NORTHERN REGION

STATE : PUNJAB

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND

NATIONALISED BANKS

FOREIGN BANKS

ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,33,310

2363,97

1963,98

3,22,231

3883,86

3247,16

-

-

-

1. Direct Finance

2,29,530

2191,34

1822,93

3,13,281

3102,99

2622,35

-

-

-

2. Indirect Finance

3,780

172,63

141,05

8,950

780,87

624,82

-

-

-

II.

INDUSTRY

25,674

3968,24

2918,82

49,393

6532,16

4632,27

285

24,77

22,82

1. Mining & Quarrying

74

29,21

14,33

368

50,90

41,47

-

-

-

2. Food Manufacturing & Processing

2,324

576,33

424,59

5,027

1093,44

731,55

-

-

-

(a) Rice Mills, Flour & Dal Mills

1,564

366,20

254,91

2,533

839,50

525,55

-

-

-

(b) Sugar

8

30,25

23,66

11

66,96

59,42

-

-

-

(c) Edible Oils & Vanaspati

128

61,91

55,82

206

73,86

55,44

-

-

-

(d) Tea Processing

23

1,58

1,16

7

74

36

-

-

-

(e) Processing of Fruits & Vegetables

8

7,66

6,18

43

12,27

9,76

-

-

-

(f) Others

593

108,73

82,85

2,227

100,10

81,03

-

-

-

3. Beverage & Tobacco

18

10,90

8,39

102

49,56

36,51

4

1,00

80

4. Textiles

4,310

1780,83

1287,73

8,925

2054,25

1441,93

2

97

1,00

(a) Cotton Textiles

519

815,76

636,93

1,108

954,95

641,43

1

50

50

(b) Jute & Other Natural Fibre Textiles

17

8,07

6,92

183

9,33

7,20

-

-

-

(c) Handloom Textiles & Khadi

510

49,85

40,12

1,965

45,51

38,95

-

-

-

(d) Other Textiles & Textile Products

3,264

907,16

603,76

5,669

1044,46

754,36

1

47

50

5. Paper, Paper Products & Printing

365

63,22

59,95

975

245,84

204,79

6

8,78

8,11

6. Leather & Leather Products

173

9,42

6,97

445

84,32

63,16

-

-

-

7. Rubber & Plastic Products

654

178,73

147,75

1,257

190,11

151,47

1

1,88

1,88

8. Chemicals & Chemical Products

393

51,65

42,31

985

113,83

98,95

1

20

(a) Heavy Industrial Chemicals

30

3,92

3,46

97

14,92

12,74

-

-

-

(b) Fertilisers

16

2,13

1,92

32

7,04

6,63

-

-

-

(c) Drugs & Pharmaceuticals

86

10,33

7,97

184

30,63

27,98

-

-

-

(d) Non-Edible Oils

4

80

75

30

5,19

4,82

-

-

-

(e) Other Chemicals & Chemical Products

257

34,47

28,21

642

56,05

46,77

1

20

9. Petroleum, Coal Products & Nuclear Fuels

24

5,31

3,80

82

21,34

20,14

-

-

-

10. Manufacture of Cement & Cement Products

109

5,37

4,54

227

16,20

10,01

-

-

-

11. Basic Metals & Metal Products

2,067

391,04

291,47

3,781

630,72

474,90

22

1,59

1,00

(a) Iron & Steel

697

255,68

188,00

1,072

329,40

249,01

15

94

76

(b) Non-Ferrous Metals

213

16,37

13,09

101

25,79

17,13

-

-

-

(c) Metal Products

1,157

118,98

90,38

2,608

275,53

208,77

7

66

23

12. Engineering

1,558

204,62

156,04

5,293

520,42

320,33

1

5

(a) Heavy Engineering

334

42,93

32,42

610

89,33

73,13

-

-

-

(b) Light Engineering

785

96,05

72,75

3,174

240,43

127,82

1

5

(c) Electrical Machinery & Goods

358

62,87

48,53

772

100,45

41,70

-

-

-

(d) Electronic Machinery & Goods

81

2,77

2,35

737

90,20

77,67

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

2,566

389,85

266,75

2,642

415,93

270,59

2

10,20

10,03

14. Other Industries

9,021

128,52

94,08

17,413

766,89

572,81

246

10

2

15. Electricity, Gas & Water

18

12,51

2,50

46

104,51

53,68

-

-

-

(a) Electricity Generation & Transmission

6

48

45

15

101,29

50,97

-

-

-

(b) Non-Conventional Energy

2

7

3

3

38

35

-

-

-

(c) Gas, Steam & Water Supply

10

11,96

2,03

28

2,84

2,36

-

-

-

16. Construction

2,000

130,73

107,61

1,825

173,90

139,99

-

-

-

III.

TRANSPORT OPERATORS

944

12,13

8,33

8,413

85,77

66,72

2

7

6

IV.

PROFESSIONAL AND OTHER SERVICES

4,024

191,75

154,72

18,547

698,05

526,06

45

2,26

2,05

V.

PERSONAL LOANS

1,87,329

2243,23

1851,18

3,16,888

3598,79

3028,65

3,826

116,60

88,01

1. Loans for Purchase of Consumer Durables

8,931

55,01

42,79

13,149

75,59

57,42

278

2,82

2,84

2. Loans for Housing

47,079

1125,50

974,64

57,790

1423,93

1307,07

8

68

59

3. Rest of the Personal Loans

1,31,319

1062,73

833,76

2,45,949

2099,27

1664,16

3,540

113,11

84,57

VI.

TRADE

32,816

1073,43

883,47

91,817

5757,40

3956,11

159

11,50

9,30

1. Wholesale Trade

5,516

477,85

383,39

5,491

4219,29

2795,27

45

4,76

3,21

2. Retail Trade

27,300

595,58

500,08

86,326

1538,11

1160,84

114

6,74

6,09

VII.

FINANCE

212

23,71

16,20

1,536

125,57

98,47

1

3

2

VIII.

ALL OTHERS

30,547

782,87

602,76

60,274

1037,57

835,02

492

18,71

9,44

TOTAL BANK CREDIT

5,14,856

10659,33

8399,47

8,69,099

21719,17

16390,45

4,810

173,94

131,70

OF WHICH : 1. Artisans and Village & Tiny Industries

6,223

201,47

141,44

3,983

77,43

62,19

-

-

-

2. Other Small Scale Industries

11,876

1166,77

843,70

31,372

2786,14

1988,60

-

-

-

NORTHERN REGION

STATE : PUNJAB

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIALBANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

55,662

370,70

311,63

7,256

83,05

69,76

6,18,459

6701,58

5592,54

1. Direct Finance

55,090

365,01

306,79

7,056

69,73

58,00

6,04,957

5729,07

4810,07

2. Indirect Finance

572

5,69

4,85

200

13,32

11,75

13,502

972,50

782,47

II.

INDUSTRY

6,992

17,18

12,72

1,302

1511,23

1158,89

83,646

12053,57

8745,52

1. Mining & Quarrying

4

9

6

32

16,18

14,32

478

96,39

70,18

2. Food Manufacturing & Processing

18

28

23

72

95,90

54,22

7,441

1765,94

1210,59

(a) Rice Mills, Flour & Dal Mills

12

7

5

18

39,49

31,68

4,127

1245,25

812,19

(b) Sugar

-

-

-

-

-

-

19

97,21

83,07

(c) Edible Oils & Vanaspati

-

-

-

3

5,65

4,79

337

141,42

116,05

(d) Tea Processing

-

-

-

-

-

-

30

2,32

1,52

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

51

19,93

15,95

(f) Others

6

21

18

51

50,75

17,75

2,877

259,79

181,81

3. Beverage & Tobacco

-

-

-

1

3

1

125

61,49

45,71

4. Textiles

136

1,01

71

306

562,49

450,84

13,679

4399,54

3182,20

(a) Cotton Textiles

3

10

6

67

369,44

295,10

1,698

2140,74

1574,02

(b) Jute & Other Natural Fibre Textiles

20

6

5

-

-

-

220

17,46

14,16

(c) Handloom Textiles & Khadi

96

14

7

1

-

-

2,572

95,49

79,14

(d) Other Textiles & Textile Products

17

72

53

238

193,04

155,74

9,189

2145,85

1514,88

5. Paper, Paper Products & Printing

2

8

4

132

71,06

48,28

1,480

388,97

321,17

6. Leather & Leather Products

37

10

6

54

28,97

20,80

709

122,81

90,99

7. Rubber & Plastic Products

-

-

-

33

24,26

11,70

1,945

394,98

312,79

8. Chemicals & Chemical Products

6

55

23

60

143,80

85,52

1,445

310,03

227,01

(a) Heavy Industrial Chemicals

-

-

-

5

42,22

19,05

132

61,06

35,26

(b) Fertilisers

2

44

14

2

60,00

36,07

52

69,62

44,76

(c) Drugs & Pharmaceuticals

-

-

-

6

10

9

276

41,06

36,04

(d) Non-Edible Oils

-

-

-

4

44

43

38

6,43

6,00

(e) Other Chemicals & Chemical Products

4

11

9

43

41,04

29,88

947

131,87

104,94

9. Petroleum, Coal Products & Nuclear Fuels

14

39

35

2

14

11

122

27,17

24,40

10. Manufacture of Cement & Cement Products

-

-

-

9

85

71

345

22,43

15,26

11. Basic Metals & Metal Products

-

-

-

135

240,15

224,63

6,005

1263,50

992,00

(a) Iron & Steel

-

-

-

52

208,52

198,87

1,836

794,54

636,64

(b) Non-Ferrous Metals

-

-

-

2

72

68

316

42,88

30,90

(c) Metal Products

-

-

-

81

30,92

25,08

3,853

426,08

324,47

12. Engineering

9

2

2

162

116,54

58,90

7,023

841,65

535,29

(a) Heavy Engineering

-

-

-

50

55,31

24,54

994

187,57

130,08

(b) Light Engineering

-

-

-

68

15,93

11,77

4,028

352,45

212,34

(c) Electrical Machinery & Goods

9

2

2

34

34,65

12,08

1,173

197,99

102,33

(d) Electronic Machinery & Goods

-

-

-

10

10,66

10,52

828

103,63

90,54

13. Vehicles, Vehicle Parts & Transport Equipments

100

30

16

108

141,58

121,26

5,418

957,86

668,78

14. Other Industries

6,622

12,95

9,58

125

10,66

10,11

33,427

919,12

686,60

15. Electricity, Gas & Water

9

40

35

2

20,42

20,09

75

137,84

76,62

(a) Electricity Generation & Transmission

9

40

35

1

20,00

20,00

31

122,17

71,77

(b) Non-Conventional Energy

-

-

-

-

-

-

5

45

38

(c) Gas, Steam & Water Supply

-

-

-

1

42

9

39

15,22

4,48

16. Construction

35

1,00

94

69

38,21

37,38

3,929

343,84

285,92

III.

TRANSPORT OPERATORS

1,479

3,43

2,13

293

9,54

8,20

11,131

110,94

85,44

IV.

PROFESSIONAL AND OTHER SERVICES

445

2,13

1,31

1,239

120,15

100,83

24,300

1014,34

784,97

V.

PERSONAL LOANS

13,612

87,49

71,40

47,846

1495,76

1199,39

5,69,501

7541,88

6238,62

1. Loans for Purchase of Consumer Durables

1,291

5,33

3,37

482

2,31

1,53

24,131

141,05

107,95

2. Loans for Housing

1,308

23,62

21,64

8,174

546,58

476,95

1,14,359

3120,32

2780,88

3. Rest of the Personal Loans

11,013

58,54

46,40

39,190

946,87

720,91

4,31,011

4280,52

3349,79

VI.

TRADE

6,598

20,09

13,69

4,740

224,53

171,99

1,36,130

7086,96

5034,56

1. Wholesale Trade

173

1,56

1,22

762

115,83

87,62

11,987

4819,29

3270,71

2. Retail Trade

6,425

18,53

12,48

3,978

108,70

84,37

1,24,143

2267,67

1763,85

VII.

FINANCE

59

48

38

26

17,09

12,19

1,834

166,88

127,26

VIII.

ALL OTHERS

1,577

10,84

8,02

2,738

163,00

101,65

95,628

2012,98

1556,90

TOTAL BANK CREDIT

86,424

512,35

421,29

65,440

3624,35

2822,91

15,40,629

36689,14

28165,81

OF WHICH : 1. Artisans and Village & Tiny Industries

6,137

11,65

8,70

49

2,31

1,81

16,392

292,87

214,14

2. Other Small Scale Industries

225

1,84

1,47

327

136,03

106,09

43,800

4090,77

2939,86