(` Billion)

1 Components

1.1 Aggregate Deposits of Residents

74,514.1

69,865.7

77,258.5

77,924.3

77,885.7

1.1.1 Demand Deposits

7,139.2

6,500.0

7,210.7

7,226.0

7,285.7

1.1.2 Time Deposits of Residents

67,374.9

63,365.7

70,047.8

70,698.3

70,600.0

1.1.2.1 Short-term Time Deposits

30,318.7

28,514.6

31,521.5

31,814.2

31,770.0

1.1.2.1.1 Certificates of Deposits (CDs)

3,741.3

3,070.1

3,232.1

3,157.8

3,478.0

1.1.2.2 Long-term Time Deposit

37,056.2

34,851.2

38,526.3

38,884.1

38,830.0

1.2 Call/Term Funding from Financial Institutions

2,210.4

2,698.3

2,018.4

1,953.3

1,939.9

2 Sources

2.1 Domestic Credit

86,123.0

80,205.9

88,392.8

89,145.8

89,078.2

2.1.1 Credit to the Government

22,111.9

21,481.5

23,213.5

23,665.8

23,644.2

2.1.2 Credit to the Commercial Sector

64,011.1

58,724.4

65,179.3

65,480.0

65,434.0

2.1.2.1 Bank Credit

59,941.0

55,144.2

61,125.1

61,287.2

61,175.1

2.1.2.1.1 Non-food Credit

58,956.2

54,121.1

60,000.4

60,204.0

60,097.2

2.1.2.2 Net Credit to Primary Dealers

22.5

53.9

51.5

40.3

46.9

2.1.2.3 Investments in Other Approved Securities

16.3

21.7

19.6

19.5

19.4

2.1.2.4 Other Investments (in non-SLR Securities)

4,031.3

3,504.6

3,983.1

4,133.1

4,192.6

2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1–2.2.2–2.2.3)

–1,977.9

–1,539.8

–1,813.2

–1,748.1

–1,625.3

2.2.1 Foreign Currency Assets

1,495.3

604.0

1,628.8

1,694.3

1,724.0

2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits

2,541.5

1,001.4

2,599.5

2,655.1

2,602.5

2.2.3 Overseas Foreign Currency Borrowings

931.7

1,142.4

842.5

787.3

746.8

2.3 Net Bank Reserves (2.3.1+2.3.2–2.3.3)

3,206.0

3,215.0

2,636.7

2,760.8

2,986.4

2.3.1 Balances with the RBI

3,163.4

3,193.8

3,371.3

3,260.6

3,284.4

2.3.2 Cash in Hand

458.7

437.9

486.6

477.5

510.2

2.3.3 Loans and Advances from the RBI

416.1

416.7

1,221.2

977.3

808.2

2.4 Capital Account

7,388.6

7,153.9

8,085.5

8,087.4

8,098.2

2.5 Other items (net) (2.1+2.2+2.3–2.4–1.1–1.2)

3,238.1

2,163.3

1,854.0

2,193.6

2,515.5

2.5.1 Other Demand and Time Liabilities (net of 2.2.3)

3,451.6

2,824.1

3,473.6

3,492.3

3,530.7

2.5.2 Net Inter-Bank Liabilities (other than to PDs)

–666.1

–710.4

–499.8

–515.3

–428.4