(Amount in Rupees crore)

Outstanding as on

Variations

Sector

March 23, 2001

2000-01

1999-2000

1

2

3

4

I.

Gross Bank Credit (1+2)

4,69,153

68,335

58,806

1.

Public Food Procurement Credit

39,991

14,300

8,875

2.

Non-food Gross Bank Credit (A+B+C+D)

4,29,162

54,035

49,931

(100.0)

(100.0)

A.

Priority Sectors

1,53,861

22,034

17,216

(40.8)

(34.5)

a) Agriculture

51,587

7,206

4,747

(13.3)

(9.5)

b) Small Scale Industries

55,925

3,111

4,331

(5.8)

(8.7)

c) Other Priority Sectors

46,349

11,717

8,138

(21.7)

(16.3)

B.

Industry (Medium and Large)

1,62,582

15,263

16,803

(28.2)

(33.7)

C.

Wholesale Trade (other than food procurement)

20,396

3,578

2,853

(6.6)

(5.7)

D.

Other Sectors

92,323

13,160

13,059

(24.4)

(26.2)

of which :

i.

Housing

16,137

2,037

2,696

ii.

Consumer Durables

5,563

1,708

765

iii.

Non-Banking Financial Companies

7,812

634

1,096

iv.

Loans to Individuals against shares and debentures/bonds

1,694

-452

521

v.

Real Estate Loans

1,783

139

19

vi.

Other Non-Priority Sector Personal Loans

18,027

2,618

3,120

vii.

Advances against Fixed Deposits

19,785

909

3,770

viii.

Tourism and Tourism related Hotels

996

96

288

II.

Export Credit

45,321

6,203

3,227

(included under item I.2)

(11.5)

(6.5)

III.

Net Bank Credit

4,67,206

69,001

58,728

(including inter-bank participation)

Note:

1.

Data are provisional and relate to 50 selected scheduled commercial banks (49 for March 2001) which account for about 90-95 per cent of Bank Credit of all scheduled commercial banks. Gross Bank Credit includes bills rediscounted with the RBI, IDBI, EXIM Bank and other approved financial institutions and Net Bank Credit data include inter-bank participations. Net bank credit data are exclusive of bills rediscounted with the RBI, IDBI, EXIM Bank and other approved financial institutions.

2.

Data on priority sector advances at item 2A do not include investments in special bonds of specified institutions and investment in venture capital which are treated as eligible for inclusion under priority sector lending.

3.

Net bank credit used for computation of priority sector lending targets as given in para 3.38 etc. is net bank credit as defined at item III above less FCNR (B) and NRNR deposits.

4.

Figures in brackets are proportions to incremental non-food gross bank credit.