EASTERN REGION

STATE : SIKKIM

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,920

47,64

40,12

4,692

192,87

74,35

1. Direct Finance

4,874

45,77

38,80

4,570

190,17

72,82

2. Indirect Finance

46

1,87

1,32

122

2,70

1,52

II.

INDUSTRY

328

321,23

313,70

760

100,76

69,60

1. Mining & Quarrying

34

14,89

11,35

8

2,55

2,26

2. Food Manufacturing & Processing

43

2,45

1,92

130

2,13

1,85

  (a) Rice Mills, Flour & Dal Mills

2

4

3

42

18

18

  (b) Sugar

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

58

24

24

  (d) Tea Processing

2

17

9

4

13

14

  (e) Processing of Fruits & Vegetables

3

17

15

2

6

7

  (f) Others

36

2,07

1,65

24

1,52

1,22

3. Beverage & Tobacco

3

17

17

7

37,78

29,78

4. Textiles

39

52

37

8

24

18

  (a) Cotton Textiles

2

4

2

-

-

-

  (b) Jute & Other Natural Fibre Textiles

9

18

11

-

-

-

  (c) Handloom Textiles & Khadi

23

12

9

2

10

9

  (d) Other Textiles & Textile Products

5

18

15

6

13

10

5. Paper, Paper Products & Printing

11

53

40

9

29

28

6. Woods and Wood Products

9

77

61

4

20

15

7. Leather & Leather Products

1

2

3

-

-

-

8. Gems and Jewellery

-

-

-

3

87

29

9. Rubber & Plastic Products

3

17

7

2

25

27

10. Chemicals & Chemical Products

3

8

4

1

7

7

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

1

-

-

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

2

8

4

1

7

7

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

1

8

-

1

25

12

13. Basic Metals & Metal Products

11

54

45

9

40

36

  (a) Iron & Steel

-

-

-

3

13

11

  (b) Non-Ferrous Metals

-

-

-

-

-

-

  (c) Metal Products

11

54

45

6

27

25

14. Engineering

12

1,40

1,34

15

4,89

3,71

  (a) Heavy Engineering

5

1,18

1,20

-

-

-

  (b) Light Engineering

4

15

8

4

26

22

  (c) Electrical Machinery & Goods

1

2

2

4

1,90

1,82

  (d) Electronic Machinery & Goods

2

5

4

7

2,73

1,66

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

2

1,56

1,22

16. Other Industries

74

4,06

3,33

326

3,05

2,57

17. Electricity, Gas & Water

4

233,93

233,93

3

2,02

1,93

  (a) Electricity Generation & Transmission

4

233,93

233,93

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

3

2,02

1,93

18. Construction

80

61,63

59,72

232

44,21

24,56

  (a) Other than Infrastructure

74

9,39

7,67

203

39,68

22,51

  (b) Infrastructure Construction

6

52,23

52,04

29

4,53

2,05

III.

TRANSPORT OPERATORS

201

10,08

8,46

456

16,72

15,30

IV.

PROFESSIONAL AND OTHER SERVICES

691

55,90

51,76

1,704

153,41

132,17

1. Professional Services

32

3,86

3,87

22

54,20

46,87

2. Tourism, Hotel & Restaurants

97

22,76

22,12

84

41,98

38,48

3. Recreation services

21

30

28

6

71

53

4. IT and Telecommunications

4

15

8

10

82

70

5. Others

537

28,83

25,42

1,582

55,70

45,58

V.

PERSONAL LOANS

14,854

376,33

299,02

12,535

314,98

257,51

1. Housing

4,629

238,05

194,77

5,746

209,11

177,12

2. Consumer Durables

2,137

11,40

6,53

643

2,75

1,89

3. Vehicles

895

20,82

16,98

932

25,11

17,15

4. Education

119

2,90

2,15

338

8,63

6,82

5. Personal Credit Cards

10

38

4

85

54

20

6. Others

7,064

102,77

78,54

4,791

68,84

54,34

VI.

TRADE

1,464

472,63

164,55

482

69,87

57,10

1. Wholesale Trade

42

2,05

1,83

29

25,02

20,74

2. Retail Trade

1,422

470,58

162,72

453

44,85

36,36

VII.

FINANCE

50

23

20

146

61,30

61,00

VIII.

ALL OTHERS

166

2,49

1,81

874

7,45

6,12

TOTAL BANK CREDIT

22,674

1286,54

879,63

21,649

917,36

673,14

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2010

EASTERN REGION

STATE : SIKKIM

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1. Direct Finance

-

-

-

-

-

-

2. Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

-

-

-

1. Mining & Quarrying

-

-

-

-

-

-

2. Food Manufacturing & Processing

-

-

-

-

-

-

  (a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

  (b) Sugar

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

  (f) Others

-

-

-

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

4. Textiles

-

-

-

-

-

-

  (a) Cotton Textiles

-

-

-

-

-

-

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

  (c) Handloom Textiles & Khadi

-

-

-

-

-

-

  (d) Other Textiles & Textile Products

-

-

-

-

-

-

5. Paper, Paper Products & Printing

-

-

-

-

-

-

6. Woods and Wood Products

-

-

-

-

-

-

7. Leather & Leather Products

-

-

-

-

-

-

8. Gems and Jewellery

-

-

-

-

-

-

9. Rubber & Plastic Products

-

-

-

-

-

-

10. Chemicals & Chemical Products

-

-

-

-

-

-

  (a) Heavy Industrial Chemicals

-

-

-

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

-

-

-

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

-

-

-

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

13. Basic Metals & Metal Products

-

-

-

-

-

-

  (a) Iron & Steel

-

-

-

-

-

-

  (b) Non-Ferrous Metals

-

-

-

-

-

-

  (c) Metal Products

-

-

-

-

-

-

14. Engineering

-

-

-

-

-

-

  (a) Heavy Engineering

-

-

-

-

-

-

  (b) Light Engineering

-

-

-

-

-

-

  (c) Electrical Machinery & Goods

-

-

-

-

-

-

  (d) Electronic Machinery & Goods

-

-

-

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

16. Other Industries

-

-

-

-

-

-

17. Electricity, Gas & Water

-

-

-

-

-

-

  (a) Electricity Generation & Transmission

-

-

-

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

18. Construction

-

-

-

-

-

-

  (a) Other than Infrastructure

-

-

-

-

-

-

  (b) Infrastructure Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

1. Professional Services

-

-

-

-

-

-

2. Tourism, Hotel & Restaurants

-

-

-

-

-

-

3. Recreation services

-

-

-

-

-

-

4. IT and Telecommunications

-

-

-

-

-

-

5. Others

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI.

TRADE

-

-

-

-

-

-

1. Wholesale Trade

-

-

-

-

-

-

2. Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT