |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
10 |
3,12 |
2,43 |
8 |
7 |
8 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
9 |
5,45 |
3,73 |
2 |
4,35 |
4,14 |
|
12. Manufacture of Cement & Cement Products |
19 |
158,12 |
140,68 |
8 |
114,13 |
78,45 |
|
13. Basic Metals & Metal Products |
32 |
15,46 |
11,40 |
18 |
3,90 |
3,89 |
|
(a) Iron & Steel |
8 |
11,98 |
10,18 |
2 |
3,45 |
3,44 |
|
(b) Non-Ferrous Metals |
1 |
2,40 |
27 |
- |
- |
- |
|
(c) Metal Products |
23 |
1,08 |
95 |
16 |
45 |
46 |
|
14. Engineering |
57 |
7,42 |
6,19 |
23 |
75 |
62 |
|
(a) Heavy Engineering |
5 |
65 |
58 |
9 |
60 |
53 |
|
(b) Light Engineering |
33 |
1,95 |
1,73 |
13 |
14 |
8 |
|
(c) Electrical Machinery & Goods |
14 |
71 |
43 |
1 |
1 |
1 |
|
(d) Electronic Machinery & Goods |
5 |
4,11 |
3,44 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
10 |
39 |
36 |
2 |
2 |
2 |
|
16. Other Industries |
1,100 |
14,96 |
14,18 |
210 |
2,79 |
1,99 |
|
17. Electricity, Gas & Water |
9 |
13,56 |
13,48 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
1 |
13,11 |
13,11 |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
8 |
45 |
38 |
- |
- |
- |
|
18. Construction |
108 |
18,52 |
16,91 |
105 |
2,01 |
1,41 |
|
(a) Other than Infrastructure |
20 |
5,66 |
4,18 |
11 |
1,32 |
83 |
|
(b) Infrastructure Construction |
88 |
12,86 |
12,73 |
94 |
69 |
58 |
III. |
TRANSPORT OPERATORS |
706 |
22,14 |
17,33 |
330 |
8,35 |
6,31 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
717 |
16,15 |
13,04 |
293 |
10,09 |
8,00 |
|
1. Professional Services |
39 |
2,60 |
1,30 |
8 |
1,50 |
1,45 |
|
2. Tourism, Hotel & Restaurants |
181 |
4,14 |
3,20 |
52 |
81 |
60 |
|
3. Recreation services |
11 |
22 |
18 |
4 |
13 |
12 |
|
4. IT and Telecommunications |
5 |
28 |
24 |
1 |
14 |
12 |
|
5. Others |
481 |
8,92 |
8,11 |
228 |
7,52 |
5,71 |
V. |
PERSONAL LOANS |
21,439 |
281,51 |
223,10 |
14,239 |
217,99 |
167,90 |
|
1. Housing |
1,909 |
67,21 |
56,73 |
1,589 |
50,38 |
42,75 |
|
2. Consumer Durables |
910 |
4,18 |
2,95 |
319 |
1,57 |
1,10 |
|
3. Vehicles |
989 |
21,92 |
16,35 |
509 |
11,41 |
8,73 |
|
4. Education |
114 |
4,04 |
3,07 |
150 |
4,68 |
3,63 |
|
5. Personal Credit Cards |
- |
- |
- |
1 |
3 |
3 |
|
6. Others |
17,517 |
184,16 |
144,00 |
11,671 |
149,92 |
111,66 |
VI. |
TRADE |
3,980 |
86,96 |
72,83 |
1,547 |
31,04 |
27,09 |
|
1. Wholesale Trade |
106 |
13,34 |
10,97 |
30 |
2,69 |
1,98 |
|
2. Retail Trade |
3,874 |
73,62 |
61,86 |
1,517 |
28,35 |
25,11 |
VII. |
FINANCE |
346 |
1,30 |
1,00 |
35 |
20 |
7 |
VIII. |
ALL OTHERS |
542 |
11,59 |
7,31 |
129 |
8,75 |
11,26 |
|
TOTAL BANK CREDIT |
56,098 |
793,44 |
656,94 |
20,700 |
452,38 |
349,57 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009(Amount in Rupees Lakh)
OCCUPATION
URBAN
METROPOLITAN
No. of
AccountsCredit
LimitAmount
OutstandingNo. of
AccountsCredit
LimitAmount
Outstanding
7
8
9
10
11
12
I.
AGRICULTURE
1,286
132,00
76,44
-
-
-
1. Direct Finance
1,099
17,07
13,53
-
-
-
2. Indirect Finance
187
114,92
62,91
-
-
-
II.
INDUSTRY
823
599,14
382,15
-
-
-
1. Mining & Quarrying
139
66,07
25,57
-
-
-
2. Food Manufacturing & Processing
63
4,71
3,32
-
-
-
(a) Rice Mills, Flour & Dal Mills
-
-
-
-
-
-
(b) Sugar
-
-
-
-
-
-
(c) Edible Oils & Vanaspati
2
55
51
-
-
-
(d) Tea Processing
3
18
17
-
-
-
(e) Processing of Fruits & Vegetables
5
85
51
-
-
-
(f) Others
53
3,13
2,14
-
-
-
3. Beverage & Tobacco
7
3,08
2,15
-
-
-
4. Textiles
53
3,05
2,54
-
-
-
(a) Cotton Textiles
17
2,02
1,90
-
-
-
(b) Jute & Other Natural Fibre Textiles
1
-
-
-
-
-
(c) Handloom Textiles & Khadi
-
-
-
-
-
-
(d) Other Textiles & Textile Products
35
1,03
65
-
-
-
5. Paper, Paper Products & Printing
22
1,17
89
-
-
-
6. Woods and Wood Products
42
77
66
-
-
-
7. Leather & Leather Products
6
42
43
-
-
-
8. Gems and Jewellery
1
2
1
-
-
-
9. Rubber & Plastic Products
3
9
5
-
-
-
10. Chemicals & Chemical Products
7
34
27
-
-
-
(a) Heavy Industrial Chemicals
-
-
-
-
-
-
(b) Fertilisers
1
1
1
-
-
-
(c) Drugs & Pharmaceuticals
-
-
-
-
-
-
(d) Non-Edible Oils
-
-
-
-
-
-
(e) Other Chemicals & Chemical Products
6
33
26
-
-
-
11. Petroleum, Coal Products & Nuclear Fuels
4
7,40
7,35
-
-
-
12. Manufacture of Cement & Cement Products
25
175,65
100,52
-
-
-
13. Basic Metals & Metal Products
11
8,04
7,42
-
-
-
(a) Iron & Steel
1
4,00
3,45
-
-
-
(b) Non-Ferrous Metals
1
3,10
3,07
-
-
-
(c) Metal Products
9
94
90
-
-
-
14. Engineering
104
5,26
2,52
-
-
-
(a) Heavy Engineering
5
34
25
-
-
-
(b) Light Engineering
89
4,54
1,95
-
-
-
(c) Electrical Machinery & Goods
8
36
30
-
-
-
(d) Electronic Machinery & Goods
2
3
2
-
-
-
15. Vehicles, Vehicle Parts & Transport Equipments
2
13
12
-
-
-
16. Other Industries
150
6,13
3,86
-
-
-
17. Electricity, Gas & Water
10
213,38
125,54
-
-
-
(a) Electricity Generation & Transmission
9
213,18
125,34
-
-
-
(b) Non-Conventional Energy
1
20
20
-
-
-
(c) Gas, Steam & Water Supply
-
-
-
-
-
-
18. Construction
174
103,44
98,94
-
-
-
(a) Other than Infrastructure
74
32,42
29,92
-
-
-
(b) Infrastructure Construction
100
71,01
69,02
-
-
-
III.
TRANSPORT OPERATORS
750
18,56
14,51
-
-
-
IV.
PROFESSIONAL AND OTHER SERVICES
865
61,96
53,63
-
-
-
1. Professional Services
88
6,75
5,67
-
-
-
2. Tourism, Hotel & Restaurants
77
7,01
5,24
-
-
-
3. Recreation services
7
10
9
-
-
-
4. IT and Telecommunications
18
1,84
1,71
-
-
-
5. Others
675
46,25
40,91
-
-
-
V.
PERSONAL LOANS
31,118
552,90
423,07
-
-
-
1. Housing
4,077
163,69
133,71
-
-
-
2. Consumer Durables
1,477
8,75
8,03
-
-
-
3. Vehicles
2,670
65,45
46,93
-
-
-
4. Education
704
21,18
14,95
-
-
-
5. Personal Credit Cards
292
1,67
1,04
-
-
-
6. Others
21,898
292,16
218,40
-
-
-
VI.
TRADE
3,463
236,38
169,56
-
-
-
1. Wholesale Trade
345
81,90
63,14
-
-
-
2. Retail Trade
3,118
154,49
106,43
-
-
-
VII.
FINANCE
8
2,69
42
-
-
-
VIII.
ALL OTHERS
951
22,07
22,21
-
-
-
TOTAL BANK CREDIT
39,264
1625,70
1141,99