Pondicherry - RBI - Reserve Bank of India
Pondicherry
SOUTHERN REGION (Concld.) | ||||||||||
PUDUCHERRY | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
16,421 |
142,66 |
128,34 |
47,590 |
281,38 |
244,28 |
- |
- |
- |
|
1. Direct Finance |
16,255 |
133,87 |
120,18 |
36,688 |
232,64 |
200,13 |
- |
- |
- |
|
2. Indirect Finance |
166 |
8,79 |
8,16 |
10,902 |
48,73 |
44,14 |
- |
- |
- |
II. |
INDUSTRY |
584 |
211,68 |
160,08 |
2,319 |
564,84 |
409,08 |
4 |
51,11 |
15,79 |
|
1. Mining & Quarrying |
6 |
2,62 |
1,44 |
3 |
40 |
36 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
163 |
43,66 |
35,89 |
244 |
95,92 |
80,78 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
29 |
19,24 |
16,27 |
78 |
40,78 |
38,26 |
- |
- |
- |
|
(b) Sugar |
1 |
30 |
4 |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
3 |
12 |
5 |
4 |
12,59 |
11,57 |
- |
- |
- |
|
(d) Tea Processing |
- |
- |
- |
6 |
11 |
11 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
2 |
1,13 |
61 |
1 |
5 |
5 |
- |
- |
- |
|
(f) Others |
128 |
22,87 |
18,92 |
155 |
42,38 |
30,80 |
- |
- |
- |
|
3. Beverage & Tobacco |
9 |
12,48 |
11,60 |
2 |
3,70 |
2,79 |
- |
- |
- |
|
4. Textiles |
32 |
8,94 |
8,25 |
177 |
23,21 |
19,70 |
1 |
45,01 |
10,00 |
|
(a) Cotton Textiles |
2 |
21 |
1 |
20 |
11,57 |
10,62 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
7 |
1,07 |
1,01 |
3 |
14 |
13 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
5 |
1 |
1 |
22 |
3,76 |
3,47 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
18 |
7,65 |
7,21 |
132 |
7,74 |
5,48 |
1 |
45,01 |
10,00 |
|
5. Paper, Paper Products & Printing |
38 |
10,98 |
9,24 |
103 |
14,47 |
14,25 |
- |
- |
- |
|
6. Woods and Wood Products |
7 |
3,27 |
2,78 |
59 |
10,44 |
6,33 |
- |
- |
- |
|
7. Leather & Leather Products |
12 |
64 |
64 |
27 |
3,97 |
2,88 |
- |
- |
- |
|
8. Gems and Jewellery |
1 |
20 |
20 |
5 |
3,59 |
3,57 |
- |
- |
- |
|
9. Rubber & Plastic Products |
38 |
34,70 |
29,95 |
105 |
50,45 |
18,70 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
34 |
13,14 |
10,84 |
90 |
22,16 |
18,33 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
2 |
25 |
16 |
5 |
6,71 |
6,18 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
2 |
30 |
25 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
4 |
1,42 |
1,21 |
10 |
5,19 |
2,78 |
- |
- |
- |
|
(d) Non-Edible Oils |
- |
- |
- |
4 |
33 |
23 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
28 |
11,47 |
9,47 |
69 |
9,62 |
8,88 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
2 |
18 |
19 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
5 |
77 |
75 |
6 |
31 |
28 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
32 |
9,83 |
7,50 |
61 |
28,86 |
23,66 |
3 |
6,10 |
5,79 |
|
(a) Iron & Steel |
4 |
1,38 |
99 |
12 |
11,57 |
10,73 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
12 |
7,10 |
5,40 |
1 |
4 |
4 |
- |
- |
- |
|
(c) Metal Products |
16 |
1,35 |
1,10 |
48 |
17,24 |
12,89 |
3 |
6,10 |
5,79 |
|
14. Engineering |
73 |
15,82 |
11,86 |
175 |
89,67 |
48,08 |
- |
- |
- |
|
(a) Heavy Engineering |
9 |
87 |
45 |
24 |
11,61 |
8,25 |
- |
- |
- |
|
(b) Light Engineering |
42 |
13,80 |
10,45 |
80 |
10,96 |
8,62 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
18 |
86 |
68 |
53 |
17,98 |
13,84 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
4 |
28 |
28 |
18 |
49,12 |
17,38 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
9 |
8,46 |
3,29 |
57 |
61,71 |
23,28 |
- |
- |
- |
|
16. Other Industries |
61 |
3,20 |
2,56 |
906 |
39,78 |
35,49 |
- |
- |
- |
|
17. Electricity, Gas & Water |
4 |
11,74 |
6,40 |
3 |
33 |
22 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
2 |
8,20 |
3,63 |
- |
- |
- |
- |
- |
- |
|
(b) Non-Conventional Energy |
1 |
3,50 |
2,73 |
1 |
9 |
9 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
1 |
4 |
4 |
2 |
24 |
13 |
- |
- |
- |
|
18. Construction |
60 |
31,26 |
16,89 |
294 |
115,70 |
110,19 |
- |
- |
- |
|
(a) Other than Infrastructure |
43 |
5,73 |
4,86 |
211 |
21,48 |
16,58 |
- |
- |
- |
|
(b) Infrastructure Construction |
17 |
25,53 |
12,03 |
83 |
94,23 |
93,61 |
- |
- |
- |
III. |
TRANSPORT OPERATORS |
59 |
5,24 |
3,98 |
252 |
9,80 |
8,26 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
208 |
44,32 |
30,26 |
6,880 |
651,36 |
453,82 |
- |
- |
- |
|
1. Professional Services |
17 |
3,20 |
2,64 |
1,938 |
48,58 |
36,94 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
66 |
23,51 |
15,65 |
265 |
53,66 |
46,86 |
- |
- |
- |
|
3. Recreation services |
14 |
53 |
30 |
85 |
3,33 |
2,76 |
- |
- |
- |
|
4. IT and Telecommunications |
3 |
30 |
12 |
12 |
93 |
85 |
- |
- |
- |
|
5. Others |
108 |
16,78 |
11,56 |
4,580 |
544,87 |
366,42 |
- |
- |
- |
V. |
PERSONAL LOANS |
18,468 |
581,13 |
456,01 |
41,904 |
648,80 |
529,51 |
12 |
1,30 |
37 |
|
1. Housing |
4,302 |
327,26 |
270,17 |
4,632 |
251,07 |
206,67 |
2 |
19 |
19 |
|
2. Consumer Durables |
289 |
1,63 |
1,14 |
810 |
4,53 |
3,68 |
- |
- |
- |
|
3. Vehicles |
1,524 |
41,81 |
29,58 |
1,898 |
22,67 |
16,56 |
- |
- |
- |
|
4. Education |
2,064 |
53,70 |
35,93 |
8,018 |
122,47 |
91,76 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
1,874 |
6,14 |
4,48 |
2 |
7 |
3 |
|
6. Others |
10,289 |
156,73 |
119,19 |
24,672 |
241,93 |
206,36 |
8 |
1,04 |
15 |
VI. |
TRADE |
1,560 |
81,35 |
64,97 |
8,577 |
209,02 |
179,00 |
7 |
8,20 |
4,22 |
|
1. Wholesale Trade |
68 |
29,44 |
23,64 |
507 |
59,51 |
49,47 |
6 |
6,40 |
2,62 |
|
2. Retail Trade |
1,492 |
51,91 |
41,32 |
8,070 |
149,51 |
129,54 |
1 |
1,80 |
1,59 |
VII. |
FINANCE |
9 |
29 |
8 |
682 |
41,54 |
23,07 |
- |
- |
- |
VIII. |
ALL OTHERS |
252 |
1,34 |
1,15 |
5,007 |
53,81 |
45,16 |
- |
- |
- |
|
TOTAL BANK CREDIT |
37,561 |
1068,00 |
844,87 |
1,13,211 |
2460,55 |
1892,18 |
23 |
60,61 |
20,38 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS |
||||||||||
PUDUCHERRY |
||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
9,178 |
29,98 |
30,25 |
16,276 |
119,98 |
87,87 |
89,465 |
574,00 |
490,74 |
|
1. Direct Finance |
9,146 |
29,41 |
29,74 |
16,192 |
117,21 |
85,66 |
78,281 |
513,14 |
435,71 |
|
2. Indirect Finance |
32 |
58 |
51 |
84 |
2,77 |
2,21 |
11,184 |
60,86 |
55,03 |
II. |
INDUSTRY |
57 |
62 |
52 |
1,240 |
190,40 |
140,42 |
4,204 |
1018,65 |
725,89 |
|
1. Mining & Quarrying |
- |
- |
- |
- |
- |
- |
9 |
3,01 |
1,80 |
|
2. Food Manufacturing & Processing |
1 |
4 |
3 |
61 |
17,42 |
15,59 |
469 |
157,03 |
132,29 |
|
(a) Rice Mills, Flour & Dal Mills |
- |
- |
- |
9 |
4,11 |
3,68 |
116 |
64,13 |
58,20 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
1 |
30 |
4 |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
12 |
5,66 |
5,53 |
19 |
18,37 |
17,15 |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
6 |
11 |
11 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
3 |
1,18 |
66 |
|
(f) Others |
1 |
4 |
3 |
40 |
7,65 |
6,39 |
324 |
72,93 |
56,14 |
|
3. Beverage & Tobacco |
- |
- |
- |
6 |
17,69 |
16,77 |
17 |
33,86 |
31,16 |
|
4. Textiles |
- |
- |
- |
36 |
2,49 |
1,64 |
246 |
79,64 |
39,58 |
|
(a) Cotton Textiles |
- |
- |
- |
1 |
2 |
2 |
23 |
11,80 |
10,65 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
2 |
13 |
13 |
12 |
1,33 |
1,27 |
|
(c) Handloom Textiles & Khadi |
- |
- |
- |
2 |
18 |
19 |
29 |
3,96 |
3,67 |
|
(d) Other Textiles & Textile Products |
- |
- |
- |
31 |
2,17 |
1,31 |
182 |
62,56 |
24,00 |
|
5. Paper, Paper Products & Printing |
- |
- |
- |
232 |
25,49 |
17,33 |
373 |
50,94 |
40,82 |
|
6. Woods and Wood Products |
- |
- |
- |
7 |
3,36 |
3,03 |
73 |
17,07 |
12,14 |
|
7. Leather & Leather Products |
- |
- |
- |
5 |
79 |
65 |
44 |
5,39 |
4,16 |
|
8. Gems and Jewellery |
- |
- |
- |
6 |
20 |
14 |
12 |
3,99 |
3,92 |
|
9. Rubber & Plastic Products |
- |
- |
- |
37 |
7,26 |
6,01 |
180 |
92,41 |
54,66 |
|
10. Chemicals & Chemical Products |
- |
- |
- |
79 |
39,36 |
19,92 |
203 |
74,66 |
49,09 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
8 |
4,72 |
3,91 |
15 |
11,68 |
10,26 |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
2 |
30 |
25 |
|
(c) Drugs & Pharmaceuticals |
- |
- |
- |
2 |
2 |
2 |
16 |
6,63 |
4,01 |
|
(d) Non-Edible Oils |
- |
- |
- |
1 |
23 |
23 |
5 |
55 |
46 |
|
(e) Other Chemicals & Chemical Products |
- |
- |
- |
68 |
34,39 |
15,76 |
165 |
55,49 |
34,10 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
2 |
18 |
19 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
5 |
87 |
81 |
16 |
1,94 |
1,83 |
|
13. Basic Metals & Metal Products |
- |
- |
- |
50 |
16,91 |
11,38 |
146 |
61,69 |
48,34 |
|
(a) Iron & Steel |
- |
- |
- |
6 |
5,54 |
5,41 |
22 |
18,49 |
17,13 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
13 |
7,14 |
5,44 |
|
(c) Metal Products |
- |
- |
- |
44 |
11,37 |
5,97 |
111 |
36,06 |
25,76 |
|
14. Engineering |
- |
- |
- |
24 |
2,47 |
2,15 |
272 |
107,96 |
62,09 |
|
(a) Heavy Engineering |
- |
- |
- |
1 |
15 |
15 |
34 |
12,63 |
8,85 |
|
(b) Light Engineering |
- |
- |
- |
9 |
51 |
42 |
131 |
25,27 |
19,48 |
|
(c) Electrical Machinery & Goods |
- |
- |
- |
9 |
1,64 |
1,46 |
80 |
20,49 |
15,98 |
|
(d) Electronic Machinery & Goods |
- |
- |
- |
5 |
16 |
12 |
27 |
49,57 |
17,78 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
65 |
4,61 |
4,05 |
131 |
74,78 |
30,62 |
|
16. Other Industries |
56 |
59 |
49 |
177 |
10,47 |
8,02 |
1,200 |
54,04 |
46,56 |
|
17. Electricity, Gas & Water |
- |
- |
- |
2 |
2,50 |
2,51 |
9 |
14,57 |
9,13 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
2 |
8,20 |
3,63 |
|
(b) Non-Conventional Energy |
- |
- |
- |
2 |
2,50 |
2,51 |
4 |
6,09 |
5,33 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
3 |
28 |
17 |
|
18. Construction |
- |
- |
- |
448 |
38,53 |
30,42 |
802 |
185,49 |
157,50 |
|
(a) Other than Infrastructure |
- |
- |
- |
322 |
32,97 |
25,91 |
576 |
60,17 |
47,35 |
|
(b) Infrastructure Construction |
- |
- |
- |
126 |
5,56 |
4,51 |
226 |
125,32 |
110,15 |
III. |
TRANSPORT OPERATORS |
- |
- |
- |
796 |
51,22 |
31,01 |
1,107 |
66,26 |
43,25 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
20 |
43 |
43 |
1,079 |
76,67 |
57,26 |
8,187 |
772,79 |
541,77 |
|
1. Professional Services |
3 |
23 |
23 |
31 |
4,79 |
3,84 |
1,989 |
56,79 |
43,65 |
|
2. Tourism, Hotel & Restaurants |
- |
- |
- |
106 |
28,20 |
23,21 |
437 |
105,37 |
85,72 |
|
3. Recreation services |
- |
- |
- |
1 |
1 |
- |
100 |
3,86 |
3,06 |
|
4. IT and Telecommunications |
- |
- |
- |
11 |
3,29 |
3,24 |
26 |
4,52 |
4,20 |
|
5. Others |
17 |
20 |
19 |
930 |
40,39 |
26,97 |
5,635 |
602,24 |
405,15 |
V. |
PERSONAL LOANS |
353 |
1,26 |
1,26 |
43,068 |
452,13 |
320,99 |
1,03,805 |
1684,62 |
1308,14 |
|
1. Housing |
- |
- |
- |
1,544 |
132,87 |
107,84 |
10,480 |
711,39 |
584,87 |
|
2. Consumer Durables |
- |
- |
- |
97 |
1,36 |
97 |
1,196 |
7,51 |
5,79 |
|
3. Vehicles |
2 |
1 |
1 |
21,904 |
100,94 |
51,18 |
25,328 |
165,43 |
97,33 |
|
4. Education |
- |
- |
- |
444 |
13,96 |
11,67 |
10,526 |
190,13 |
139,36 |
|
5. Personal Credit Cards |
- |
- |
- |
270 |
8,14 |
1,86 |
2,146 |
14,35 |
6,37 |
|
6. Others |
351 |
1,26 |
1,26 |
18,809 |
194,85 |
147,46 |
54,129 |
595,81 |
474,43 |
VI. |
TRADE |
1,812 |
5,83 |
5,66 |
1,112 |
138,51 |
116,26 |
13,068 |
442,91 |
370,10 |
|
1. Wholesale Trade |
1,098 |
3,02 |
2,95 |
168 |
48,15 |
40,84 |
1,847 |
146,52 |
119,52 |
|
2. Retail Trade |
714 |
2,80 |
2,71 |
944 |
90,36 |
75,43 |
11,221 |
296,38 |
250,58 |
VII. |
FINANCE |
333 |
3,23 |
2,35 |
79 |
11,99 |
3,92 |
1,103 |
57,06 |
29,41 |
VIII. |
ALL OTHERS |
1,418 |
4,09 |
4,09 |
17,421 |
74,28 |
61,49 |
24,098 |
133,52 |
111,89 |
|
TOTAL BANK CREDIT |
13,171 |
45,46 |
44,55 |
81,071 |
1115,18 |
819,22 |
2,45,037 |
4749,80 |
3621,19 |