15. Deployment of Gross Bank Credit by Major Sectors - RBI - Reserve Bank of India
15. Deployment of Gross Bank Credit by Major Sectors
(` Billion) |
||||||
Item |
Outstanding as on |
Growth (%) |
||||
Mar. 22, 2013 |
2012 |
2013 |
Financial year so far |
Y-o-Y |
||
Apr. 20 |
Mar. 22 |
Apr. 19 |
2013-14 |
2013 |
||
1 |
2 |
3 |
4 |
5 |
6 |
|
1 Gross Bank Credit |
49,642 |
43,793 |
49,642 |
49,815 |
0.3 |
13.8 |
1.1 Food Credit |
946 |
843 |
946 |
930 |
–1.7 |
10.4 |
1.2 Non-food Credit |
48,696 |
42,950 |
48,696 |
48,884 |
0.4 |
13.8 |
1.2.1 Agriculture & Allied Activities |
5,899 |
5,440 |
5,899 |
6,011 |
1.9 |
10.5 |
1.2.2 Industry |
22,302 |
19,382 |
22,302 |
22,390 |
0.4 |
15.5 |
1.2.2.1 Micro & Small |
2,843 |
2,395 |
2,843 |
2,943 |
3.5 |
22.9 |
1.2.2.2 Medium |
1,247 |
1,237 |
1,247 |
1,248 |
0.1 |
0.9 |
1.2.2.3 Large |
18,211 |
15,749 |
18,211 |
18,198 |
–0.1 |
15.6 |
1.2.3 Services |
11,486 |
10,180 |
11,486 |
11,359 |
–1.1 |
11.6 |
1.2.3.1 Transport Operators |
796 |
784 |
796 |
815 |
2.3 |
3.9 |
1.2.3.2 Computer Software |
169 |
145 |
169 |
169 |
–0.2 |
16.5 |
1.2.3.3 Tourism, Hotels & Restaurants |
354 |
326 |
354 |
354 |
–0.1 |
8.7 |
1.2.3.4 Shipping |
82 |
73 |
82 |
83 |
1.4 |
14.7 |
1.2.3.5 Professional Services |
564 |
480 |
564 |
596 |
5.6 |
24.3 |
1.2.3.6 Trade |
2,760 |
2,259 |
2,760 |
2,784 |
0.9 |
23.3 |
1.2.3.6.1 Wholesale Trade |
1,501 |
1,231 |
1,501 |
1,492 |
–0.6 |
21.2 |
1.2.3.6.2 Retail Trade |
1,259 |
1,028 |
1,259 |
1,292 |
2.7 |
25.7 |
1.2.3.7 Commercial Real Estate |
1,261 |
1,143 |
1,261 |
1,274 |
1.1 |
11.5 |
1.2.3.8 Non-Banking Financial Companies (NBFCs) |
2,570 |
2,442 |
2,570 |
2,570 |
0.0 |
5.2 |
1.2.3.9 Other Services |
2,930 |
2,530 |
2,930 |
2,714 |
–7.4 |
7.3 |
1.2.4 Personal Loans |
9,009 |
7,948 |
9,009 |
9,125 |
1.3 |
14.8 |
1.2.4.1 Consumer Durables |
84 |
71 |
84 |
86 |
2.0 |
19.9 |
1.2.4.2 Housing |
4,600 |
4,084 |
4,600 |
4,701 |
2.2 |
15.1 |
1.2.4.3 Advances against Fixed Deposits |
611 |
552 |
611 |
601 |
–1.6 |
9.0 |
1.2.4.4 Advances to Individuals against share & bonds |
31 |
32 |
31 |
30 |
–3.0 |
–4.3 |
1.2.4.5 Credit Card Outstanding |
249 |
210 |
249 |
252 |
1.3 |
20.1 |
1.2.4.6 Education |
550 |
500 |
550 |
548 |
–0.3 |
9.6 |
1.2.4.7 Vehicle Loans |
1,111 |
902 |
1,111 |
1,142 |
2.8 |
26.6 |
1.2.4.8 Other Personal Loans |
1,774 |
1,598 |
1,774 |
1,764 |
–0.5 |
10.4 |
1.2A Priority Sector |
15,398 |
14,039 |
15,398 |
15,892 |
3.2 |
13.2 |
1.2A.1 Agriculture & Allied Activities |
5,899 |
5,440 |
5,899 |
6,011 |
1.9 |
10.5 |
1.2A.2 Micro & Small Enterprises |
5,623 |
4,939 |
5,623 |
5,823 |
3.6 |
17.9 |
1.2A.2.1 Manufacturing |
2,843 |
2,395 |
2,843 |
2,943 |
3.5 |
22.9 |
1.2A.2.2 Services |
2,779 |
2,544 |
2,779 |
2,880 |
3.6 |
13.2 |
1.2A.3 Housing |
2,672 |
2,558 |
2,672 |
2,792 |
4.5 |
9.2 |
1.2A.4 Micro-Credit |
165 |
163 |
165 |
172 |
4.0 |
5.6 |
1.2A.5 Education Loans |
526 |
480 |
526 |
546 |
3.8 |
13.9 |
1.2A.6 State-Sponsored Orgs. for SC/ST |
1 |
1 |
1 |
1 |
–2.4 |
–14.2 |
1.2A.7 Weaker Sections |
2,734 |
2,392 |
2,734 |
2,890 |
5.7 |
20.8 |
1.2A.8 Export Credit |
422 |
372 |
422 |
425 |
0.7 |
14.3 |