Investment Portfolio of Scheduled Commercial Banks (Part 2 of 3)

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Published on February 14, 2003

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Investment Portfolio of Scheduled Commercial Banks (Part 2 of 3)

(As On March 31, 2002)

Statement 5 : Scheduled Commercial Banks’ Investments in Bonds Issued by Public Sector Enterprises (As at end - March)
										(Rupees Lakh)

	Public Sector Enterprises / Undertakings	State Bank of India and Associates		Nationallsed Banks		Other Scheduled Commercial Banks		Foreign Banks		All Scheduled Commercial Banks

		2001	2002	2001	2002	2001	2002	2001	2002	2001	2002

	1	2	3	4	5	6	7	8	9	10	11

1.	Indian Railway Finance	51,500	49,620	2,17,645	1,24,548	57,300	27,697	27,505	24,000	3,53,950	2,25,865
	Corporation (Railway Bonds)									(22.1)	(13.1)

2.	National Thermal Power	6,900	6,781	-	4,300	4,100	5,640	-	-	11,000	16,721
	Corporation (NTPC)									(0.7)	(1.0)

3.	National Hydro-Electric	2,700	10,000	11,050	7,400	4,000	15,360	-	-	17,750	32,760
	Power Corporation (NHPC)									(1.1)	(1.9)

4.	Nuclear Power Corporation	3,600	2,800	92,714	1,01,574	22,040	9,700	-	-	1,18,354	1,14,074
										(7.4)	(6.6)

5.	Power Finance Corporation	38,001	41,501	1,23,914	1,78,146	28,725	50,810	3,711	5,811	1,94,351	2,76,268
										(12.1)	(16.0)

6.	Indian Telephone	1,100	500	7,575	9,675	4,425	1,875	-	-	13,100	12,050
	Industries (ITI)									(0.8)	(0.7)

7.	Neyvelli Lignite	-	4,300	-	7,896	-	5,300	-	-	-	17,496
	Corporation										(1.0)

8.	Indian Petrochemical	600	5,500	17,999	36,270	525	7,025	-	500	19,124	49,295
	Corporation Limited									(1.2)	(2.9)

9.	Mahanagar Telephone	1,56,900	1,56,400	36,500	38,000	-	-	-	-	1,93,400	1,94,400
	Nigam Ltd. (MTNL)									(12.1)	(11.3)

10.	Rural Electrification	24,071	32,141	1,67,186	2,42,396	1,22,110	1,60,455	10,500	1,000	3,23,867	4,35,992
	Corporation (REC)									(20.2)	(25.3)

11.	Hindustan Photo Film	1,733	300	7,800	-	-	-	-	-	9,533	300
	Mfg. Co. Ltd.									(0.6)	(-)

12.	Housing & Urban	53,472	56,335	1,68,933	1,50,843	1,06,209	1,21,757	17,214	20,461	3,45,828	3,49,396
	Dev. Corp. (HUDCO)									(21.6)	(20.3)

	Total	3,40,577	3,66,178	8,51,316	9,01,048	3,49,434	4,05,619	58,930	51,772	16,00,257	17,24,617
		(21.3)	(21.2)	(53.2)	(52.2)	(21.8)	(23.5)	(3.7)	(3.0)	(100.0)	(100.0)

Note : Figures in brackets indicate percentages to total. ‘-’ = Nil or Negligible.

Statement 6 : Bank Group - Wise Maturity Classification of Investments in Government Securities (As at end - March)
											(Rupees Lakh)

Year / Period of			State Bank of India and Associates				Nationalised Banks				Other Scheduled Commercial Banks

Maturity (during			2001		2002		2001		2002		2001

April-March)			Old Loans	New Loans	Old Loans	New Loans	Old Loans	New Loans	Old Loans	New Loans	Old Loans	New Loans

1			2	3	4	5	6	7	8	9	10	11

2001	-	2002	18,98,584	-	-	-	9,74,124	-	-	-	7,13,729	-
			(16.3)				(6.9)				(22.8)

2002	-	2003	8,77,263	-	20,20,681	-	6,57,718	-	5,74,493	-	2,78,517	-
			(7.5)		(14.8)		(4.7)		(3.8)		(8.9)

2003	-	2004	15,91,229	-	16,88,423	-	6,68,017	-	5,22,067	-	2,08,581	-
			(13.7)		(12.3)		(4.7)		(3.4)		(6.7)

2004	-	2005	7,17,278	-	12,78,135	-	8,80,140	-	7,99,382	-	2,47,483	-
			(6.2)		(9.3)		(6.2)		(5.3)		(7.9)

2005	-	2010	53,01,937	2,47,203	66,25,594	-	71,38,431	4,86,010	73,64,128	7,778	10,99,483	1,48,379
			(45.5)	(37.2)	(48.4)		(50.6)	(25.4)	(48.4)	(0.3)	(35.2)	(30.3)

2010	-	2015	11,13,092	3,93,323	18,49,160	6,83,584	30,29,157	12,11,179	47,90,804	17,72,234	5,13,022	2,51,388
			(9.6)	(59.2)	(13.5)	(77.3)	(21.5)	(63.2)	(31.5)	(61.6)	(16.4)	(51.3)

2015 & above			1,45,427	23,500	2,22,428	2,01,257	7,52,677	2,18,788	11,54,508	10,98,406	66,741	89,853
			(1.2)	(3.5)	(1.6)	(22.7)	(5.3)	(11.4)	(7.6)	(38.2)	(2.1)	(18.4)

Total			1,16,44,810	6,64,026	1,36,84,421	8,84,841	1,41,00,264	19,15,977	1,52,05,382	28,78,418	31,27,556	4,89,620
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

											(Rupees Lakh)

Year / Period of			State Bank of India and Associates				Nationalised Banks				Other Scheduled Commercial Banks

Maturity (during			2001		2002		2001		2002		2001

			Old Loans	New Loans	Old Loans	New Loans	Old Loans	New Loans	Old Loans	New Loans	Old Loans	New Loans

	1		12	13	14	15	16	17	18	19	20	21

2001	-	2002	-	-	6,94,229	-	-	-	42,80,666	-	-	-
					(33.7)				(13.8)

2002	-	2003	14,85,805	-	4,05,917	-	10,30,441	-	22,19,415	-	51,11,420	-
			(32.8)		(19.7)		(48.6)		(7.2)		(14.4)

2003	-	2004	4,73,645	-	3,64,368	-	1,69,961	-	28,32,195	-	28,54,096	-
			(10.4)		(17.7)		(8.0)		(9.2)		(8.0)

2004	-	2005	3,31,022	-	1,94,361	-	1,75,286	-	20,39,262	-	25,83,825	-
			(7.3)		(9.4)		(8.3)		(6.6)		(7.3)

2005	-	2010	11,83,402	4,44,125	3,62,246	1,78,921	5,44,027	29,523	1,39,02,097	10,60,513	1,57,17,151	4,81,426
			(26.1)	(32.0)	(17.6)	(77.8)	(25.6)	(27.4)	(44.9)	(32.1)	(44.2)	(9.2)

2010	-	2015	9,18,014	3,46,655	36,605	21,436	1,97,670	43,010	46,91,876	18,77,326	77,55,648	28,45,483
			(20.2)	(25.0)	(1.8)	(9.3)	(9.3)	(39.9)	(15.2)	(56.9)	(21.8)	(54.1)

2015 & above			1,42,865	5,95,779	3,140	29,500	4,151	35,201	9,67,985	3,61,641	15,23,952	19,30,643
			(3.2)	(43.0)	(0.2)	(12.8)	(0.2)	(32.7)	(3.1)	(11.0)	(4.3)	(36.7)

Total			45,34,753	13,86,559	20,60,866	2,29,857	21,21,536	1,07,734	3,09,33,496	32,99,480	3,55,46,092	52,57,552
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Notes : Figures in brackets indicate percentages to total. @ Excluding postal savings and other obligations (Treasury bills are included ) ‘ - ’ Nil or Negligible.

Statement 7 : Interest Rate Range - Wise Distribution of Investments of Scheduled Commercial Banks in Central Government^@ and State Government Securities
								(Rupees Lakh)

	Year	Less than 6%		6% to 8%		8% to 10 %		10% to 11%

Bank Group	(end -	Central	State	Central	State	Central	State	Central	State
	March )	Govt.	Govt.	Govt.	Govt.	Govt.	Govt.	Govt.	Govt.

1	2	3	4	5	6	7	8	9	10

State Bank of India	2001	21,443	-	8,16,137	-	1,39,197	-	4,74,517	1,20,964
and Associates		(0.2)		(7.8)		(1.3)		(4.5)	(8.0)

	2002	21,322	-	1,32,559	-	5,48,463	2,56,780	7,74,007	2,82,287
		(0.2)		(1.1)		(4.4)	(13.8)	(6.2)	(15.2)


Nationalised Banks	2001	14,525	-	6,03,230	-	3,56,384	-	22,18,029	4,37,971
		(0.1)		(5.0)		(2.9)		(18.2)	(12.7)

	2002	8,904	-	5,46,664	150	18,33,976	5,00,780	31,56,399	6,45,505
		(0.1)		(4.0)	(-)	(13.3)	(12.2)	(22.9)	(15.8)


Other Scheduled	2001	415	-	46,841	-	63,522	-	1,36,075	28,039
Commercial Banks		(-)		(1.6)		(2.2)		(4.6)	(9.6)

	2002	272	-	4,89,064	-	6,64,178	39,833	5,78,606	37,196
		(-)		(10.8)		(14.7)	(12.8)	(12.8)	(11.9)


Foreign Banks	2001	12,458	-	33,086	-	34,165	-	80,181	160
		(0.6)		(1.6)		(1.7)		(3.9)	(3.8)

	2002	4,514	-	42,785	-	88,507	-	56,458	160
		(0.3)		(2.4)		(5.0)		(3.2)	(5.3)

All Scheduled	2001	48,841	-	14,99,294	-	5,93,268	-	29,08,802	5,87,134
Commercial Banks		(0.2)		(5.4)		(2.1)		(10.5)	(11.1)

	2002	35,012	-	12,11,072	150	31,35,124	7,97,393	45,65,470	9,65,148
		(0.1)		(3.7)	(-)	(9.6)	(12.7)	(14.0)	(15.4)

								(Rupees Lakh)

	Year	11% to 12 %		12% to 13%		13% and above		Total

Bank Group	(end -	Central	State	Central	State	Central	State	Central	State
	March )	Govt.	Govt.	Govt.	Govt.	Govt.	Govt.	Govt.	Govt.

1	2	11	12	13	14	15	16	17	18

State Bank of India	2001	71,33,976	4,59,746	12,81,658	4,67,052	6,54,860	4,68,515	1,05,21,788	15,16,277
and Associates		(67.8)	(30.3)	(12.2)	(30.8)	(6.2)	(30.9)	(100.0)	(100.0)

	2002	81,54,718	3,87,527	21,92,837	4,68,001	6,32,353	4,65,722	1,24,56,259	18,60,317
		(65.5)	(20.8)	(17.6)	(25.2)	(5.1)	(25.0)	(100.0)	(100.0)


Nationalised Banks	2001	48,04,274	8,73,151	35,31,804	12,32,734	6,35,542	9,14,383	1,21,63,788	34,58,239
		(39.5)	(25.2)	(29.0)	(35.6)	(5.2)	(26.4)	(100.0)	(100.0)

	2002	44,84,086	8,20,580	32,78,992	12,10,528	4,83,444	9,18,305	1,37,92,465	40,95,848
		(32.5)	(20.0)	(23.8)	(29.6)	(3.5)	(22.4)	(100.0)	(100.0)


Other Scheduled	2001	17,33,364	53,423	7,66,898	1,52,079	1,79,911	57,270	29,27,026	2,90,811
Commercial Banks		(59.2)	(18.4)	(26.2)	(52.3)	(6.1)	(19.7)	(100.0)	(100.0)

	2002	17,20,574	44,708	9,32,189	1,32,826	1,34,603	57,826	45,19,486	3,12,389
		(38.1)	(14.3)	(20.6)	(42.5)	(3.0)	(18.5)	(100.0)	(100.0)


Foreign Banks	2001	13,64,215	1,823	3,68,630	1,216	1,65,348	1,022	20,58,083	4,221
		(66.3)	(43.2)	(17.9)	(28.8)	(8.0)	(24.2)	(100.0)	(100.0)

	2002	11,45,552	1,288	2,66,535	556	1,80,431	994	17,84,782	2,998
		(64.2)	(43.0)	(14.9)	(18.5)	(10.1)	(33.2)	(100.0)	(100.0)

All Scheduled	2001	1,50,35,829	13,88,143	59,48,990	18,53,081	16,35,661	14,41,190	2,76,70,685	52,69,548
Commercial Banks		(54.3)	(26.3)	(21.5)	(35.2)	(5.9)	(27.3)	(100.0)	(100.0)

	2002	1,55,04,930	12,54,103	66,70,553	18,11,911	14,30,831	14,42,847	3,25,52,992	62,71,552
		(47.6)	(20.0)	(20.5)	(28.9)	(4.4)	(23.0)	(100.0)	(100.0)

Notes : Figures in brackets indicate percentages to ‘ Total ‘. @ Excludes Govt. of India Treasury Bills, Savings Deposits Certificates and other Postal Obligations. "-" = Nil or Negligible.

Statement 8 : State-Wise Classification of Scheduled Commercial Banks’ Investments in State Government Securities and Other State Level Securities (As at end-March)
							(Rupees Lakh)

State / Union Territory	State Government Securities		Regional Rural Banks		Co-op. Institutions		State Electricity Boards

	2001	2002	2001	2002	2001	2002	2001	2002

1	2	3	4	5	6	7	8	9

Andhra Pradesh	5,68,017	6,38,839	2,375	2,463	4,537	4,497	38,006	35,831
Arunachal Pradesh	4,480	5,226	-	-	-	-	1,500	-
Assam	1,25,938	1,60,759	140	140	8	8	36,267	37,051
Bihar	3,93,350	4,65,363	5,188	7,264	-	-	38,257	22,366
Chhattisgarh	6,466	24,984	-	-	-	-	-	-
Goa	20,937	27,568	-	-	-	-	5	-
Gujarat	2,07,686	2,87,179	2,899	2,091	3,658	3,286	56,284	56,108
Haryana	1,13,875	1,28,967	778	1,620	3,343	2,888	25,580	33,905
Himachal Pradesh	55,546	72,746	35	408	561	672	15,477	12,498
Jammu & Kashmir	65,277	82,802	364	429	99	32	9,497	12,536
Jharkhand	9,843	38,554	-	-	-	-	-	-
Karnataka	2,52,046	3,07,815	5,001	3,371	6,114	5,890	5,142	6,994
Kerala	2,83,493	3,27,630	35	218	4,192	3,380	34,395	39,318
Madhya Pradesh	3,09,616	3,41,923	7,206	5,957	1,822	1,672	92,129	85,735
Maharashtra	2,46,455	3,05,606	3,093	3,291	4,166	2,218	86,662	85,929
Manipur	13,841	15,840	35	35	-	-	-	4,700
Meghalaya	19,789	25,409	-	-	-	-	6,502	5,192
Mizoram	7,807	10,931	-	-	-	-	-	-
Nagaland	26,600	37,040	-	-	-	-	-	-
Orissa	3,28,824	3,80,300	3,669	3,739	-	-	7,406	4,276
Punjab	1,61,799	1,77,053	170	887	1,997	1,291	51,148	55,254
Rajasthan	4,19,897	4,96,757	3,881	2,969	832	506	40,182	48,817
Sikkim	9,832	10,610	-	-	-	-	-	500
Tamil Nadu	3,14,276	3,57,816	593	606	1,493	1,361	57,656	57,470
Tripura	19,519	23,052	35	35	61	-	-	-
Uttar Pradesh	8,99,161	10,50,647	11,105	5,523	175	95	44,837	35,814
Uttaranchal	1,316	18,155	-	-	-	-	-	-
West Bengal	3,84,667	4,52,733	1,700	1,701	261	262	37,831	35,751
Andaman & Nicobar Islands	-	-	-	-	-	-	-	-
Chandigarh	-	-	-	-	-	-	-	-
Delhi	-	-	367	-	1,908	1,423	-	-
Daman & Diu	-	-	-	-	-	-	-	-
Lakshadweep	-	-	-	-	-	-	-	-
Pondicherry	-	-	-	-	24	11	-	-
Dadra & Nagar Haveli	-	-	-	-	-	-	-	-

Total	52,70,353	62,72,304	48,669	42,747	35,251	29,492	6,84,763	6,76,045
	(73.4)	(77.4)	(0.7)	(0.5)	(0.5)	(0.4)	(9.5)	(8.3)

							(Rupees Lakh)

State / Union Territory	Municipal Corporation, Municipality and Port Trusts		State Financial Corporations		Housing Boards		State Industrial Development Corporations

	2001	2002	2001	2002	2001	2002	2001	2002

1	10	11	12	13	14	15	16	17

Andhra Pradesh	-	2,250	37,090	46,853	1,451	1,061	1,935	2,470
Arunachal Pradesh	-	-	-	-	-	-	-	-
Assam	-	-	3,972	3,953	-	-	-	-
Bihar	-	-	12,515	10,649	655	645	-	-
Chhattisgarh	-	-	-	-	-	-	-	-
Goa	15	-	-	-	-	-	-	850
Gujarat	15,591	11,989	27,926	30,569	566	315	9,875	4,894
Haryana	-	35	19,148	21,409	250	140	-	-
Himachal Pradesh	-	-	4,114	3,955	18	200	1,400	-
Jammu & Kashmir	-	-	5,403	5,983	-	-	-	-
Jharkhand	-	-	-	-	-	-	-	-
Karnataka	1,285	1,976	45,641	51,055	110	110	2,530	4,481
Kerala	264	197	18,508	19,361	2,291	1,975	2,357	6,156
Madhya Pradesh	654	-	20,716	23,511	2,320	2,020	2,857	1,335
Maharashtra	23,915	18,823	20,935	20,602	407	370	18,077	6,328
Manipur	-	-	-	-	-	-	-	-
Meghalaya	-	-	-	-	-	-	-	-
Mizoram	-	-	-	-	-	-	-	-
Nagaland	-	-	-	-	-	-	-	-
Orissa	-	-	30,750	30,997	-	-	4,700	4,300
Punjab	400	-	16,303	16,145	-	-	8,064	10,054
Rajasthan	-	-	22,426	25,010	1,802	1,692	7,934	7,139
Sikkim	-	-	-	-	-	-	-	-
Tamil Nadu	2,172	2,675	13,053	13,952	4,285	4,537	32,326	31,780
Tripura	-	-	-	-	-	-	-	-
Uttar Pradesh	-	-	49,070	55,867	-	-	1,490	7,945
Uttaranchal	-	-	-	-	-	-	-	-
West Bengal	11,464	9,785	16,561	13,851	950	940	7,311	11,883
Andaman & Nicobar Islands	-	-	-	-	-	-	-	-
Chandigarh	-	-	-	-	-	30	-	-
Delhi	-	-	992	1,994	2,862	1,788	-	-
Daman & Diu	-	-	-	-	-	-	-	-
Lakshadweep	-	-	-	-	-	-	-	-
Pondicherry	-	-	-	14	-	-	-	-
Dadra & Nagar Haveli	-	-	-	-	-	-	-	-

Total	55,760	47,730	3,65,123	3,95,730	17,967	15,823	1,00,856	99,615
	(0.8)	(0.6)	(5.1)	(4.9)	(0.3)	(0.2)	(1.4)	(1.2)

					(Rupees Lakh)

	Road Transport		Other Government &		Total

State / Union Territory	Corporations		Quasi Government Bodies

	2001	2002	2001	2002	2001	2002

1	18	19	20	21	22	23

Andhra Pradesh	4,075	4,525	31,250	28,324	6,88,736	7,67,113
Arunachal Pradesh	-	-	-	-	5,980	5,226
Assam	-	-	-	-	1,66,325	2,01,911
Bihar	408	304	2,076	1	4,52,449	5,06,592
Chhattisgarh	-	-	200	-	6,666	24,984
Goa	-	-	3,515	2,830	24,472	31,248
Gujarat	7,008	7,209	32,621	35,234	3,64,114	4,38,874
Haryana	-	-	11,383	1,122	1,74,357	1,90,086
Himachal Pradesh	6,000	6,400	22,598	15,165	1,05,749	1,12,044
Jammu & Kashmir	-	-	1,106	4,800	81,746	1,06,582
Jharkhand	-	-	-	-	9,843	38,554
Karnataka	-	-	44,955	47,674	3,62,824	4,29,366
Kerala	1,116	865	26,654	16,576	3,73,305	4,15,676
Madhya Pradesh	-	-	739	292	4,38,059	4,62,445
Maharashtra	24,495	22,680	2,10,133	1,95,770	6,38,338	6,61,617
Manipur	-	-	-	-	13,876	20,575
Meghalaya	-	-	-	-	26,291	30,601
Mizoram	-	-	-	-	7,807	10,931
Nagaland	-	-	-	-	26,600	37,040
Orissa	-	-	9,799	10,719	3,85,148	4,34,331
Punjab	1,000	1,180	20,978	7,146	2,61,859	2,69,010
Rajasthan	3,175	1,700	16,058	12,645	5,16,187	5,97,235
Sikkim	-	-	700	200	10,532	11,310
Tamil Nadu	-	-	14,733	9,324	4,40,587	4,79,521
Tripura	-	-	-	-	19,615	23,087
Uttar Pradesh	-	-	21,596	5,716	10,27,434	11,61,607
Uttaranchal	-	-	10	-	1,326	18,155
West Bengal	-	-	70,126	84,188	5,30,871	6,11,094
Andaman & Nicobar Islands	-	-	-	-	-	-
Chandigarh	-	-	-	-	-	30
Delhi	-	-	13,451	5,536	19,580	10,741
Daman & Diu	-	-	-	-	-	-
Lakshadweep	-	-	-	-	-	-
Pondicherry	-	-	-	-	24	25
Dadra & Nagar Haveli	-	-	-	-	-	-

Total	47,277	44,863	5,54,681	4,83,262	71,80,700	81,07,611
	(0.7)	(0.6)	(7.7)	(6.0)	(100.0)	(100.0)

Notes : Figures in brackets indicate percentages to total. Figures in this statement are inclusive of non-guaranteed bonds and unsecured debentures. Data on State Government Securities are exclusive of loans matured but still held by the banks. ‘-’ = Nil or negligible.