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Asset Publisher

83750989

Punjab

NORTHERN REGION
STATE : PUNJAB

(Amount in Rupees Lakh) 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

1

2

3

4

5

6

I.

AGRICULTURE

4,84,219

7196,06

6135,04

2,85,433

5486,12

4607,42

 

1. Direct Finance

4,79,282

6780,89

5800,30

2,77,960

4590,60

3904,58

 

2. Indirect Finance

4,937

415,18

334,74

7,473

895,52

702,84

II.

INDUSTRY

18,064

4803,84

3385,29

27,157

4568,00

3537,35

 

1. Mining & Quarrying

223

147,10

37,23

358

85,86

51,36

 

2. Food Manufacturing & Processing

2,030

563,29

425,64

4,587

1578,90

1193,87

 

(a) Rice Mills, Flour & Dal Mills

973

391,21

291,40

2,594

959,96

739,41

 

(b) Sugar

8

1,52

1,08

22

108,29

83,23

 

(c) Edible Oils & Vanaspati

126

47,69

37,90

536

204,42

163,37

 

(d) Tea Processing

3

3,26

1,95

8

17,20

16,79

 

(e) Processing of Fruits & Vegetables

17

6,18

4,79

32

4,26

3,77

 

(f) Others

903

113,43

88,53

1,395

284,78

187,31

 

3. Beverage & Tobacco

29

97,56

61,41

71

37,03

30,66

 

4. Textiles

2,810

826,41

584,86

1,823

531,75

432,73

 

(a) Cotton Textiles

252

324,41

189,02

365

318,16

237,95

 

(b) Jute & Other Natural Fibre Textiles

170

16,71

11,38

52

3,94

2,92

 

(c) Handloom Textiles & Khadi

1,493

12,97

10,57

856

10,41

7,60

 

(d) Other Textiles & Textile Products

895

472,33

373,88

550

199,24

184,26

 

5. Paper, Paper Products & Printing

257

151,13

105,41

316

92,61

80,74

 

6. Leather & Leather Products

154

14,38

12,78

172

4,44

2,79

 

7. Rubber & Plastic Products

180

53,15

40,62

763

55,71

40,34

 

8. Chemicals & Chemical Products

342

200,61

178,06

622

137,26

110,35

 

(a) Heavy Industrial Chemicals

14

58,86

46,46

38

12,54

11,72

 

(b) Fertilisers

12

68,64

76,21

16

10,42

9,11

 

(c) Drugs & Pharmaceuticals

83

10,59

6,38

151

23,80

20,90

 

(d) Non-Edible Oils

13

1,64

1,51

19

5,17

4,81

 

(e) Other Chemicals & Chemical Products

220

60,87

47,50

398

85,33

63,81

 

9. Petroleum, Coal Products & Nuclear Fuels

36

155,66

78,81

57

10,04

8,60

 

10. Manufacture of Cement & Cement Products

150

27,57

24,62

182

13,99

11,22

 

11. Basic Metals & Metal Products

617

363,94

287,91

6,783

963,19

712,30

 

(a) Iron & Steel

114

270,78

203,41

990

747,76

523,29

 

(b) Non-Ferrous Metals

39

21,88

18,07

63

18,07

16,87

 

(c) Metal Products

464

71,29

66,42

5,730

197,35

172,14

 

12. Engineering

985

148,36

120,09

2,955

234,85

199,16

 

(a) Heavy Engineering

121

13,57

11,66

249

52,20

44,72

 

(b) Light Engineering

576

53,49

43,31

1,195

86,30

64,46

 

(c) Electrical Machinery & Goods

203

48,74

36,70

1,417

91,78

85,95

 

(d) Electronic Machinery & Goods

85

32,56

28,43

94

4,58

4,03

 

13. Vehicles, Vehicle Parts & Transport Equipments

570

101,47

75,82

467

143,15

113,18

 

14. Other Industries

7,733

498,00

365,93

5,037

169,43

132,80

 

15. Electricity, Gas & Water

20

860,94

594,96

40

66,22

52,65

 

(a) Electricity Generation & Transmission

18

859,84

593,93

25

64,37

51,22

 

(b) Non-Conventional Energy

-

-

-

3

23

13

 

(c) Gas, Steam & Water Supply

2

1,10

1,04

12

1,62

1,29

 

16. Construction

1,928

594,28

391,14

2,924

443,56

364,62

III.

TRANSPORT OPERATORS

3,313

104,95

73,24

2,081

65,06

48,40

IV.

PROFESSIONAL AND OTHER SERVICES

32,657

1865,25

1517,07

34,387

1574,30

1238,24

V.

PERSONAL LOANS

1,19,178

2178,91

1666,99

1,93,595

4380,62

3238,83

 

1. Loans for Purchase of Consumer Durables

4,348

32,84

27,03

5,706

49,24

39,21

 

2. Loans for Housing

27,828

765,70

648,33

43,657

1774,80

1490,47

 

3. Rest of the Personal Loans

87,002

1380,37

991,62

1,44,232

2556,58

1709,15

VI.

TRADE

42,962

990,63

800,18

48,200

1910,52

1458,64

 

1. Wholesale Trade

2,245

269,79

219,53

2,348

338,24

273,64

 

2. Retail Trade

40,717

720,83

580,65

45,852

1572,28

1185,00

VII.

FINANCE

846

153,30

143,19

631

42,61

33,73

VIII.

ALL OTHERS

31,770

580,61

470,93

43,446

802,73

623,63

 

TOTAL BANK CREDIT

7,33,009

17873,55

14191,93

6,34,930

18829,95

14786,24


TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008
NORTHERN REGION
STATE : PUNJAB

 (Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

7

8

9

10

11

12

I.

AGRICULTURE

75,108

4467,10

3680,84

12,267

1066,84

929,09

 

1. Direct Finance

71,621

2397,02

1932,13

10,930

390,59

349,57

 

2. Indirect Finance

3,487

2070,07

1748,71

1,337

676,25

579,52

II.

INDUSTRY

38,873

20007,91

14300,52

28,717

11122,66

7784,43

 

1. Mining & Quarrying

489

333,67

252,25

57

21,09

18,55

 

2. Food Manufacturing & Processing

2,671

1560,21

1211,25

899

181,09

151,03

 

(a) Rice Mills, Flour & Dal Mills

1,405

799,50

640,73

260

62,84

50,62

 

(b) Sugar

29

191,77

117,95

7

26,66

22,57

 

(c) Edible Oils & Vanaspati

216

224,97

164,99

44

13,45

9,52

 

(d) Tea Processing

5

1,42

40

1

5,00

3,72

 

(e) Processing of Fruits & Vegetables

43

17,58

16,19

18

3,84

3,43

 

(f) Others

973

324,97

271,00

569

69,30

61,18

 

3. Beverage & Tobacco

61

41,92

29,24

23

33,89

27,06

 

4. Textiles

6,932

5374,42

4032,90

8,049

6261,27

3984,33

 

(a) Cotton Textiles

2,419

3046,78

2176,71

1,573

3243,06

2022,13

 

(b) Jute & Other Natural Fibre Textiles

1,592

81,55

47,89

153

28,32

25,04

 

(c) Handloom Textiles & Khadi

176

45,01

25,86

340

24,34

18,09

 

(d) Other Textiles & Textile Products

2,745

2201,08

1782,44

5,983

2965,55

1919,07

 

5. Paper, Paper Products & Printing

849

620,73

481,80

515

656,62

488,04

 

6. Leather & Leather Products

374

160,73

116,29

105

26,44

19,81

 

7. Rubber & Plastic Products

1,187

1422,52

459,52

691

186,25

141,11

 

8. Chemicals & Chemical Products

1,016

927,82

758,68

1,224

168,86

128,78

 

(a) Heavy Industrial Chemicals

120

112,03

99,37

77

60,62

49,48

 

(b) Fertilisers

28

84,88

79,27

11

2,15

1,83

 

(c) Drugs & Pharmaceuticals

236

397,24

296,92

792

47,15

36,24

 

(d) Non-Edible Oils

34

13,09

11,46

4

47

44

 

(e) Other Chemicals & Chemical Products

598

320,58

271,67

340

58,47

40,79

 

9. Petroleum, Coal Products & Nuclear Fuels

51

163,20

17,37

23

3,25

2,36

 

10. Manufacture of Cement & Cement Products

233

45,47

42,05

157

22,27

18,82

 

11. Basic Metals & Metal Products

6,796

1825,26

1401,20

6,937

931,51

745,09

 

(a) Iron & Steel

1,237

1016,24

745,15

632

639,70

532,05

 

(b) Non-Ferrous Metals

452

172,30

134,92

57

29,41

18,78

 

(c) Metal Products

5,107

636,72

521,13

6,248

262,39

194,27

 

12. Engineering

3,843

1399,80

1111,06

2,749

1079,22

810,38

 

(a) Heavy Engineering

520

144,32

115,05

617

290,00

237,19

 

(b) Light Engineering

2,513

997,38

787,81

1,456

693,04

497,87

 

(c) Electrical Machinery & Goods

604

192,89

154,84

232

34,34

28,67

 

(d) Electronic Machinery & Goods

206

65,21

53,36

444

61,84

46,65

 

13. Vehicles, Vehicle Parts & Transport Equipments

1,216

973,87

478,42

2,637

662,49

504,31

 

14. Other Industries

8,449

1200,00

1000,70

2,697

297,90

244,43

 

15. Electricity, Gas & Water

70

2613,30

1794,39

22

22,52

19,68

 

(a) Electricity Generation & Transmission

37

2585,05

1787,09

19

20,79

18,13

 

(b) Non-Conventional Energy

5

58

50

2

48

48

 

(c) Gas, Steam & Water Supply

28

27,67

6,79

1

1,25

1,07

 

16. Construction

4,636

1344,99

1113,42

1,932

567,99

480,66

III.

TRANSPORT OPERATORS

4,855

357,45

241,84

3,904

232,19

163,52

IV.

PROFESSIONAL AND OTHER SERVICES

74,831

5801,22

4475,92

18,857

1124,58

895,82

V.

PERSONAL LOANS

2,15,006

5922,54

4511,10

1,30,112

3608,43

2824,02

 

1. Loans for Purchase of Consumer Durables

5,257

55,90

41,01

4,614

66,41

52,01

 

2. Loans for Housing

54,222

2653,65

2281,33

29,119

1475,19

1254,23

 

3. Rest of the Personal Loans

1,55,527

3212,98

2188,76

96,379

2066,83

1517,78

VI.

TRADE

37,718

4200,45

3148,22

17,457

1831,50

1512,88

 

1. Wholesale Trade

3,659

954,24

644,56

2,438

750,45

640,24

 

2. Retail Trade

34,059

3246,21

2503,66

15,019

1081,05

872,64

VII.

FINANCE

459

242,71

167,30

246

88,93

23,44

VIII.

ALL OTHERS

46,698

2056,81

1794,50

43,884

983,19

769,96

 

TOTAL BANK CREDIT

4,93,548

43056,19

32320,23

2,55,444

20058,32

14903,16

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