SOUTHERN REGION

PUDUCHERRY

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

32,094

136,20

114,55

15,950

92,90

80,61

1. Direct Finance

31,271

132,25

111,47

15,840

86,15

74,85

2. Indirect Finance

823

3,95

3,08

110

6,75

5,76

II.

INDUSTRY

545

148,48

112,28

612

105,71

80,22

1. Mining & Quarrying

8

2,91

1,88

1

6

5

2. Food Manufacturing & Processing

61

25,29

18,51

70

30,23

23,85

(a) Rice Mills, Flour & Dal Mills

34

21,83

15,97

19

18,69

16,53

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

1,10

60

2

17

6

(f) Others

26

2,36

1,95

49

11,37

7,26

3. Beverage & Tobacco

10

13,13

9,73

9

15,00

14,73

4. Textiles

28

8,48

7,95

24

10,03

9,84

(a) Cotton Textiles

2

89

88

4

9,03

9,04

(b) Jute & Other Natural Fibre Textiles

3

86

84

-

-

-

(c) Handloom Textiles & Khadi

5

2

2

3

1

1

(d) Other Textiles & Textile Products

18

6,71

6,21

17

99

79

5. Paper, Paper Products & Printing

23

5,67

4,55

34

3,89

3,28

6. Woods and Wood Products

4

3,25

2,37

20

2,24

1,73

7. Leather & Leather Products

5

39

60

2

1

1

8. Gems and Jewellery

-

-

-

8

32

31

9. Rubber & Plastic Products

23

25,92

22,55

73

6,28

3,94

10. Chemicals & Chemical Products

27

8,30

6,98

59

3,83

3,70

(a) Heavy Industrial Chemicals

3

29

23

-

-

-

(b) Fertilisers

1

-

-

-

-

-

(c) Drugs & Pharmaceuticals

2

18

9

2

17

17

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

21

7,83

6,66

57

3,66

3,53

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

1

2

2

15

1,45

1,37

13. Basic Metals & Metal Products

21

7,62

6,11

10

1,46

99

(a) Iron & Steel

1

7

2

2

1,03

64

(b) Non-Ferrous Metals

7

6,26

5,16

2

16

13

(c) Metal Products

13

1,29

93

6

27

22

14. Engineering

36

4,46

3,53

41

6,32

4,38

(a) Heavy Engineering

3

40

26

4

92

84

(b) Light Engineering

25

3,59

2,87

19

3,61

2,20

(c) Electrical Machinery & Goods

4

18

12

14

1,56

1,11

(d) Electronic Machinery & Goods

4

29

29

4

23

22

15. Vehicles, Vehicle Parts & Transport Equipments

31

4,50

2,65

4

76

19

16. Other Industries

224

13,46

9,09

160

4,39

3,91

17. Electricity, Gas & Water

4

11,30

6,94

3

1,25

1,25

(a) Electricity Generation & Transmission

3

8,80

5,27

-

-

-

(b) Non-Conventional Energy

1

2,50

1,67

2

1,21

1,21

(c) Gas, Steam & Water Supply

-

-

-

1

4

4

18. Construction

39

13,78

8,81

79

18,19

6,71

(a) Other than Infrastructure

33

13,46

8,53

56

6,79

4,37

(b) Infrastructure Construction

6

32

28

23

11,40

2,34

III.

TRANSPORT OPERATORS

94

7,30

5,03

209

14,54

7,96

IV.

PROFESSIONAL AND OTHER SERVICES

2,155

31,35

24,04

1,261

123,17

109,32

1. Professional Services

962

3,83

3,26

241

6,78

6,31

2. Tourism, Hotel & Restaurants

37

8,74

6,58

73

10,72

8,80

3. Recreation services

35

91

81

37

1,72

1,36

4. IT and Telecommunications

4

65

27

5

27

26

5. Others

1,117

17,21

13,11

905

103,69

92,59

V.

PERSONAL LOANS

13,138

134,05

107,69

17,073

274,64

218,30

1. Housing

990

51,40

43,42

2,363

117,42

94,01

2. Consumer Durables

125

68

48

284

3,15

2,03

3. Vehicles

272

4,98

3,82

1,001

26,59

19,73

4. Education

1,801

25,01

16,90

1,689

26,10

17,82

5. Personal Credit Cards

58

24

18

555

1,95

1,50

6. Others

9,892

51,74

42,89

11,181

99,43

83,21

VI.

TRADE

1,994

65,68

47,49

2,775

91,15

79,15

1. Wholesale Trade

51

32,44

21,13

71

24,43

21,02

2. Retail Trade

1,943

33,24

26,35

2,704

66,72

58,13

VII.

FINANCE

445

2,93

2,84

64

41

27

VIII.

ALL OTHERS

3,206

13,95

11,49

2,980

28,54

24,30

TOTAL BANK CREDIT

53,671

539,93

425,40

40,924

731,06

600,12

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

24,033

231,12

168,12

-

-

-

1. Direct Finance

23,721

216,89

158,36

-

-

-

2. Indirect Finance

312

14,24

9,76

-

-

-

II.

INDUSTRY

2,711

526,23

355,28

-

-

-

1. Mining & Quarrying

5

4,28

4,08

-

-

-

2. Food Manufacturing & Processing

214

58,98

50,74

-

-

-

(a) Rice Mills, Flour & Dal Mills

88

29,20

23,98

-

-

-

(b) Sugar

1

1,00

5

-

-

-

(c) Edible Oils & Vanaspati

17

12,06

10,71

-

-

-

(d) Tea Processing

2

1

-

-

-

-

(e) Processing of Fruits & Vegetables

3

67

65

-

-

-

(f) Others

103

16,05

15,35

-

-

-

3. Beverage & Tobacco

3

4,19

1,92

-

-

-

4. Textiles

228

30,36

23,53

-

-

-

(a) Cotton Textiles

40

24,79

18,98

-

-

-

(b) Jute & Other Natural Fibre Textiles

81

72

66

-

-

-

(c) Handloom Textiles & Khadi

5

2,33

1,84

-

-

-

(d) Other Textiles & Textile Products

102

2,51

2,05

-

-

-

5. Paper, Paper Products & Printing

164

34,19

25,76

-

-

-

6. Woods and Wood Products

28

49

23

-

-

-

7. Leather & Leather Products

28

38,86

24,00

-

-

-

8. Gems and Jewellery

4

53

51

-

-

-

9. Rubber & Plastic Products

142

20,25

11,80

-

-

-

10. Chemicals & Chemical Products

155

63,42

34,41

-

-

-

(a) Heavy Industrial Chemicals

12

7,90

7,24

-

-

-

(b) Fertilisers

3

55

37

-

-

-

(c) Drugs & Pharmaceuticals

9

23,61

4,17

-

-

-

(d) Non-Edible Oils

1

9

9

-

-

-

(e) Other Chemicals & Chemical Products

130

31,27

22,55

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

1

15

16

-

-

-

12. Manufacture of Cement & Cement Products

79

1,37

1,18

-

-

-

13. Basic Metals & Metal Products

78

33,26

20,19

-

-

-

(a) Iron & Steel

12

7,03

6,73

-

-

-

(b) Non-Ferrous Metals

6

45

42

-

-

-

(c) Metal Products

60

25,78

13,04

-

-

-

14. Engineering

260

110,44

55,23

-

-

-

(a) Heavy Engineering

31

19,67

8,07

-

-

-

(b) Light Engineering

120

16,60

6,74

-

-

-

(c) Electrical Machinery & Goods

90

11,93

6,78

-

-

-

(d) Electronic Machinery & Goods

19

62,26

33,63

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

35

5,86

4,44

-

-

-

16. Other Industries

579

41,02

36,02

-

-

-

17. Electricity, Gas & Water

5

97

59

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

5

97

59

-

-

-

18. Construction

703

77,61

60,48

-

-

-

(a) Other than Infrastructure

564

55,31

48,37

-

-

-

(b) Infrastructure Construction

139

22,30

12,11

-

-

-

III.

TRANSPORT OPERATORS

1,329

73,13

45,27

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

2,921

400,42

316,60

-

-

-

1. Professional Services

659

37,21

31,10

-

-

-

2. Tourism, Hotel & Restaurants

211

62,95

49,29

-

-

-

3. Recreation services

29

1,12

98

-

-

-

4. IT and Telecommunications

14

88

79

-

-

-

5. Others

2,008

298,26

234,44

-

-

-

V.

PERSONAL LOANS

68,629

1124,79

857,90

-

-

-

1. Housing

6,900

495,49

407,35

-

-

-

2. Consumer Durables

1,358

16,35

13,32

-

-

-

3. Vehicles

27,080

205,90

127,89

-

-

-

4. Education

4,464

87,75

64,05

-

-

-

5. Personal Credit Cards

705

10,80

5,26

-

-

-

6. Others

28,122

308,49

240,03

-

-

-

VI.

TRADE

5,709

231,33

190,13

-

-

-

1. Wholesale Trade

430

63,45

51,37

-

-

-

2. Retail Trade

5,279

167,89

138,76

-

-

-

VII.

FINANCE

336

18,05

11,68

-

-

-

VIII.

ALL OTHERS

8,155

97,45

78,32

-

-

-

TOTAL BANK CREDIT

1,13,823

2702,52

2023,29