NORTH-EASTERN REGION (Contd.)

STATE : NAGALAND

 (Amount in Rupees Lakh)

 OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

16,737

72,80

63,07

2,952

25,17

23,40

-

-

-

1. Direct Finance

16,332

66,70

57,05

2,887

23,12

21,51

-

-

-

2. Indirect Finance

405

6,10

6,02

65

2,05

1,89

-

-

-

II.

INDUSTRY

3,346

55,52

53,01

1,060

57,38

52,06

-

-

-

1. Mining & Quarrying

6

39

34

9

1,75

1,41

-

-

-

2. Food Manufacturing & Processing

527

12,39

11,67

151

5,39

5,17

-

-

-

  (a) Rice Mills, Flour & Dal Mills

39

2,21

2,06

93

1,20

1,06

-

-

-

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

1

2

2

-

-

-

-

-

-

  (d) Tea Processing

3

58

55

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

3

45

25

2

86

91

-

-

-

  (f) Others

481

9,12

8,79

56

3,33

3,19

-

-

-

3. Beverage & Tobacco

12

83

78

2

35

27

-

-

-

4. Textiles

1,349

16,30

16,68

326

6,99

6,63

-

-

-

  (a) Cotton Textiles

88

1,87

1,83

46

46

58

-

-

-

  (b) Jute & Other Natural Fibre Textiles

4

4

4

5

40

31

-

-

-

  (c) Handloom Textiles & Khadi

573

6,56

6,76

225

2,49

2,20

-

-

-

  (d) Other Textiles & Textile Products

684

7,82

8,05

50

3,64

3,54

-

-

-

5. Paper, Paper Products & Printing

54

1,48

1,38

5

10

10

-

-

-

6. Woods and Wood Products

323

4,40

4,39

82

1,08

1,13

-

-

-

7. Leather & Leather Products

30

27

24

1

1

1

-

-

-

8. Gems and Jewellery

1

1

1

-

-

-

-

-

-

9. Rubber & Plastic Products

8

12

12

4

24

11

-

-

-

10. Chemicals & Chemical Products

6

12

11

130

91

76

-

-

-

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

1

1

1

129

86

71

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

5

11

10

1

5

5

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

2

14

4

1

3

4

-

-

-

12. Manufacture of Cement & Cement Products

5

31

16

3

4

4

-

-

-

13. Basic Metals & Metal Products

84

1,65

1,68

42

8,42

8,33

-

-

-

  (a) Iron & Steel

2

5

4

4

5,98

5,90

-

-

-

  (b) Non-Ferrous Metals

1

4

3

-

-

-

-

-

-

  (c) Metal Products

81

1,57

1,61

38

2,44

2,43

-

-

-

14. Engineering

259

2,48

2,73

39

1,67

1,45

-

-

-

  (a) Heavy Engineering

1

4

3

1

3

4

-

-

-

  (b) Light Engineering

249

2,33

2,61

36

1,60

1,37

-

-

-

  (c) Electrical Machinery & Goods

7

9

8

2

4

5

-

-

-

  (d) Electronic Machinery & Goods

2

2

2

-

-

-

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

22

24

26

1

-

-

-

-

-

16. Other Industries

554

8,30

7,89

177

11,52

8,11

-

-

-

17. Electricity, Gas & Water

-

-

-

4

2,43

1,98

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

1

7

7

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

3

2,36

1,91

-

-

-

18. Construction

104

6,08

4,52

83

16,44

16,51

-

-

-

  (a) Other than Infrastructure

25

5,35

3,98

27

11,18

11,03

-

-

-

  (b) Infrastructure Construction

79

73

54

56

5,27

5,48

-

-

-

III.

TRANSPORT OPERATORS

745

12,03

9,98

370

5,97

5,28

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

623

17,95

12,55

825

71,28

64,58

-

-

-

1. Professional Services

18

1,15

34

193

7,44

6,05

-

-

-

2. Tourism, Hotel & Restaurants

120

2,18

1,95

60

96

1,00

-

-

-

3. Recreation services

47

63

62

12

12

12

-

-

-

4. IT and Telecommunications

12

69

66

14

2,21

1,63

-

-

-

5. Others

426

13,30

8,97

546

60,55

55,77

-

-

-

V.

PERSONAL LOANS

51,811

718,10

561,68

4,535

83,43

75,63

-

-

-

1. Housing

1,713

69,32

62,20

858

38,06

36,26

-

-

-

2. Consumer Durables

1,579

7,74

5,82

637

4,98

3,76

-

-

-

3. Vehicles

1,888

46,39

34,11

366

6,70

6,14

-

-

-

4. Education

133

4,35

3,63

119

2,33

1,77

-

-

-

5. Personal Credit Cards

-

-

-

91

59

48

-

-

-

6. Others

46,498

590,31

455,92

2,464

30,77

27,22

-

-

-

VI.

TRADE

2,595

68,15

61,65

1,810

48,66

44,17

-

-

-

1. Wholesale Trade

24

1,55

1,55

136

4,14

3,93

-

-

-

2. Retail Trade

2,571

66,60

60,10

1,674

44,52

40,24

-

-

-

VII.

FINANCE

5

8

7

33

57

57

-

-

-

VIII.

ALL OTHERS

143

1,18

1,05

348

10,26

9,44

-

-

-

TOTAL BANK CREDIT

76,005

945,81

763,07

11,933

302,73

275,13

-

-

-

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : NAGALAND

 (Amount in Rupees Lakh)

 OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,045

3,30

2,62

121

39

30

20,855

101,66

89,39

1. Direct Finance

1,032

2,85

2,25

119

38

29

20,370

93,05

81,10

2. Indirect Finance

13

45

36

2

1

1

485

8,61

8,29

II.

INDUSTRY

33

74

58

52

17,17

15,88

4,491

130,81

121,53

1. Mining & Quarrying

-

-

-

-

-

-

15

2,14

1,75

2. Food Manufacturing & Processing

-

-

-

1

15

9

679

17,93

16,93

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

132

3,41

3,12

  (b) Sugar

-

-

-

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

1

2

2

  (d) Tea Processing

-

-

-

-

-

-

3

58

55

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

5

1,32

1,16

  (f) Others

-

-

-

1

15

9

538

12,60

12,07

3. Beverage & Tobacco

-

-

-

-

-

-

14

1,18

1,06

4. Textiles

6

22

19

13

13

12

1,694

23,64

23,62

  (a) Cotton Textiles

-

-

-

1

-

-

135

2,34

2,41

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

9

44

36

  (c) Handloom Textiles & Khadi

5

14

11

4

5

5

807

9,25

9,12

  (d) Other Textiles & Textile Products

1

8

8

8

7

6

743

11,61

11,73

5. Paper, Paper Products & Printing

-

-

-

-

-

-

59

1,58

1,48

6. Woods and Wood Products

4

11

12

4

22

22

413

5,82

5,85

7. Leather & Leather Products

-

-

-

-

-

-

31

28

25

8. Gems and Jewellery

-

-

-

-

-

-

1

1

1

9. Rubber & Plastic Products

-

-

-

1

-

-

13

36

23

10. Chemicals & Chemical Products

-

-

-

-

-

-

136

1,03

87

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

-

-

-

-

-

-

130

87

72

  (d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

-

-

-

-

-

-

6

16

15

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

3

17

8

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

8

35

20

13. Basic Metals & Metal Products

1

3

1

2

22

20

129

10,33

10,21

  (a) Iron & Steel

-

-

-

-

-

-

6

6,03

5,94

  (b) Non-Ferrous Metals

-

-

-

-

-

-

1

4

3

  (c) Metal Products

1

3

1

2

22

20

122

4,26

4,25

14. Engineering

-

-

-

-

-

-

298

4,16

4,19

  (a) Heavy Engineering

-

-

-

-

-

-

2

7

6

  (b) Light Engineering

-

-

-

-

-

-

285

3,94

3,98

  (c) Electrical Machinery & Goods

-

-

-

-

-

-

9

13

12

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

2

2

2

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

23

25

27

16. Other Industries

20

32

22

16

17

11

767

20,30

16,33

17. Electricity, Gas & Water

-

-

-

-

-

-

4

2,43

1,98

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

1

7

7

  (b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

3

2,36

1,91

18. Construction

2

6

5

15

16,28

15,15

204

38,86

36,23

  (a) Other than Infrastructure

2

6

5

4

3,13

2,64

58

19,72

17,71

  (b) Infrastructure Construction

-

-

-

11

13,15

12,51

146

19,14

18,52

III.

TRANSPORT OPERATORS

16

42

31

50

1,10

94

1,181

19,53

16,51

IV.

PROFESSIONAL AND OTHER SERVICES

6

17

16

54

9,50

6,34

1,508

98,91

83,63

1. Professional Services

3

10

9

3

2,66

1,67

217

11,35

8,15

2. Tourism, Hotel & Restaurants

-

-

-

1

-

-

181

3,15

2,95

3. Recreation services

-

-

-

-

-

-

59

75

75

4. IT and Telecommunications

-

-

-

1

1,25

1,13

27

4,16

3,42

5. Others

3

8

7

49

5,58

3,53

1,024

79,51

68,35

V.

PERSONAL LOANS

1,522

6,19

4,04

483

12,11

10,59

58,351

819,82

651,95

1. Housing

39

36

31

26

2,01

1,59

2,636

109,74

100,36

2. Consumer Durables

707

1,73

1,12

19

32

26

2,942

14,76

10,96

3. Vehicles

38

1,19

89

39

1,17

77

2,331

55,44

41,91

4. Education

2

2

1

2

31

15

256

7,00

5,57

5. Personal Credit Cards

-

-

-

-

-

-

91

59

48

6. Others

736

2,90

1,71

397

8,30

7,81

50,095

632,27

492,67

VI.

TRADE

25

36

19

68

6,43

5,82

4,498

123,59

111,83

1. Wholesale Trade

-

-

-

7

19

14

167

5,88

5,62

2. Retail Trade

25

36

19

61

6,23

5,69

4,331

117,71

106,21

VII.

FINANCE

23

22

20

-

-

-

61

88

84

VIII.

ALL OTHERS

112

55

56

234

73

71

837

12,72

11,77

TOTAL BANK CREDIT

2,782

11,96

8,66

1,062

47,43

40,59

91,782

1307,92

1087,45