| AA |
Adjudicating Authority |
| AE |
Advanced Economy |
| AFC |
Asset Finance Company |
| AFS |
Available For Sale |
| AIFI |
All-India Financial Institution |
| ALM |
Asset-Liability Mismatch |
| AMC |
Asset Management Company |
| APY |
Atal Pension Yojana |
| ARC |
Asset Reconstruction Company |
| AUM |
Assets Under Management |
| BCBS |
Basel Committee on Banking Supervision |
| BIFR |
Board for Industrial and Financial Reconstruction |
| BSE |
Bombay Stock Exchange |
| BSI |
Banking Stability Indicator |
| CCP |
Central Counterparty |
| CD |
Corporate Debtor |
| CDs |
Certificates of Deposit |
| CET-1 |
Common Equity Tier-1 |
| CFD |
Contracts for Differences |
| CIC |
Core Investment Company |
| CIRP |
Corporate Insolvency Resolution Process |
| CP |
Commercial Paper |
| CPI |
Consumer Price Index |
| CRA |
Credit Rating Agency |
| CRAR |
Capital to Risk-weighted Assets Ratio |
| CRILC |
Central Repository of Information on Large Credits |
| EBA |
European Banking Authority |
| EBPT |
Earnings Before Profit and Tax |
| ECB |
European Central Bank |
| ECBs |
External Commercial Borrowings |
| ECL |
Expected Credit Loss |
| EFD |
Enforcement Department |
| EIA |
Energy Information Admninistration |
| EMDE |
Emerging Market and Developing Economy |
| EMs |
Emerging Markets |
| EPS |
Earnings per Share |
| FALLCR |
Facility to Avail Liquidity for Liquidity Coverage Ratio |
| FATF |
Financial Action Task Force |
| FB |
Foreign Bank |
| FC |
Financial Conglomerate |
| FC |
Financial Creditor |
| FI |
Financial Institution |
| FOMC |
Federal Open Market Committee |
| FMP |
Fixed Maturity Plan |
| FSDC |
Financial Stability and Development Council |
| GDP |
Gross Domestic Product |
| GFC |
Global Financial Crisis |
| GFCF |
Gross Fixed Capital Formation |
| GFSR |
Global Financial Stability Report |
| GGHOS |
Group of Governors and Heads of Supervision |
| GNPA |
Gross Non Performing Asset |
| GVA |
Gross Value Added |
| HFC |
Housing Finance Company |
| HFT |
Held for Trading |
| HNI |
High Net-worth Individual |
| HPI |
Housing Price Index |
| HQLA |
High Quality Liquid Asset |
| HTM |
Held to Maturity |
| HY |
High Yield |
| IAIS |
International Association of Insurance Supervisors |
| IAS |
International Accounting Standards |
| IBBI |
Insolvency and Bankruptcy Board of India |
| IBC |
Insolvency and Bankruptcy Code |
| ICA |
Inter-Creditor Agreement |
| ICE |
Independent Credit Evaluation |
| ICO |
Initial Coin Offering |
| IFRS |
International Financial Reporting Standards |
| IOSCO |
International Organization of Securities Commissions |
| IPO |
Initial Public Offering |
| IRAC |
Income Recognition & Asset Classification |
| IRB |
Internal Rating Based |
| IRDAI |
Insurance Regulatory and Development Authority of India |
| KYC |
Know Your Customer |
| LAF |
Liquidity Adjustment Facility |
| LB |
Large Borrower |
| LCR |
Liquidity Coverage Ratio |
| LC |
Loan Company |
| LT |
Long Term |
| MCA |
Ministry of Corporate Affairs |
| MF |
Mutual Funds |
| MPOR |
Margin Period of Risk |
| MSF |
Marginal Standing Facility |
| MSME |
Micro, Small and Medium Enterprises |
| MTM |
Mark to Market |
| NAV |
Net Asset Value |
| NBFC-IC |
NBFC - Investment Company |
| NBFC-IFC |
NBFC - Infrastructure Finance Company |
| NBFC |
Non-banking Financial Company |
| NBFC-D |
NBFC - Deposit taking |
| NBFC-ND-SI |
NBFC - Non-Deposit taking - Systemically Important |
| NCLAT |
National Company Law Appellate Tribunal |
| NDTL |
Net Demand and Time Liabilities |
| NIM |
Net Interest Margin |
| NNPA |
Net Non Performing Asset |
| NPA |
Non Performing Asset |
| NPS |
National Pension System |
| NSFI |
National Strategy for Financial Inclusion |
| OC |
Operational Creditor |
| OED |
Open Ended Debt scheme |
| OMO |
Open Market Operations |
| OOI |
Other Operating Income |
| PCA |
Prompt Corrective Action |
| PCR |
Provision Coverage Ratio |
| PFCE |
Private Final Consumption Expenditure |
| PFMI |
Principles for Financial Market Infrastructures |
| PFRDA |
Pension Fund Regulatory and Development Authority |
| PF |
Pension Fund |
| PMI |
Purchasing Managers’ Index |
| POP |
Points of Presence |
| PSB |
Public Sector Bank |
| PSU |
Public Sector Undertaking |
| PVB |
Private Sector Bank |
| QE |
Quantitative Easing |
| QIP |
Qualified Institutional Placement |
| RBC |
Risk-based Capital |
| RBSF |
Risk Based Supervisory Framework |
| RFA |
Red Flagged Account |
| RMRC |
Risk Management Review Committee |
| RoA |
Return on Assets |
| RoE |
Return on Equity |
| RP |
Resolution Professional |
| RSA |
Restructured Standard Advances |
| RWA |
Risk Weighted Assets |
| SA |
Standardised Approach |
| SCB |
Scheduled Commercial Bank |
| SD |
Standard Deviation |
| SDL |
State Development Loans |
| SEBI |
Securities and Exchange Board of India |
| SEC |
US Securities and Exchange Commission |
| SII |
Systemically Important Insurers |
| SIP |
Systematic Investment Plan |
| SLCC |
State Level Coordination Committees |
| SLR |
Statutory Liquidity Ratio |
| SMA |
Special Mention Account |
| SOMC |
Short Option Minimum Charge |
| SR |
Security Receipt |
| ST |
Short Term |
| SUCB |
Scheduled Urban Cooperative Bank |
| VaR |
Value at Risk |
| VAR |
Vector Auto Regression |
| WEO |
World Economic Outlook |
| WTI |
West Texas Intermediate |
