43. Payment System Indicators - RBI - Reserve Bank of India
83221141
Published on August 10, 2017
43. Payment System Indicators
System | Volume (Million) | Value (₹ Billion) | ||||||
2016-17 | 2017 | 2016-17 | 2017 | |||||
Apr. | May | Jun. | Apr. | May | Jun. | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
1 RTGS | 107.86 | 9.54 | 10.43 | 9.83 | 1,253,652.08 | 111,743.70 | 113,312.69 | 116,200.57 |
1.1 Customer Transactions | 103.66 | 9.23 | 10.09 | 9.51 | 849,950.51 | 73,603.70 | 80,716.62 | 83,330.95 |
1.2 Interbank Transactions | 4.17 | 0.31 | 0.35 | 0.32 | 131,953.25 | 14,908.49 | 9,453.90 | 9,481.63 |
1.3 Interbank Clearing | 0.018 | 0.002 | 0.002 | 0.002 | 271,748.31 | 23,231.51 | 23,142.16 | 23,387.99 |
2 CCIL Operated Systems | 3.65 | 0.25 | 0.29 | 0.30 | 1,056,173.36 | 80,878.53 | 86,202.69 | 90,919.03 |
2.1 CBLO | 0.22 | 0.01 | 0.02 | 0.02 | 229,528.33 | 21,151.19 | 21,769.86 | 21,892.28 |
2.2 Govt. Securities Clearing | 1.51 | 0.08 | 0.10 | 0.12 | 404,389.08 | 24,111.22 | 31,150.92 | 36,913.97 |
2.2.1 Outright | 1.34 | 0.07 | 0.08 | 0.11 | 168,741.46 | 7,482.65 | 9,926.66 | 13,709.92 |
2.2.2 Repo | 0.168 | 0.014 | 0.016 | 0.017 | 235,647.62 | 16,628.57 | 21,224.26 | 23,204.05 |
2.3 Forex Clearing | 1.93 | 0.16 | 0.17 | 0.16 | 422,255.95 | 35,616.13 | 33,281.91 | 32,112.78 |
3 Paper Clearing | 1,206.69 | 99.97 | 101.63 | 95.47 | 80,958.15 | 7,351.49 | 7,100.00 | 6,669.43 |
3.1 Cheque Truncation System (CTS) | 1,111.86 | 95.26 | 97.08 | 91.85 | 74,035.22 | 6,990.65 | 6,745.89 | 6,409.95 |
3.2 MICR Clearing | – | - | - | - | – | – | – | – |
3.2.1 RBI Centres | – | - | - | - | – | – | – | – |
3.2.2 Other Centres | – | - | - | - | – | – | – | – |
3.3 Non-MICR Clearing | 94.83 | 4.71 | 4.55 | 3.61 | 6,922.93 | 360.84 | 354.10 | 259.48 |
4 Retail Electronic Clearing | 4,204.96 | 431.10 | 427.36 | 426.75 | 132,250.12 | 13,700.63 | 13,768.40 | 14,113.17 |
4.1 ECS DR | 8.76 | 0.19 | 0.17 | 0.13 | 39.14 | 1.21 | 1.06 | 0.89 |
4.2 ECS CR (includes NECS) | 10.10 | 0.49 | 0.62 | 0.64 | 144.08 | 9.68 | 10.36 | 10.49 |
4.3 EFT/NEFT | 1,622.10 | 143.17 | 155.82 | 152.34 | 120,039.68 | 12,156.17 | 12,410.81 | 12,694.20 |
4.4 Immediate Payment Service (IMPS) | 506.73 | 65.08 | 66.72 | 65.84 | 4,111.06 | 562.06 | 585.59 | 596.55 |
4.5 National Automated Clearing House (NACH) | 2,057.27 | 222.17 | 204.03 | 207.79 | 7,916.17 | 971.50 | 760.58 | 811.05 |
5 Cards | 12,055.87 | 1,035.38 | 1,036.07 | 1,025.60 | 30,214.00 | 2,877.17 | 2,899.56 | 2,953.60 |
5.1 Credit Cards | 1,093.51 | 107.06 | 115.88 | 110.03 | 3,312.21 | 333.76 | 364.02 | 357.50 |
5.1.1 Usage at ATMs | 6.37 | 0.48 | 0.55 | 0.55 | 28.39 | 2.33 | 2.61 | 2.67 |
5.1.2 Usage at POS | 1,087.13 | 106.58 | 115.33 | 109.47 | 3,283.82 | 331.43 | 361.41 | 354.83 |
5.2 Debit Cards | 10,962.36 | 928.32 | 920.20 | 915.57 | 26,901.79 | 2,543.41 | 2,535.54 | 2,596.09 |
5.2.1 Usage at ATMs | 8,563.06 | 660.32 | 655.47 | 660.91 | 23,602.73 | 2,168.60 | 2,163.92 | 2,220.86 |
5.2.2 Usage at POS | 2,399.30 | 268.00 | 264.72 | 254.66 | 3,299.07 | 374.82 | 371.62 | 375.24 |
6 Prepaid Payment Instruments (PPIs) | 1,963.66 | 352.23 | 278.08 | 255.65 | 838.01 | 103.71 | 106.69 | 85.07 |
6.1 m-Wallet | 1,629.98 | 320.87 | 241.72 | 221.63 | 532.42 | 74.42 | 71.94 | 53.10 |
6.2 PPI Cards | 333.11 | 31.32 | 36.32 | 33.97 | 277.52 | 27.45 | 32.75 | 29.87 |
6.3 Paper Vouchers | 0.51 | 0.04 | 0.04 | 0.05 | 25.36 | 1.85 | 2.01 | 2.10 |
7 Mobile Banking | 976.85 | 106.27 | 114.26 | 115.73 | 13,104.76 | 1,612.65 | 2,134.20 | 1,807.65 |
8 Cards Outstanding | 884.72 | 897.38 | 910.88 | 825.31 | – | – | – | – |
8.1 Credit Card | 29.84 | 30.37 | 30.86 | 31.48 | – | – | – | – |
8.2 Debit Card | 854.87 | 867.00 | 880.03 | 793.83 | – | – | – | – |
9 Number of ATMs (in actuals) | 222475 | 221959 | 222813 | 222926 | – | – | – | – |
10 Number of POS (in actuals) | 2529141 | 2614584 | 2692986 | 2776949 | – | – | – | – |
11 Grand Total (1.1+1.2+2+3+4+5+6) | 19,542.66 | 1,928.48 | 1,853.86 | 1,813.60 | 2,282,337.40 | 193,423.72 | 200,247.86 | 207,552.89 |
Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. |
PLAYING
LISTEN
Was this page helpful?