Pondicherry - RBI - Reserve Bank of India
Pondicherry
Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
SOUTHERN REGION | (Amount in Rupees Lakh) | |||||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||||||
AND ITS ASSOCIATES | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
1 | 2 | 3 | 4 | 5 | 6 | |||||||||
I. | AGRICULTURE | 10,217 | 24,31 | 22,72 | 17,705 | 47,87 | 43,76 | |||||||
1. Direct Finance | 10,216 | 24,06 | 22,46 | 17,612 | 38,50 | 38,23 | ||||||||
2. Indirect Finance | 1 | 25 | 26 | 93 | 9,37 | 5,53 | ||||||||
II. | INDUSTRY | 400 | 39,69 | 23,90 | 1,800 | 147,97 | 127,20 | |||||||
1. Mining & Quarrying | — | — | — | 1 | 3 | 3 | ||||||||
2. Food Manufacturing & Processing | 21 | 12,20 | 6,26 | 100 | 21,89 | 16,16 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 6 | 11,46 | 5,53 | 58 | 1,02 | 91 | |||||||
(b) | Sugar | — | — | — | 5 | 15,97 | 9,76 | |||||||
(c) | Edible Oils & Vanaspati | 2 | 2 | 3 | 3 | 1,91 | 2,63 | |||||||
(d) | Tea Processing | — | — | — | — | — | — | |||||||
(e) | Processing of Fruits & Vegetables | — | — | — | 1 | 4 | 4 | |||||||
(f) | Others | 13 | 71 | 70 | 33 | 2,95 | 2,82 | |||||||
3. Beverage & Tobacco | 1 | 3,00 | 2,65 | 27 | 7,19 | 6,07 | ||||||||
4. Textiles | 29 | 1,49 | 1,43 | 53 | 27,60 | 23,33 | ||||||||
(a) | Cotton Textiles | 5 | 11 | 7 | 13 | 18,30 | 16,34 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 1 | 30 | 35 | — | — | — | |||||||
(c) | Handloom Textiles & Khadi | 2 | 90 | 84 | 1 | — | — | |||||||
(d) | Other Textiles & Textile Products | 21 | 18 | 17 | 39 | 9,30 | 6,99 | |||||||
5. Paper, Paper Products & Printing | 25 | 4,15 | 3,06 | 31 | 3,60 | 1,82 | ||||||||
6. Leather & Leather Products | 2 | 50 | 21 | 17 | 3,34 | 3,92 | ||||||||
7. Rubber & Plastic Products | 21 | 3,16 | 1,93 | 75 | 20,30 | 19,63 | ||||||||
8. Chemicals & Chemical Products | 17 | 5,13 | 3,69 | 73 | 26,80 | 19,91 | ||||||||
(a) | Heavy Industrial Chemicals | — | — | — | 9 | 9,90 | 9,06 | |||||||
(b) | Fertilisers | — | — | — | — | — | — | |||||||
(c) | Drugs & Pharmaceuticals | — | — | — | 15 | 7,92 | 5,41 | |||||||
(d) | Non-Edible Oils | — | — | — | — | — | — | |||||||
(e) | Other Chemicals & Chemical Products | 17 | 5,13 | 3,69 | 49 | 8,98 | 5,44 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 1 | 25 | 76 | ||||||||
10. Manufacture of Cement & Cement Products | 6 | 7 | 6 | 5 | 13 | 15 | ||||||||
11. Basic Metals & Metal Products | 24 | 6,66 | 1,47 | 79 | 4,91 | 5,92 | ||||||||
(a) | Iron & Steel | — | — | — | 13 | 3,48 | 4,44 | |||||||
(b) | Non-Ferrous Metals | 1 | 6,00 | 89 | 2 | 15 | 19 | |||||||
(c) | Metal Products | 23 | 66 | 58 | 64 | 1,28 | 1,29 | |||||||
12. Engineering | 38 | 1,47 | 1,37 | 46 | 3,06 | 2,32 | ||||||||
(a) | Heavy Engineering | 2 | 15 | 12 | 3 | 12 | 16 | |||||||
(b) | Light Engineering | 17 | 18 | 16 | 26 | 1,64 | 87 | |||||||
(c) | Electrical Machinery & Goods | 12 | 90 | 87 | 11 | 97 | 93 | |||||||
(d) | Electronic Machinery & Goods | 7 | 24 | 23 | 6 | 34 | 36 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 13 | 96 | 69 | ||||||||
14. Other Industries | 182 | 1,73 | 1,63 | 1,165 | 21,18 | 20,11 | ||||||||
15. Electricity, Gas & Water | — | — | — | 5 | 89 | 94 | ||||||||
(a) | Electricity Generation &Transmission | — | — | — | 2 | 42 | 48 | |||||||
(b) | Non-Conventional Energy | — | — | — | 1 | 15 | 12 | |||||||
(c) | Gas, Steam & Water Supply | — | — | — | 2 | 33 | 34 | |||||||
16. Construction | 34 | 15 | 14 | 109 | 5,84 | 5,43 | ||||||||
III. | TRANSPORT OPERATORS | 95 | 1,01 | 76 | 398 | 3,17 | 2,47 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 181 | 7,00 | 6,31 | 1,761 | 55,50 | 37,75 | |||||||
V. | PERSONAL LOANS | 6,277 | 42,62 | 34,74 | 24,056 | 103,98 | 93,70 | |||||||
1. Loans for Purchase of Consumer Durables | 1,072 | 2,52 | 1,43 | 1,234 | 2,93 | 2,56 | ||||||||
2. Loans for Housing | 923 | 19,67 | 17,66 | 2,099 | 30,18 | 27,14 | ||||||||
3. Rest of the Personal Loans | 4,282 | 20,44 | 15,65 | 20,723 | 70,88 | 64,00 | ||||||||
VI. | TRADE | 1,209 | 10,21 | 9,30 | 5,915 | 76,73 | 70,31 | |||||||
1. Wholesale Trade | 35 | 4,79 | 4,76 | 129 | 16,43 | 14,78 | ||||||||
2. Retail Trade | 1,174 | 5,43 | 4,53 | 5,786 | 60,31 | 55,54 | ||||||||
VII. | FINANCE | 101 | 1,97 | 1,70 | 33 | 1,29 | 1,07 | |||||||
VIII. | ALL OTHERS | 1,241 | 24,65 | 22,45 | 4,921 | 30,99 | 25,05 | |||||||
TOTAL BANK CREDIT | 19,721 | 151,47 | 121,87 | 56,589 | 467,51 | 401,31 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 61 | 1,15 | 1,08 | 252 | 2,05 | 1,85 | ||||||||
2.OtherSmallScaleIndustries | 235 | 8,67 | 5,78 | 1,051 | 26,84 | 23,84 | ||||||||
FOREIGN BANKS | REGIONAL RURAL | |||||||||||||
BANKS | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
7 | 8 | 9 | 10 | 11 | 12 | |||||||||
I. | AGRICULTURE | — | — | — | — | — | — | |||||||
1. Direct Finance | — | — | — | — | — | — | ||||||||
2. Indirect Finance | — | — | — | — | — | — | ||||||||
II. | INDUSTRY | 3 | 2,60 | 3,11 | — | — | — | |||||||
1. Mining & Quarrying | — | — | — | — | — | — | ||||||||
2. Food Manufacturing & Processing | — | — | — | — | — | — | ||||||||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | |||||||
(b) | Sugar | — | — | — | — | — | — | |||||||
(c) | Edible Oils & Vanaspati | — | — | — | — | — | — | |||||||
(d) | Tea Processing | — | — | — | — | — | — | |||||||
(e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | |||||||
(f) | Others | — | — | — | — | — | — | |||||||
3. Beverage & Tobacco | — | — | — | — | — | — | ||||||||
4. Textiles | — | — | — | — | — | — | ||||||||
(a) | Cotton Textiles | — | — | — | — | — | — | |||||||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | |||||||
(c) | Handloom Textiles & Khadi | — | — | — | — | — | — | |||||||
(d) | Other Textiles & Textile Products | — | — | — | — | — | — | |||||||
5. Paper, Paper Products & Printing | — | — | — | — | — | — | ||||||||
6. Leather & Leather Products | — | — | — | — | — | — | ||||||||
7. Rubber & Plastic Products | — | — | — | — | — | — | ||||||||
8. Chemicals & Chemical Products | 3 | 2,60 | 3,11 | — | — | — | ||||||||
(a) | Heavy Industrial Chemicals | — | — | — | — | — | — | |||||||
(b) | Fertilisers | — | — | — | — | — | — | |||||||
(c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | |||||||
(d) | Non-Edible Oils | — | — | — | — | — | — | |||||||
(e) | Other Chemicals & Chemical Products | 3 | 2,60 | 3,11 | — | — | — | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | ||||||||
10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | ||||||||
11. Basic Metals & Metal Products | — | — | — | — | — | — | ||||||||
(a) | Iron & Steel | — | — | — | — | — | — | |||||||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | |||||||
(c) | Metal Products | — | — | — | — | — | — | |||||||
12. Engineering | — | — | — | — | — | — | ||||||||
(a) | Heavy Engineering | — | — | — | — | — | — | |||||||
(b) | Light Engineering | — | — | — | — | — | — | |||||||
(c) | Electrical Machinery & Goods | — | — | — | — | — | — | |||||||
(d) | Electronic Machinery & Goods | — | — | — | — | — | — | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | — | — | — | ||||||||
14. Other Industries | — | — | — | — | — | — | ||||||||
15. Electricity, Gas & Water | — | — | — | — | — | — | ||||||||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | |||||||
(b) | Non-Conventional Energy | — | — | — | — | — | — | |||||||
(c) | Gas, Steam & Water Supply | — | — | — | — | — | — | |||||||
16. Construction | — | — | — | — | — | — | ||||||||
III. | TRANSPORT OPERATORS | — | — | — | — | — | — | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | — | — | — | |||||||
V. | PERSONAL LOANS | — | — | — | — | — | — | |||||||
1. Loans for Purchase of Consumer Durables | — | — | — | — | — | — | ||||||||
2. Loans for Housing | — | — | — | — | — | — | ||||||||
3. Rest of the Personal Loans | — | — | — | — | — | — | ||||||||
VI. | TRADE | — | — | — | — | — | — | |||||||
1. Wholesale Trade | — | — | — | — | — | — | ||||||||
2. Retail Trade | — | — | — | — | — | — | ||||||||
VII. | FINANCE | — | — | — | — | — | — | |||||||
VIII. | ALL OTHERS | — | — | — | — | — | — | |||||||
TOTAL BANK CREDIT | 3 | 2,60 | 3,11 | — | — | — | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | — | — | — | — | — | — | ||||||||
2.OtherSmallScaleIndustries | 3 | 2,60 | 3,11 | — | — | — | ||||||||
OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
Standing | Standing | |||||||||||||
13 | 14 | 15 | 16 | 17 | 18 | |||||||||
I. | AGRICULTURE | 744 | 1,80 | 1,71 | 28,666 | 73,98 | 68,19 | |||||||
1. Direct Finance | 742 | 1,72 | 1,62 | 28,570 | 64,28 | 62,31 | ||||||||
2. Indirect Finance | 2 | 8 | 9 | 96 | 9,70 | 5,88 | ||||||||
II. | INDUSTRY | 512 | 140,16 | 105,68 | 2,715 | 330,42 | 259,89 | |||||||
1. Mining & Quarrying | — | — | — | 1 | 3 | 3 | ||||||||
2. Food Manufacturing & Processing | 35 | 3,82 | 4,94 | 156 | 37,90 | 27,36 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 2 | 31 | 31 | 66 | 12,79 | 6,75 | |||||||
(b) | Sugar | — | — | — | 5 | 15,97 | 9,76 | |||||||
(c) | Edible Oils & Vanaspati | 9 | 1,06 | 1,16 | 14 | 2,99 | 3,82 | |||||||
(d) | Tea Processing | — | — | — | — | — | — | |||||||
(e) | Processing of Fruits & Vegetables | — | — | — | 1 | 4 | 4 | |||||||
(f) | Others | 24 | 2,45 | 3,47 | 70 | 6,11 | 6,98 | |||||||
3. Beverage & Tobacco | 4 | 16 | 27 | 32 | 10,35 | 9,00 | ||||||||
4. Textiles | 21 | 3,30 | 2,66 | 103 | 32,40 | 27,42 | ||||||||
(a) | Cotton Textiles | 6 | 1,98 | 1,52 | 24 | 20,38 | 17,93 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 2 | 21 | 19 | 3 | 51 | 54 | |||||||
(c) | Handloom Textiles & Khadi | 1 | 8 | 10 | 4 | 99 | 95 | |||||||
(d) | Other Textiles & Textile Products | 12 | 1,03 | 85 | 72 | 10,52 | 8,01 | |||||||
5. Paper, Paper Products & Printing | 27 | 13,77 | 9,45 | 83 | 21,51 | 14,33 | ||||||||
6. Leather & Leather Products | 10 | 5,67 | 2,43 | 29 | 9,51 | 6,56 | ||||||||
7. Rubber & Plastic Products | 40 | 2,91 | 2,57 | 136 | 26,37 | 24,12 | ||||||||
8. Chemicals & Chemical Products | 60 | 29,01 | 22,63 | 153 | 63,53 | 49,34 | ||||||||
(a) | Heavy Industrial Chemicals | 7 | 10,49 | 9,24 | 16 | 20,39 | 18,31 | |||||||
(b) | Fertilisers | — | — | — | — | — | — | |||||||
(c) | Drugs & Pharmaceuticals | 19 | 2,11 | 53 | 34 | 10,03 | 5,94 | |||||||
(d) | Non-Edible Oils | 1 | 5 | 5 | 1 | 5 | 5 | |||||||
(e) | Other Chemicals & Chemical Products | 33 | 16,36 | 12,80 | 102 | 33,07 | 25,05 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 1 | 25 | 76 | ||||||||
10. Manufacture of Cement & Cement Products | 6 | 16,13 | 16,07 | 17 | 16,32 | 16,29 | ||||||||
11. Basic Metals & Metal Products | 16 | 8,10 | 5,04 | 119 | 19,67 | 12,43 | ||||||||
(a) | Iron & Steel | 7 | 6,59 | 3,47 | 20 | 10,07 | 7,91 | |||||||
(b) | Non-Ferrous Metals | 1 | 8 | 10 | 4 | 6,23 | 1,18 | |||||||
(c) | Metal Products | 8 | 1,43 | 1,47 | 95 | 3,37 | 3,34 | |||||||
12. Engineering | 82 | 47,63 | 30,47 | 166 | 52,16 | 34,16 | ||||||||
(a) | Heavy Engineering | 3 | 19,00 | 10,49 | 8 | 19,27 | 10,77 | |||||||
(b) | Light Engineering | 51 | 95 | 89 | 94 | 2,77 | 1,92 | |||||||
(c) | Electrical Machinery & Goods | 24 | 24,09 | 16,44 | 47 | 25,96 | 18,23 | |||||||
(d) | Electronic Machinery & Goods | 4 | 3,59 | 2,65 | 17 | 4,17 | 3,24 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 1 | 1,00 | 98 | 14 | 1,96 | 1,67 | ||||||||
14. Other Industries | 155 | 4,87 | 4,64 | 1,502 | 27,78 | 26,38 | ||||||||
15. Electricity, Gas & Water | 3 | 1,39 | 1,40 | 8 | 2,29 | 2,34 | ||||||||
(a) | Electricity Generation &Transmission | 2 | 1,37 | 1,38 | 4 | 1,79 | 1,86 | |||||||
(b) | Non-Conventional Energy | — | — | — | 1 | 15 | 12 | |||||||
(c) | Gas, Steam & Water Supply | 1 | 2 | 2 | 3 | 35 | 36 | |||||||
16. Construction | 52 | 2,40 | 2,13 | 195 | 8,39 | 7,70 | ||||||||
III. | TRANSPORT OPERATORS | 116 | 1,84 | 1,35 | 609 | 6,02 | 4,58 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 266 | 30,02 | 26,93 | 2,208 | 92,52 | 71,00 | |||||||
V. | PERSONAL LOANS | 4,681 | 27,00 | 20,30 | 35,014 | 173,61 | 148,74 | |||||||
1. Loans for Purchase of Consumer Durables | 903 | 4,19 | 2,25 | 3,209 | 9,64 | 6,23 | ||||||||
2. Loans for Housing | 167 | 3,45 | 2,87 | 3,189 | 53,29 | 47,68 | ||||||||
3. Rest of the Personal Loans | 3,611 | 19,36 | 15,18 | 28,616 | 110,68 | 94,83 | ||||||||
VI. | TRADE | 1,115 | 32,97 | 29,85 | 8,239 | 119,92 | 109,46 | |||||||
1. Wholesale Trade | 238 | 9,14 | 8,01 | 402 | 30,35 | 27,55 | ||||||||
2. Retail Trade | 877 | 23,83 | 21,84 | 7,837 | 89,57 | 81,91 | ||||||||
VII. | FINANCE | 12 | 96 | 88 | 146 | 4,21 | 3,64 | |||||||
VIII. | ALL OTHERS | 1,366 | 24,15 | 11,46 | 7,528 | 79,78 | 58,96 | |||||||
TOTAL BANK CREDIT | 8,812 | 258,90 | 198,17 | 85,125 | 880,48 | 724,46 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 11 | 12 | 8 | 324 | 3,32 | 3,01 | ||||||||
2.OtherSmallScaleIndustries | 315 | 17,95 | 16,87 | 1,604 | 56,05 | 49,60 | ||||||||