Statement 2 : Population Group Wise Ownership of Deposits of Scheduled Commercial Banks, March 1999

( Rupees lakh )

SECTOR OF ECONOMY

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

TOTAL

AMOUNT

PERCENT

AMOUNT

PERCENT

AMOUNT

PERCENT

AMOUNT

PERCENT

AMOUNT

PERCENT

1

2

3

4

5

6

7

8

9

10

11

I.

GOVERNMENT SECTOR

5,20,929

4.5

9,94,891

6.8

16,99,151

10.5

43,33,939

13.9

75,48,909

10.2

1.

Central & State Governments

2,36,511

2.0

3,50,820

2.4

6,69,823

4.1

10,48,919

3.4

23,06,073

3.1

i)

Central Government

34,309

0.3

51,176

0.3

82,126

0.5

6,29,318

2.0

7,96,930

1.1

ii)

State Governments

2,02,202

1.7

2,99,643

2.0

5,87,696

3.6

4,19,601

1.3

15,09,142

2.0

2.

Local Authorities

1,37,749

1.2

2,18,214

1.5

2,54,343

1.6

6,13,064

2.0

12,23,369

1.7

3.

Quasi-Government Bodies

43,398

0.4

2,21,902

1.5

3,76,689

2.3

10,61,646

3.4

17,03,634

2.3

Of which: State Electricity Boards

9,085

0.1

78,612

0.5

1,17,193

0.7

1,60,580

0.5

3,65,470

0.5

4.

Public Sector Corporations and Companies

1,03,271

0.9

2,03,956

1.4

3,98,297

2.5

16,10,310

5.2

23,15,834

3.1

i)

Non-Departmental Commercial

Undertakings

31,181

0.3

31,433

0.2

2,35,256

1.5

11,37,610

3.7

14,35,480

1.9

ii)

Others

72,090

0.6

1,72,522

1.2

1,63,041

1.0

4,72,700

1.5

8,80,353

1.2

II.

PRIVATE CORPORATE SECTOR

21,826

0.2

1,30,149

0.9

3,28,966

2.0

25,45,287

8.2

30,26,228

4.1

(Non-Financial )

1.

Non-Financial Companies

15,002

0.1

1,08,249

0.7

2,63,539

1.6

23,97,428

7.7

27,84,218

3.8

2.

Non-Credit Co-operative Institutions

6,824

0.1

21,900

0.1

65,427

0.4

1,47,859

0.5

2,42,009

0.3

III.

FINANCIAL SECTOR

8,78,050

7.6

10,02,105

6.8

9,90,090

6.1

36,35,462

11.7

65,05,707

8.8

1.

Banks

8,62,848

7.4

8,48,235

5.8

6,90,719

4.3

19,33,347

6.2

43,35,150

5.9

i)

Indian Commercial Banks

4,21,317

3.6

6,72,197

4.6

4,20,430

2.6

8,50,970

2.7

23,64,914

3.2

ii)

Foreign Resident Banks (Offices of -

4,07,670

3.5

3,733

-

6,827

-

2,77,518

0.9

6,95,748

0.9

Foreign Banks in India)

iii)

Co-operative Banks & Credit Societies

33,861

0.3

1,72,305

1.2

2,63,463

1.6

8,04,859

2.6

12,74,488

1.7

a. Co-operative Banks

23,463

0.2

1,54,322

1.0

2,41,894

1.5

7,56,260

2.4

11,75,939

1.6

b. Credit Societies

10,398

0.1

17,983

0.1

21,569

0.1

48,599

0.2

98,549

0.1

2. Other Financial Institutions

4,871

-

58,788

0.4

1,76,629

1.1

10,28,062

3.3

12,68,351

1.7

i)

Financial Companies

436

-

2,029

-

30,004

0.2

96,205

0.3

1,28,674

0.2

a. Housing Finance Companies

88

-

1,558

-

-

0.2

86,598

0.3

1,13,996

0.2

b. Auto Finance Companies

347

-

471

-

4,252

-

9,607

-

14,678

-

ii)

Total of Mutual Funds (including

10

-

840

-

18,711

0.1

52,532

0.2

72,093

0.1

Private Sector Mutual Funds)

a. Mutual Funds in Private Sector

6

-

627

-

418

-

6,618

-

7,670

-

b. Other Mutual Funds

4

-

213

-

18,293

0.1

45,914

0.1

64,423

0.1

iii)

Unit Trust of India

-

-

9,095

0.1

1,938

-

74,598

0.2

85,630

0.1

iv)

Insurance Corporations and Companies

3,943

-

37,073

0.3

58,358

0.4

4,06,675

1.3

5,06,049

0.7

(Life and General)

v)

Term Lending Institutions

25

-

1,364

-

12,776

0.1

2,68,431

0.9

2,82,597

0.4

vi)

Provident Fund Institutions

458

-

8,387

0.1

54,842

0.3

1,29,621

0.4

1,93,307

0.3

3. Other Financial Companies

10,330

0.1

95,082

0.6

1,22,741

0.8

6,74,053

2.2

9,02,206

1.2

i)

Financial Services Companies

181

-

1,583

-

25,394

0.2

79,034

0.3

1,06,192

0.1

ii)

Other Financial Companies

1,608

-

17,904

0.1

48,124

0.3

3,60,062

1.2

4,27,698

0.6

iii)

Others

8,542

0.1

75,594

0.5

49,223

0.3

2,34,957

0.8

3,68,316

0.5

IV. HOUSEHOLD SECTOR

94,52,685

81.3

10,815,677

73.4

1,15,44,684

71.2

1,63,39,947

52.5

4,81,52,992

65.3

1. Individuals (including Hindu

87,85,276

75.6

94,80,212

64.3

96,43,658

59.5

1,24,40,973

40.0

4,03,50,119

54.7

Undivided Families)

i)

Farmers

43,27,644

37.2

26,14,738

17.7

7,39,917

4.6

2,05,835

0.7

78,88,135

10.7

ii)

Businessmen, Traders, Professionals

and Self-Employed Persons

12,94,930

11.1

18,19,924

12.4

24,68,587

15.2

33,47,900

10.8

89,31,341

12.1

iii) Wage and Salary Earners

1,52,168

13.7

22,74,446

15.4

30,18,761

18.6

37,72,258

12.1

1,06,57,633

14.5

iv) Shroffs, Money Lenders, Stock

70,514

0.6

70,790

0.5

1,75,746

1.1

3,21,777

1.0

6,38,827

0.9

Brokers, Dealers in Bullion etc.

v) Other Individuals

15,00,019

12.9

27,00,314

18.3

32,40,647

20.0

47,93,203

15.4

1,22,34,183

16.6

2. Trusts, Associations, Clubs etc.

84,149

0.7

1,27,808

0.9

2,25,033

1.4

6,30,689

2.0

10,67,678

1.4

3. Proprietary and Partnership Concerns etc.

1,17,948

1.0

3,92,450

2.7

7,62,912

4.7

16,08,079

5.2

28,81,390

3.9

4. Educational Institutions

1,70,268

1.5

1,68,737

1.1

2,51,707

1.6

2,66,399

0.9

8,57,112

1.2

5. Religious Institutions

40,681

0.4

94,795

0.6

97,521

0.6

99,772

0.3

3,32,770

0.5

6. Others (Not elsewhere Classified)

2,54,363

2.2

5,51,674

3.7

5,63,853

3.5

12,94,033

4.2

26,63,923

3.6

V. FOREIGN SECTOR

7,47,026

6.4

17,90,608

12.2

16,42,284

10.1

42,86,524

13.8

84,66,442

11.5

1. Foreign Consulates, Embassies, Trade -

1,147

-

5,472

-

2,386

-

59,592

0.2

68,597

0.1

Missions, Information Services etc.

2. Non-Residents

6,75,796

5.8

16,49,097

11.2

14,61,348

9.0

39,56,398

12.7

77,42,640

10.5

3. Others

70,083

0.6

1,36,039

0.9

1,78,549

1.1

2,70,534

0.9

6,55,205

0.9

Grand Total

1,16,20,515

100.0

1,47,33,429

100.0

1,62,05,175

100.0

3,11,41,160

100.0

7,37,00,278

100.0

Statement 3 : State Wise Ownership Pattern of Deposits of Scheduled Commercial Banks, March 1999

(Rupees lakh)

REGION / STATE /

GOVERNMENT

FOREIGN

PRIVATE

FINANCIAL SECTOR

HOUSE-

TOTAL

UNION TERRITORY

SECTOR

SECTOR

CORPORATE

BANKS

OTHER

OTHER

HOLD

SECTOR (NON-

FINANCIAL INSTITUTIONS

FINANCIAL COMPANIES

SECTOR

FINANCIAL)

1

2

3

4

5

6

7

8

9

NORTHERN REGION

21,92,025

14,74,622

6,86,265

7,53,001

2,03,437

1,95,622

1,07,76,903

1,62,81,875

(13.4)

(9.0)

(4.2)

(4.6)

(1.2)

(1.2)

(66.1)

(100.0)

HARYANA

74,560

41,466

10,005

12,454

6,922

10,348

11,69,822

13,25,577

(5.6)

(3.1)

(0.7)

(0.9)

(0.5)

(0.7)

(88.2)

(100.0)

HIMACHAL PRADESH

99,834

20,998

1,473

24,408

1,202

23,750

6,31,929

8,03,593

(12.4)

(2.6)

(0.1)

(3.0)

(0.1)

(2.9)

(78.6)

(100.0)

JAMMU & KASHMIR

50,543

11,228

1,538

37,019

9,690

12,125

5,24,451

6,46,595

(7.8)

(1.7)

(0.2)

(5.7)

(1.4)

(1.8)

(81.1)

(100.0)

PUNJAB

1,11,378

6,11,346

19,280

3,99,936

29,251

20,041

24,31,214

36,22,445

(3.0)

(16.8)

(0.5)

(11.0)

(0.8)

(0.5)

(67.1)

(100.0)

RAJASTHAN

1,15,668

1,38,044

39,048

1,39,743

10,768

9,197

19,02,624

23,55,092

(4.9)

(5.8)

(1.6)

(5.9)

(0.4)

(0.3)

(80.7)

(100.0)

CHANDIGARH

1,23,904

63,204

19,164

36,254

8,950

2,326

3,76,453

6,30,255

(19.6)

(10.0)

(3.0)

(5.7)

(1.4)

(0.3)

(59.7)

(100.0)

DELHI

16,16,138

5,88,337

5,95,758

1,03,188

1,36,653

1,17,835

37,40,410

68,98,319

(23.4)

(8.5)

(8.6)

(1.4)

(1.9)

(1.7)

(54.2)

(100.0)

NORTH-EASTERN REGION

1,88,218

6,488

5,759

40,171

11,484

844

9,42,036

11,94,999

(15.7)

(0.5)

(0.4)

(3.3)

(0.9)

-

(78.8)

(100.0)

ARUNACHAL PRADESH

3,929

-

-

1,494

395

58

49,013

54,889

(7.1)

-

-

(2.7)

(0.7)

(0.1)

(89.2)

(100.0)

ASSAM

55,569

5,978

4,110

15,549

8,746

409

6,03,707

6,94,068

(8.0)

(0.8)

(0.5)

(2.2)

(1.2)

-

(86.9)

(100.0)

MANIPUR

8,214

102

429

1,610

117

15

24,364

34,852

(23.5)

(0.2)

(1.2)

(4.6)

(0.3)

-

(69.9)

(100.0)

MEGHALAYA

49,617

408

-

1,764

105

231

65,517

1,17,642

(42.1)

(0.3)

-

(1.4)

-

(0.1)

(55.6)

(100.0)

MIZORAM

13,273

-

-

1,031

2

3

18,781

33,091

(40.1)

(3.1)

-

-

-

-

(56.7)

(100.0)

NAGALAND

40,434

-

6

12,707

1,447

81

72,308

1,26,984

(31.8)

-

-

(10.0)

(1.1)

-

(56.9)

(100.0)

TRIPURA

17,182

-

1,213

6,014

674

47

1,08,345

1,33,474

(12.8)

-

(0.9)

(4.5)

(0.5)

-

(81.1)

(100.0)

EASTERN REGION

11,92,808

3,25,992

3,82,771

9,32,438

1,25,766

1,31,046

80,85,997

1,11,76.819

(10.6)

(2.9)

(3.4)

(8.3)

(1.1)

(1.1)

(72.3)

(100.0)

BIHAR

4,52,058

59,285

26,384

3,57,015

27,266

22,069

26,53,067

35,97,146

(12.5)

(1.6)

(0.7)

(9.9)

(0.7)

(0.6)

(73.7)

(100.0)

ORISSA

1,56,516

6,926

6,390

49,091

5,548

1,913

8,15,702

10,42,087

(15.0)

(0.6)

(0.6)

(4.7)

(0.5)

(0.1)

(78.2)

(100.0)

SIKKIM

12,881

7

-

113

25

-

48,814

61,839

(20.8)

-

-

(0.1)

-

-

(78.9)

(100.0)

WEST BENGAL

5,49,536

2,59,760

3,49,988

5,19,023

92,832

1,07,064

45,56,262

64,34,465

(8.5)

(4.0)

(5.4)

(8.0)

(1.4)

(1.6)

(70.8)

(100.0)

ANDAMAN & NICOBAR

21,815

14

9

7,196

95

-

12,151

41,281

(52.8)

-

-

(17.4)

(0.2)

-

(29.4)

(100.0)

CENTRAL REGION

7,42,778

2,38,908

1,58,308

5,99,977

64,323

54,732

79,70,767

98,29,793

(7.5)

(2.4)

(1.6)

(6.1)

(0.6)

(0.5)

(81.0)

(100.0)

MADHYA PRADESH

2,37,162

84,919

29,019

1,81,723

36,378

19,204

23,05,211

28,93,615

(8.1)

(2.9)

(1.0)

(6.2)

(1.2)

(0.6)

(79.6)

(100.0)

UTTAR PRADESH

5,05,617

1,53,989

1,29,289

4,18,254

27,945

35,527

56,65,556

69,36,178

(7.2)

(2.2)

(1.8)

(6.0)

(0.4)

(0.5)

(81.6)

(100.0)

WESTERN REGION

16,81,792

36,74,853

12,27,448

11,41,068

6,85,572

2,97,280

1,01,05,550

1,88,13,564

(8.9)

(19.5)

(6.5)

(6.0)

(3.6)

(1.5)

(53.7)

(100.0)

GOA

47,360

1,90,430

18,292

13,213

2,727

935

4,11,958

6,84,915

(6.9)

(27.8)

(2.6)

(1.9)

(0.3)

(0.1)

(60.1)

(100.0)

GUJARAT

2,22,509

8,60,735

1,19,965

1,32,478

22,786

10,808

26,49,628

40,18,909

(5.5)

(21.4)

(2.9)

(3.2)

(0.5)

(0.2)

(65.9)

(100.0)

MAHARASHTRA

14,09,342

26,16,705

10,88,142

9,93,391

6,60,041

2,85,537

70,06,477

1,40,59,634

(10.0)

(18.6)

(7.7)

(7.0)

(4.6)

(2.0)

(49.8)

(100.0)

DADRA & NAGAR HAVELI

2,523

80

1,050

1,732

18

-

10,873

16,277

(15.4)

(0.4)

(6.4)

(10.6)

(0.1)

-

(66.8)

(100.0)

DAMAN & DIU

58

6,903

-

255

-

-

26,614

33,829

(0.1)

(20.4)

-

(0.7)

-

-

(78.6)

(100.0)

SOUTHERN REGION

15,51,289

27,45,579

5,65,676

8,68,495

1,77,769

2,22,682

1,02,71,739

1,64,03,228

(9.4)

(16.7)

(3.4)

(5.2)

(1.0)

(1.3)

(62.6)

(100.0)

ANDHRA PRADESH

6,71,037

3,11,838

79,344

5,47,247

70,110

43,777

30,99,914

48,23,267

(13.9)

(6.4)

(1.6)

(11.3)

(1.4)

(0.9)

(64.2)

(100.0)

KARNATAKA

2,88,582

4,28,114

1,37,825

78,925

27,217

59,387

22,99,147

33,19,196

(8.6)

(12.8)

(4.1)

(2.3)

(0.8)

(1.7)

(69.2)

(100.0)

KERALA

1,43,441

12,46,458

30,320

88,782

7,512

9,850

12,53,501

27,79,863

(5.1)

(44.8)

(1.0)

(3.1)

(0.2)

(0.3)

(45.0)

(100.0)

TAMIL NADU

4,15,098

7,23,271

3,12,266

1,53,117

72,278

1,09,668

35,42,170

53,27,868

(7.7)

(13.5)

(5.8)

(2.8)

(1.3)

(2.0)

(66.4)

(100.0)

PONDICHERRY

33,131

35,898

5,921

424

652

-

77,007

1,53,033

(21.6)

(23.4)

(3.8)

(0.2)

(0.4)

-

(50.3)

(100.0)

TOTAL

75,48,909

84,66,442

30,26,228

43,35,150

12,68,351

9,02,206

4,81,52,992

7,37,00,278

(10.2)

(11.4)

(4.1)

(5.8)

(1.7)

(1.2)