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16. Industry-wise Deployment of Gross Bank Credit

(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 29, 2019 2019 2020 Financial year so far Y-o-Y
Feb. 15 Jan. 31 Feb. 28 2019-20 2020
1 2 3 4 5 6
1 Industry 2885778 2774257 2817525 2792812 –3.2 0.7
1.1 Mining & Quarrying (incl. Coal) 41752 41513 41886 41600 –0.4 0.2
1.2 Food Processing 157058 154724 150279 149851 –4.6 –3.1
1.2.1 Sugar 29705 28365 26288 26623 –10.4 –6.1
1.2.2 Edible Oils & Vanaspati 21343 21437 20745 19461 –8.8 –9.2
1.2.3 Tea 4966 4988 5438 5290 6.5 6.1
1.2.4 Others 101044 99934 97808 98476 –2.5 –1.5
1.3 Beverage & Tobacco 14662 14586 14991 15063 2.7 3.3
1.4 Textiles 203549 201291 190108 188067 –7.6 –6.6
1.4.1 Cotton Textiles 97726 96331 87850 86276 –11.7 –10.4
1.4.2 Jute Textiles 2119 2146 2198 2117 –0.1 –1.4
1.4.3 Man-Made Textiles 26748 26565 26017 25822 –3.5 –2.8
1.4.4 Other Textiles 76956 76249 74043 73852 –4.0 –3.1
1.5 Leather & Leather Products 11071 10972 10882 10720 –3.2 –2.3
1.6 Wood & Wood Products 11968 11759 12205 12102 1.1 2.9
1.7 Paper & Paper Products 30319 30202 31085 30607 0.9 1.3
1.8 Petroleum, Coal Products & Nuclear Fuels 63136 55691 55622 58679 –7.1 5.4
1.9 Chemicals & Chemical Products 191484 182988 183048 184239 –3.8 0.7
1.9.1 Fertiliser 40043 28262 34535 37028 –7.5 31.0
1.9.2 Drugs & Pharmaceuticals 50500 50742 52072 50685 0.4 –0.1
1.9.3 Petro Chemicals 46717 50913 40697 40188 –14.0 –21.1
1.9.4 Others 54224 53071 55744 56339 3.9 6.2
1.10 Rubber, Plastic & their Products 45803 45221 49254 48752 6.4 7.8
1.11 Glass & Glassware 9887 9976 8678 8494 –14.1 –14.9
1.12 Cement & Cement Products 55683 55041 57715 56634 1.7 2.9
1.13 Basic Metal & Metal Product 371564 370686 335104 333597 –10.2 –10.0
1.13.1 Iron & Steel 282878 285119 252173 250942 –11.3 –12.0
1.13.2 Other Metal & Metal Product 88686 85567 82931 82655 –6.8 –3.4
1.14 All Engineering 168621 163229 157586 155428 –7.8 –4.8
1.14.1 Electronics 37856 37520 33594 32900 –13.1 –12.3
1.14.2 Others 130765 125709 123992 122528 –6.3 –2.5
1.15 Vehicles, Vehicle Parts & Transport Equipment 79859 79885 79793 79111 –0.9 –1.0
1.16 Gems & Jewellery 72014 71051 59841 59147 –17.9 –16.8
1.17 Construction 99473 95900 105113 103972 4.5 8.4
1.18 Infrastructure 1055921 986557 1036852 1018749 –3.5 3.3
1.18.1 Power 568966 554411 559305 538993 –5.3 –2.8
1.18.2 Telecommunications 115585 91490 136080 141171 22.1 54.3
1.18.3 Roads 186852 189183 192232 186148 –0.4 –1.6
1.18.4 Other Infrastructure 184518 151473 149235 152437 –17.4 0.6
1.19 Other Industries 201954 192985 237483 238000 17.8 23.3
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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