Meghalaya - RBI - Reserve Bank of India
Meghalaya
NORTH-EASTERN REGION |
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STATE : MEGHALAYA |
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(Amount in ` Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
32,414 |
146,90 |
128,28 |
5,210 |
27,67 |
22,98 |
1. Direct Finance |
31,955 |
134,99 |
117,87 |
4,878 |
23,00 |
18,70 |
|
2. Indirect Finance |
459 |
11,91 |
10,41 |
332 |
4,68 |
4,28 |
|
II. |
INDUSTRY |
2,025 |
386,56 |
338,28 |
669 |
210,42 |
187,07 |
1. Mining & Quarrying |
67 |
10,44 |
8,62 |
28 |
12,80 |
12,22 |
|
2. Food Manufacturing & Processing |
544 |
21,89 |
19,13 |
177 |
7,28 |
6,21 |
|
(a) Rice Mills, Flour & Dal Mills |
40 |
14,21 |
13,30 |
73 |
4,35 |
3,81 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
2 |
12 |
5 |
|
(d) Tea Processing |
1 |
1 |
1 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
9 |
40 |
33 |
- |
- |
- |
|
(f) Others |
494 |
7,27 |
5,49 |
102 |
2,81 |
2,36 |
|
3. Beverage & Tobacco |
9 |
8,89 |
8,48 |
2 |
42 |
33 |
|
4. Textiles |
300 |
6,03 |
4,66 |
71 |
7,82 |
6,59 |
|
(a) Cotton Textiles |
15 |
13 |
11 |
6 |
5 |
4 |
|
(b) Jute & Other Natural Fibre Textiles |
8 |
5 |
4 |
2 |
1 |
1 |
|
(c) Handloom Textiles & Khadi |
152 |
1,97 |
1,69 |
30 |
26 |
20 |
|
(d) Other Textiles & Textile Products |
125 |
3,88 |
2,82 |
33 |
7,49 |
6,34 |
|
5. Paper, Paper Products & Printing |
42 |
13,35 |
10,60 |
14 |
58 |
48 |
|
6. Woods and Wood Products |
49 |
1,75 |
1,37 |
27 |
4,24 |
2,60 |
|
7. Leather & Leather Products |
14 |
71 |
62 |
26 |
50 |
32 |
|
8. Gems and Jewellery |
4 |
33 |
29 |
3 |
11 |
7 |
|
9. Rubber & Plastic Products |
13 |
11,06 |
10,42 |
1 |
- |
- |
|
10. Chemicals & Chemical Products |
12 |
5,75 |
4,24 |
3 |
8 |
7 |
|
(a) Heavy Industrial Chemicals |
1 |
6 |
1 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
- |
- |
- |
- |
- |
- |
|
(d) Non-Edible Oils |
1 |
1,25 |
1,24 |
1 |
5 |
5 |
|
(e) Other Chemicals & Chemical Products |
10 |
4,44 |
2,99 |
2 |
3 |
3 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
10 |
20,24 |
18,87 |
5 |
17,15 |
16,17 |
|
12. Manufacture of Cement & Cement Products |
25 |
162,12 |
155,23 |
9 |
90,31 |
76,65 |
|
13. Basic Metals & Metal Products |
57 |
40,08 |
20,12 |
18 |
8,48 |
6,80 |
|
(a) Iron & Steel |
10 |
4,88 |
4,64 |
4 |
8,20 |
6,58 |
|
(b) Non-Ferrous Metals |
5 |
1,29 |
1,05 |
- |
- |
- |
|
(c) Metal Products |
42 |
33,92 |
14,43 |
14 |
29 |
22 |
|
14. Engineering |
82 |
8,40 |
6,88 |
28 |
2,35 |
1,41 |
|
(a) Heavy Engineering |
12 |
1,26 |
1,05 |
9 |
78 |
44 |
|
(b) Light Engineering |
47 |
2,26 |
1,73 |
10 |
18 |
11 |
|
(c) Electrical Machinery & Goods |
17 |
55 |
44 |
8 |
1,30 |
84 |
|
(d) Electronic Machinery & Goods |
6 |
4,33 |
3,66 |
1 |
9 |
1 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
9 |
2,01 |
57 |
8 |
10 |
9 |
|
16. Other Industries |
729 |
18,24 |
15,91 |
226 |
2,17 |
1,90 |
|
17. Electricity, Gas & Water |
10 |
57 |
39 |
1 |
50,00 |
50,04 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
1 |
50,00 |
50,04 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
10 |
57 |
39 |
- |
- |
- |
|
18. Construction |
49 |
54,69 |
51,86 |
22 |
6,02 |
5,12 |
|
(a) Other than Infrastructure |
34 |
1,96 |
1,57 |
9 |
94 |
77 |
|
(b) Infrastructure Construction |
15 |
52,73 |
50,29 |
13 |
5,08 |
4,35 |
|
III. |
TRANSPORT OPERATORS |
974 |
35,85 |
27,82 |
382 |
10,93 |
8,46 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
769 |
28,47 |
21,99 |
274 |
11,28 |
8,46 |
1. Professional Services |
23 |
1,38 |
93 |
13 |
1,11 |
1,26 |
|
2. Tourism, Hotel & Restaurants |
169 |
3,88 |
2,83 |
50 |
1,64 |
1,16 |
|
3. Recreation services |
19 |
32 |
21 |
9 |
11 |
11 |
|
4. IT and Telecommunications |
3 |
23 |
15 |
5 |
22 |
20 |
|
5. Others |
555 |
22,66 |
17,86 |
197 |
8,21 |
5,73 |
|
V. |
PERSONAL LOANS |
23,238 |
341,01 |
264,15 |
14,396 |
239,06 |
177,51 |
1. Housing |
2,766 |
91,94 |
72,44 |
2,130 |
70,93 |
56,18 |
|
2. Consumer Durables |
828 |
4,10 |
2,69 |
252 |
1,32 |
88 |
|
3. Vehicles |
1,371 |
33,24 |
25,31 |
660 |
16,55 |
12,54 |
|
4. Education |
164 |
5,49 |
4,09 |
110 |
3,05 |
2,18 |
|
5. Personal Credit Cards |
18 |
72 |
20 |
- |
- |
- |
|
6. Others |
18,091 |
205,52 |
159,43 |
11,244 |
147,21 |
105,73 |
|
VI. |
TRADE |
4,009 |
133,67 |
112,12 |
1,706 |
35,55 |
28,80 |
1. Wholesale Trade |
45 |
26,77 |
24,01 |
35 |
5,83 |
5,07 |
|
2. Retail Trade |
3,964 |
106,90 |
88,11 |
1,671 |
29,72 |
23,73 |
|
VII. |
FINANCE |
432 |
1,44 |
1,02 |
44 |
82 |
74 |
VIII. |
ALL OTHERS |
450 |
14,76 |
12,18 |
203 |
3,23 |
2,75 |
TOTAL BANK CREDIT |
64,311 |
1088,66 |
905,84 |
22,884 |
538,98 |
436,78 |
TABLE No.5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
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NORTH-EASTERN REGION |
|||||||
STATE : MEGHALAYA |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
990 |
39,57 |
34,69 |
- |
- |
- |
1. Direct Finance |
908 |
14,60 |
11,93 |
- |
- |
- |
|
2. Indirect Finance |
82 |
24,97 |
22,76 |
- |
- |
- |
|
II. |
INDUSTRY |
1,047 |
449,71 |
356,22 |
- |
- |
- |
1. Mining & Quarrying |
66 |
18,71 |
14,82 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
76 |
16,14 |
5,27 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
3 |
74 |
74 |
- |
- |
- |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
2 |
55 |
24 |
- |
- |
- |
|
(d) Tea Processing |
3 |
50 |
46 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
1 |
15 |
16 |
- |
- |
- |
|
(f) Others |
67 |
14,20 |
3,68 |
- |
- |
- |
|
3. Beverage & Tobacco |
3 |
1,22 |
87 |
- |
- |
- |
|
4. Textiles |
47 |
3,19 |
2,65 |
- |
- |
- |
|
(a) Cotton Textiles |
3 |
1,82 |
1,78 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
16 |
31 |
29 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
28 |
1,06 |
58 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
26 |
1,47 |
1,23 |
- |
- |
- |
|
6. Woods and Wood Products |
21 |
59 |
49 |
- |
- |
- |
|
7. Leather & Leather Products |
8 |
44 |
42 |
- |
- |
- |
|
8. Gems and Jewellery |
1 |
2 |
1 |
- |
- |
- |
|
9. Rubber & Plastic Products |
7 |
19 |
17 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
6 |
36 |
29 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
|
(b) Fertilisers |
1 |
1 |
- |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
1 |
4 |
4 |
- |
- |
- |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
4 |
31 |
24 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
3 |
7,11 |
7,85 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
37 |
169,06 |
123,21 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
8 |
9,15 |
4,10 |
- |
- |
- |
|
(a) Iron & Steel |
3 |
3,07 |
6 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
1 |
6,00 |
3,98 |
- |
- |
- |
|
(c) Metal Products |
4 |
9 |
6 |
- |
- |
- |
|
14. Engineering |
27 |
2,01 |
1,31 |
- |
- |
- |
|
(a) Heavy Engineering |
7 |
65 |
44 |
- |
- |
- |
|
(b) Light Engineering |
13 |
1,25 |
80 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
5 |
11 |
6 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
2 |
1 |
1 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
6 |
27,32 |
27,20 |
- |
- |
- |
|
16. Other Industries |
600 |
9,28 |
5,52 |
- |
- |
- |
|
17. Electricity, Gas & Water |
4 |
1,30 |
1,18 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
3 |
1,10 |
1,06 |
- |
- |
- |
|
(b) Non-Conventional Energy |
1 |
20 |
12 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
|
18. Construction |
101 |
182,14 |
159,61 |
- |
- |
- |
|
(a) Other than Infrastructure |
67 |
16,53 |
11,38 |
- |
- |
- |
|
(b) Infrastructure Construction |
34 |
165,61 |
148,24 |
- |
- |
- |
|
III. |
TRANSPORT OPERATORS |
679 |
21,89 |
14,92 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,023 |
58,34 |
46,28 |
- |
- |
- |
1. Professional Services |
88 |
6,46 |
4,26 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
78 |
4,74 |
3,36 |
- |
- |
- |
|
3. Recreation services |
3 |
5 |
2 |
- |
- |
- |
|
4. IT and Telecommunications |
17 |
2,20 |
1,48 |
- |
- |
- |
|
5. Others |
837 |
44,89 |
37,17 |
- |
- |
- |
|
V. |
PERSONAL LOANS |
31,341 |
662,83 |
504,13 |
- |
- |
- |
1. Housing |
3,999 |
208,82 |
159,25 |
- |
- |
- |
|
2. Consumer Durables |
472 |
2,04 |
1,48 |
- |
- |
- |
|
3. Vehicles |
3,331 |
78,69 |
58,77 |
- |
- |
- |
|
4. Education |
883 |
27,64 |
20,20 |
- |
- |
- |
|
5. Personal Credit Cards |
273 |
1,74 |
73 |
- |
- |
- |
|
6. Others |
22,383 |
343,90 |
263,71 |
- |
- |
- |
|
VI. |
TRADE |
3,065 |
262,67 |
187,46 |
- |
- |
- |
1. Wholesale Trade |
298 |
132,04 |
84,15 |
- |
- |
- |
|
2. Retail Trade |
2,767 |
130,63 |
103,32 |
- |
- |
- |
|
VII. |
FINANCE |
17 |
16,34 |
27 |
- |
- |
- |
VIII. |
ALL OTHERS |
4,320 |
12,73 |
10,72 |
- |
- |
- |
TOTAL BANK CREDIT |
42,482 |
1524,08 |
1154,69 |
- |
- |
- |