Punjab - RBI - Reserve Bank of India
Punjab
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTHERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
2,25,494 |
1940,91 |
1543,06 |
4,03,156 |
2601,45 |
2271,87 |
||
1. Direct Finance |
2,21,975 |
1752,90 |
1406,90 |
3,93,089 |
1966,78 |
1698,74 |
|||
2. Indirect Finance |
3,519 |
188,01 |
136,15 |
10,067 |
634,67 |
573,13 |
|||
II. |
INDUSTRY |
32,903 |
3219,29 |
2269,63 |
87,415 |
4908,62 |
4057,99 |
||
1. Mining & Quarrying |
53 |
8,65 |
4,14 |
126 |
9,57 |
8,34 |
|||
2. Food Manufacturing & Processing |
1,837 |
384,99 |
302,30 |
5,054 |
766,06 |
611,43 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
1,355 |
324,71 |
256,00 |
1,750 |
456,85 |
372,68 |
||
(b) |
Sugar |
7 |
10,35 |
7,65 |
13 |
70,27 |
54,01 |
||
(c) |
Edible Oils & Vanaspati |
75 |
25,97 |
18,96 |
1,009 |
107,72 |
88,26 |
||
(d) |
Tea Processing |
11 |
81 |
49 |
20 |
1,89 |
1,72 |
||
(e) |
Processing of Fruits & Vegetables |
5 |
1,27 |
94 |
68 |
5,31 |
4,54 |
||
(f) |
Others |
384 |
21,88 |
18,27 |
2,194 |
124,02 |
90,22 |
||
3. Beverage & Tobacco |
28 |
4,94 |
4,05 |
72 |
41,19 |
34,71 |
|||
4. Textiles |
5,108 |
1347,04 |
844,20 |
11,631 |
1813,87 |
1516,60 |
|||
(a) |
Cotton Textiles |
409 |
524,30 |
265,04 |
1,257 |
392,14 |
341,05 |
||
(b) |
Jute & Other Natural Fibre Textiles |
102 |
6,07 |
5,78 |
150 |
13,15 |
12,46 |
||
(c) |
Handloom Textiles & Khadi |
951 |
14,92 |
13,12 |
1,976 |
60,72 |
52,20 |
||
(d) |
Other Textiles & Textile Products |
3,646 |
801,76 |
560,26 |
8,248 |
1347,86 |
1110,89 |
||
5. Paper, Paper Products & Printing |
378 |
67,06 |
57,18 |
1,074 |
136,40 |
128,07 |
|||
6. Leather & Leather Products |
184 |
8,03 |
6,62 |
494 |
80,73 |
65,35 |
|||
7. Rubber & Plastic Products |
915 |
156,36 |
104,96 |
1,184 |
152,44 |
129,53 |
|||
8. Chemicals & Chemical Products |
494 |
94,03 |
76,38 |
1,055 |
108,64 |
95,93 |
|||
(a) |
Heavy Industrial Chemicals |
13 |
2,82 |
2,35 |
57 |
36,73 |
33,40 |
||
(b) |
Fertilisers |
16 |
4,61 |
3,07 |
21 |
6,58 |
7,46 |
||
(c) |
Drugs & Pharmaceuticals |
80 |
11,30 |
8,95 |
252 |
17,93 |
17,33 |
||
(d) |
Non-Edible Oils |
9 |
5,00 |
4,20 |
12 |
3,00 |
2,48 |
||
(e) |
Other Chemicals & Chemical Products |
376 |
70,30 |
57,81 |
713 |
44,40 |
35,26 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
23 |
4,19 |
3,41 |
78 |
15,30 |
13,72 |
|||
10. Manufacture of Cement & Cement Products |
145 |
9,16 |
8,01 |
179 |
7,41 |
6,66 |
|||
11. Basic Metals & Metal Products |
3,081 |
330,88 |
249,14 |
4,078 |
480,57 |
390,48 |
|||
(a) |
Iron & Steel |
756 |
225,85 |
162,71 |
978 |
219,39 |
189,45 |
||
(b) |
Non-Ferrous Metals |
132 |
8,92 |
6,81 |
65 |
16,12 |
13,83 |
||
(c) |
Metal Products |
2,193 |
96,12 |
79,61 |
3,035 |
245,06 |
187,19 |
||
12. Engineering |
1,790 |
191,70 |
139,11 |
4,676 |
325,14 |
252,94 |
|||
(a) |
Heavy Engineering |
291 |
48,04 |
39,50 |
555 |
64,26 |
55,82 |
||
(b) |
Light Engineering |
987 |
43,73 |
36,39 |
3,044 |
114,80 |
95,36 |
||
(c) |
Electrical Machinery & Goods |
406 |
86,44 |
54,29 |
802 |
54,35 |
51,52 |
||
(d) |
Electronic Machinery & Goods |
106 |
13,49 |
8,93 |
275 |
91,73 |
50,25 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
2,147 |
262,87 |
194,55 |
2,597 |
286,31 |
225,36 |
|||
14. Other Industries |
16,165 |
164,38 |
131,20 |
53,273 |
410,07 |
338,35 |
|||
15. Electricity, Gas & Water |
18 |
125,18 |
100,86 |
63 |
73,77 |
72,59 |
|||
(a) |
Electricity Generation &Transmission |
12 |
124,75 |
100,49 |
32 |
70,11 |
69,73 |
||
(b) |
Non-Conventional Energy |
1 |
4 |
4 |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
5 |
39 |
33 |
31 |
3,66 |
2,85 |
||
16. Construction |
537 |
59,82 |
43,53 |
1,781 |
201,14 |
167,95 |
|||
III. |
TRANSPORT OPERATORS |
3,705 |
37,97 |
24,77 |
11,435 |
81,08 |
67,72 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,637 |
141,29 |
109,35 |
17,184 |
433,41 |
293,04 |
||
V. |
PERSONAL LOANS |
1,43,692 |
1137,33 |
933,22 |
3,46,300 |
2036,03 |
1735,72 |
||
1. Loans for Purchase of Consumer Durables |
11,531 |
51,06 |
36,61 |
23,002 |
77,89 |
60,47 |
|||
2. Loans for Housing |
25,832 |
513,52 |
445,04 |
51,123 |
762,40 |
694,28 |
|||
3. Rest of the Personal Loans |
1,06,329 |
572,75 |
451,57 |
2,72,175 |
1195,74 |
980,97 |
|||
VI. |
TRADE |
36,375 |
718,67 |
549,99 |
1,15,705 |
5264,75 |
5040,06 |
||
1. Wholesale Trade |
3,847 |
294,88 |
233,69 |
8,422 |
4365,50 |
4271,46 |
|||
2. Retail Trade |
32,528 |
423,78 |
316,30 |
1,07,283 |
899,25 |
768,60 |
|||
VII. |
FINANCE |
579 |
17,54 |
15,73 |
1,999 |
56,33 |
50,69 |
||
VIII. |
ALL OTHERS |
27,444 |
825,72 |
559,18 |
80,826 |
1518,41 |
1265,17 |
||
|
|||||||||
TOTAL BANK CREDIT |
4,73,829 |
8038,73 |
6004,92 |
10,64,020 |
16900,07 |
14782,26 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
8,941 |
427,10 |
332,83 |
15,153 |
71,60 |
58,99 |
|||
2.OtherSmallScaleIndustries |
17,933 |
732,75 |
566,72 |
44,118 |
1970,20 |
1589,44 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
52,387 |
224,04 |
186,97 |
||
1. Direct Finance |
— |
— |
— |
52,045 |
219,28 |
182,96 |
|||
2. Indirect Finance |
— |
— |
— |
342 |
4,76 |
4,01 |
|||
II. |
INDUSTRY |
62 |
139,23 |
80,97 |
9,103 |
19,06 |
15,83 |
||
1. Mining & Quarrying |
— |
— |
— |
— |
— |
— |
|||
2. Food Manufacturing & Processing |
4 |
95,07 |
40,22 |
35 |
56 |
39 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
31 |
36 |
27 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
— |
— |
— |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
4 |
95,07 |
40,22 |
4 |
20 |
12 |
||
3. Beverage & Tobacco |
2 |
56 |
45 |
— |
— |
— |
|||
4. Textiles |
5 |
5,15 |
4,40 |
354 |
77 |
57 |
|||
(a) |
Cotton Textiles |
3 |
4,18 |
3,40 |
2 |
14 |
12 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
1 |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
339 |
45 |
30 |
||
(d) |
Other Textiles & Textile Products |
2 |
97 |
1,00 |
12 |
18 |
15 |
||
5. Paper, Paper Products & Printing |
5 |
5,83 |
5,30 |
296 |
65 |
61 |
|||
6. Leather & Leather Products |
— |
— |
— |
27 |
11 |
9 |
|||
7. Rubber & Plastic Products |
1 |
3,35 |
3,35 |
1 |
3 |
3 |
|||
8. Chemicals & Chemical Products |
— |
— |
— |
4 |
25 |
44 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
3 |
22 |
41 |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
— |
— |
— |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
1 |
3 |
3 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
2 |
22 |
16 |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
1 |
4 |
4 |
|||
11. Basic Metals & Metal Products |
2 |
50 |
48 |
— |
— |
— |
|||
(a) |
Iron & Steel |
2 |
50 |
48 |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Metal Products |
— |
— |
— |
— |
— |
— |
||
12. Engineering |
1 |
1,20 |
7 |
8 |
7 |
6 |
|||
(a) |
Heavy Engineering |
1 |
1,20 |
7 |
— |
— |
— |
||
(b) |
Light Engineering |
— |
— |
— |
1 |
3 |
3 |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
3 |
2 |
2 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
4 |
2 |
1 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
2 |
65 |
62 |
35 |
13 |
9 |
|||
14. Other Industries |
35 |
81 |
30 |
8,083 |
13,37 |
11,31 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
5 |
26,12 |
25,77 |
257 |
2,87 |
2,04 |
|||
III. |
TRANSPORT OPERATORS |
— |
— |
— |
1,632 |
3,78 |
2,63 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
6 |
14 |
8 |
1,093 |
2,41 |
2,02 |
||
V. |
PERSONAL LOANS |
8,832 |
92,72 |
56,81 |
15,733 |
64,70 |
58,08 |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
2,286 |
8,09 |
6,29 |
|||
2. Loans for Housing |
2 |
18 |
18 |
1,620 |
13,22 |
12,96 |
|||
3. Rest of the Personal Loans |
8,830 |
92,54 |
56,64 |
11,827 |
43,39 |
38,83 |
|||
VI. |
TRADE |
188 |
5,11 |
2,41 |
8,587 |
17,25 |
13,61 |
||
1. Wholesale Trade |
182 |
4,97 |
2,36 |
233 |
64 |
46 |
|||
2. Retail Trade |
6 |
14 |
6 |
8,354 |
16,62 |
13,15 |
|||
VII. |
FINANCE |
1 |
4 |
4 |
43 |
10 |
9 |
||
VIII. |
ALL OTHERS |
— |
— |
— |
2,168 |
7,63 |
6,60 |
||
|
|||||||||
TOTAL BANK CREDIT |
9,089 |
237,22 |
140,31 |
90,746 |
338,99 |
285,82 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
6,285 |
9,85 |
8,49 |
|||
2.OtherSmallScaleIndustries |
1 |
1,50 |
48 |
1,035 |
3,25 |
2,72 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
1,186 |
25,98 |
20,81 |
6,82,223 |
4792,39 |
4022,70 |
||
1. Direct Finance |
1,028 |
18,59 |
14,77 |
6,68,137 |
3957,55 |
3303,37 |
|||
2. Indirect Finance |
158 |
7,40 |
6,04 |
14,086 |
834,84 |
719,33 |
|||
II. |
INDUSTRY |
1,920 |
1093,74 |
840,40 |
1,31,403 |
9379,93 |
7264,82 |
||
1. Mining & Quarrying |
6 |
22 |
16 |
185 |
18,43 |
12,63 |
|||
2. Food Manufacturing & Processing |
101 |
70,97 |
36,74 |
7,031 |
1317,65 |
991,08 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
5 |
1,30 |
87 |
3,141 |
783,22 |
629,82 |
||
(b) |
Sugar |
3 |
10,06 |
6,04 |
23 |
90,68 |
67,70 |
||
(c) |
Edible Oils & Vanaspati |
15 |
23,94 |
11,53 |
1,099 |
157,63 |
118,74 |
||
(d) |
Tea Processing |
— |
— |
— |
31 |
2,70 |
2,20 |
||
(e) |
Processing of Fruits & Vegetables |
1 |
2 |
1 |
74 |
6,60 |
5,49 |
||
(f) |
Others |
77 |
35,65 |
18,29 |
2,663 |
276,82 |
167,12 |
||
3. Beverage & Tobacco |
1 |
3 |
2 |
103 |
46,71 |
39,23 |
|||
4. Textiles |
172 |
604,28 |
473,81 |
17,270 |
3771,11 |
2839,57 |
|||
(a) |
Cotton Textiles |
64 |
519,72 |
400,60 |
1,735 |
1440,47 |
1010,21 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
253 |
19,23 |
18,25 |
||
(c) |
Handloom Textiles & Khadi |
9 |
1,41 |
1,54 |
3,275 |
77,50 |
67,15 |
||
(d) |
Other Textiles & Textile Products |
99 |
83,15 |
71,67 |
12,007 |
2233,92 |
1743,96 |
||
5. Paper, Paper Products & Printing |
53 |
47,58 |
34,33 |
1,806 |
257,52 |
225,49 |
|||
6. Leather & Leather Products |
28 |
6,63 |
5,59 |
733 |
95,50 |
77,65 |
|||
7. Rubber & Plastic Products |
53 |
19,84 |
19,82 |
2,154 |
332,03 |
257,70 |
|||
8. Chemicals & Chemical Products |
66 |
162,49 |
123,73 |
1,619 |
365,41 |
296,48 |
|||
(a) |
Heavy Industrial Chemicals |
10 |
60,71 |
60,55 |
80 |
100,26 |
96,30 |
||
(b) |
Fertilisers |
4 |
19,13 |
18,30 |
44 |
30,54 |
29,23 |
||
(c) |
Drugs & Pharmaceuticals |
6 |
15 |
13 |
338 |
29,38 |
26,41 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
21 |
8,00 |
6,68 |
||
(e) |
Other Chemicals & Chemical Products |
46 |
82,51 |
44,76 |
1,136 |
197,24 |
137,86 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
24 |
2,72 |
2,62 |
127 |
22,43 |
19,90 |
|||
10. Manufacture of Cement & Cement Products |
4 |
1,89 |
90 |
329 |
18,50 |
15,61 |
|||
11. Basic Metals & Metal Products |
182 |
60,65 |
53,16 |
7,343 |
872,60 |
693,27 |
|||
(a) |
Iron & Steel |
88 |
44,34 |
37,17 |
1,824 |
490,07 |
389,82 |
||
(b) |
Non-Ferrous Metals |
6 |
1,10 |
1,00 |
203 |
26,14 |
21,65 |
||
(c) |
Metal Products |
88 |
15,21 |
15,00 |
5,316 |
356,39 |
281,80 |
||
12. Engineering |
150 |
42,26 |
26,34 |
6,625 |
560,37 |
418,53 |
|||
(a) |
Heavy Engineering |
38 |
8,27 |
7,36 |
885 |
121,78 |
102,75 |
||
(b) |
Light Engineering |
63 |
27,48 |
14,00 |
4,095 |
186,04 |
145,78 |
||
(c) |
Electrical Machinery & Goods |
26 |
5,28 |
3,98 |
1,237 |
146,08 |
109,80 |
||
(d) |
Electronic Machinery & Goods |
23 |
1,23 |
1,00 |
408 |
106,46 |
60,19 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
80 |
48,98 |
41,21 |
4,861 |
598,94 |
461,82 |
|||
14. Other Industries |
870 |
17,64 |
16,44 |
78,426 |
606,27 |
497,60 |
|||
15. Electricity, Gas & Water |
13 |
1,53 |
94 |
94 |
200,48 |
174,38 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
44 |
194,86 |
170,22 |
||
(b) |
Non-Conventional Energy |
1 |
3 |
2 |
2 |
7 |
6 |
||
(c) |
Gas, Steam & Water Supply |
12 |
1,50 |
92 |
48 |
5,55 |
4,10 |
||
16. Construction |
117 |
6,04 |
4,58 |
2,697 |
295,99 |
243,88 |
|||
III. |
TRANSPORT OPERATORS |
228 |
7,84 |
6,38 |
17,000 |
130,68 |
101,50 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
929 |
60,82 |
37,01 |
22,849 |
638,07 |
441,49 |
||
V. |
PERSONAL LOANS |
25,297 |
282,20 |
212,31 |
5,39,854 |
3612,98 |
2996,13 |
||
1. Loans for Purchase of Consumer Durables |
704 |
2,49 |
2,11 |
37,523 |
139,54 |
105,48 |
|||
2. Loans for Housing |
4,487 |
55,77 |
38,71 |
83,064 |
1345,09 |
1191,16 |
|||
3. Rest of the Personal Loans |
20,106 |
223,94 |
171,49 |
4,19,267 |
2128,35 |
1699,49 |
|||
VI. |
TRADE |
2,167 |
131,43 |
106,74 |
1,63,022 |
6137,21 |
5712,81 |
||
1. Wholesale Trade |
758 |
60,94 |
42,39 |
13,442 |
4726,93 |
4550,35 |
|||
2. Retail Trade |
1,409 |
70,48 |
64,36 |
1,49,580 |
1410,28 |
1162,46 |
|||
VII. |
FINANCE |
25 |
1,86 |
1,06 |
2,647 |
75,86 |
67,61 |
||
VIII. |
ALL OTHERS |
6,977 |
76,26 |
59,08 |
1,17,415 |
2428,02 |
1890,03 |
||
|
|||||||||
TOTAL BANK CREDIT |
38,729 |
1680,13 |
1283,78 |
16,76,413 |
27195,14 |
22497,10 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
117 |
66 |
57 |
30,496 |
509,21 |
400,88 |
|||
2.OtherSmallScaleIndustries |
855 |
90,32 |
77,72 |
63,942 |
2798,02 |
2237,08 |
|||
|