(` Billion)

1 Gross Bank Credit

56,572

51,991

57,309

57,293

1.3

10.2

1.1 Food Credit

912

979

1,134

1,072

17.5

9.5

1.2 Non-food Credit

55,660

51,012

56,175

56,222

1.0

10.2

1.2.1 Agriculture & Allied Activities

6,694

6,097

7,202

7,241

8.2

18.8

1.2.2 Industry

25,229

23,301

25,079

25,069

–0.6

7.6

1.2.2.1 Micro & Small

3,517

2,924

3,543

3,505

–0.3

19.8

1.2.2.2 Medium

1,274

1,347

1,279

1,246

–2.2

–7.5

1.2.2.3 Large

20,438

19,030

20,257

20,318

–0.6

6.8

1.2.3 Services

13,370

12,050

13,176

13,119

–1.9

8.9

1.2.3.1 Transport Operators

904

823

891

886

–2.0

7.6

1.2.3.2 Computer Software

176

177

170

161

–8.4

–9.1

1.2.3.3 Tourism, Hotels & Restaurants

392

374

357

361

–7.9

–3.7

1.2.3.4 Shipping

99

90

96

95

–3.6

6.1

1.2.3.5 Professional Services

707

633

719

701

–0.9

10.7

1.2.3.6 Trade

3,228

2,846

3,242

3,219

–0.3

13.1

1.2.3.6.1 Wholesale Trade

1,701

1,493

1,644

1,640

–3.6

9.9

1.2.3.6.2 Retail Trade

1,527

1,353

1,598

1,578

3.4

16.7

1.2.3.7 Commercial Real Estate

1,544

1,360

1,582

1,599

3.6

17.6

1.2.3.8 Non-Banking Financial Companies (NBFCs)

2,946

2,834

2,933

2,951

0.2

4.1

1.2.3.9 Other Services

3,375

2,912

3,187

3,147

–6.8

8.1

1.2.4 Personal Loans

10,367

9,564

10,717

10,792

4.1

12.8

1.2.4.1 Consumer Durables

128

94

141

142

10.7

50.8

1.2.4.2 Housing

5,408

4,979

5,680

5,743

6.2

15.4

1.2.4.3 Advances against Fixed Deposits

641

600

542

538

–16.0

–10.2

1.2.4.4 Advances to Individuals against share & bonds

38

29

36

36

–5.7

24.9

1.2.4.5 Credit Card Outstanding

249

236

273

279

12.3

18.1

1.2.4.6 Education

600

573

612

623

3.7

8.6

1.2.4.7 Vehicle Loans

1,304

1,174

1,377

1,379

5.7

17.4

1.2.4.8 Other Personal Loans

1,998

1,879

2,056

2,052

2.7

9.2

1.2A Priority Sector

18,781

16,326

18,466

18,475

–1.6

13.2

1.2A.1 Agriculture & Allied Activities

6,694

6,097

7,202

7,241

8.2

18.8

1.2A.2 Micro & Small Enterprises

7,511

6,105

7,382

7,360

–2.0

20.6

1.2A.2.1 Manufacturing

3,852

2,924

3,543

3,505

–9.0

19.8

1.2A.2.2 Services

3,659

3,181

3,839

3,855

5.4

21.2

1.2A.3 Housing

3,034

2,888

3,142

3,160

4.2

9.4

1.2A.4 Micro-Credit

174

176

179

170

–2.4

–3.3

1.2A.5 Education Loans

579

551

580

583

0.7

5.9

1.2A.6 State-Sponsored Orgs. for SC/ST

2

1

3

4

121.3

205.2

1.2A.7 Weaker Sections

3,862

3,009

3,735

3,730

–3.4

24.0

1.2A.8 Export Credit

483

473

471

444

–8.1

–6.2

Note: Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks.
1.2A.2.1 : Manufacturing include `335 billion and item 1.2A.2.2 : Services includes `34 billion credit to medium enterprises for the month of March 2014 only.