Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

8,161

12,91

11,83

36,412

33,12

34,45

-

-

-

1.

Direct Finance

8,158

11,89

10,79

36,355

31,10

32,65

-

-

-

2.

Indirect Finance

3

1,02

1,04

57

2,02

1,80

-

-

-

II.

INDUSTRY

702

23,73

20,28

1,714

124,96

109,59

13

49,08

23,79

1.

Mining & Quarrying

1

2

2

5

23

16

-

-

-

2.

Food Manufacturing and Processing

15

19

14

158

17,48

18,75

-

-

-

(a)

Rice Mills, Flour and Dal Mills

6

6

2

29

1,60

98

-

-

-

(b)

Sugar

-

-

-

4

12,96

14,16

-

-

-

(c)

Edible Oils and Vanaspati

4

5

4

12

1,44

1,51

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

5

8

8

113

1,48

2,11

-

-

-

3.

Beverage and Tobacco

1

4

3

7

35

29

-

-

-

4.

Textiles

11

10

10

68

54,67

50,16

-

-

-

(a)

Cotton Textiles

4

3

4

44

52,60

49,02

-

-

-

(b)

Jute Textiles

3

4

4

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

2

2

2

-

-

-

-

-

-

(d)

Other Textiles

2

2

1

24

2,07

1,14

-

-

-

5.

Paper, Paper Products and Printing

32

3,96

3,55

83

2,62

2,66

-

-

-

6.

Leather and Leather Products

5

62

71

20

6,21

5,28

-

-

-

7.

Rubber and Rubber Products

24

32

25

23

1,54

1,04

-

-

-

8.

Chemicals and Chemical Products

59

2,37

2,13

158

14,66

12,38

5

12,28

1,95

(a)

Heavy Industrial Chemicals

7

26

27

28

7,30

5,75

-

-

-

(b)

Fertilizers

1

8

1

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

5

21

21

25

75

77

3

5,28

1,95

(d)

Non-Edible Oils

-

-

-

1

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

46

1,83

1,63

104

6,60

5,85

2

7,00

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

5

28

31

-

-

-

10.

Manufacture of Cement & Cement Products

2

4

4

1

1

-

-

-

-

11.

Basic Metals & Metal Products

21

81

67

100

8,03

8,53

-

-

-

(a)

Iron and Steel

6

10

9

44

5,68

6,65

-

-

-

(b)

Non-Ferrous Metals

1

1

-

7

1,45

97

-

-

-

(c)

Other Metal Products

14

70

58

49

90

91

-

-

-

12.

Engineering

27

3,02

2,19

85

3,23

1,81

-

-

-

(a)

Heavy Engineering

1

3

3

3

22

20

-

-

-

(b)

Light Engineering

14

1,97

1,75

28

1,51

54

-

-

-

(c)

Electrical Machinery & Goods

5

27

27

26

60

28

-

-

-

(d)

Electronic Machinery & Goods

7

75

15

28

89

79

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

5

29

23

33

84

82

-

-

-

14.

Other Industries

495

11,88

10,15

932

13,82

6,42

8

36,80

21,84

15.

Electricity, Gas & Water

1

1

1

5

22

15

-

-

-

(a)

Electricity Generation & Transmission

1

1

1

1

2

2

-

-

-

(b)

Non-Conventional Energy

-

-

-

1

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

3

19

13

-

-

-

16.

Construction

3

5

5

31

80

83

-

-

-

III.

TRANSPORT OPERATORS

262

1,33

1,11

432

2,59

2,31

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

170

1,27

1,14

3,979

9,27

9,10

-

-

-

V.

PERSONAL LOANS

5,943

16,76

15,74

8,027

43,34

40,97

1

2

2

1.

Loans for Purchase of Consumer Durables

807

88

62

1,113

1,67

1,54

-

-

-

2.

Loans for Housing

347

6,12

5,87

1,102

15,53

15,94

-

-

-

3.

Rest of the Personal Loans

4,789

9,75

9,25

5,812

26,13

23,48

1

2

2

VI.

TRADE

2,728

14,01

11,16

5,419

14,20

12,75

-

-

-

1.

Wholesale Trade

53

72

71

71

2,95

2,61

-

-

-

2.

Retail Trade

2,675

13,28

10,45

5,348

11,25

10,14

-

-

-

VII.

FINANCE

-

-

-

7

2,91

3,09

-

-

-

VIII.

ALL OTHERS

633

6,38

4,17

10,638

16,85

14,53

-

-

-

TOTAL BANK CREDIT

18,599

76,38

65,43

66,628

247,23

226,79

14

49,10

23,81

OF WHICH :

1. Artisans & Village Industries

96

11

9

181

33

27

-

-

-

2. Other Small Scale Industries

401

6,58

5,34

1,237

28,00

25,70

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

306

1,15

1,11

44,879

47,18

47,38

1.

Direct Finance

-

-

-

306

1,15

1,11

44,819

44,14

44,55

2.

Indirect Finance

-

-

-

-

-

-

60

3,04

2,84

II.

INDUSTRY

-

-

-

276

35,75

32,34

2,705

233,52

186,01

1.

Mining & Quarrying

-

-

-

1

1

-

7

25

18

2.

Food Manufacturing and Processing

-

-

-

33

1,70

1,42

206

19,36

20,31

(a)

Rice Mills, Flour and Dal Mills

-

-

-

1

3

2

36

1,69

1,02

(b)

Sugar

-

-

-

-

-

-

4

12,96

14,16

(c)

Edible Oils and Vanaspati

-

-

-

12

1,00

86

28

2,49

2,40

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

20

66

54

138

2,22

2,73

3.

Beverage and Tobacco

-

-

-

6

1,34

1,53

14

1,73

1,85

4.

Textiles

-

-

-

20

14,78

12,80

99

69,55

63,06

(a)

Cotton Textiles

-

-

-

3

2,26

2,01

51

54,89

51,07

(b)

Jute Textiles

-

-

-

-

-

-

3

4

4

(c)

Handloom Textiles & Khadi

-

-

-

1

8

7

3

10

9

(d)

Other Textiles

-

-

-

16

12,44

10,72

42

14,53

11,87

5.

Paper, Paper Products and Printing

-

-

-

7

19

14

122

6,76

6,36

6.

Leather and Leather Products

-

-

-

7

88

82

32

7,71

6,80

7.

Rubber and Rubber Products

-

-

-

7

1,16

1,11

54

3,02

2,40

8.

Chemicals and Chemical Products

-

-

-

46

9,31

8,77

268

38,62

25,23

(a)

Heavy Industrial Chemicals

-

-

-

5

6,46

6,42

40

14,02

12,44

(b)

Fertilizers

-

-

-

-

-

-

1

8

1

(c)

Drugs and Pharmaceuticals

-

-

-

14

1,17

1,26

47

7,42

4,20

(d)

Non-Edible Oils

-

-

-

-

-

-

1

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

27

1,67

1,09

179

17,10

8,58

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

3

10

8

8

38

39

10.

Manufacture of Cement & Cement Products

-

-

-

2

4

2

5

9

6

11.

Basic Metals & Metal Products

-

-

-

13

1,19

1,11

134

10,03

10,31

(a)

Iron and Steel

-

-

-

2

24

17

52

6,02

6,91

(b)

Non-Ferrous Metals

-

-

-

-

-

-

8

1,46

97

(c)

Other Metal Products

-

-

-

11

95

94

74

2,55

2,43

12.

Engineering

-

-

-

21

1,63

1,35

133

7,88

5,36

(a)

Heavy Engineering

-

-

-

-

-

-

4

25

22

(b)

Light Engineering

-

-

-

5

14

11

47

3,62

2,40

(c)

Electrical Machinery & Goods

-

-

-

9

1,23

95

40

2,10

1,50

(d)

Electronic Machinery & Goods

-

-

-

7

27

29

42

1,91

1,23

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

3

16

20

41

1,29

1,25

14.

Other Industries

-

-

-

90

2,74

2,52

1,525

65,23

40,93

15.

Electricity, Gas & Water

-

-

-

1

14

14

7

37

30

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

2

3

3

(b)

Non-Conventional Energy

-

-

-

-

-

-

1

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

14

14

4

33

27

16.

Construction

-

-

-

16

40

32

50

1,25

1,20

III.

TRANSPORT OPERATORS

-

-

-

204

2,30

1,76

898

6,23

5,18

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

130

2,53

1,38

4,279

13,07

11,62

V.

PERSONAL LOANS

-

-

-

1,975

7,41

6,50

15,946

67,52

63,23

1.

Loans for Purchase of Consumer Durables

-

-

-

320

36

34

2,240

2,92

2,50

2.

Loans for Housing

-

-

-

106

1,44

1,01

1,555

23,09

22,83

3.

Rest of the Personal Loans

-

-

-

1,549

5,61

5,14

12,151

41,52

37,90

VI.

TRADE

-

-

-

624

10,43

8,95

8,771

38,63

32,87

1.

Wholesale Trade

-

-

-

77

3,41

2,97

201

7,08

6,29

2.

Retail Trade

-

-

-

547

7,02

5,98

8,570

31,56

26,57

VII.

FINANCE

-

-

-

4

1,30

1,30

11

4,21

4,39

VIII.

ALL OTHERS

-

-

-

462

2,82

2,50

11,733

26,04

21,20

TOTAL BANK CREDIT

-

-

-

3,981

63,69

55,83

89,222

436,40

371,87

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-