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9A. Retail Electronic Payment Sytems

(Number in Lakh and Amount in Rs. crore)

Year / Period

Total Electronic Payments

Electronic Clearing Services (ECS)

Electronic Funds Transfer EFT/NEFT

Card Payments#

ECS (Credit)

ECS (Debit)

Credit

Debit*

1

2=(3+4+5+6+7)

3

4

5

6

7

 

Volume

Amount

Volume

Amount

Volume

Amount

Volume

Amount

Number of Out­
standing Cards**

Volume

Amount

Number of Out­
standing Cards**

Volume

Amount

2003-04

1,669.55

52,142.78

203.00

10,228.00

79.00

2,253.58

8.19

17,124.81

-

1,001.79

17,662.72

-

377.57

4,873.67

2004-05

2,289.04

1,08,749.83

400.51

20,179.81

153.00

2,921.24

25.49

54,601.38

-

1,294.72

25,686.36

-

415.32

5,361.04

2005-06

2,850.13

1,46,382.68

442.16

32,324.35

359.58

12,986.50

30.67

61,288.22

173.27

1,560.86

33,886.47

497.63

456.86

5,897.14

2006-07

3,787.09

2,35,693.12

690.19

83,273.09

752.02

25,440.79

47.76

77,446.31

231.23

1,695.36

41,361.31

749.76

601.77

8,171.63

2007-08

5,353.09

10,41,991.93

783.65

7,82,222.30

1,271.20

48,937.20

133.15

1,40,326.48

275.47

2,282.03

57,984.73

1,024.37

883.06

12,521.22

2008-09 (P)

6,678.24

5,00,321.79

883.94

97,486.58

1,600.55

66,975.89

321.61

2,51,956.38

246.99

2,595.61

65,355.80

1,374.31

1,276.54

18,547.14

2008-09 (P)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April

504.99

38,723.13

60.96

8,590.47

127.11

5,009.43

17.02

18,286.34

283.12

215.45

5,611.38

1,049.91

84.44

1,225.51

May

506.95

37,466.82

47.25

5,314.57

132.70

5,129.74

18.71

20,067.09

267.34

214.96

5,581.88

1,082.53

93.33

1,373.54

June

514.71

32,493.74

64.17

7,553.91

132.26

5,196.29

19.16

13,194.69

270.16

206.21

5,261.63

1,101.52

92.91

1,287.22

July

573.60

45,791.13

92.35

10,371.04

133.35

5,447.80

22.93

22,999.52

268.68

224.47

5,578.37

1,130.39

100.49

1,394.40

August

616.33

37,792.91

121.09

9,493.34

133.94

5,546.76

22.61

15,213.86

267.33

226.28

5,801.48

1,140.63

112.41

1,737.47

September

576.27

39,119.45

96.34

9,122.00

131.57

5,627.37

25.25

17,221.08

268.20

219.16

5,635.60

1,197.44

103.96

1,513.40

October

642.60

49,765.73

121.40

9,733.60

134.92

5,906.58

30.77

25,722.44

266.75

236.47

6,442.34

1,219.60

119.03

1,960.77

November

532.91

41,524.54

57.72

6,758.28

137.13

5,755.72

27.19

22,097.04

265.74

205.74

5,355.01

1,255.11

105.13

1,558.49

December

560.72

41,535.94

48.31

7,202.24

135.93

5,901.41

31.95

21,449.44

261.53

225.97

5,311.21

1,275.33

118.56

1,671.64

January

558.77

49,523.22

52.93

9,153.85

137.01

5,845.04

32.27

27,635.01

258.71

217.87

5,171.06

1,314.18

118.69

1,718.27

February

544.10

40,681.80

75.48

8,431.26

129.05

5,688.24

33.21

20,367.58

255.12

195.98

4,659.48

1,342.36

110.38

1,535.25

March

546.29

45,903.38

45.93

5,762.04

135.58

5,921.52

40.54

27,702.30

246.99

207.04

4,946.34

1,374.31

117.21

1,571.18

Total (upto
Mar, 09)

6,678.24

5,00,321.79

883.94

97,486.58

1,600.55

66,975.89

321.61

2,51,956.38

246.99

2,595.61

65,355.80

1,374.31

1,276.54

18,547.14

2009-10

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April (P)

505.71

55,380.45

38.20

11,134.18

122.17

5,807.17

39.42

31,728.54

243.67

185.44

4,932.37

1,405.51

120.47

1,778.20

May (P)

520.52

42,635.99

51.19

6,665.42

121.27

5,792.75

38.94

23,474.15

240.54

182.04

4,815.94

1,430.33

127.08

1,887.71

June (P)

550.17

51,609.91

60.72

8,668.65

127.46

5,750.13

45.04

30,513.06

228.44

191.02

4,863.35

1,463.92

125.93

1,814.71

Total (upto
Jun, 09)

1,576.39

1,49,626.34

150.12

26,468.25

370.90

17,350.05

123.39

85,715.75

228.44

558.50

14,611.67

1,463.92

373.47

5,480.62

#   : Card Payments figures pertain only to Point of Sale (POS) transactions.
* : Debit Cards figures for 2003-04 and 2004-05 are estimated based on 2005-06 figures.
** : Cards issued by banks (excluding those withdrawn/blocked).

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