ACL

–

Audit Command Language

ACLF

–

Additional Collaterised Lending Facility

ACU

–

Asian Clearing Union

ADPC

–

Asian Disaster Preparedness Centre

ADRs

–

American Depository Receipts

ADs

–

Authorised Dealers

AEZs

–

Agricultural Export Zones

AHRD

–

Academy of Human Resources Development

AIFIs

–

All India Financial Institutions

AIRBEA

–

All India Reserve Bank Employees’ Association

AIRBWF

–

All India Reserve Bank Workers’ Federation

AL

–

Autonomous Liquidity

ALBM

–

Automated Lending and Borrowing Mechanism

ALBRS

–

Automated Lending and Borrowing Mechanism under Rolling Settlement

ALM

–

Asset Liability Management

AMCs

–

Asset Management Companies

AMPIs

–

Aggregated Micro-prudential Indicators

APEDA

–

Agricultural and Processed Food Products Exports Development Authority

APL

–

Above Poverty Line

ARI

–

Agro Rural Industries

ARM

–

Additional Resource Mobilisation

ASI

–

Annual Survey of Industries

ATF

–

Aviation Turbine Fuel

BCBS

–

Basle Committee on Banking Supervision

BFS

–

Board for Financial Supervision

BIFR

–

Board for Industrial and Financial Reconstruction

BIS

–

Bank for International Settlements

BIS

–

Bureau of Indian Standards

BLESS

–

Borrowing and Lending of Securities Scheme

BoP

–

Balance of Payments

BPL

–

Below Poverty Line

BRBNML

–

Bharatiya Reserve Bank Note Mudran Ltd

BR/NA

–

Bid amount Received to Notified Amount ratio

BSE Sensex

–

Bombay Stock Exchange Sensitive Index

CA

–

Certification Authority

CAD

–

Current Account Deficit

CAMELS

–

Capital Adequacy, Asset Quality, Management, Earning, Liquidity and Systems and Controls

CAS

–

Central Accounts Section

CBI

–

Central Bureau of Investigation

CCC

–

Computerised Cheque Clearing

CCI

–

Clearing Corporation of India

CCP

–

Central Counter Party

CCTV

–

Closed Circuit TV

CDBMS

–

Central Database Management System

CDs

–

Certificate of Deposits

CENVAT

–

Central Value Added Tax

CFMS

–

Centralised Funds Management System

CIB

–

Credit Information Bureau

c.i.f.

–

Cost, Insurance and Freight

CLF

–

Collateralised Lending Facility

CMG

–

Crisis Management Group

CNS

–

Continuous Net Settlement

CoR

–

Certificate of Registration

CPI

–

Consumer Price Index

CPI-IW

–

Consumer Price Index for Industrial Workers

CPLG

–

Core Principles Liaison Group

CP

–

Commercial Paper

CR

–

Contingency Reserve

CRA

–

Capital Reserve Account

CRAs

–

Credit Rating Agencies

CRAR

–

Capital to Risk-weighted Assets Ratio

CRF

–

Calamity Relief Fund

CRR

–

Cash Reserve Ratio

CSF

–

Consolidated Sinking Fund

CSO

–

Central Statistical Organisation

CVP

–

Currency Verification and Processing

DAP

–

Detailed Action Plan

DAPM

–

Department of Administration and Personnel Management

DBS

–

Department of Banking Supervision

DCA

–

Department of Company Affairs

DDAS

–

Diamond Dollar Account Scheme

DEPB

–

Duty Entitlement PassBook

DES

–

Duty Exemption Scheme

DFHI

–

Discount and Finance House of India

DFID

–

Department for International Development

DFRC

–

Duty Free Replenishment Certificate

DGCI&S

–

Directorate General of Commercial Intelligence and Statistics

DGFT

–

Directorate General of Foreign Trade

DICGC

–

Deposit Insurance and Credit Guarantee Corporation

DL

–

Discretionary Liquidity

DNBS

–

Department of Non-Banking Supervision

DNS

–

Deferred Net Settlement

DRG

–

Development Research Group

DRTs

–

Debt Recovery Tribunals

DTA

–

Domestic Tariff Area

DvP

–

Delivery versus Payment

E/R

–

Entity-Relationship

ECAIs

–

External Credit Assessment Institutions

ECAs

–

Export Credit Agencies

ECBs

–

External Commercial Borrowings

ECS

–

Electronic Clearing Services

EEFC

–

Exchange Earners’ Foreign Currency

EFC

–

Eleventh Finance Commission

EFR

–

Exchange Fluctuation Reserve

EFF

–

Electronic Fund Facility

EFT

–

Electronic Funds Transfer

EOUs

–

Export-Oriented Units

EPCG

–

Export Promotion Capital Goods

EPNs

–

Entry Point Norms

ESOPs

–

Employees’ Stock Options Plan

ESS

–

Early Severance Scheme

EXIM

–

Export-Import

FAQs

–

Frequently Asked Questions

FCA

–

Foreign Currency Asset

FCNR (B)

–

Foreign Currency Non- Resident Accounts (Banks)

FDI

–

Foreign Direct Investment

FEMA

–

Foreign Exchange Management Act

FERA

–

Foreign Exchange Regulation Act

FID

–

Financial Institutions Division

FIs

–

Financial Institution(s)

FIFO

–

First-in-First-Out

FIIs

–

Foreign Institutional Investors

FIMMDA

–

Fixed Income Money Market and Derivatives Association

FIPB

–

Foreign Investment Promotion Board

FRAs

–

Forward Rate Agreements

FRBMB

–

Fiscal Responsibility and Budget Management Bill

FTZs

–

Free Trade Zones

FVCIs

–

Foreign Venture Capital Investors

FVCFI

–

Foreign Venture Capital Fund Investors

GATT

–

General Agreement on Tariff and Trade

GB

–

Giga-Bytes

GCF

–

Gross Capital Formation

GDCF

–

Gross Domestic Capital Formation

GDP

–

Gross Domestic Product

GDRs

–

Global Depository Receipts

GDS

–

Gross Domestic Saving

GFD

–

Gross Fiscal Deficit

GoI

–

Government of India

GRF

–

Guarantee Redemption Fund

GSM

–

Government Securities Market

HRIS

–

Human Resources Information System

IAS

–

Integrated Accounting System

IBRD

–

International Bank for Reconstruction and Development

IBPS

–

Institute of Banking Personnel Selection

ICAI

–

Institute of Chartered Accountants of India

ICDs

–

Inter-Corporate Deposits

ICOR

–

Incremental Capital Output Ratio

IDBI

–

Industrial Development Bank of India

IDRBT

–

Institute for Development and Research in Banking Technology

IDFs

–

Infrastructure Development Funds

IDFC

–

Infrastructure Development Finance Company

IEBR

–

Internal and Extra Budgetary Resources

IFCI

–

Industrial Finance Corporation of India

IFRA

–

Investment Fluctuation Reserve Account

IFTP

–

Inter-Bank Funds Transaction Processor

IIBI

–

Industrial Investment Bank of India Limited

IIP

–

Index of Industrial Production

IIP

–

International Investment Position

ILAF

–

Interim Liquidity Adjustment Facility

IMF

–

International Monetary Fund

IMDs

–

India Millennium Deposits

INFINET

–

INdian FINancial NETwork

IOSCO

–

International Organisation of Securities Commissions

IRS

–

Interest Rate Swaps

IPOs

–

Initial Public Offerings

IRB

–

Internal Rating Based

IRDA

–

Insurance Regulatory and Development Authority

ISPs

–

Internet Service Providers

IT

–

Information Technology

IVCU

–

Indian Venture Capital Undertaking

KCC

–

Kisan Credit Cards

KVIBs

–

Khadi and Village Industries Boards

KVIC

–

Khadi and Village Industries Commission

LAF

–

Liquidity Adjustment Facility

LIBOR

–

London Inter-Bank Offer Rate

LIC

–

Life Insurance Corporation of India

LCs

–

Letter of Credits

LPA

–

Long Period Average

LRF

–

Last Reporting Friday

M&As

–

Mergers and Acquisitions

MAI

–

Market Access Initiative

M₃

–

Broad Money

MBs

–

Mega-Bytes

MCFS

–

Modified Carry Forward System

MDDB

–

Multi-Dimensional Database

MEIs

–

Macro-Economic Indicators

MFs

–

Mutual Funds

MFSS

–

Mutual Fund Services System

MICR

–

Magnetic Ink Character Recognition

MIS

–

Management Information System

MISU

–

Market Intelligence and Surveillance Unit

MOLAP

–

Multidimensional OLAP

MoUs

–

Memoranda of Understanding

MPIs

–

Macro-Prudential Indicators

MRTS

–

Mass Rapid Transport Systems

MSP

–

Minimum Support Price

NABARD

–

National Bank for Agriculture and Rural Development

NAS

–

National Accounts Statistics in India

NAV

–

Net Asset Value

NBC

–

Net Bank Credit

NBFCs

–

Non-Banking Financial Companies

NCC

–

National Clearing Cell

NCCF

–

National Calamity Contingency Fund

NCMC

–

National Crisis Management Committee

NDA

–

Net Domestic Assets

NDS

–

Negotiated Dealing System

NEER

–

Nominal Effective Exchange Rate

NFA

–

Net Foreign Assets

NHB

–

National Housing Bank

NI

–

Negotiable Instruments

NIC

–

National Industrial Classification

NM₃

–

New Broad Money Aggregate

NoF

–

Net Owned Funds

NPAs

–

Non-Performing Assets

NRERA

–

Non-Resident External Rupee Account

NRIs

–

Non-Resident Indians

NR(NR)RD

-

Non Resident (Non Repatriable) Rupee Deposit

NSCCL

–

National Securities Clearing Corporation Limited

NSE

–

National Stock Exchange

NSE-MIBOR

–

National Stock Exchange- Mumbai Inter-Bank Offer Rate

OCBs

–

Overseas Corporate Bodies

ODs

–

Overdrafts

OJT

–

On the Job Training

OLAP

–

On Line Analytical Processing

OMO

–

Open Market Operations

OMSS

–

Open Market Sales Scheme

OSMOS

–

Off-site Monitoring and Surveillance System

OWS

–

Other Welfare Schemes

PCA

–

Prompt Corrective Action

PCBs

–

Primary Co-operative Banks

PDAI

–

Primary Dealers’ Association of India

PDLS

–

Primary Dealers’ Liquidity Support

PDO

–

Public Debt Office

PDs

–

Primary Dealers

PEER

–

Programme for Enhancement of Emergency Response

PKI

–

Public Key Infrastructure

PLRs

–

Prime Lending Rates

POL

–

Petroleum, Oil and Lubricants

PSBs

–

Public Sector Banks

PSRS

–

Prudential Supervisory Reporting System

PSEs

–

Public Sector Enterprises

PSUs

–

Public Sector Undertakings

PwC

–

Pricewaterhouse Coopers

QIBs

–

Qualified Institutional Buyers

QRs

–

Quantitative Restrictions

RATE

–

Risk Assessment, Tools of Supervision, Evaluation

RBI

–

Reserve Bank of India

RBS

–

Risk Based Supervision

RD

–

Revenue Deficit

RE

–

Revised Estimates

REC

–

Rural Electrification Corporation

REER

–

Real Effective Exchange Rate

RIBs

–

Resurgent India Bonds

RIDF

–

Rural Infrastructure Development Fund

RNBCs

–

Residuary Non-Banking Companies

ROLAP

–

Relational OLAP

RRA

–

Regulations Review Authority

RTGS

–

Real Time Gross Settlement

SACs

–

Settlement Advisory Committees

S&P

–

Standard and Poor

SBI

–

State Bank of India

SCBs

–

Scheduled Commercial Banks

SCRA

–

Securities Contract (Regulations) Act

SDRs

–

Special Drawing Rights

SDDS

–

Special Data Dissemination Standard

SEBI

–

Securities and Exchange Board of India

SEBs

–

State Electricity Boards

SERC

–

State Electricity Regulatory Commission

SEZs

–

Special Economic Zones

SFCs

–

State Financial Corporations

SFMS

–

Structured Financial Messaging System

SGF

–

Settlement Guarantee Fund

SGL

–

Subsidiary General Ledger

SHGs

–

Self-Help Groups

SIA

–

Secretariat for Industrial Approval

SICA

–

Sick Industrial Companies (Special Provisions) Act

SIDBI

–

Small Industries Development Bank of India

SLBC

–

State Level Bankers Committee

SRS

–

Systems Requirements Specification

SSIs

–

Small Scale Industries

SSS

–

Securities Settlement System

SSSBE

–

Small Scale Service/ Business Enterprises

STCI

–

Securities Trading Corporation of India

STRIPS

–

Separate Trading of Registered Interest and Principal of Securities

TES

–

Trade Execution System

TFP

–

Total Factor Productivity

TOT

–

Terms of Trade

TPDS

–

Targeted Public Distribution System

TRIPs

–

Trade Related Intellectual Property Rights

TRQ

–

Tariff Rate Quota

UCBs

–

Urban Co-operative Banks

UCPDC

–

Uniform Customs and Procedures for Documentary Credit

UNDP

–

United Nations Development Project

UTI

–

Unit Trust of India

VAR

–

Vector Autoregression

VCF

–

Venture Capital Fund

VRS

–

Voluntary Retirement Scheme

WDM

–

Wholesale Debt Market

WEO

–

World Economic Outlook

WMA

–

Ways and Means Advances

WPI

–

Wholesale Price Index

WTO

–

World Trade Organisation

YTM

–

Yield-to-Maturity

ZTCs

–

Zonal Training Centres

This Report can also be accessed on Internet URL : www.rbi.org.in