(Amount in ₹ Crore)

Item

Jun-2020

Sep-2020

Dec-2020

Mar-2021

Financial Assets (a+b+c+d+e+f+g+h)

20405824.2

21066027.8

21906338.5

22874301.5

Per cent of GDP

107.2

111.5

114.0

115.4

(a) Bank Deposits (i+ii)

9977865.6

10242430.9

10389526.9

10897246.1

i. Commercial Banks

9192702.5

9454736.2

9598294.8

10060984.6

ii. Co-operative Banks

785163.1

787694.7

791232.1

836261.6

(b) Non-Bank Deposits

of which:

Other Financial Institutions

180857.4

189743.6

195639.6

188953.5

i. Non-Banking Financial Companies

51463.0

55226.1

58740.8

62262.0

ii. Housing Finance Companies

129394.4

134517.6

136898.8

126691.5

(c) Life Insurance Funds

4102000.7

4274424.9

4551882.0

4752932.3

(d) Currency

2434693.7

2455980.6

2547436.6

2614237.0

(e) Mutual funds

1343752.0

1443784.4

1648999.0

1730461.0

(f) Public Provident Fund (PPF)

663478.0

671884.3

678997.2

742189.5

(g) Pension Funds

464705.0

494930.0

548913.0

578025.0

(h) Small Savings (excluding PPF) Financial Liabilities (a+b)

1238471.7

1292849.1

1344944.2

1370257.1

Financial Liabilities

7190710.8

7229335.1

7399186.1

7767405.3

Per cent of GDP

37.8

38.3

38.5

39.2

Loans/Borrowings

(a) Banking Sector

5728735.3

5741948.3

5881570.2

6158150.0

of which:

i. Commercial Banks

5226482.2

5239696.0

5380210.4

5620260.7

ii. Co-operative Banks

500870.2

500865.3

499968.8

536494.1

(b) Other Financial Institutions

1461975.5

1487386.9

1517615.9

1609255.3

of which:

i. Non-Banking Financial Companies

687643.6

709270.7

725191.9

790073.0

ii. Housing Finance Companies

673118.3

675993.4

689041.8

714377.9

iii. Insurance Corporations

101213.7

102122.8

103382.2

104804.4

No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Contd.)

(Amount in ₹ Crore)

Item

Jun-2021

Sep-2021

Dec-2021

Mar-2022

Financial Assets (a+b+c+d+e+f+g+h)

23318920.4

23991428.3

24700622.2

25435684.2

Per cent of GDP

110.7

109.3

108.7

108.4

(a) Bank Deposits (i+ii)

10790817.3

10987922.4

11410315.3

11675198.2

i. Commercial Banks

9953043.9

10148485.7

10566752.7

10829078.8

ii. Co-operative Banks

837773.4

839436.7

843562.6

846119.4

(b) Non-Bank Deposits

of which:

Other Financial Institutions

205903.4

206074.1

203895.8

209855.7

i. Non-Banking Financial Companies

67234.6

66469.1

66542.3

70754.2

ii. Housing Finance Companies

138668.8

139605.0

137353.4

139101.6

(c) Life Insurance Funds

4929725.2

5142278.8

5213527.2

5357350.2

(d) Currency

2742897.3

2674266.1

2737059.4

2883904.4

(e) Mutual funds

1855000.1

2064363.5

2126112.0

2152140.5

(f) Public Provident Fund (PPF)

757397.8

762264.0

767287.3

834147.6

(g) Pension Funds

616517.0

667379.0

699173.0

736592.0

(h) Small Savings (excluding PPF) Financial Liabilities (a+b)

1420662.3

1486880.4

1543252.3

1586495.5

Financial Liabilities

7755119.8

7868215.0

8256715.7

8668329.0

Per cent of GDP

36.8

35.9

36.3

36.9

Loans/Borrowings

(a) Banking Sector

6172863.3

6231128.1

6559106.7

6934620.2

of which:

i. Commercial Banks

5640516.1

5700327.0

6025626.4

6389789.3

ii. Co-operative Banks

530937.1

529376.2

532040.6

543376.3

(b) Other Financial Institutions

1582256.5

1637086.9

1697609.1

1733708.8

of which:

i. Non-Banking Financial Companies

755315.1

784191.9

813668.4

811505.2

ii. Housing Finance Companies

721510.0

745913.7

775408.5

812844.7

iii. Insurance Corporations

105431.4

106981.2

108532.1

109358.8

No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Concld.)

(Amount in ₹ Crore)

Item

Jun-2022

Sep-2022

Dec-2022

Mar-2023

Financial Assets (a+b+c+d+e+f+g+h)

25689017.4

26240728.5

27208717.9

28083947.0

Per cent of GDP

103.2

101.5

102.4

103.1

(a) Bank Deposits (i+ii)

11911196.2

11956360.9

12421907.5

12701761.3

i. Commercial Banks

11060527.2

11106712.0

11564354.7

11821685.0

ii. Co-operative Banks

850669.0

849648.9

857552.8

880076.4

(b) Non-Bank Deposits

of which:

Other Financial Institutions

216170.2

218246.9

224882.5

228542.9

i. Non-Banking Financial Companies

74794.4

78061.6

79862.5

85234.7

ii. Housing Finance Companies

141375.8

140185.3

145020.0

143308.2

(c) Life Insurance Funds

5325967.3

5559681.9

5786592.6

6038630.4

(d) Currency

2950343.2

2895763.9

2972524.0

3121514.2

(e) Mutual funds

2048097.3

2260209.7

2355315.8

2367792.5

(f) Public Provident Fund (PPF)

851913.4

858591.1

864730.6

939814.6

(g) Pension Funds

744459.2

799889.0

853412.0

898342.0

(h) Small Savings (excluding PPF) Financial Liabilities (a+b)

1640870.6

1691985.1

1729352.9

1787549.1

Financial Liabilities

8957470.6

9310471.8

9781859.9

10253472.2

Per cent of GDP

36.0

36.0

36.8

37.6

Loans/Borrowings

(a) Banking Sector

7169465.5

7433248.0

7801415.3

8153970.3

of which:

i. Commercial Banks

6620073.1

6881338.5

7246643.0

7580935.6

ii. Co-operative Banks

547894.8

550354.8

553201.4

571339.8

(b) Other Financial Institutions

1788005.1

1877223.8

1980444.6

2099501.9

of which:

i. Non-Banking Financial Companies

840786.9

895226.5

971105.3

1051401.1

ii. Housing Finance Companies

835181.3

868212.5

893115.8

929861.7

iii. Insurance Corporations

112036.9

113784.8

116223.5

118239.1

Note : 1. Data as ratios to GDP have been calculated based on the Provisional Estimates of National Income 2022-23, released by NSO on May 31, 2023.
2. Pension funds comprises funds with the National Pension Scheme.
3. Outstanding deposits with Small Savings are sourced from the Controller General of Accounts, Government of India.
4. Non-bank deposits apart from other financial institutions, comprises state power utilities, co-operative non credit societies etc. Data for outstanding deposits are available only for other financial institutions.
5. Figures in the columns may not add up to the total due to rounding off.