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RBI Announcements

Asset Publisher

83623948

Punjab

NORTHERN REGION

STATE : PUNJAB

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

1

2

3

4

5

6

I.

AGRICULTURE

5,26,390

8885,14

7549,77

3,23,562

7011,51

5643,74

 

1. Direct Finance

5,20,199

8019,05

6727,97

3,15,497

6001,15

4879,68

 

2. Indirect Finance

6,191

866,09

821,80

8,065

1010,37

764,07

II.

INDUSTRY

21,937

3709,82

2106,09

34,693

10114,24

6084,00

 

1. Mining & Quarrying

97

18,45

15,15

132

1306,91

62,79

 

2. Food Manufacturing & Processing

1,609

904,90

622,73

4,264

2845,72

1804,37

 

  (a) Rice Mills, Flour & Dal Mills

824

750,57

534,05

2,565

1515,98

1154,15

 

  (b) Sugar

4

2,70

2,69

23

149,97

128,74

 

  (c) Edible Oils & Vanaspati

58

44,21

26,18

309

295,75

194,65

 

  (d) Tea Processing

3

12

5

14

3,07

2,76

 

  (e) Processing of Fruits & Vegetables

11

65,44

27,59

32

4,18

3,51

 

  (f) Others

709

41,86

32,16

1,321

876,75

320,57

 

3. Beverage & Tobacco

19

31,47

24,42

61

25,17

17,71

 

4. Textiles

3,861

950,05

316,38

3,517

1744,60

970,52

 

  (a) Cotton Textiles

1,065

747,27

138,04

1,649

612,82

435,86

 

  (b) Jute & Other Natural Fibre Textiles

170

2,15

1,45

54

50,45

48,68

 

  (c) Handloom Textiles & Khadi

1,867

7,94

5,80

827

49,90

39,67

 

  (d) Other Textiles & Textile Products

759

192,69

171,09

987

1031,43

446,31

 

5. Paper, Paper Products & Printing

149

51,67

29,45

331

100,03

51,59

 

6. Woods and Wood Products

520

8,14

6,20

570

28,63

22,97

 

7. Leather & Leather Products

133

4,53

3,69

168

14,27

8,28

 

8. Gems and Jewellery

41

1,37

82

60

8,93

6,03

 

9. Rubber & Plastic Products

132

11,65

9,30

490

69,36

49,55

 

10. Chemicals & Chemical Products

215

128,62

77,58

567

168,71

127,75

 

  (a) Heavy Industrial Chemicals

13

58,36

36,89

103

43,59

39,13

 

  (b) Fertilisers

7

44

42

39

6,84

4,88

 

  (c) Drugs & Pharmaceuticals

64

32,13

16,37

76

35,81

22,14

 

  (d) Non-Edible Oils

7

84

43

27

13,67

12,30

 

  (e) Other Chemicals & Chemical Products

124

36,84

23,47

322

68,81

49,31

 

11. Petroleum, Coal Products & Nuclear Fuels

34

454,61

69,10

53

178,86

177,21

 

12. Manufacture of Cement & Cement Products

135

10,71

8,20

251

25,03

18,67

 

13. Basic Metals & Metal Products

575

144,51

124,06

2,271

1430,49

1047,66

 

  (a) Iron & Steel

71

15,92

13,30

1,017

952,27

680,53

 

  (b) Non-Ferrous Metals

9

2,66

1,47

63

11,45

7,85

 

  (c) Metal Products

495

125,93

109,29

1,191

466,77

359,28

 

14. Engineering

1,266

107,51

74,95

3,484

525,11

384,72

 

  (a) Heavy Engineering

229

49,52

41,77

675

246,08

197,08

 

  (b) Light Engineering

817

44,77

25,64

2,393

182,45

102,39

 

  (c) Electrical Machinery & Goods

168

10,92

6,25

296

91,75

81,31

 

  (d) Electronic Machinery & Goods

52

2,29

1,29

120

4,84

3,95

 

15. Vehicles, Vehicle Parts & Transport Equipments

300

134,62

97,26

437

185,68

138,03

 

16. Other Industries

12,079

441,55

375,48

16,093

1119,45

913,50

 

17. Electricity, Gas & Water

19

179,40

179,50

78

103,62

96,94

 

  (a) Electricity Generation & Transmission

6

178,02

178,22

23

98,69

93,59

 

  (b) Non-Conventional Energy

9

98

88

46

3,18

2,11

 

  (c) Gas, Steam & Water Supply

4

40

39

9

1,74

1,25

 

18. Construction

753

126,05

71,82

1,866

233,68

185,70

 

  (a) Other than Infrastructure

556

74,59

28,70

1,190

102,33

80,69

 

  (b) Infrastructure Construction

197

51,46

43,13

676

131,35

105,01

III.

TRANSPORT OPERATORS

3,188

81,79

64,41

2,336

79,65

57,43

IV.

PROFESSIONAL AND OTHER SERVICES

13,682

645,29

544,30

23,406

1072,58

790,87

 

1. Professional Services

1,535

56,88

52,27

1,782

85,98

68,29

 

2. Tourism, Hotel & Restaurants

282

104,66

100,23

402

44,30

35,15

 

3. Recreation services

158

22,21

19,25

176

25,09

12,02

 

4. IT and Telecommunications

7

47

40

73

11,62

10,86

 

5. Others

11,700

461,07

372,15

20,973

905,59

664,56

V.

PERSONAL LOANS

1,20,826

2400,20

1813,60

2,10,816

5148,10

3814,62

 

1. Housing

31,560

1014,89

849,61

53,297

2317,15

1878,05

 

2. Consumer Durables

5,724

48,22

36,51

7,200

57,11

42,56

 

3. Vehicles

12,207

341,69

210,04

29,356

850,55

521,64

 

4. Education

3,864

146,61

93,58

7,694

279,12

173,77

 

5. Personal Credit Cards

1,579

11,41

5,36

2,234

28,07

14,00

 

6. Others

65,892

837,38

618,50

1,11,035

1616,10

1184,59

VI.

TRADE

40,214

661,33

541,42

48,363

3241,38

2292,90

 

1. Wholesale Trade

1,929

150,70

132,94

3,507

556,69

424,83

 

2. Retail Trade

38,285

510,62

408,48

44,856

2684,69

1868,07

VII.

FINANCE

1,230

39,02

28,34

803

127,21

106,54

VIII.

ALL OTHERS

23,956

298,69

249,89

25,984

511,79

358,69

 

TOTAL BANK CREDIT

7,51,423

16721,28

12897,83

6,69,963

27306,45

19148,78

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

7

8

9

10

11

12

I.

AGRICULTURE

78,939

3172,79

2760,11

17,889

1083,07

860,35

 

1. Direct Finance

76,125

1897,44

1554,79

15,974

490,26

370,98

 

2. Indirect Finance

2,814

1275,36

1205,32

1,915

592,81

489,37

II.

INDUSTRY

36,287

19541,54

14683,86

48,942

16233,54

11487,60

 

1. Mining & Quarrying

98

67,04

62,62

119

87,00

52,56

 

2. Food Manufacturing & Processing

1,287

1279,02

932,16

2,347

534,91

417,61

 

  (a) Rice Mills, Flour & Dal Mills

519

435,20

306,91

669

147,09

114,61

 

  (b) Sugar

23

228,49

168,57

8

102,30

93,34

 

  (c) Edible Oils & Vanaspati

98

169,11

132,65

29

23,25

20,59

 

  (d) Tea Processing

11

57

30

10

56

41

 

  (e) Processing of Fruits & Vegetables

23

3,91

3,13

42

11,61

11,37

 

  (f) Others

613

441,74

320,61

1,589

250,10

177,29

 

3. Beverage & Tobacco

61

124,91

77,17

33

70,22

59,47

 

4. Textiles

5,157

5149,80

3824,73

13,759

8187,63

5515,86

 

  (a) Cotton Textiles

1,228

2691,20

1884,48

4,177

2882,72

1833,38

 

  (b) Jute & Other Natural Fibre Textiles

1,342

52,62

47,27

246

9,86

8,22

 

  (c) Handloom Textiles & Khadi

125

90,30

37,26

287

47,99

32,51

 

  (d) Other Textiles & Textile Products

2,462

2315,68

1855,72

9,049

5247,05

3641,75

 

5. Paper, Paper Products & Printing

638

469,36

427,85

1,360

688,74

570,57

 

6. Woods and Wood Products

488

40,33

32,16

192

11,98

11,44

 

7. Leather & Leather Products

1,051

155,19

120,28

113

8,89

6,70

 

8. Gems and Jewellery

52

12,61

10,41

229

116,30

90,41

 

9. Rubber & Plastic Products

1,607

342,79

269,80

547

130,47

89,80

 

10. Chemicals & Chemical Products

1,217

477,84

405,83

811

266,82

227,80

 

  (a) Heavy Industrial Chemicals

86

159,00

155,69

80

27,81

22,03

 

  (b) Fertilisers

141

6,11

3,76

11

2,83

1,52

 

  (c) Drugs & Pharmaceuticals

135

169,46

141,66

345

136,54

125,71

 

  (d) Non-Edible Oils

13

2,77

2,25

16

8,88

7,13

 

  (e) Other Chemicals & Chemical Products

842

140,50

102,47

359

90,77

71,41

 

11. Petroleum, Coal Products & Nuclear Fuels

65

405,42

91,61

21

3,99

3,31

 

12. Manufacture of Cement & Cement Products

252

48,76

37,95

169

25,00

19,64

 

13. Basic Metals & Metal Products

4,707

3171,37

2411,86

6,325

2635,43

1786,04

 

  (a) Iron & Steel

1,099

949,70

643,13

778

873,32

571,67

 

  (b) Non-Ferrous Metals

356

126,54

86,13

84

53,27

30,09

 

  (c) Metal Products

3,252

2095,12

1682,60

5,463

1708,84

1184,27

 

14. Engineering

4,647

1355,16

1002,64

4,110

922,94

714,40

 

  (a) Heavy Engineering

850

313,38

244,96

882

407,35

315,87

 

  (b) Light Engineering

3,133

707,61

482,26

2,765

445,26

348,00

 

  (c) Electrical Machinery & Goods

525

230,59

203,03

343

50,48

36,02

 

  (d) Electronic Machinery & Goods

139

103,57

72,39

120

19,86

14,52

 

15. Vehicles, Vehicle Parts & Transport Equipments

1,076

552,10

404,77

3,966

1090,54

829,78

 

16. Other Industries

11,253

1368,88

1118,16

13,715

1082,80

809,34

 

17. Electricity, Gas & Water

48

2647,92

2132,81

38

44,24

36,97

 

  (a) Electricity Generation & Transmission

28

2629,11

2114,80

16

28,76

24,32

 

  (b) Non-Conventional Energy

6

16,31

16,34

6

10,89

9,19

 

  (c) Gas, Steam & Water Supply

14

2,51

1,67

16

4,59

3,46

 

18. Construction

2,583

1873,04

1321,07

1,088

325,63

245,89

 

  (a) Other than Infrastructure

2,071

393,93

286,76

805

171,69

147,30

 

  (b) Infrastructure Construction

512

1479,12

1034,31

283

153,94

98,59

III.

TRANSPORT OPERATORS

4,515

282,49

187,00

4,567

288,83

223,97

IV.

PROFESSIONAL AND OTHER SERVICES

19,973

2102,46

1533,14

12,318

1016,97

751,08

 

1. Professional Services

1,427

338,33

313,30

1,314

157,94

133,43

 

2. Tourism, Hotel & Restaurants

611

151,17

118,82

513

162,13

124,29

 

3. Recreation services

302

19,45

15,82

56

25,97

23,60

 

4. IT and Telecommunications

67

5,93

4,77

51

3,90

3,48

 

5. Others

17,566

1587,58

1080,44

10,384

667,02

466,29

V.

PERSONAL LOANS

2,43,763

6182,94

4693,63

1,56,150

4055,56

3079,07

 

1. Housing

55,391

2807,97

2352,06

34,365

1979,90

1654,37

 

2. Consumer Durables

9,433

98,52

66,57

6,705

65,11

47,70

 

3. Vehicles

64,960

1047,07

677,53

45,706

748,54

496,19

 

4. Education

8,019

315,94

198,91

4,479

182,44

99,94

 

5. Personal Credit Cards

1,692

30,31

9,21

1,031

13,71

6,67

 

6. Others

1,04,268

1883,14

1389,35

63,864

1065,86

774,20

VI.

TRADE

35,555

6024,34

3049,02

20,521

2352,89

1887,40

 

1. Wholesale Trade

3,046

1487,73

1336,81

4,672

1002,65

785,27

 

2. Retail Trade

32,509

4536,60

1712,21

15,849

1350,24

1102,13

VII.

FINANCE

497

1034,36

89,36

664

93,44

37,68

VIII.

ALL OTHERS

20,002

1210,42

1050,63

22,798

461,87

366,83

 

TOTAL BANK CREDIT

4,39,531

39551,33

28046,77

2,83,849

25586,16

18694,00

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