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Official Website of Reserve Bank of India
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Published on
June 30, 2025
List of Select Abbreviations
| 3-MMA | 3-Month Moving Average |
| AA | Adjudicating Authority |
| AEs | Advanced Economies |
| AFA | Authorisation for Assignment |
| AFS | Available for Sale |
| AID | All Inclusive Directions |
| AIFs | Alternative Investment Funds |
| AIFIs | All-India Financial Institutions |
| AMCs | Asset Management Companies |
| AMFI | Association of Mutual Funds in India |
| APIs | Application Programming Interfaces |
| APY | Atal Pension Yojana |
| ARCL | AMC Repo Clearing Limited |
| ARCs | Asset Reconstruction Companies |
| ASPs | Annuity Service Providers |
| AUM | Assets Under Management |
| BCBS | Basel Committee on Banking Supervision |
| BIFR | Board for Industrial and Financial Reconstruction |
| Bima-ASBA | Bima Applications Supported by Blocked Amount |
| BIS | Bank for International Settlements |
| BLC | Balanced Life Cycle Fund |
| BPS | Basis Points |
| BRSR | Business Responsibility and Sustainability Reporting |
| BSI | Banking Stability Indicator |
| CAD | Current Account Deficit |
| CAGR | Compounded Annual Growth Rate |
| CART | Continuous Assessment-Based Red Teaming |
| CASA | Current Account and Savings Account |
| CCIL | Clearing Corporation of India Ltd. |
| CCPs | Central Counterparties |
| CCRI | Credit Concentration Risk Index |
| CCs | Clearing Corporations |
| CDs | Certificates of Deposit |
| CDSL | Central Depository Services Limited |
| CET1 | Common Equity Tier 1 |
| CGFMU | Credit Guarantee Fund for Micro Units |
| CICs | Core Investment Companies |
| CIRP | Corporate Insolvency Resolution Process |
| CLOs | Collateralised Loan Obligations |
| CMs | Clearing Members |
| CoC | Committee of Creditors |
| CP | Commercial Paper |
| CPGRAMS | Centralised Public Grievance Redress and Monitoring System |
| CPI | Consumer Price Index |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Credit Rating Agencies |
| CRR | Cash Reserve Ratio |
| D-SIIs | Domestic Systemically Important Insurers |
| DGA | Duration Gap Analysis |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIIs | Domestic Institutional Investors |
| DFM | Dynamic Factor Model |
| DIF | Deposit Insurance Fund |
| DLAs | Digital Lending Apps |
| DPD | Days Past Due |
| DRS | Debt Relief Schemes |
| DSR | Debt Service Ratio |
| EAR | Earnings At Risk |
| EBIT | Earnings Before Interest and Taxes |
| EBLR | External Benchmark-Based Lending Rate |
| EBPT | Earnings Before Profit and Tax |
| ECB | External Commercial Borrowings |
| ECLGS | Emergency Credit Line Guarantee Scheme |
| EMDEs | Emerging Markets and Developing Economies |
| EMEs | Emerging Market Economies |
| EMP | Exchange Market Pressure |
| EoDB | Ease of Doing Business |
| EOI | Expression of Interest |
| EPS | Earnings per Share |
| ERPs | ESG Rating Providers |
| ESG | Environmental, Social, and Governance |
| ETFs | Exchange Traded Funds |
| FBs | Foreign Banks |
| FCI | Financial Conditions Index |
| FDI | Foreign Direct Investment |
| FEMA | Foreign Exchange Management Act, 1999 |
| FIRE | Format for Incident Reporting Exchange |
| FMEs | Fund Management Entities |
| FoFs | Fund of Funds |
| FPI | Foreign Portfolio Investment |
| FSB | Financial Stability Board |
| FSDC | Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FSSI | Financial System Stress Indicator |
| FVTPL | Fair Value Through Profit and Loss |
| FY | Financial Year |
| GAOs | Global Administrative Offices |
| GaR | Growth-at-Risk |
| G20 | Group of Twenty |
| GDP | Gross Domestic Product |
| GEP | Global Economic Prospects |
| GNPA | Gross Non-Performing Asset |
| GPR | Global Geopolitical Risk |
| GSIBs | Globally Systemically Important Banks |
| G-Secs | Government Securities |
| GST | Goods and Services Tax |
| HFCs | Housing Finance Companies |
| HHI | Herfindahl-Hirschman index |
| HFT | Held for Trading |
| HQLAs | High Quality Liquid Assets |
| HTM | Held to Maturity |
| HVDLEs | High Value Debt Listed Entities |
| HySAC | Hybrid Securities Advisory Committee |
| IAIS | International Association of Insurance Supervisors |
| IBBI | Insolvency and Bankruptcy Board of India |
| ICR | Interest Coverage Ratio |
| IESSA | International Ethics Standards for Sustainability Assurance |
| IFSC | International Financial Services Centre |
| IFSCA | International Financial Services Centres Authority |
| IIBX | India International Bullion Exchange |
| IIF | Institute of International Finance |
| IIP | International Investment Position |
| IM | Information Memorandum |
| IMF | International Monetary Fund |
| INR | Indian Rupee |
| InvITs | Infrastructure Investment Trusts |
| IOSCO | International Organization of Securities Commission |
| IPO | Initial Public Offerings |
| IPs | Insolvency Professionals |
| IR | Information Ratio |
| IRDAI | Insurance Regulatory and Development Authority of India |
| ISPOT | Integrated SEBI Portal for Technical Glitches |
| ISSA | International Standard on Sustainability Assurance |
| IU | Information Utilities |
| KMPs | Key Managerial Personnel |
| KYC | Know Your Customer |
| LCR | Liquidity Coverage Ratio |
| LGD | Loss Given Default |
| LODR | Listing Obligations and Disclosure Requirements |
| LPCC | Limited Purpose Clearing Corporation |
| LSPs | Lending Service Providers |
| LT | Long-term |
| LTV | Loan-to-Value |
| MDG | Modified Duration Gap |
| MeitY | Ministry of Electronics and Information Technology |
| MF | Mutual Fund |
| MF Lite | Mutual Funds Lite |
| MII | Market Infrastructure Institutions |
| MITRA | Mutual Fund Investment Tracing and Retrieval Assistant |
| MNRL | Mobile Number Revocation List |
| MoU | Memorandum of Understanding |
| MRC | Minimum Required Corpus |
| MSME | Micro, Small And Medium Enterprises |
| MTM | Mark-To-Market |
| MVE | Market Value of Equity |
| NABARD | National Bank for Agriculture and Rural Development |
| NAVs | Net Asset Values |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NBFCs | Non-Banking Financial Companies |
| NBFC-ML | Middle layer NBFCs |
| NBFC-UL | Upper layer NBFCs |
| NBFI | Non-Bank Financial Intermediaries |
| NBSI | Non-Banking Stability Indicator |
| NDS-OM | Negotiated Dealing System – Order Matching |
| NDTL | Net Demand and Time Liabilities |
| NeGD | National e-Governance Division |
| NFCs | Non-Financial Corporates |
| NFO | New Fund Offer |
| NHB | National Housing Bank |
| NIC | National Industrial Classification |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non-Performing Assets |
| NOC | No-Objection Certificate |
| NOI | Net Operating Income |
| NPL | Non-Performing Loans |
| NPS | National Pension System |
| NRC | Nomination and Remuneration Committee |
| NSDL | National Securities Depository Limited |
| NSE IX | NSE International Exchange |
| NSFR | Net Stable Funding Ratio |
| NSO | National Statistical Office |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| ODIs | Offshore Derivative Instruments |
| OECD | Organisation for Economic Co-operation and Development |
| OFIs | Other Financial Intermediaries |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| ORBIO | Offices of the Reserve Bank of India Ombudsman |
| OTC | Over-the-Counter |
| OVD | Officially Valid Document |
| P/E | Price-to-Earnings |
| PaRRVA | Past Risk and Return Verification Agency |
| PAT | Profit After Tax |
| PCE | Personal Consumption Expenditures |
| PCR | Provisioning Coverage Ratio |
| PDs | Primary Dealers |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PL | Performing Loans |
| PSBs | Public Sector Banks |
| PSL | Priority Sector Lending |
| PVBs | Private Sector Banks |
| RAR | Risk Adjusted Return |
| RAs | Retirement Advisers |
| RBI | Reserve Bank of India |
| REIT | Real Estate Investment Trust |
| REER | Real Effective Exchange Rate |
| REs | Regulated Entities |
| RMBS | Residential Mortgage-Backed Securities |
| RMC | Risk Management Committee |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RPs | Resolution Plans |
| RPTs | Related Party Transactions |
| RRBs | Regional Rural Banks |
| RSA | Rate-Sensitive Assets |
| RSL | Rate-Sensitive Liabilities |
| RWA | Risk-Weighted Assets |
| SBs | Stock Brokers |
| SBU | Separate Business Unit |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDI | Securitised Debt Instrument |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SFBs | Small Finance Banks |
| SGF | Settlement Guarantee Fund |
| SIF | Specialized Investment Funds |
| SIMM | Standard Initial Margin Model |
| SIPs | Systematic Investment Plans |
| SLR | Statutory Liquidity Ratio |
| SMAs | Special Mention Accounts |
| SM REIT | Small and Medium Real Estate Investment Trust |
| SOC | Security Operations Centre |
| SPDs | Stand-alone Primary Dealers |
| SRC | Stakeholder Relationship Committee |
| SRS | Systemic Risk Survey |
| SRVA | Special Rupee Vostro Account |
| ST | Short-term |
| SUCBs | Scheduled Urban Cooperative Banks |
| TGA | Traditional Gap Analysis |
| TMs | Trading Members |
| UCB | Urban Cooperative Bank |
| UPS | Unified Pension Scheme |
| USD | US Dollar |
| VARX | Vector Auto Regression with Exogenous Variables |
| VIX | Volatility Index |
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