12. Commercial Bank Survey - RBI - Reserve Bank of India
138261129
Published on June 25, 2025
12. Commercial Bank Survey
| (₹ Crore) | |||||
| Item | Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month | ||||
| 2024-25 | 2024 | 2025 | |||
| Apr. 19 | Mar. 21 | Apr. 04 | Apr. 18 | ||
| 1 | 2 | 3 | 4 | 5 | |
| 1 Components | |||||
| 1.1 Aggregate Deposits of Residents | 22228885 | 20420942 | 22228885 | 22769964 | 22514062 |
| (22288331) | (20526924) | (22288331) | (22829831) | (22572594) | |
| 1.1.1 Demand Deposits | 2698049 | 2461947 | 2698049 | 2781234 | 2638562 |
| 1.1.2 Time Deposits of Residents | 19530836 | 17958995 | 19530836 | 19988730 | 19875499 |
| (19590283) | (18064977) | (19590283) | (20048596) | (19934032) | |
| 1.1.2.1 Short-term Time Deposits | 8788876 | 8081548 | 8788876 | 8994928 | 8943975 |
| 1.1.2.1.1 Certificates of Deposits (CDs) | 527375 | 370047 | 527375 | 523653 | 521063 |
| 1.1.2.2 Long-term Time Deposits | 10741960 | 9877447 | 10741960 | 10993801 | 10931525 |
| 1.2 Call/Term Funding from Financial Institutions | 915248 | 775338 | 915248 | 920596 | 868605 |
| 2 Sources | |||||
| 2.1 Domestic Credit | 25687563 | 23118372 | 25687563 | 25868218 | 25678284 |
| (26156690) | (23726494) | (26156690) | (26332586) | (26138539) | |
| 2.1.1 Credit to the Government | 6649537 | 6059797 | 6649537 | 6615848 | 6645062 |
| (6697298) | (6147101) | (6697298) | (6663613) | (6692827) | |
| 2.1.2 Credit to the Commercial Sector | 19038025 | 17058575 | 19038025 | 19252371 | 19033223 |
| (19459392) | (17579393) | (19459392) | (19668972) | (19445712) | |
| 2.1.2.1 Bank Credit | 17822605 | 15970978 | 17822605 | 17984731 | 17775378 |
| (18243972) | (16491796) | (18243972) | (18401333) | (18187868) | |
| 2.1.2.1.1 Non-food Credit | 17786074 | 15952888 | 17786074 | 17955374 | 17743253 |
| (18207441) | (16473706) | (18207441) | (18371976) | (18155742) | |
| 2.1.2.2 Net Credit to Primary Dealers | 15458 | 15910 | 15458 | 16547 | 16537 |
| 2.1.2.3 Investments in Other Approved Securities | 630 | 1110 | 630 | 777 | 616 |
| 2.1.2.4 Other Investments (in non-SLR Securities) | 1199332 | 1070577 | 1199332 | 1250315 | 1240692 |
| 2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) | 54514 | -87416 | 54514 | 79966 | 34794 |
| 2.2.1 Foreign Currency Assets | 529621 | 288100 | 529621 | 541180 | 501919 |
| 2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits | 292270 | 226470 | 292270 | 285863 | 288271 |
| 2.2.3 Overseas Foreign Currency Borrowings | 182837 | 149045 | 182837 | 175352 | 178853 |
| 2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) | 1165137 | 1091678 | 791777 | 1206720 | 1196674 |
| 2.3.1 Balances with the RBI | 926001 | 944236 | 882415 | 930337 | 909269 |
| 2.3.2 Cash in Hand | 81874 | 100321 | 81874 | 77425 | 81713 |
| 2.3.3 Loans and Advances from the RBI | -157261 | -47122 | 172512 | -198958 | -205693 |
| 2.4 Capital Account | 2581908 | 2336884 | 2581908 | 2607399 | 2655975 |
| 2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) | 1181172 | 589471 | 807812 | 856945 | 871111 |
| 2.5.1 Other Demand and Time Liabilities (net of 2.2.3) | 878795 | 748203 | 878795 | 846530 | 836232 |
| 2.5.2 Net Inter-Bank Liabilities (other than to PDs) | 118268 | 196397 | 118268 | 122227 | 120132 |
| Figures in parentheses include the impact of merger of a non-bank with a bank. | |||||
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