Appendix Table I.2 : Interest Rate Structure of Scheduled Commercial Banks

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Published on 30 August 2004

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Appendix Table I.2 : Interest Rate Structure of Scheduled Commercial Banks

Appendix Table I.2 : Interest Rate Structure of Scheduled Commercial Banks

												(Per cent per annum)
									Rates as on

		Item	Jan. 16,	Jan. 9,	Jan. 2,	Dec. 5,	Nov. 7,	Oct. 3,	Sept.12,	July 11,	June 20,	May 16,	May 9,	May 2,	April 11,
			2004	2004	2004	2003	2003	2003	2003	2003	2003	2003	2003	2003	2003
1			2	3	4	5	6	7	8	9	10	11	12	13	14

A.	Lending Rates
	Size of Credit Limit
	1.	Up to Rs. 2 lakh	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR	< PLR
	2.	Over Rs. 2 lakh
		(Prime Lending Rate*)	10.25-11.00	10.25-11.00	10.25-11.00	10.50-11.00	10.50-11.50	10.50-11.50	10.50-11.50	10.50-11.50	10.50-11.50	10.50-11.50	10.50-11.50	10.75-11.50	10.75-11.50
B.	Deposit Rates
	Category of Account
	1.	Current	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil	Nil
	2.	Savings	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50	3.50
	3.	Term Deposits @
		a) Up to and including
		one year	4.00-4.75	4.00-4.75	4.00-4.75	4.00-5.00	4.00-5.00	4.00-5.25	4.00-5.25	4.00-5.25	4.00-5.50	4.25-5.50	4.25-5.50	4.00-5.50	4.00-5.50
		b) 1-2 years	5.00	5.00	5.00	5.00-5.25	5.00-5.25	5.00-5.50	4.75-5.25	5.00-5.75	5.00-5.75	5.25-5.75	5.25-5.75	5.25-5.75	5.25-5.75
		c) 2-3 years	5.00-5.25	5.00-5.25	5.00-5.25	5.00-5.50	5.00-5.50	5.00-5.75	5.00-5.75	5.00-5.75	5.00-5.75	5.50-5.75	5.25-5.75	5.25-6.00	5.25-6.00
		d) > 3 years	5.25-5.50	5.25-6.00	5.25-5.75	5.25-5.75	5.25-6.00	5.25-6.00	5.25-6.00	5.25-6.00	5.25-6.00	5.75-6.00	5.50-6.00	5.50-6.25	5.50-6.25
	Memo Item :
	Bank Rate #		6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.25
														(April 29,
														2003)

*:Data relate to major public sector banks. <:Not exceeding. #:The change in the Bank Rate was made effective from the close of business of the date indicated in the parenthesis. @:The minimum maturity period of term deposits is 15 days, effective April 29, 1998. Data relate to major public sector banks.